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Offsets are preferred in some circumstances e.g. if you may at some point be turning your PPOR into an IP.

Update - NRMA Insurance said after a while that they could not supply the equivalent i30 and the cash payout was the only option.

No. Indexation did not start in 2006. It started when the Hawke government introduced HECS with a zero real interest rate - that is, the…

It's to do with the cold climate where we live - there is apparently an anti freezing mechanism...Page 9 of the following explains about…

Honda Scamp from 1967. https://en.wikipedia.org/wiki/Honda_N360

No spare wheel at all in new i30 Hatch - just a puncture kit. Until recently, i30 had a full size spare.

Does anyone have ideas about selecting an installer whose installation job does not void a new car warranty and most importantly does not…

If your hot water is a heat pump, don't turn it off - at least that is what our manual says.

Depends on your credit card. Some require a Qantas spend before you can claim the passes, others don't.

AppliancesOnLIne (also part of Winnings) sold us the Bosch Series 6 with very sharp pricing - helps if you know what you want and you…

The offer (if fulfilled) is to replace with a new vehicle - "new" could include old stock I suppose but not used.

i30 hatch; payout would be $32k..New i30 models ~ $40k - smaller engine and different features, Mild hybrid no spare wheel

The NRMA replacement offer is for cars up to 24 months old

NRMA has accepted a not at fault comprehensive insurance claim after another driver suddenly turned right across our path on a busy road…

Ditto. They agreed to much better prices than anyone else recently when we needed a new washing machine and a few weeks later, when we…

Ditto. Very fast delivery by Greengadgets and the iPhone 12 mini was in superb condition

Tax aside (see link below), the issue is about risk tolerance - (1) selling up and putting the proceeds in the offset provides a completely…

OP is very fortunate to have family stump up 40%. If I was the family, I would supply my generous gift at settlement and no sooner. It is…

In relation to the Weather Alerts provided through the Hub, it is reassuring that the T&C say " Enabling or disabling Weather Alerts, or…

If you can find it, the Werner StepRight 223-6AZ steel 3 step is little heavier but much safer and more solid than the Bunnings Syneco…

Conventional wisdom has long been that (1) land is what appreciates not buildings (some would query that given the trajectory of building…

Air China seems to have improved in 30 years when it was part of CAAC, the civil aviation authority. My one experience was in 1992 Sydney…

$649 for similar version 55PUT8215/79 with Freeview Plus AU…

Lands' End was my source for years as the long sleeve lengths they supplied were not easy to get in Oz or elsewhere - their specials and…

You may be comparing apples with oranges re investment returns - Not sure where you have sourced a cash return of 3.82% for AustSuper but…

If this list is correct up to date, none of these companies except Allianz and Youi will pay a claim if your car is taken by a drunk…

Has anyone had success dealing with Telstra (Boost) about sudden poor city reception on recent iPhones? Telstra store? So far, phone…

Returning to a sensible discussion - risk assessment is at the core of decisions about medicine safety and the associated restrictions,…

Jason 101 – you or someone else in your pharmacy is a professional pharmacist bound by professional duty and federal and state law to…

And you would be wise to reinforce that joint like we did. In our case with lots of heavy duty duct tape. Very solid after that.