arkhos » user profile

I speak 4 languages and English is not my primary one

Thank you, great comment. I will definitely get in touch with a cognizant accountant and explain the problem, but I wanted to get an idea…

I have around 200k in stocks with ibkr and a mortgage for 489k with Macquarie. The two things are currently separate objects. Hence shock…

Hi all, I lived outside the country for about a year and a half and I lost track with the current market for credit cards. The good news is…

very clear, thanks!

Hi all, I recently moved back to Australia and decided to join a health plan (Bupa Corporate Silver Plus Mid Hospital 70). Before that, I…

Hi guys, I'd like to buy an ipad air and the pencil 2 with main purpose being jotting down notes for my work and reading books. I am not…

great advice

Hi all, I bit the bullet and entered the real estate market with a leverage of about 53%. I bought a honest 2b2b which I will live in and…

agreed

@freefall101 I see the logic of your argument and agree with it. However, let's assume perfect oversight from ATO (horror stories down…

excellent explanation, tattooed on my arm, thanks. What you are saying is that by renting the house out while I live in I reduce my…

let me see if I understand. Let's suppose a monthly mortgage repayment of $1000. I earn an income of $2000 per month in some random job and…

win

yes!

Sorry for the confusion. What I mean is: I want to buy a 2beds 2 bathrooms unit and sublet the portion of the flat made of the bed…

Hi all, I am considering biting the (hard) bullet and buy my first property. My plan is to get a double bedroom flat with ensuite (i.e. 2…

thanks man. I understand that I was filtering out not-readily-available ones. cheers!

where do I get it though? on the website it is not available

Well, the sad reality is that I need the laptop for work, but my employer only finances a meagre 7% discount. Of course I could use the…

Hi all, For my line of work I need to buy a Dell 64gb ram. I will use it for work but my employer is not going to found it. I have a salary…

Second this comment. At the basis of my inertia into looking for alternatives from my current reference point (Medscan). Broke a shoulder…

Hi guys, Living in Sydney here. Unfortunately, due to joint issues, I had to do a couple of non-rebatable MRI. Each of them cost me $250. I…

Plenty of great wisdom coming from all of you guys. Will organize myself according to the advice received here. Now another question..…

Hi, I am a first-home buyer and I am dipping my feet in the jungle of house buying. I am currently waiting for my pre-approval. I…

I think my situation is straightforward but for one thing: I have a 3 years probation period on my job contract (fairly typical in my field)

Hi all, I am looking for recommendations for a good mortgage broker in the sydney area, as per title. I just started looking at properties,…

thanks, that's great

Thanks. Unfortunately, the type of job I do has crazy long probation periods (up to 3 years), hence I will still be in probation while…

Hi everybody, Little bit of background about my life in the last three years. I worked for a year for an Aus company, then relocated…