changyang1230 » user profile

You are probably thinking of OCD.

Oops lol.

This reminds me of my ultimate ozbargain tricks I used to do as a poor uni student. While eftpos and credit card always rounded to the…

The issue is that Ozbargain is unlikely to be a representative sample of Australian population as a whole.

I still love my Tesla and I think it's a bloody brilliant car. But I will also never buy another Tesla again as long as any business is in…

When people say "cash is king", it's more about liquid, easily transacted money rather than the physical entity.

I see. Yeah the insurance and depreciation definitely changed a lot over time.

Is there another spreadsheet or are you referring to my novated lease one?

The day when Elon Musk tried to "troll" us with the Nazi salute was the day when I told myself and people around me "enough is enough". His…

If you can find an EV that's newer than July 2022 (that has never paid luxury car tax) you could potentially get even better deal by…

It has a CE and TUV Rheinland symbol but not the RCM mark of Australia.

It kind of depends on how much you think the implications are. Some are historical figures (Ford etc) so it’s irrelevant. I don’t…

Yeah electric motor failure and electronic failure do exist, this is true of every human-made product. I was mostly rebutting @ratoloko's…

Neither am I - just putting the facts on the table while I continue to enjoy my near-zero maintenance cost of my EV while not worrying…

If you are going to claim some sort of increased motor failure rate from regen braking without real life statistics to back up your claim I…

Not really sure why of all things you chose "Tesla brake system" as an example. If anything, the lack of brake pad wear is precisely the…

There are pros and cons to each option and I wouldn't call it "stupid" outright. With the 2027 review date of EV NL, you are likely safe to…

Yeah it’s reimbursed at 4.2c/km as **tax deduction** rather than a full refund. So say your bracket is 37+2% (Medicare levy), the effect…

Not 100% familiar but from my brief reading it sounds like it’s still an employment-linked fringe benefit so yes you will need to…

I briefly looked at this kind of lease eg those offered by Origin. You get good flexibility (you are allowed to swap out of the lease at…

Very kind 👍

You are very welcome, it’s a super nerdy project that I’m very glad to have seen good use by many!

Could I get you to elaborate on why cash into the calculation makes EV better than it deserves? Are you suggesting “cash back from sales…

Spreadsheet guy here. You are obviously very astute about the global picture of your personal finance and have mentioned a few times about…

The irony in that Trump announced to the world that "I can be bought".

Yeah it's one of those things about EV - high speed air resistance has a lot more significant impact. I have once read that there's…

I have just gone to their website and amazingly they actually have a "range simulator" if you scroll down a bit.…

The other thing is, while I have never driven the EQB, I am not 100% 400km is the actual real world range for highway driving (that’s…

While im a big proponent of EV, I think it will probably be at least 10 years before you can literally not think about where to stay and…

Not entirely sure why you left the EQB in your headline when you have already ruled it out. Yes at this point people still kind of need to…