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Are you sure you were on the right website?…

moo deng that’s bogus! Today was last chance to transfer for the velocity 5mil promo

how do you stack the vanillas? e.g. 1. wait until sale for % off 2. buy with cc earning amex pts or cashback 3. wait until another type of…

these are typically not available if you've previously used auto-transfer: > This offer is not available to members who have already…

anyone transferring their pts to velocity? think we will make it in time for the 5 million points promo which ends tomorrow?

Its 10% minus 0.4% so your saving through this offer is 9.6% You applied the 4% to the $110 when it only applies to the $10

totally agree! you have to consider committed spend, opportunity cost, variable load, spend bonus now vs. later, etc - i probably did a…

balls, i retract my previous statement. thank you for sharing, that would have been disappointing when i go to buy the new iphone on GC 😨

The delivery vs pickup screen appears in the check out flow _before_ the "How do you want to pay?" screen ![Checkout review…

Great response, and thank you for pointing out another aspect I hadn't considered - which is whether you spend the credits now or later. We…

I would love to put this debate to rest... but like I said, it always depends on the individual so everyone must evaluate in accordance…

@basketcase86 that's very rude, and quite clearly you are struggling to see that the effective discount is evaluated by taking a step back…

This is false

If I get $100 worth of points and use that to buy fuel/groceries that were already committed spend, it’s a 10% discount Finance is…

Not if the $100 provided will replace committed spend (ie. groceries, fuel). We all have a level of committed spend, but the value you…

its worthwhile to debate, particularly because you _save_ time and energy if you understand the math. for instance, right now there is 10%…

you paid $90 for the gift card and $10 for $10 worth of groceries

If you are a person who runs every dollar spent through gift cards, then I see your point

When the 9%ers bring this up, they always fail to mention that you're also getting a discount on the reward spend too - ie. $10 worth of…

A 9.09% discount on BOTH the gift card AND your grocery spend reward OR a 10% discount off the gift card on its own, in the form of…

yes it does

it depends what the scope of the discount is, if your mental model includes both the GC and groceries as being available at a discount then…

Which is ...?

woolies have 20x EDR points on TCN gift cards this week - https://www.ozbargain.com.au/node/868858 you could buy any of the cards that…

My bad, I removed that example from the description. It was 30% off RRP for that specific product I bought once you include the low HN…

bogus :( i updated the title

bookmark these! 1. https://www.ozbargain.com.au/wiki/discounted_egift_cards 2. https://www.ozbargain.com.au/tag/gift-card

Anyone know how to redeem this through Prime channels? All I see in Prime is the $5/month for 3 months offer.

HN had the cheapest price for the Vornado fan I wanted, and when I looked this morning they also were running a 10% off promo, presumably…

That's a strange way of looking at it, it's a flat 10% discount on the value of the gift cards (and by extension, the value of what you…