Term Deposit +

Term Deposit
A time deposit (also known as a certificate of deposit in the United States, a term deposit, particularly in Canada, Australia and New Zealand ; a bond in the United Kingdom ; Fixed Deposits in India and in some other countries) is a money deposit at a banking institution that cannot be withdrawn for a certain "term" or period of time (unless a penalty is paid). When the term is over it can be withdrawn or it can be held for another term. Generally speaking, the longer the term the better the yield on the money. In its strict sense, certificate deposit is different from that of time deposit in terms of its negotiability: CDs are negotiable and can be rediscounted when the holder needs some liquidity, while time deposits must be kept until maturity.
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31-Day Special Term Deposit 6% p.a. on Balance between A$3,000 and A$250,000 @ in1bank

expired 31-Day Special Term Deposit 6% p.a. on Balance between A$3,000 and A$250,000 @ in1bank

Another neobank's offering, seems legit/regulated under FCS. Below details are copy/paste from the promo page. How to create your in1Deposit Simply follow these steps: Download the in1bank …

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24-35 Months Term Deposit 5.20% p.a. Interest Paid Half-Yearly & At Maturity, Minimum $5,000 Deposit @ Greater Bank

expired 24-35 Months Term Deposit 5.20% p.a. Interest Paid Half-Yearly & At Maturity, Minimum $5,000 Deposit @ Greater Bank

This offer, being one of the highest TD rates around, has been available for a few months now but it comes with a compounding interest option. While it may not suit everyone, this offer could be …

160
5.45% p.a. 6- & 12-Month Term Deposits (Interest Paid on Maturity) on Balance $1,000 to $1 Million @ JudoBank

expired 5.45% p.a. 6- & 12-Month Term Deposits (Interest Paid on Maturity) on Balance $1,000 to $1 Million @ JudoBank

Personal term deposit rates at JudoBank increased again today - effective 5 July 2023. The rates are competitive with ING, Virgin Money, UBank 'at-call' saver accounts but note that term …

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3.6%-4.9% p.a. Interest on Your Term Deposit from 3 Months to 5 Years (Minimum Deposit $1,000) @ Judobank

expired 3.6%-4.9% p.a. Interest on Your Term Deposit from 3 Months to 5 Years (Minimum Deposit $1,000) @ Judobank

Competitive interest rates Min. deposit is $1000. Choice of payment terms, Paid @Maturity, Paid Annually, Paid Monthly, 3 Months from 3.6%-4.9% p.a Example: 5-year term deposit (interest paid …

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Term Deposit 4.10% p.a. Interest on 1 Year Rate, 4.95% 5 Year (Interest Paid Annually) @ AMP Bank

expired Term Deposit 4.10% p.a. Interest on 1 Year Rate, 4.95% 5 Year (Interest Paid Annually) @ AMP Bank

Today, AMP has once again upped their term deposit rates over a range of timeframes, effective immediately. The last increase was only seven days ago. Highlights are for deposits over $25,000 up to …

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Term Deposit 3.90% p.a. Interest on 1 Year Rate, 4.85% 5 Year (Interest Paid Annually) @ AMP Bank

expired Term Deposit 3.90% p.a. Interest on 1 Year Rate, 4.85% 5 Year (Interest Paid Annually) @ AMP Bank

Today, AMP has upped their term deposit rates over a range of timeframes, effective immediately. Highlights are for deposits over $25,000 up to $5 Million. Term Interest rate 1 year …

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2.00-4.50% p.a. Interest Term Deposit from 3 Months to 5 Years (Paid at Maturity, Minimum Deposit $1,000) @ Judobank

expired 2.00-4.50% p.a. Interest Term Deposit from 3 Months to 5 Years (Paid at Maturity, Minimum Deposit $1,000) @ Judobank

Ok, last time this was posted (https://www.ozbargain.com.au/node/712387), max rate was 4.35%, and then in couple of weeks were reverted back to max 4.25%. Now we have 4.5% maximum: Term Paid …

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Term Deposit 3.50% p.a. Interest on 1 Year Rate, 4.40% 5 Year (Interest Paid annually) @ AMP

expired Term Deposit 3.50% p.a. Interest on 1 Year Rate, 4.40% 5 Year (Interest Paid annually) @ AMP

AMP has upped their term deposit rates over a range of timeframes. At the time of posting these are the highest advertised rates on offer for interest paid annually. Highlights are for deposits over …

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Term Deposit 6 Months 2.50% p.a, 12 Months 3.3% p.a. (Balance from $10,000 to $250,000) @ Citibank

expired Term Deposit 6 Months 2.50% p.a, 12 Months 3.3% p.a. (Balance from $10,000 to $250,000) @ Citibank

Citibank has just increased their term deposit rate (Interest paid at maturity): Fixed Term Interest rate 3 months 1.65% p.a. 6 months 2.50% p.a. 9 months 2.75% p.a. …

