justworld » user profile

No fiduciary duty as it's just a contractual service - they're not providing financial advice or management. Ask around on landlord forums…

Sounds like you have a bad PM Yes property managers are 100% worth it - you pay them 5.5% (really 2.9% after tax) to serve as a middleman…

Of course they offer discounts. Almost all cars can be discounted, besides niche high-end models which sell at or over list. Unless you're…

Evil? The bank gives me a relationship manager for free so I get a convenient point of contact, processes home loan applications within 24…

I would have thought it's something to do with the positions usually requiring a uni degree, which is a simple accomplishment that,…

> Are these jobs being offered to high school students/graduates to try out? If they're not being offered to high school graduates, that…

Besides the minimum wage and other workplace laws, what distortions does the employment market have, in this particular context?

Amazing then that so many high school students (and indeed, high school graduates) seem to willingly accept much lower salaries than $100k…

A job that doesn't require sub-specialist training (e.g. surgery) after post-graduate training (e.g. GP) after getting a post-graduate…

It's shift work which the vast majority of people are able to do (in the sense of having the skills/qualifications to do so); it doesn't…

Well, not really. A surgeon is as close to the coal face as you can get - shift work, urgent work, life and death work - but gets paid…

I don't think you understand what 'justify' means. I'm telling you my rationale for making a choice. The choice is completely open to me.…

I don't feel the need to justify it - and I didn't try to. It's a pure cost/benefit analysis for me. Make it easy and convenient to get the…

I don't think I'd pay $40/month for any software, let alone whatever the original price was. That kind of price is going to make me pirate…

...you reckon a kid needs to be 12 years old to answer this question? 12 year old are doing linear algebra or geometry, not looking at…

You'd be worried if any kid in school couldn't answer this question.

The answer is obvious but I'm not convinced it's a good maths question as it doesn't test any mathematical principle. It's basically a…

Most of it is a bunch of poor people pretending to be rich to other poor people who want to pretend to be rich.

I have no doubt that car warranties that last only 3 or 5 years on expensive cars are insufficient under the ACL. It depends on the nature…

house husband duties, video games, road trips, chess, reading

"All the wealthy people I know are very interested in their communities and sharing the good fortune they benefitted from." I will be FIREd…

Wrong. Australian Consumer Law states that goods must be of acceptable quality. If they are not, and the defect was such that the consumer…

500GB is two days of heavy downloads. If I buy a new computer I'll do 500GB in two days re-downloading all my games and software. It's…

"I am guessing your personal priorities of gaining wealth make it hard for you to consider there are options that are better for many…

"It is cheaper if nobody has smoke alarms, but the long term costs are higher." You're still not seeing the point. Adding dental to…

> I'm simply pointing out that you won't need to pay dental insurance as well as income tax if dental is covered by Medicare. Yes, so I…

Holy shit. How disingenuous can you be. If we include dental in medicare, it will cost billions. The Greens have a plan to do so, at the…

"If the government was paying your dental, why would you continue to pay for dental insurance?" Probably because the medicare surcharge…

I pay for private health insurance which covers my dental care. In that sense, I already pay for it. You are proposing a system where my…

"If Medicare covered dental, you would have coverage too, and cheaper private insurance/out if pocket expenses." You'd also have higher…