pnt » user profile
Member Since | 03/12/2017 |
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Last Seen | 13 hours 34 min |
Badges | 2 1 |
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> I never understood why I as a solicitor should bill $1m for my firm but get paid less than 1/8 of that. Now the boot is on the other…
pnt commented on Average Aussie Loses $1600 to Gambling Per Year
Anyone remember when Nick Xenophons No Pokies party? He had part of the balance of power in the senate 2008, and instead of crushing pokies…
pnt commented on Average Aussie Loses $1600 to Gambling Per Year
It's been no secret with authorities, researchers, and criminology that Australia is special, and it's due to pokies at the pub. |Country |…
The point is not location, the point is the cost to supply serviced land. It is cheap, we have heaps of fringe land in major and regional…
pnt commented on When Will There Be Affordable Housing?
Imo, serviced, ready to build, land can be produced for $65k - i.e.…
pnt replied to samfisher5986 on Affording Mortgage - Estimating Affordability and Household Savings - Family of 5
On that income, keeping good health and employment, I would think the asset test would prevent them from qualifying for the pension.
pnt replied to franklowe23 on Affording Mortgage - Estimating Affordability and Household Savings - Family of 5
> If you take a 30 year loan you'll be working until you are 70+ unless you find a way to increase your repayments or you have millions in…
> For those out there, how does this compare with similar composition families? Are my numbers way out with yours? Does this other category…
pnt commented on How Are People Affording Properties?
It's a **rational** decision, even profitable, to buy whilst **prices rise** sufficiently, regardless of price. Which is fine for all the…
I never got called up for 20 years working in various private industry jobs. Then I changed to university, and me and all my colleagues…
pnt commented on Summoned to Jury Duty during EOFY
I was summoned once. Here are my observations. You have several chances to be deferred. They don't like to defer, so you will probably have…
pnt commented on Is There Such a Thing as a Good TV Brand? in Other Words Good for All of Its Models?
Big tv company would aim for top, middle and low tier of market - they would maximise profits serving the whole market. The low tier is…
pnt commented on Where to Park $300k?
Ignoring the retire early part - solid ideas here:…
pnt commented on Gorilla Sports Power Cage $89.99 (RRP $500) + Delivery @ Gorilla Sports AU via Amazon AU/ Catch/ Bunnings Marketplace/My Deal
Pretty special price, if you need a budget quality one. I never bought one, but did shop around a couple of years, back, couldn't get…
Presumably mostly either dual incomes or the rich, but it's got to be tough, if they ever lose a job, or go through a rough patch: > While…
I would be stressed if I had a loan more than $700K (I have much less). I don't know how kids could keep their heads above water.
pnt replied to Chanes on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
I'll do a lot on ozbargain to save 50 bucks. Seems silly not to try to get 11k.
pnt replied to Bdawg on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
Reddit has a few stories of people doing it 3 times in a year. But not much information on the long term viability.
pnt was awarded a badge.
pnt commented on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
How often is it possible to churn between bonus deals with different banks? How much can save over 3 years if pursued aggressively.…
pnt replied to xmagic on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
Sounds like slick account arrangement, but doesn't sound like a deal breaker. I have tiny concerns about GFC style redraw freezing, but not…
pnt replied to leeroys_dad on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
I now remember someone saying it important if changing from PPOR to Investment sometime in the future for tax reasons. And now remember not…
pnt replied to xmagic on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
Why is is offset so important/deal breaker, considering they have "Free redraw available around the clock via online banking"?
pnt commented on T&R Q3 Foldable Automatic Electric Mahjong Table $999.99 Delivered @ Costco Online (Membership required)
What does it do (I had to find out)? https://youtu.be/hpbjH_eHc6A?si=s0UhR8laRUGNAT-e&t=277
pnt commented on Living Only Using Cash - Is It No Longer Possible?
Next up - trying to use gold only.
pnt replied to itslittfam on Apple MacBook Pro M2 Max 2023, 32GB RAM, 1TB SSD, Silver or Space Gray, 16" or 14" $4497 Each Metro Delivered/ C&C @ Officeworks
I wondered too, and after a bit of googling (https://qr.ae/pKqz5N): * High-performance video editing and 3D rendering. * Running multiple…
pnt commented on New Year, New Job! Grass Is Indeed Greener on The Other Side! Employee Loyalty Is Dead!
Nice, congratulations! One of the most important freedoms we have is our choice of employer. It is often said that those who change jobs…
pnt commented on 48.4% of Australians Live Paycheck to Paycheck
It has always been this way, most people spend as much as they earn, and let tomorrow take care of itself. Hence mandatory super, because…
Nice!
pnt replied to grizz_li on Free Six Inch Subway Sandwich with Every Sub and Drink Purchase @ Subway (App Required)
And $15 at a local carols event (and they sold out too)!
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