amorphous2111 » user profile

I am with Unisuper and their fee is about 0.7% in average. VAS or VGS averaged 0.12% and we can sell some in case we need the money.

No, only concessional I should have been more clear. Super doesn't always invest alot in ETFs, and the fee is less competitive. We want…

I am thinking of doing it directly with Vanguard. I have selfwealth account but they charge fee for buying and selling... I want to do the…

Thanks, Vanguard asks for the TFN so I think they will autofill with the ATO. I think spreading the CGT over the years would reduce the CGT…

Thank you. Yes I agree super would be the first option, but we have reached the contribution threshold.

Hellow fellow OZBs, I hope to set up an ETF investment with Vanguard for a long-term and in an effortless way, likely in the 10+ years. I…

Thank you

If paid witn gift card, what would be shown in OW invoice as payment? I need to claim the phone through salary packaging. Normally I bought…

Delay tracking is not much an issue, if it tracked after a few days it would be fine. The most deceptive action of CR is this: After…

I second darthsparow, been doing SS for years without any problem.

Yeah I just accepted what happened and try not for it to happen again.

Thanks. Yes people are free to offer comment, mocking or advice, and I am free to choose what to listen to and whom I response or thank for…

Yes for about 550, but legally the car will be insurance fraud if it is stolen and I claim insurance because I am aware that there are 2…

Thank you, yes it really is. Everything seems to fall into one place badly this time for me. The house has no content insurance. Generally…

Well, that is the quote from Lexus dealership, no matter how much your Lexus is currently worth. Parts for the ECU and key fobs are 4,000.…

Could you please shine some light on this? Do you think they would try to catch the bad guys asap and have interest in me recovering my…

It's an old RX350 which is worth like 15,000. But Lexus insists on replacing the certification ECU and reprogram 2 new keys. My…

Hello OzBarginers, my house was broken in during my holiday and I have filed a police report. Now, the offenders used my credit card to…

Thank you, I have gotten a Eufy set and will see how it goes. Your suggestions about how to future-proof the house from these thiefs are…

Coming back from holiday and found out my house was broken into. They took away all the cards, car keys, watches and wife's jewellery.…

Perhaps the FBT was different in the past so maybe your experience is negative. But currently you should be at least break even with a…

I think for 12-month novated lease can still come out ahead even with ICE. Gain will be smaller than that for EV, but still a gain…

I think novated lease is better, if in doubt just go for 12 month lease. Assuming a BEV arround 45k including GST. Traditional purchase…

Hi Mike, I bought the x20 True wireless but struggled to get it working. The airpods do not charge or can you advise if I didn’t do it…

If you make booking to some other country in SEA via Singapore (like Ho Chi Minh city) for the same amount of points, make sure you check…

They can. But often what they publish on their website should have some serious legal basis to it. It is not simply words from a sleazy…

When I signed up the novated lease, I thought that it will replace the car expense claim. The NL runs into about 20-25k pre tax so that it…

Hi fellow Ozb, I generally travel for work at least a few times a week, so every year I claim about 4-5k km as car expense from my tax.…

My order says “discount will be applied” but my card was charged the full $154. The 10% discount is now gone from my Coles plus saver,…

Yeah mine should be good too. They booked my tickets from the US division so the ticket number doesn’t show up in the Australian site.…