backno67 » user profile
Member Since | 04/08/2014 |
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Last Seen | 05/02/2017 |
Location | Sydney |
Recent Activities
backno67 commented on Uncirculated Coins
As far as I know, people that work at the bank get them - then they sell them to collectors they know or on Ebay. That is the only…
backno67 commented on Investment Ideas
Coins and antiques
backno67 commented on Claiming RSA/RCG The Year after Getting It?
thanks for the replies!
backno67 posted a forum topic Claiming RSA/RCG The Year after Getting It?
Hi guys, I have tried googling for the answer but haven't found it and I hope you guys may be able to help me out. I got my RSA/RCG this…
finish at the top of what ladder? does your swim school put lifeguards/instructors/ whatever else in a ladder or anything that would…
Thanks for the replies, I think that putting a mortgage into the equation makes it clear that putting extra in super would be stopping that…
backno67 posted a forum topic Salary Sacrifice Super Contribution VS Other Investments
I just wanted to hear your view on what you believe makes the most sense. Would it be best to put more into super to get the tax discount,…
backno67 commented on To Buy or Not to Buy [a Car]
I believe buying a bike has most of the pros of both scenarios so I would go with that. The biggest drawback is not being able to take…
they will only pay bonus interest into just one of these savings accounts, this has been the case for around 1 year. I used to diversify…
backno67 commented on What do you find hard within Personal Finance?
The one thing I find hard is realising what is a true deal, and what isn't. Only if you know yourself really well, then you are able to…
backno67 commented on Budgeting Money - how do you do it ?
A system that has served me incredibly well: Average *ALL* your bills (you can start with estimates and then work to add more detail - I…
backno67 replied to MrFrugalSpend on Is It Illegal to Claim 2 Tax Free Thresholds from 2 Jobs (Earning over Tax Free Threshold)
I worked out it will be $40 per year net (already deducting the tax on the interest earned). Regarding coffees, i dont drink any, and the…
backno67 replied to SimbaGirl on Is It Illegal to Claim 2 Tax Free Thresholds from 2 Jobs (Earning over Tax Free Threshold)
thanks for that information, atm I'm pretty far away from that in terms of investment income but will come in handy to know for the future.
backno67 replied to Baysew on Is It Illegal to Claim 2 Tax Free Thresholds from 2 Jobs (Earning over Tax Free Threshold)
Fair enough, that's a good point. I did get that casual job before the full time job, so I did not give false or misleading statements at…
backno67 posted a forum topic Is It Illegal to Claim 2 Tax Free Thresholds from 2 Jobs (Earning over Tax Free Threshold)
I know that claiming two tax free thresholds from two different employers will create a tax debt at the end of the financial year (both…
what exactly are the rights and protection I can use? I will be calling Tenants NSW tomorrow to find out more. Is there any other body?
I will be doing them, but I thought once a fortnight is surely reasonable. It seems once a week is the standard asked for which is fairly…
nsw
great idea, thanks heaps
Yeh I will contact them regarding that, but with lawns I think it's really vague. A picture might help as suggested above.
Possible yes, the neighbour is particularly immaculate with his garden. He literally works on it everyday..
Thanks, that is pretty good advice!
backno67 posted a forum topic Landlord being anal about lawns
Wondering if I could have advice on this: Been renting for over 5 years. We have an inspection every three months where landlord or agent…
In cuzco, wear tons of sun protection, especially a hat since the sun just burns your skin though it may not look that strong. Some ideas…
[@sa-ozzie](/comment/2547615/redir): You just have to call them up and ask if the bonus applies to you. I have literally done it more than…
I think it's mainly fear of not knowing all the T & C's and signing up for something they dont quite understand. That, and no one likes to…
I track it on excel. I did come to the 410 conclusion after months of tracking my expenses and averaging them. A year later I tested if the…
backno67 commented on How Do You Manage Your Finances OzBargain?
I have what started out to be a simple system, that kept getting more and more complex as I went along because it kinda became fun. First,…
backno67 commented on ING not honoring refer a friend deal ...
I called them up late October and they said they would be releasing bonuses in two go's batches so to speak, and each batch would go…
didnt know about that forum, thanks for mentioning it!
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