I have around 200k in stocks with ibkr and a mortgage for 489k with Macquarie. The two things are currently separate objects. Hence shock on either side doesn't directly affect the other …
Hi all, I lived outside the country for about a year and a half and I lost track with the current market for credit cards. The good news is that all my waiting times should have expired so I can be …
Hi all, I recently moved back to Australia and decided to join a health plan (Bupa Corporate Silver Plus Mid Hospital 70). Before that, I only had Medicare, which I made occasional use of for a …
Hi guys, I'd like to buy an ipad air and the pencil 2 with main purpose being jotting down notes for my work and reading books. I am not interested into the new model. I just need something …
Hi all, I bit the bullet and entered the real estate market with a leverage of about 53%. I bought a honest 2b2b which I will live in and probably sublease too (not decided yet). I paid my 10% and I …
Hi all, I am considering biting the (hard) bullet and buy my first property. My plan is to get a double bedroom flat with ensuite (i.e. 2 beds, 2 bathrooms) to live in the place and sublet the …
Hi all, For my line of work I need to buy a Dell 64gb ram. I will use it for work but my employer is not going to found it. I have a salary packaging agreement though which I wish to use for this …
Hi guys, Living in Sydney here. Unfortunately, due to joint issues, I had to do a couple of non-rebatable MRI. Each of them cost me $250. I was wondering I can get anything cheaper as I might have …
Hi, I am a first-home buyer and I am dipping my feet in the jungle of house buying. I am currently waiting for my pre-approval. I understand I will need a conveyancer to review any offer for sale I …
Hi all, I am looking for recommendations for a good mortgage broker in the sydney area, as per title. I just started looking at properties, hence integrated solutions (buyer's agent + mortgage) …
Hi everybody, Little bit of background about my life in the last three years. I worked for a year for an Aus company, then relocated overseas for about two years. Eventually, I got back here in …
Hi guys, Potential first home buyer here. I apologize for any potential naivety in what follows below, but I just dip my feet in the housing problem. So, I guess it is better to describe the …
Hi guys, Australian Permanent Resident here currently residing in both U.K and Australia. Unfortunately, it looks like that since I moved to U.K. I am having a hard-life in playing the card game. …
Hi guys, I am UK based but with Australia PR and frequently visit back here. Given the sorry state of things in UK, including the insurance market, I was wondering if anybody here is aware of aussie …
Hi all, I am PR in Australia but live in UK most of the year. I have to come back to Australia next week, and due to Murphy's laws I had a bad bike accident this Sunday. Long story short, my …
Hi guys, Long story short, I was renting a place in Sydney with a regular contract and bond deposited under the RBO scheme. After the end of my lease my agent came back with a nasty check-out …
Hi all, In a week I will relocate to UK. I will episodically come back to Australia in the next two years with the intention of ultimately settling back here. I had a look at UK AmEx cards and I …
Hi guys, I have to start a new electricity and gas deal for my new lease starting from tomorrow but I can't terminate the previous one until the 5th of March (overlapping leases). I was …
Hi all, Like many others, I was lured into a qantas and amex credit card programs for the Qantas points + free lounge accesses and other perks. That that about one year is passed and it's time …
Hi guys, Like almost everybody here, I have a $450 Qantas flight credit with my Amex card that I would like to spend between November and Feb. In principle, I would like to stay within the $800 all …
Hi guys, As we sadly know, Interactive Brokers (IBKR) Australia by default restricts Australian residents to open accounts with their Australian subsidiary. The australian subsidiary is heavily …
Hi fellow Ozbargainers, I recently got my 180.000 ANZ Rewards points from matching their spending requirement on their reward cards and I transferred a 500AUD equivalent into a Woolworths egift …
Hi all, I would like to know which Super allow users to invest their Super into ETF with direct control on the bundle and whether this is a cost-efficient option. In principle, I would like to …
Hi all, I am an Australian PR. I recently received a job offer from UK for which I am going to relocate to UK for two years. I do have some saving in AUS as well as a few years of contributions in a …
Hello, I am going to receive a premium AMEX and a VISA card in a few days. I was enticed by the favorable bonus conditions under matching spending thresholds within three months. However, I noticed …
Hi guys, My daughter won a $3500 voucher from her company that has to be spent on tech-related goods (no vouchers). Since the gift is actually an internal refund, she can potentially use it with …