• expired

$200 Bonus Cashback with Orange One Low Rate Credit Card ($500 Eligible Spend in 90 Days Required) @ ING

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CASH200

See also ORANGEBONUS offer, expiring 31 October 2024.

We think you deserve a bonus $200. That's why we're inviting you to apply for an Orange One Low Rate credit card. Because if you apply and are approved for an Orange One Low Rate credit card by 30 November 2024 and spend $500 within the first 90 days, we'll give you a $200 bonus just to say thanks.

Think your family and friends deserve $200 too? No problem.

They can also get this exclusive offer if they apply for an Orange One Low Rate credit card using the promo code CASH200 in their application, and if they're approved by 30 November 2024 and spend $500 with their new Orange One Low Rate credit card within 90 days, they'll be thanking you for their $200 bonus.

How to get your $200 bonus

  1. Apply for an Orange One Low Rate credit card at ing.com.au or with the ING app, and include promo code CASH200 if you're family or a friend.
  2. Be approved by 30 November 2024, and spend $500 within 90 days.
  3. We'll then pop $200 into your Orange Everyday account within 60 days. No Orange Everyday? Open one now at ing.com.au or with the ING app.

What to love about Orange One Low Rate

  • No annual fees so it costs nothing to keep it in your back pocket. Other fees and charges may apply.
  • Low 11.99% p.a. variable interest rate on purchases and cash advances.
  • Buy now, pay in monthly instalments at a lower interest rate of 9.99% p.a. You choose the timeframe you want to pay off over, up to 7 years.
  • $0 ING international transaction fees when you shop online or overseas, if each month you deposit $1,000+ from an external source to any personal ING account in your name (excluding Living Super and Orange One) and make 5+ settled (not pending) eligible ING card purchases. When you meet this monthly criteria, you'll get this benefit the following calendar month.
  • Mobile payments made easy with Apple Pay and Google Pay

Bonus $200 promotion

This offer is available for a limited time only and is not available in conjunction with any other promotional offer unless expressly indicated. ING reserves the right to extend or withdraw this offer at any time at its sole discretion. If withdrawn, ING will honour the offer in respect of all Orange One accounts opened before the offer is withdrawn, provided that applicants satisfy the Eligibility Criteria below.

To qualify for the bonus offer you must apply and be approved for a new Orange One Low Rate credit card by the the date specified in your email and spend $500 on purchases within the first 90 days of activation.

Eligible purchases do not include cash transactions (including cash withdrawals from an ATM or over the counter at a bank or cash provider, pseudo cash transactions e.g. gambling, mobile phone top ups and foreign currency and travellers cheques), any purchases refunded, interest, default charges, insurance premiums and other fees and charges debited to your Orange One Account, and any BPay transactions or transactions made which result in spending that exceeds the credit limit it any one month. The $200 bonus will be paid as a rebate into your Orange Everyday account within 60 days of meeting the criteria. Existing ING customers who currently hold an Orange One credit card or have held an Orange One credit card within the last 12 months of the date specified in your email are not eligible for this offer. A tax liability may arise from earnings in connection to the cash bonus. You should seek your own independent tax advice.

Referral Links

Referral: random (661)

Until 31/03/2025, referrer and referee will each receive $125 for opening new Orange Everyday & Saving Maximiser Accounts.

Referrer: Do not participate in the referral system if you do not have a current $125 referral code.

Referee: To qualify, you are required to deposit a minimum $1,000 from an external source into the new Orange Everyday account, deposit any amount into the a Savings Maximiser Account, and make at least 5 (settled) card transactions within any calendar month with the new Orange Everyday card.

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closed Comments

  • wow back already?

  • +1

    Silly question, but I have been an ING customer for years and can't work out how to get on their mailing list for offers like these. Does anyone know?

    • I got a text message not an email. Haven't changed any of the settings on my account.

  • +2

    Signed up for this deal 😊 Conditionally Approved instantly for $1000 limit, will report back.

    • -2

      “Conditionally approved” usually means submitting a lot of documents, including unnecessary ones, waiting for days, and then hearing, “Sorry, we can’t approve…”

      • All they asked for was payslips… we will see i guess…

        • They asked me for an employment contract also.

    • +1

      Just an update for those wondering!

      Approved on Monday, just got the card today. Already put $500 through it, will update once I receive the $200 and close!

      • Any update? Still waiting on the $200?

  • +1

    Any t&cs that prevent me from buying a $500 gift card and cancelling?

    • I've found from other churns that if you purchase it through Coles or Woolworths in store, it just comes through as a normal groceries spend, then you can obviously buy one of their gift cards. I personally just churn using bills i've already got to pay, that way I don't have to swap over any "normal" spending.

  • +1

    so can i get this one and the previous offer aswell?

    • +1

      Seems like not. This is in the offer Ts & Cs:

      "Existing ING customers who currently hold an Orange One credit card or have held an Orange One credit card within the last 12 months of the date specified in your email are not eligible for this offer."

  • will an Orange Everyday account be opened when I apply for the credit card?

    • You have to open one, if you don't have one already.

  • I submitted the application, but there was no place to fill in the promo code.

    • +1

      From memory it’s towards the end of the application

      • Couldn’t find it. Maybe it’s automatic.

        • +1

          I don’t think so. Pretty sure you’ve gotta manually put it in; atleast for the past few ING promos.

      • I have ING saving accounts, so I chose existing customer. Is that the reason?

        • Potentially, I signed up as a new customer and it asked me for a promo code after i put in my preferred credit limit.