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1.90-4.35% p.a. Interest Term Deposit from 3 Months to 5 Years (Paid at Maturity, Minimum Deposit $1,000) @ Judobank

expired 1.90-4.35% p.a. Interest Term Deposit from 3 Months to 5 Years (Paid at Maturity, Minimum Deposit $1,000) @ Judobank

Was helping Grandad find a 5 year term deposit. Judo bank is competing with AMP and coming in sharper now not by much. Similar to https://www.ozbargain.com.au/node/697996 Reposting as the rates …

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Term Deposit 3.25% p.a. Interest on 1 Year Rate (Interest Paid at Maturity) @ Macquarie Bank

expired Term Deposit 3.25% p.a. Interest on 1 Year Rate (Interest Paid at Maturity) @ Macquarie Bank

Great interest rate offered by Macquarie Bank: Interest paid at maturity Term Interest paid at maturity 3 months 1.75% p.a. 6 months 2.40% p.a. 9 months 2.70% p.a. 1 year 3.25% …

180
Term Deposit Special Interest Rates: 6 Months 2.60% p.a, 12 Months 3.15% p.a. (Minimum $1,000 Balance) @ Gateway Bank

expired Term Deposit Special Interest Rates: 6 Months 2.60% p.a, 12 Months 3.15% p.a. (Minimum $1,000 Balance) @ Gateway Bank

Interest for term deposits is calculated daily and, depending on the term chosen and interest payment frequency option, is paid either monthly, 6 monthly, annually or at maturity if the term is for 1 …

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Up to 1.60% p.a. Interest + 5,000 Points + 8 Points Per Spend ($2,000 Deposit + 5 Purchase Monthly Req'd) @ Virgin Money

expired Up to 1.60% p.a. Interest + 5,000 Points + 8 Points Per Spend ($2,000 Deposit + 5 Purchase Monthly Req'd) @ Virgin Money

So this will require some reading on your behalf, but there’s an opportunity to earn up to 1.60% on your savings using Virgin’s “rate lock” feature, which acts as a mini term deposit for 32 …

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Term Deposit 2.75% p.a. for 12 Months, 1.90% p.a. for 6 Months, Pay at Maturity, $5,000 Minimum Deposit @ Macquarie Bank

expired Term Deposit 2.75% p.a. for 12 Months, 1.90% p.a. for 6 Months, Pay at Maturity, $5,000 Minimum Deposit @ Macquarie Bank

These rates apply to Macquarie Personal Banking clients only and your minimum investment is $5,000

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5-Year Term Deposit: 4.15% p.a Minimum $25,000 Deposit, 4.10% p.a. Minimum $5,000 Deposit @ AMP Bank

expired 5-Year Term Deposit: 4.15% p.a Minimum $25,000 Deposit, 4.10% p.a. Minimum $5,000 Deposit @ AMP Bank

At the moment, AMP Bank is offering the highest 5 year term deposit for a minimum of $25,000 for 4.15% p.a. If you have a minimum of $5,000, it will be 4.1% p.a for 5 years term. Not a bad offering …

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1.25-4.05% p.a. Interest on Your Term Deposit from 3 Months to 5 Years (Minimum Deposit $1,000) @ Judobank

expired 1.25-4.05% p.a. Interest on Your Term Deposit from 3 Months to 5 Years (Minimum Deposit $1,000) @ Judobank

Great interest rates in IMO, never heard of the bank myself but they are ASX listed. Min. deposit is $1000 Term @Maturity Paid Annually Paid Monthly 3 Months 1.25% p.a. 1.25% …

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Term Deposit 12 Months Interest Rate 2.5% p.a. (Min Deposit $5000, Personal Banking Clients) @ Macquarie Bank

expired Term Deposit 12 Months Interest Rate 2.5% p.a. (Min Deposit $5000, Personal Banking Clients) @ Macquarie Bank

Macqaurie bank term deposit 12 months @ 2.5% might interest some people. I will hold off till July to see if any increases and delay income to next f/y.

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AMP Term Deposit 2.75% 4 Months for Previous AMP Saver Holders

expired AMP Term Deposit 2.75% 4 Months for Previous AMP Saver Holders

For those that have previously held an AMP Saver account making them ineligible for https://www.ozbargain.com.au/node/467579 then this is their offer for you. 4 months term deposit at 2.75% I never …

170
2.80% Term Deposit (with Loyalty Bonus) @ UBank (Min 3months/ $1000)

expired 2.80% Term Deposit (with Loyalty Bonus) @ UBank (Min 3months/ $1000)

Ubank is currently offering a 2.70% standard interest rate on term deposits, with a loyalty bonus rate of 0.10% if you let your deposit roll over at maturity. This gives customers the potential to …

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3.98%pa 6 Month Term Deposit @ Citibank

expired 3.98%pa 6 Month Term Deposit @ Citibank

Was looking into selling off some of my crypto to diversify and lower risk on my investment portfolio and came across this deal. A few T's & C's apply as usual: Earn 3.98% pa on a 6 …