saver6969 » user profile
| Member Since | 21/04/2021 |
|---|---|
| Last Seen | Hidden |
| Location | sydney |
Recent Activities
saver6969 commented on Lowest $ Fees for High Balance Direct Share Superannuation or Pension Accounts
ChoicePlus by HostPlus has no admin % fee from October, but you must keep 20% of your balance in their pooled options. Last time I checked…
I just hold ETFs listed on the ASX. Can have up to 50% of your balance in each. I assume this % is smaller for individual shares.
saver6969 commented on Superannuation Funds. Is Hostplus good?
I've used choiceplus for a while now. It's as easy to use as any online broker. I don't recall it being difficult to setup and have never…
saver6969 replied to 
saver6969 on 60% off All Coffee + Delivery ($0 to VIC/ $0 with $50 Order) @ Inglewood Coffee Roasters
saver6969 on 60% off All Coffee + Delivery ($0 to VIC/ $0 with $50 Order) @ Inglewood Coffee Roastersit's working now!!
saver6969 commented on 60% off All Coffee + Delivery ($0 to VIC/ $0 with $50 Order) @ Inglewood Coffee Roasters
excludes decaf?
saver6969 posted a forum topic Transferring Money from HSBC UK to Australia via 3rd Party
Have a family member moving GBP20k from their HSBC UK account to Australia via OFX. They did the same a couple of years ago but this time…
saver6969 commented on Booking.com: 10% Cashback @ Cashrewards
Doesn't seem to stack with genius discount for me. So why would you use this?
OP, if you want control have a look at the Industry Super direct products (e.g. Hostplus choiceplus). Not as good as retail funds, but…
Except commissions in super are illegal
Same for Sydney (use an ozb referral for $50) No similar options for gas
Ah, of course, thanks
saver6969 posted a forum topic Drive Less Pay Less - Woolies
Woolies car insurance has a reduced cost if you drive fewer KMs per year. You provide your odo reading when taking out the coverage. If you…
It should now be more viable for electric cars given there is no FBT, but yes, you need to run the numbers and consider the complexity
They lost $45b last year. Liabilites now exceed assets. Would be hilarious if it wasn't our money (Government funding guarantee). How they…
you might want to read TR 2008/1
saver6969 commented on Is It Better to Convert Super to Cash Now?
Contact your superfund as they may offer intra-fund advice at no additional cost to you
A little off topic, but if it's an older house best to test the walls for lead paint
saver6969 commented on Diamond Earrings Sales
You could also look at alternatives like synthetic diamond, moissanite or CZ. More bang for your buck and almost no one can tell the…
saver6969 commented on GloBird Gas Price Increases by over 10%
After 6 months with them my electricity usage tarrif went up by 30%
Your employer or the provider should have some sort of new starter information pack. Essentially, below a certain dollar amount each year…
saver6969 commented on Is It Worth Doing Salary Sacrifice ?
Worth it if you work for a charity or public hospital. Otherwise not really much benefit.
saver6969 posted a forum topic Washing Machine Pump Repair - Bosch
The water out pump on our 4 year old Bosch WAK24161AU front loader washing machine has died (hair ties, hair clips, baby socks). Everything…
saver6969 replied to Zawoooo on HSBC Home Value Loan - 2.19% Variable (2.20% Comparison) $3288 Cashback
Zawoooo on HSBC Home Value Loan - 2.19% Variable (2.20% Comparison) $3288 CashbackGenerally nothing to stop you doing this but read the fine print No offset account on this offer
I just have standard ETFs - stw vas ivv vgs The benefit is maximised by having the largest possible unrealised gain. So the bigger your…
Product guide here https://hostplus.com.au/investment/understanding-your-investments/your-investment-options/choiceplus-faq IIRC - Flat…
saver6969 commented on Superfund with ETF Investment Option
I'm a happy hostplus choiceplus member. Good if you're wanting to use ETFs through a wrap/direct to maximise CGT deferral til pension…
saver6969 joined OzBargain.
Welcome aboard!