          • +1

            @vaporwave: A month ago I helped someone apply as an existing customer. The first thing asked after hitting "Start Application" was the Promo code, followed by Preferred maximum limit.

  • I signed up for this CC a month ago, damit

  • Can i sign up with the code even if i didn't get the email? I am already an ING customer.

    • Yes, because in OzB you are either friend or family with OP

  • anyone have a pdf/screenshot of the email in case I need to prove to ING I do have friends? Ty!

  • Does anyone know how long the application review process take? Applied last week and supplied all the required docs but haven't heard since.

    • Update: Just got approved today

      • Got approved too, but where does it say we have the cashback offer? I used to the code while signing up but there is no mention of it.

        • That makes me nervous too but I think they won't say anything explicitly. Just hoping they would honour it. Otherwise you can always submit a complaint to AFCA - banks usually take it more seriously.

          • @foxes28: Same deal with bonus points with rewards based credit cards.
            There is no mention of the promotion in your account anywhere.

            If it doesn't work out, just reach out to them (which is an additional hassle).

        • +1

          Hey just an update. I met the spend requirement earlier this month and last week I got an email:

          Congratulations XXX!

          You've qualified for the $200 cashback bonus on your Orange One Low Rate credit card. We'll pop the $200 into your Orange Everyday account within 60 days.

  • +1

    I applied 1st oct. still nothing

  • Hmm, got rejected after a week of silence and only requested for $500 credit :(

    • Why haven't you revoked your upvote? Isn't the minimum limit $1,000?

  • Fully approved for $1000 CL in less than an hour from completing my application.
    This is a record for me.

    They didn't even ask for payslips or employment contract. I guess they simply matched my answers with my credit file.
    I am still pleasantly surprised as my mortgage is with BOM / St George, and salary payments are paid to a non-ING account.

  • Lol got rejected. I have never been rejected for a CC before. Does ING know something I don't?

  • Already claimed this in may 😀
    Wish could do it again!
    What other credit card options are available in the market atm? Any suggestions!

  • +2

    Applied and denied within a few hours yesterday, strange considering i only requested a $1000 credit limit.
    It's really annoying that these application don't take into account assets, they only ask for liabilities. Ok my Mortgage might be $500,000 but you didn't about the 200k in my offset.
    I guess i could probably request a further review but the deal looks is expired now so i doubt they would honor it.

  • Can you be eligible if you've had the same credit card with them previously?

    Edit; not within the last 12 monhts

  • Applied 3rd Nov, after supplying more docs, Approved for $2500 limit on 6th Nov
    Will update once I meet the bonus spend requirements and if I get the Bonus

    • I have a orange everyday. Never had a ING credit card.

      When applying from logging into online banking, where in the process to put in the promo code CASH200?

  • anyone applied from Nov 4? their upload system stopped work, emailed no response.

    • yeah I was able to upload payslips but when I upload rent statements, the app runs into a glitch. emailed them but no response.

    • so I just checked again and it seems the upload systems lets jpg files get uploaded but no pdf. give it a try.

  • Does this deal work if you apply after 31 October? So should this be expired?

    • +2

      ORANGEBONUS offer expired 31 October 2024.

      CASH200 is 30th November 2024.

  • +1

    No email, $200 (Miscellaneous Credit) deposited to Orange Everyone Account (not Credit Account) after 2 weeks of meeting spend requirement.

  • Hi anyone having issues claiming the $200 Cashback as I’ve followed up and ING is stating it’s a targeted offer?

    • CASH200 is not a targeted offer code. If you entered the other one, you should discuss it there.

    • ING is getting doggy these days. I applied, they first claimed that it is targeted offer, I showed them the email, then they claim I entered the promo code outside the promotion period. My guess is only account received the email will receive bonus fine. Others will have go through a sh!t fight with ING for the bonus.

      • forget them. mine after income proof provided came with "rejected after careful review", wtf

        check SB banners if there's targeted ING saving offer $50 go ahead for some compensation :)

    • CASH200 includes family and friends.

      You can say that your friend told you about the offer.

  • Although this deal is now marked as expired I was able to access it today by following these steps:

    1. Login to ING online banking and click on "Messages" from the menu on the left.
    2. Compose a new message such as this:

    A friend sent me this link - am I eligible to apply for $200 bonus cashback with Orange One Low Rate Credit Card ($500 Eligible Spend in 90 Days) if I used the code CASH200 when I sign up? https://campaigns.ing.com.au/orange-one-credit-card/cashbonu…

    1. Wait for them to email you directly about the offer (one hour later for me).
    • +1

      Good luck actually getting paid.

      • +1

        Haha wanted to say this too. I applied and met minimum spend on 12th Nov and still waiting for cashback.

        • I have been waiting longer. Get the feeling I am going to be told that I am ineligible. 🙄

          Also waiting on payment for depositing salary in to ING account.

          Not going to bother with these guys anymore.

          • +1

            @Aureus: Got email today, think they're doing it in batches, hopefully you got it too.

            You've qualified for the $200 cashback bonus on your Orange One Low Rate credit card. We'll pop the $200 into your Orange Everyday account within 60 days.

            • @CodeXD: Yeah. I just got the email. They better not take 60 days to pay out.

  • I just messaged ING regarding the cashback - and they said I didn't apply the promo with the application >.< .

    What's infuriating about this is that I've got a message followup from when I've applied where I've asked, and recieved a confirmation that the promotion was applied. So no idea about everyone else's luck with this, but at this stage not impressed with ING.

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