Guess what's back!!!!!!
Next week's upcoming Coles gift card deal! Equivalent to 10% off.
Maximum of 50,000 Flybuys points per day.
Any questions, please refer to the FAQ.. The FAQ covers gift cards deals at Coles, as well as Apple gift cards.
Enjoy!
Gonna go ham at the new m4 max ultra plus limited edition space black 128gb memory and 8tb hard drive.
Excellent - just in time to pay my ATO tax bill 😉
With Apple gc ??
Mom said it's my turn to post this comment in the next apple gift card deal!!
Just in time for me too. Thank you!
Hi there! Just checking - I am very much in need of a new iPhone and likely to get a 16 (or at the very least a 15). Is this the best way for me to purchase? Or does this lock me in to purchasing from Apple when it may be cheaper from another retailer?
Thank you
This locked you in purchasing from apple store. And those saving 10% are converted to flybuys points.
If you do not want the hassle from those FB points, you can also purchase apple GC from ozb classified sections.
For iPhones you may also want to consider the relatively frequent 10% OFF Ultimate GC deals (one is actually on at Coles this week). Many Ultimate GCs can be used at JB Hi-Fi/Officeworks where you can purchase (and price match) iPhones. The pros: you actually save 10% cash instead of getting Flybuys points, and Ultimate GCs can be used at a bunch of other retailers. The caveat: it's a pain to gather enough of them as they're typically in $50-$100 denominations, and you may annoy the retail staff when paying for your iPhone with 20 x GCs.
A better and easier method is to use officeworks 5% price beat guarantee with costco. With that alone you save ~7.5% cause costco prices are a fair bit cheaper
Pair this with onepass for 5x flybuys points, another ~2.5% off effectively.
You could save another 10% by pairing with ultimate gift cards (use these to buy officeworks gift cards in store), although its quite a hassle
Got my 16 pro max 256 for $1975 with price beat + 10000 flybuys with onepass free trial
Nice one OP.
The last two times I bought Apple products, I used the following strategy:
This method can make the products slightly cheaper, but it's a gamble to wait for cashback offers, which are usually up to $100 off.
Here's a simple calculation for an iPhone 16 Pro with an RRP of $1799:
So, the final cost would be $1799 - $180 - $100 - $163 = $1356.00
Nice one but usually the latest iPhones are excluded from Cashback no?
Might have to wait some time for Cashback to include the latest iPhones models as an inclusion as Cashback.
This is BRILLIANT! what was the process like to go through the TRS claim did you have to place the iphone inside the box as if it was new upon presentation to TRS office?
@pman54 Thanks for the excellent idea! But I just checked Cashrewards and shopback, it only comes with 1.3%/1.2% respectively. Any idea when to get the $100 off deal please? thanks!
Stacks with onepass?
I had no idea Coles accepted OnePass. When did that happen?
I cannot see Coles listed on the participating brands on the OnePass website.
opps coles doesnt do 1pass
I will wait 1w or 2 for Woolies to do the same. Need Qantas miles…
Thanks OP, I have been waiting for this for some time now.
If anyone is looking at buying an iPhone…. I think this deal is better than converting and applying 30+ Ultimate cards at JB or OW.
A slight wait on shipping but also with apple you can return it if you made a mistake.
But the challenge is to get all the Apple gift cards during promotions.usually they get sold out or hidden by staff from the first day of promo ….
Ahhh, I live in North QLD. Never had an issue here. You have anyone that can buy them for you?
Just signed up for Coles Plus Saver. I know the 10% wouldn't work but should I scan my FlyBuys barcode or the Coles one now (that has my flybuys attached)? Does it matter?
Apple Gift card only for apple store !
thx
Does this mean it's 9% off instead of 10% off ? ie, get $100 free flybuys for $1000 gift card purchase.
This is discussed every single time and regardless it's a great deal. Basically Get $1,100 value for $1,000 spent.
Not if the $100 provided will replace committed spend (ie. groceries, fuel). We all have a level of committed spend, but the value you derive from these promos depends on your spending habits. The discount rate is ~9% for some, 10% for others, and somewhere in between for most.
Incorrect. Your math is wrong regardless of spending.
It’s never 10% off. It’s always 9~%. You pay $1k for 1.1k. Not 0.9k for 1k.
Or think of it this way… you get a bonus 10%… but not 10% off. Ya dig?
