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$2,000 Refinance Cashback (Min $250,000 and LVR up to 80%) @ ANZ

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$2,000 Refinance Cashback (Min $250,000 and LVR up to 80%) @ ANZ
Go to Deal
AssociatedLSushan Maharjan @ Wealth Finance on 07/01/2025 - 12:26 anz.com.au (323 clicks)
Last edited 08/01/2025 - 14:56 by 2 other users

Buying your first home? 

Get $3,000 in your pocket
You read that right. Eligible first-home buyers can get $3,000 to spend however you like, as long as you have an ANZ home loan of 250,000 or more.

Drawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.

Refinance your home loan to ANZ
Looking to refinance? We can help you switch and refinance your home loan from another bank.

Refinance your eligible home loan of $250,000+ and 80% or less LVR to ANZ and you could get $2,000 cash to spend on whatever you like.

Get discounted rates upfront on eligible loans
$0 set up or ongoing fees

Contact Wealth Finance Pty Ltd a Mortgage Broking company accredited with over 26 banks in Australia and is here to help you unlock the best home loan deals tailored to your needs. Take advantage of our exclusive rates and cashback offers!

🏠 Home Loan Rates available from different lenders starting from:
1. Owner Occupied Loans: 5.79% (LVR up to 80%) Comparision rate to 6. 24 %
2. Investment Property Loans: 6.19% (LVR up to 80%) Comparision rate to 6.89 %

💰 Cashback Offers Available from Different Lenders:
1. Up to $3,000 Cashback for First Home Buyers
2. Up to $2,000 Cashback for Refinance Loans
Other Services We Offer:
1. Residential Loans (Full Doc & Low Doc)
2. Loans for Individuals, Couples, Families, Companies & Trusts
3. Home Loans, Personal Loans, Car Loans, Business Loans & SMSF Loans

Why Choose Wealth Finance?

1.Tailored advice and expert guidance
2. Access to exclusive loan products and rates
3. We work with multiple lenders to find the best option for you
4. For personalized advice and a free consultation, contact me directly:

Mortgage Broker "Sushan Maharjan "
📞 0434 572 854
📧 [email protected]
📱 WhatsApp: 0434 572 854
Web :https://thewealthfinance.com/
Facebook: https://www.facebook.com/profile.php?id=61558259683625

Let us help you secure the best deal today!

ANZ mortgage Broker ID: AO 12859 -SAO 843
Credit Representative of Australian Finance Group (AFG) CRN:538017
Australian Credit License Number:389087

Governed by:
Australian Financial Complaints Authority (AFCA) , Membership No : 88501
Mortgage and Finance Association of Australia (MFAA), Membership No: 358883
​Australian Securities and Investments Commission(ASIC)

Wealth Finance Pty Ltd ABN (84676399661)

Mod: Removed partial duplicate from title

Financial Cashback Home Loan Loan Refinance

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Comments

  • vash5 on 07/01/2025 - 12:34

    What is the usual time to get refinance from Macquarie?

    • jv on 07/01/2025 - 12:54
      +4

      Usually it takes 10 to 14 business days , but if all the documents are ready from customer side then it can be done within 7 business days

  • AssociatedSushan Maharjan @ Wealth Finance on 07/01/2025 - 12:39

    Usually it takes 10 to 14 business days , but if all the documents are ready from customer side then it can be done within 7 business days

    • Lizard Spock on 07/01/2025 - 13:18
      +6

      Use the reply button when replying

  • Wiadro on 07/01/2025 - 13:06
    +1

    so whats the IR?

    • AssociatedSushan Maharjan @ Wealth Finance on 07/01/2025 - 13:26
      -5

      80% or less

  • Wizballs on 07/01/2025 - 13:13
    +1

    It's the 5.79% fixed or variable?

  • AssociatedSushan Maharjan @ Wealth Finance on 07/01/2025 - 13:28
    +1

    its variable interest rate.

  • belongsinforums on 07/01/2025 - 13:30
    +4

    AI art

    • AssociatedSushan Maharjan @ Wealth Finance on 07/01/2025 - 13:36
      -6

      AI is my best assistant to help me write without any grammatical errors and with an attractive way for free. It would be stupid to not to use it, what do you say?

      I am a mortgage broker, not an advertising agent, hahaha

      • belongsinforums on 07/01/2025 - 13:37
        +3

        Yes dear it is my pleasure to be so beautiful in writing sir

      • perfectlydark on 07/01/2025 - 15:52

        i know you since changed it, but just FYI, it makes you look incredibly unprofessional in the eyes of just about everyone

  • jumpypotato53 on 07/01/2025 - 13:30

    Why is the comparison rate so much higher than the interest?

      • happydude on 07/01/2025 - 13:49
        +24

        That is not what a comparison rate is.

      • Mr Frodo on 07/01/2025 - 17:14

        You even a qualified mortgage broker? One would assume a mortgage broker knows basic stuff like what IR and comparison rates mean….

  • steven0123 on 07/01/2025 - 13:32

    Is there an option to include offset accounts? Also, is there a possibility of splitting part of the loan for redraw (debt recylcing)?

