backno67 » user profile
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Member Since | 04/08/2014 |
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Last Seen | 05/02/2017 |
Location | Sydney |
Recent Activities
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backno67 commented on Uncirculated Coins
As far as I know, people that work at the bank get them - then they sell them to collectors they know or on Ebay. That is the only…
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backno67 commented on Investment Ideas
Coins and antiques
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backno67 commented on Claiming RSA/RCG The Year after Getting It?
thanks for the replies!
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backno67 posted a forum topic Claiming RSA/RCG The Year after Getting It?
Hi guys, I have tried googling for the answer but haven't found it and I hope you guys may be able to help me out. I got my RSA/RCG this…
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finish at the top of what ladder? does your swim school put lifeguards/instructors/ whatever else in a ladder or anything that would…
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Thanks for the replies, I think that putting a mortgage into the equation makes it clear that putting extra in super would be stopping that…
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backno67 posted a forum topic Salary Sacrifice Super Contribution VS Other Investments
I just wanted to hear your view on what you believe makes the most sense. Would it be best to put more into super to get the tax discount,…
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backno67 commented on To Buy or Not to Buy [a Car]
I believe buying a bike has most of the pros of both scenarios so I would go with that. The biggest drawback is not being able to take…
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they will only pay bonus interest into just one of these savings accounts, this has been the case for around 1 year. I used to diversify…
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backno67 commented on What do you find hard within Personal Finance?
The one thing I find hard is realising what is a true deal, and what isn't. Only if you know yourself really well, then you are able to…
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backno67 commented on Budgeting Money - how do you do it ?
A system that has served me incredibly well: Average *ALL* your bills (you can start with estimates and then work to add more detail - I…
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backno67 replied to
MrFrugalSpend on Is It Illegal to Claim 2 Tax Free Thresholds from 2 Jobs (Earning over Tax Free Threshold)
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I worked out it will be $40 per year net (already deducting the tax on the interest earned). Regarding coffees, i dont drink any, and the…
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backno67 replied to
SimbaGirl on Is It Illegal to Claim 2 Tax Free Thresholds from 2 Jobs (Earning over Tax Free Threshold)
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thanks for that information, atm I'm pretty far away from that in terms of investment income but will come in handy to know for the future.
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backno67 replied to
Baysew on Is It Illegal to Claim 2 Tax Free Thresholds from 2 Jobs (Earning over Tax Free Threshold)
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Fair enough, that's a good point. I did get that casual job before the full time job, so I did not give false or misleading statements at…
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backno67 posted a forum topic Is It Illegal to Claim 2 Tax Free Thresholds from 2 Jobs (Earning over Tax Free Threshold)
I know that claiming two tax free thresholds from two different employers will create a tax debt at the end of the financial year (both…
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what exactly are the rights and protection I can use? I will be calling Tenants NSW tomorrow to find out more. Is there any other body?
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I will be doing them, but I thought once a fortnight is surely reasonable. It seems once a week is the standard asked for which is fairly…
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nsw
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great idea, thanks heaps
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Yeh I will contact them regarding that, but with lawns I think it's really vague. A picture might help as suggested above.
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Possible yes, the neighbour is particularly immaculate with his garden. He literally works on it everyday..
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Thanks, that is pretty good advice!
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backno67 posted a forum topic Landlord being anal about lawns
Wondering if I could have advice on this: Been renting for over 5 years. We have an inspection every three months where landlord or agent…
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In cuzco, wear tons of sun protection, especially a hat since the sun just burns your skin though it may not look that strong. Some ideas…
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[@sa-ozzie](/comment/2547615/redir): You just have to call them up and ask if the bonus applies to you. I have literally done it more than…
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I think it's mainly fear of not knowing all the T & C's and signing up for something they dont quite understand. That, and no one likes to…
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I track it on excel. I did come to the 410 conclusion after months of tracking my expenses and averaging them. A year later I tested if the…
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backno67 commented on How Do You Manage Your Finances OzBargain?
I have what started out to be a simple system, that kept getting more and more complex as I went along because it kinda became fun. First,…
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backno67 commented on ING not honoring refer a friend deal ...
I called them up late October and they said they would be releasing bonuses in two go's batches so to speak, and each batch would go…
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didnt know about that forum, thanks for mentioning it!
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