changyang1230 » user profile

Is there supposed to be a primary source or calculator you were referring to? The part where you referred to 8.3L/100km as the break even…

Thank you so much for the update!

A lot of people go for shorter lease mostly for worry about redundancy, or moving to a non-NL-friendly new employer. Lastly the FBT…

Renewing year by year scores additional documentation fee each time as it’s a new leasing agreement. But you are right that if the…

Haha thanks. I am the unofficial unpaid spruiker of FBT exempt NL. If only the NL providers give me even 0.1% of their revenue I was…

I was aware of some dealers doing this trick but it is likely illegal if you or the dealer are ever scrutinised. When I first heard about…

I am so jealous you scored this 😂

Because coal power generators are a lot more efficient than small internal combustion engines, plenty of source show that "coal-powered…

I am of the impression that you can only get the hourly energy usage if you already have a smart meter at your house, i.e. you are already…

I have a home battery so this is basically a no-brainer for me. Every single hour where I am drawing from grid, the cost is cheaper than…

Let me attempt to make it a bit more scientific to allow you some precise calculations. First of all you kind of need some idea as to what…

I see! I know about the EV9, first I have heard about Tesla round the world however :)

The depreciation (and the insurance) sting so people should consider if novated lease is worth the tax saving. Personally even if my Tesla…

Wait did you actually mean around the world or around Australia? :P

There are plenty of DC chargers out there which could charge the battery from 20-80% in around 20-30 minutes. That’s how people have been…

I don’t know exactly how they have sold the FSD in US and what the instruction is, either by the car or the deplorable boss (yes I’m…

^ how to say “I don’t have any real life experience with EV” without saying “I don’t have any real life experience with EV”.…

FSD is not really a thing in Australia so it’s currently irrelevant. (What they call FSD here is a promise, at this point it’s really…

Victoria’s EV tax was struck down one year ago so it’s no longer a thing.…

Yeah. Is it also UK by any chance? I am guessing it is done as two separate transactions because if it’s hold then they can’t simply…

It’s demonstrated on my spreadsheet.

The reddit calculator author here. Outside working out the figures for the savings, I would encourage people to hold a more holistic view…

You would think so but this company definitely did it as a proper credit card transaction and a refund; it comes out as two separate…

Word.

Holding other currency is an important one. I had to use a credit card to pay a refundable "damage waiver" for one of the holiday…

Unfortunately then don’t let you claim home charger as part of pretax novated lease expense. 🤷‍♂️

I guess my point is to highlight that there is an unfair zone which doesn’t extend forever, it does end when you are over 30,000 super.

You are confusing tax minimisation and tax evasion. Tax minimisation is LEGAL and appropriate application of all legal provision of…

Assuming that you get 11.5% super guarantee on your income, the pain starts from income of around 224,300 because your 11.5% super…