@basketcase86: If I get $100 worth of points and use that to buy fuel/groceries that were already committed spend, it’s a 10% discount
Finance is complex, outcomes are generally tied to individual circumstances. If you’re looking at this offer and it looks like a 9% discount to you, then you would be 100% correct and it’s a 9% discount for you.
@basketcase86: I don’t think you deserve the negs as you are correct, but @mattyf is correct too, it depends on perspective.
But let’s simply put it this way to help put this debate to rest..
You can get Coles/WW GC or similar at % discount, at least 3% or better, so in that regard paying your grocery with those GC will net you cheaper than the “forced spending @face value” via FB/EDR pts.
@noelhoi: Objectively it’s still not 10% off. You are still paying the full amount. Wild that the negs don’t get math. You get getting an extra 10% value. Unfortunately the other guy isn’t correct. Regardless it’s very close but 100% wrong to claim it’s 10% off. You guys complete school or what? If I paid 9 for 10 dollar coffee it’s 10%. But we are paying 10 and getting 11 worth of more coffee. Education has failed some here.
@basketcase86: @basketcase86 that's very rude, and quite clearly you are struggling to see that the effective discount is evaluated by taking a step back from the single transaction and looking at the individual's finances - like I said, this can be complex, but I will try to get you to come around one last time
Imagine you purchase groceries with a credit card, so you purchase $100 worth of groceries - because you have a commitment spend to cost of living, e.g. groceries, fuel, etc - costs that cannot be avoided, you will incur regardless of your other spending
Now you're $100 in debt on your imaginary credit card, you come across this wonderful site called Ozbargain and find a $1,000 gift card
If you buy it, they will give you 10% of the gift card's value to pay off your credit card.
That's what commitment spend is, it's kind of like debt, it's spending that you are committed to regardless of your circumstances.
Edit: if you want to dig into these weeds even further, another aspect to evaluate is variable load vs. fixed denomination, and how much do you value your time? If you consider the time spent travelling between supermarkets to find stock, and any type of exchanging / data entry in online portals, which would you prefer:
@basketcase86: FYI I did not neg either of you, just pointing out the facts in what you both said. In my standing I personally see it as ~9% so for me % off would definitely always be better as I said because I have other means to pay for my groceries at Colesworth at a better rate than their “2000pts = $10” currency.
@mattyf because of this fact, thats why I’m pointing it out there so people know better, but as you said also, ultimately how much do you value your time in monetary value vs opportunistic benefit. Especially that x pts deals is way more common than % off, depends whether you need to buy something off Apple now or you’re just stocking up for uncertain time, in which eg. if you use it in a year’s time then that “value” you thought you’d be saving is dwindling down every day passed since your purchase.
Debate and discussion is always welcome in ozb but please there’s no need for condescending remarks. Have a blessed day guys 🙏
@noelhoi: Great response, and thank you for pointing out another aspect I hadn't considered - which is whether you spend the credits now or later. We should build a tool where people can go through a questionnaire and find out which type of deal works out better for them
@noelhoi: Negs or positives. It’s just an internet forum and everyone can have a say. Math doesn’t leave much room for opinion though. 9.09~% off is a great return anyways and I’ll be buying a couple thousand.
@noelhoi: I would love to put this debate to rest… but like I said, it always depends on the individual so everyone must evaluate in accordance with their own finances - which is why it will keep coming up, people will want to understand their subjective benefit
Thank you for bringing up forced spend & opportunity cost
Let's use the $1,000 gift card example - you get $100 to pay off your commitment spend, but you were forced to buy at face value, missing out on e.g. 3% off via points or otherwise - so you are $3 worse off than if you had taken up a straightforward 10% off offer (eg. the current Coles offer)
Discount rate if you were planning to pay face value on that $100 of commitment spend - 10%
Discount rate if you were planning to get a Coles/WW GC at a discount - 9.70%
Here is what that looks like on a scale between 9.09 -> 10:
9.09 -----------------X----- 10
@mattyf: Regardless of what you spend. You are paying 1 for 1.1. Not .9 for 1.
It really isn’t subjective. Facts don’t care about feelings. This isn’t rude. End of story. Simples.
Apple account balance in Apple Wallet is available in Australia (for a few month by now) means you can also pay Genius Bar costs (incl. AppleCare+) with Apple GC redeemed into your account (you can top up as many Apple GC as you wish). In the past you can only do this with physical Apple GC (there's a limit on how many GCs you can use at a time). The process is practically the same as the usual Apply Pay.