    • AssociatedSushan Maharjan @ Wealth Finance on 07/01/2025 - 13:39

      yes, there is, please contact me and we can discuss it further. at 0434572 854
      or
      Please write all the questions and quaries you have in email and send it to [email protected] and I will help get all the answers at once.

  • AssociatedSushan Maharjan @ Wealth Finance on 07/01/2025 - 13:33
    -5

    Since i am a mortgage broker with access over 26 lenders , I calulated average comparison rate available with many lenders and the comparison rate happened to be that.

  • Behappy on 07/01/2025 - 13:40
    +1

    How often can i refinance? I did last month
    Am i eligible?

    • star-ggg on 07/01/2025 - 14:06
      +2

      You can refinance as often are you want. Brokers will always try and discourage you to churn as their commission for referring your loan gets clawbacked by the bank if you don't stay for 12/18/24 months (the timeframe is bank dependent).

  • AssociatedSushan Maharjan @ Wealth Finance on 07/01/2025 - 13:51
    +1

    yes you can refinance. There is no restriction on how many times you can refinance,

    But there are some things to consider like red flags from some lenders for clients switching too frequently, and it reflects in credit scores too.

    In this case, if you want i can check with a lender and let you know if you are seriously planning to refinancing.

    • Lizard Spock on 07/01/2025 - 19:56
      +1

      Use the reply button.

  • Kas on 07/01/2025 - 13:55
    +1

    Hi, if the loan balance is $270K and the offset account has $60K, can we still qualify for the $2,000 cashback? Or do we need to transfer the $60K to another savings account until we receive the cashback, and then move it back to the offset account afterward?

    • AssociatedSushan Maharjan @ Wealth Finance on 08/01/2025 - 14:46

      As long as the Loan is above $250,000 you qualify for the cashback. If you are looking to refinance please contact me at [email protected].

  • Tdsr on 07/01/2025 - 13:57

    Does cashback mean I get given cash or that amount is taken off the principle ? How long do I have to stay to get the cashback?

    • whitlam on 07/01/2025 - 15:21

      I got $4k cashback from ANZ for refinancing a year or so ago and it was transferred to my nominated account (in my case the offset as I also borrowed a bit extra.)

      • Buddy195 on 07/01/2025 - 18:06

        I got that too and from BOM a few months later. Haven’t been any $4k deals for years now.

    • AssociatedSushan Maharjan @ Wealth Finance on 08/01/2025 - 14:49

      yup, it will be transferred to nominated account, if you choose not to use it then you can choose to take it off the principal amount too.

  • hmac on 07/01/2025 - 13:59
    +5

    Pretty sure ANZ is offering this directly to customers too, at least for the refinance if you wanna skip the middleman

    • Mr Frodo on 07/01/2025 - 17:20
      +1

      I personally don't mind a middle man if the rates and other offerings are the same, primarily for two reasons:
      1. The mortgage broker gets a commission from the bank… Better go to them than the bank keep it
      2. A well experienced and qualified mortgage broker might actually give you advice on how to best borrow, especially if you have more than one property.
      But this dude here seems quite green. I dunno, could be good but you'd expect a broker to know basic stuff. Spelling errors don't help. Doesn't look professional at all.
      I want my mortgage broker to find spelling errors in my application, not make one lol

  • Bonbi on 07/01/2025 - 14:13
    +4

    Or go directly through ANZ as noted above.
    https://www.anz.com.au/personal/home-loans/buying-home/first…
    https://www.anz.com.au/personal/home-loans/buying-home/refin…

    It's quite funny googling phrases from the website and you come across a plethora of other online mortgage brokers with the same spiel. The address is also literally an apartment building. Good luck to you though!

    • AssociatedSushan Maharjan @ Wealth Finance on 07/01/2025 - 14:21

      Please check my Credit representative number and ANZ broker ID number, they provided me with accreditation from the same address.
      I am a small company running from home.

      If you could support me may be I can get my own office soon.

  • abc12345 on 07/01/2025 - 14:16
    +4

    Is 5.79 variable with ANZ or another bank?

      • bumluffa on 07/01/2025 - 14:31
        +15

        Isn't that a pretty misleading post? Your title talks about $3,000/$2,000 cashback with ANZ and advertises the rate of 5.79% in the post, but this is actually the rate of a different bank (not ANZ) and therefore you cannot get both the cashback and this low rate…

        I only realised this because it clicked that the 5.79% and $3,288 cashback with this other lender is the same lender I recently refinanced with (Bank of China)

        • abc12345 on 07/01/2025 - 14:33
          +1

          What's your experience with Back of China been like?

          • bumluffa on 07/01/2025 - 14:35
            +1

            @abc12345: They're pretty outdated. Almost anything you want to do you have to actually go into a branch to set it up rather than being able to do over the phone. Also the debit card that they use isn't Visa or MasterCard, it's Unionpay which is not always accepted at every merchant so you have to either use Paypal or transfer money to a different bank. I'm in the process of applying for their credit card now which uses MasterCard and will solve that issue however there is a delay of 2 months I've been told.

