circle9nine » user profile

Member Since | 09/03/2023 |
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Last Seen | 18 hours 19 min |
Location | nsw |
Recent Activities

circle9nine commented on $20 for Referrer, $20 for Referee ($60/Year Single Kid Membership, $78/Year 2-6 Kids Membership) @ Spriggy
Felt like a personal info harvesting scam last time.

circle9nine replied to
solidice on Bankwest Qantas World MasterCard: 80,000 Qantas Points within 7 Months (after $35,000 Spend in 5 Months), $320 Annual Fee

Worst deal since spriggy.

circle9nine replied to
cooni on Switch Provider for Bonus Prepaid Mastercard (up to $400): Electricity $200, Gas $100, Internet $100 @ Econnex (Exc NT, Ergon Q)

Good effort, stand corrected

circle9nine replied to
iMooachu on Switch Provider for Bonus Prepaid Mastercard (up to $400): Electricity $200, Gas $100, Internet $100 @ Econnex (Exc NT, Ergon Q)

True but not for promo credit which I assume some or more of the $141 is


circle9nine replied to
jimbler on Switch Provider for Bonus Prepaid Mastercard (up to $400): Electricity $200, Gas $100, Internet $100 @ Econnex (Exc NT, Ergon Q)

This deal will be back. Stick with engie. The credit inquiry even if you cool off.

circle9nine replied to
hypnOtixx on AmEx Essentials Rewards Card via Referral: 60,000 Bonus Membership Rewards Points ($3,000 Min Spend in 3 Months), $9 Monthly Fee

Because its an abuse of the credit reporting system. Nothing to do with credit worthiness - all to do with assessing loyalty.

circle9nine replied to
starbearer on AmEx Essentials Rewards Card via Referral: 60,000 Bonus Membership Rewards Points ($3,000 Min Spend in 3 Months), $9 Monthly Fee

Churbers won't get approved.

circle9nine replied to
CodeXD on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello

Did you read the terms ? "You will be ineligible for the cashback if your account is closed, switched to another card or in default at any…

circle9nine replied to
mikey13b on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello

Look at the nab, westpac, anz and st george offers

circle9nine replied to
rarelyscene on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello

Does that mean that after the first statement, it could take up to 90 days and after that, you would get one cashback of $50 monthly for…

circle9nine replied to
CodeXD on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello

Are you sure? "$50 cashback will be awarded for every month (statement period) $500 or more is spent on eligible purchases for 12…

circle9nine commented on CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello
Not a deal worth your time. Requires 12 months of engagement with their product during which time I'm sure they want to try cross selling…

circle9nine replied to
goocxx on $100 Cashback for Opening Orange Everyday & Savings Maximiser Accounts (New Customers Only, 5 Card Transactions Required) @ ING

Banking is literally all trust too. I've personally had difficulty getting paid our for promos. I wouldn't deal with them again unless the…

circle9nine replied to
cb2024 on Sign Up, Get $5 Credit for Adding First Bill or $10 Credit for Adding First Bill & Bank Account (First 200 Users) @ Cents2Bills

Will this policy ever change?

Not a deal. Other brokers will pay $2k plus the anz cashback.

circle9nine replied to
retnup on Join & Hold Hospital & Extras Cover Bronze or Above for 28 Days, Get 4 Weeks Free & 25,000/50,000 Live Better Points @ Medibank

I've had good value in the past redeeming for amcal vouchers - 1000 pts per $10 - based on redeeming points for money I was going to spend…

circle9nine commented on Open Simply Access Account & Deposit within 2 Wks, Bank Will Match The Hightest Deposit ($50 Cap, New Cust Only) @ Heritage Bank
Sounds like you didnt get the balance back? Not sure how a bank can write off your money.

circle9nine replied to
ozisaver on $20 for Both Referrer and Referee - Referrer Activates Offer by Updating to The Latest App Version @ Up Bank (App Required)

Their sharp pricing on rates and 'no haggle' - everyone gets the same rate - was appealing. Then, an out of cycle rate increase erodes…

circle9nine replied to
Chris892 on Amplify Qantas Signature: 80k Qantas Points with $6k Spend in 90 Days, $370 1st Year Fees ($214 Existing Customers) @ St George

For info how many years have you been doing it at this rate?

circle9nine replied to
wine on BOQ Platinum Visa Credit Card: 60000 Velocity Pts (Converted from 180,000 Q Pts) with $4500 Eligible Spend in 3 Months, $149 Fee

My experience so far too.

circle9nine replied to
bobwokeup on Collect 20,000 Everyday Rewards Points ($100) with New NBN & OptiComm Services @ Origin

$83/ month for 25/10 isn't exactly sharp pricing is it

circle9nine replied to
douevenozbargain on $150 Credit for Both Referrer and Referee @ Origin Energy

Neither.

circle9nine replied to
Sxcbby on $200 Menulog Account Credit with New Everyday Transaction Account @ ING (First 10,000 New Customers)

Sooner than 10 business days...just 10 days.

circle9nine replied to
SirFrankGrimes on Virgin Money Velocity High Flyer Card: 40,000 Velocity Points with $3,500 Spend Each Month for 2 Months, $329 Annual Fee

Unlikely. Do you churn a lot?

circle9nine replied to
nightelves on $200 Menulog Account Credit with New Everyday Transaction Account @ ING (First 10,000 New Customers)

Reckon it might take some time. They've doubled down saying its a New to Bank offer, not referred to any clause. I've asked for escalation…

circle9nine replied to
circle9nine on $200 Menulog Account Credit with New Everyday Transaction Account @ ING (First 10,000 New Customers)

Updste...have been advised as follows via messaging in the app "This promotion is for New to Bank clients only. You have previously held…

circle9nine replied to
nightelves on $200 Menulog Account Credit with New Everyday Transaction Account @ ING (First 10,000 New Customers)

Thats really helpful thanks @bghunter and @nightelves. Same boat here. I reckon they've included some logic that isn't in their definition…

circle9nine replied to
Essesp on $200 Menulog Account Credit with New Everyday Transaction Account @ ING (First 10,000 New Customers)

Still waiting too. Do you mean you got a code and just waiting for the credit to come through to your menulog acct ? I haven't got a code…

circle9nine commented on $200 Menulog Account Credit with New Everyday Transaction Account @ ING (First 10,000 New Customers)
Those who have received... Were you ever ing customers before
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