I just paid battery replacement cost (out of warranty on a vintage product) with the credits in my Apple account, where the credits were from Coles promos (20x points and the giftcards.com.au 15% off deal) in 2022 and 2023.
AppleCare+ subscription (monthly via device at home on apple.com) still requires credit card. And I believe the subscription-based AC+ is now the only thing you can't pay with account balance (in turn, Apple GC).
Just a follow up - Apple account balance has an AU$4,999 limit. Means the maximum you can pay for a single Apple (Online/Retail) Store purchase with funds purely from GC is 4999+8*500 = $8999.
However the only items in Apple Store, before any further discounts, that exceed the $8999 price tag are either (almost) maxed-out MBP 16 or any Mac Pro models. Buy why would you buy these things with gift cards anyway?
(I won't go through the gift-card consolidation - which allows you to have up to $3000 in a single card. So the maximum you can buy in a single transaction can be further increased. But again, WHY?)
Note there's a poorly known quirk with making purchases with your Apple account balance - you're unable to place an order online for pick up; only delivery is available.
This caused a headache recently when I was trying to secure stock of a popular item.
I had to essentially drive to the store immediately once stock arrived to purchase it in person.
Is this something new? I have always used my apple account balance to pay and pick up at store. The store just need to have stock to be able to place order online.
It's never happened to me previously, but I haven't made a similar purchase for over a year. It may be a new policy.
The issue was resolved by changing my payment method to credit card - but I didn't want to waste my balance in the account so opted to drive there instead.
See this discussion below - this was what I experienced:
https://discussions.apple.com/thread/255394387?sortBy=rank
Also see this Whirlpool thread where others have had the same experience:
https://forums.whirlpool.net.au/thread/988lr646?p=13
This is false
If you've made a purchase for pick up using your account balance in the last 3 weeks - please do share.
The delivery vs pickup screen appears in the check out flow before the "How do you want to pay?" screen
@mattyf: Yep, I'm well aware…
Then you get hit with this on the page afterwards:
https://files.ozbargain.com.au/upload/143600/116776/screensh…
See this Whirlpool thread with others having a same experience recently before categorically declaring it false
https://forums.whirlpool.net.au/thread/988lr646?p=13
@Boscom123: balls, i retract my previous statement. thank you for sharing, that would have been disappointing when i go to buy the new iphone on GC 😨
@mattyf: Yeah it was definitely frustrating, especially with the scarce stock at initial launch for certain models.
@Boscom123: That's weird. I selected the MBA M3 ($1799), pick up in Apple Fountain Gate, and applied account balance as payment method (partially, don't have the full amount in my account unfortunately, or fortunately!?) plus credit card for remainder. I can go as far as order review page and no error.
Maybe it's stock-linked? I know picking up CTO Macs in-store used to be glitchy, but it should always work for standard configuration products.
@xmagic: Yeah, strange. I was trying to purchase an Apple Watch Ultra 2 and persistently ran into the error.
I bought iPhone with balance on 17/10 and picked up in store on 18/10.
It might be store related problem.
@me1stt: Same, I had issue using my Apple credit to purchase iPhone when in was available in store. I ended up using credit card. When I picked device in store, I request to refund and repurchase using my Apple credit. It took a few days for credit refund
This happened to me when I tried to preorder the iPhone 16, and Apple Support confirmed that this is the case. I ended up going with delivery.
Thanks OP.
Nice nice. Need it for subscriptions. Thanks OP!
Gonna combine it with CBA Yello spend $50 get $5 cashback. Hopefully still in time
I have a couple questions, Can this be used on the education store? And on the receipt does it have that you used gift cards or will there be any problems on claiming the purchase as a tax deduction.
Can these be used on iTunes?
Be very careful with these in store- apple gift cards are easy to tamper with and many people have reported being scammed (numbers rubbed off cards) so check that the cards are new.
What is everyone using flybuys points for?!?
On the Flybuys website, you can redeem various items or convert your points into Flybuys dollars. These can then be used at Coles, allowing you to pay with your Flybuys card as if it were a bank card. This is what I always use it for.
You can find out more here: https://experience.flybuys.com.au/how-to-use-flybuys/
Hi, do you know are all value cards availables? cause i would like to buy a vision pro, i don't wanna buy 60 or more cards…
Thank goodness! I’m down to $3.56 and was worried it would reach $0 before another deal came!
Finally! Long time between drinks :) thanks OP