            Aside from those issues (relatively minor depending how you look at it) however they're like any other bank and in the end offer potentially the lowest rate you can easily get plus the highest cashback

        • AssociatedSushan Maharjan @ Wealth Finance on 07/01/2025 - 14:43

          Thank you I have made some amendments.

  • kev98 on 07/01/2025 - 14:57
    +10

    Misleading post.

    Rates included in post are for other lenders and not connected to the cashback offer through ANZ. These rates are irrelevant to the title deal. This post reads more like an advertisement than a deal.

    • AssociatedSushan Maharjan @ Wealth Finance on 07/01/2025 - 15:42
      -3

      Apologised if that has misled you.

      I meant to say " ANZ has CASHback for First home buyer for $3000 and $2000 for refinance and form other lenders there are interest rates available from 5.79% for owner and 6.19% for investment .

      Looks like two ads have been sandwiched together. "

  • steviekfc on 07/01/2025 - 15:02
    +3

    No thanks

    • AssociatedSushan Maharjan @ Wealth Finance on 07/01/2025 - 15:38
      -1

      Yaa first time posting in ozbargain.

      I meant to say ANZ has CASHback for First home buyer for $3000 and $2000 for refinance and form other lenders there are interest rates available from 5.79% for owner and 6.19% for investment .

      Looks like two ads have been sandwiched together.

  • jumpypotato53 on 07/01/2025 - 15:10
    +1

    The interest rate does not match their website: https://www.anz.com.au/personal/home-loans/interest-rates/

    • AssociatedSushan Maharjan @ Wealth Finance on 08/01/2025 - 14:30

      In the description i have mentioned interest rates are from other lenders.

  • ronnknee on 07/01/2025 - 15:26
    +2

    Feels like the post needs more than just the cashback from ANZ to be a deal, for example the interest rates for different LVR. What's the point of the cashback if the interest rate is not competitive?

  • irajohn90 on 07/01/2025 - 15:31

    This has been a offer with ANZ for some time now

  • dealsniper on 07/01/2025 - 16:47

    what is best rate with offset for big4?

    • AssociatedSushan Maharjan @ Wealth Finance on 08/01/2025 - 14:32

      depending on LVR I have seen people having Interest from 6.09% .

  • Gorby on 07/01/2025 - 16:59
    +2

    Cashback is not a deal unless it comes with a competitive rate.
    Voting against Ozbargain becoming Ozmoertgagebrokerads

    • AssociatedSushan Maharjan @ Wealth Finance on 08/01/2025 - 14:34

      Apologies I am just a mortgage broker , I cant change the offer that has been advertised by the bank .

  • stevea on 07/01/2025 - 17:11
    +6

    OMG, all the spelling errors are driving me nut.
    We don't have an "Australian Finance Compalaints Authority"
    and you definitely don't have an "Australian Credit Licance Number"
    You also misspelt you company name. Surely it is not "Wealth Finacne Pty Ltd"

    • AssociatedSushan Maharjan @ Wealth Finance on 08/01/2025 - 14:41

      Thank you for pointing out the errors – I truly appreciate your attention to detail. I sincerely apologize for the oversight and any confusion caused. The correct information is:

      Australian Financial Complaints Authority (AFCA)
      Australian Credit Licence Number (ACL) is of AFG which I can advertise and I am an authorised credit representative of them.
      My company name is Wealth Finance Pty Ltd.
      I will update the content immediately to correct these mistakes. Your feedback is invaluable in helping me maintain professionalism and accuracy. Thanks again for bringing this to my attention!

      You know ,I had no idea running whole company by one person is tough.

  • trouble11111111 on 07/01/2025 - 18:24
    +1

    How do I revoke my up vote?

    I up voted before seeing the misleading details in the post. I am not a fun of this type of tricks. I want to down vote.

    • pennypincher98 on 07/01/2025 - 19:18

      You can't down vote now but you can revoke your vote by going to "Votes" tab in the view/revision tab and then clicking "Revoke".

  • circle9nine on 07/01/2025 - 19:49
    +1

    Not a deal. Other brokers will pay $2k plus the anz cashback.

    • AssociatedSushan Maharjan @ Wealth Finance on 08/01/2025 - 16:26

      I think I should do that too. thank you for the idea.

      I can do that too if you get a loan from me.

  • sudeep on 07/01/2025 - 19:57
    +2

    An ABN registered less than a year ago. Numerous spelling mistakes, even in the company's own name, come across as unprofessional. Misleading details. rather seems as sponsored post at facebook leaving mobile number and email address on some comments. The OP claims to be running the business from home, yet the company’s website states, “Why thousands trust Wealth Finance” and “Over a decade of expertise.” A quick LinkedIn search does not reflect decades of experience, and it seems the OP does not understand how comparison rates work.

    • Lizard Spock on 07/01/2025 - 22:03

      Also, OP doesn't know how to use the reply button.

  • Daisycogs on 08/01/2025 - 08:43

    I will neg based on the misleading post. It reads as if ANZ are offering that 5.79%.
    What you playing at newbie broker

  • AssociatedSushan Maharjan @ Wealth Finance on 08/01/2025 - 16:28

    its two ads, top one is of ANZ bottom one after the company introduction in my company ad

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