This was posted 3 months 18 days ago, and might be an out-dated deal.

Related
  • expired

ING Low Rate Credit Card: $200 Bonus ($500 Eligible Spend in 90 Days Required), No Annual Fee

1224
ING Low Rate Credit Card: $200 Bonus ($500 Eligible Spend in 90 Days Required), No Annual Fee
Go to Deal
sdfgsdf6478 on 04/09/2024 - 10:09 ing.com.au (5205 clicks)
Last edited 04/09/2024 - 10:49
ORANGEBONUS

Same as previous deal: https://www.ozbargain.com.au/node/817607

We think you deserve a bonus $200. That's why we're inviting you to apply for an Orange One Low Rate credit card. Because if you apply and are approved for an Orange One Low Rate credit card by 31 October 2024 and spend $500 within the first 90 days, we'll give you a $200 bonus just to say thanks.
That's an extra $200 in your pocket for whatever's on the cards.
Invite your family and friends along too
Think your family and friends deserve $200 too? No problem.
They can also get this exclusive offer if they apply for an Orange One Low Rate credit card using the promo code ORANGEBONUS in their application, and if they're approved by 31 October 2024 and spend $500 with their new Orange One Low Rate credit card within 90 days, they'll be thanking you for their $200 bonus.

Important - tell your friends to include the promo code ORANGEBONUS in their Orange One Low Rate application to qualify for the bonus offer!

How to get your $200 bonus

  1. Apply for an Orange One Low Rate credit card at ing.com.au or with the ING app, and include promo code ORANGEBONUS if you're family or a friend.
  2. Be approved by 31 October 2024, and spend $500 within 90 days.
  3. We'll then pop $200 into your Orange Everyday account within 60 days. No Orange Everyday? Open one now at ing.com.au or with the ING app.

T&Cs

Bonus $200 promotion
This offer is available for a limited time only and is not available in conjunction with any other promotional offer unless expressly indicated. ING reserves the right to extend or withdraw this offer at any time at its sole discretion. If withdrawn, ING will honour the offer in respect of all Orange One accounts opened before the offer is withdrawn, ?provided that applicants satisfy the Eligibility Criteria below. The offer applies in respect of the original recipient of this email and family and friends who use the promo code ORANGEBONUS in their application for a new Orange One Low Rate credit card only.

To qualify for the bonus offer you must apply and be approved for a new Orange One Low Rate credit card by the 31 October 2024 and spend $500 on purchases within the first 90 days of activation.

Eligible purchases does not include cash transactions (including cash withdrawals from an ATM or over the counter at a bank or cash provider, pseudo cash transactions e.g. gambling, mobile phone top ups and foreign currency and travellers cheques), any purchases refunded, interest, default charges, insurance premiums and other fees and charges debited to your Orange One Account, and any BPay transactions or transactions made which result in spending that exceeds the credit limit it any one month. The $200 bonus will be paid as a rebate into your Orange Everyday account within 60 days of meeting the criteria. Existing ING customers who currently hold an Orange One credit card or have held an Orange One credit card within the last 12 months of 01 September 2024 are not eligible for this offer. A tax liability may arise from earnings in connection to the cash bonus. You should seek your own independent tax advice.

Financial Cashback Credit Card VISA

Related Stores

ING
ING

Comments

  • Wiadro on 04/09/2024 - 10:13

    Is t this targeted like the last offer?

    • sdfgsdf6478 on 04/09/2024 - 10:14

      The email says to tell your family and friends, so the code should be generic.

      • HeWhoKnows on 05/09/2024 - 09:41

        Looks like the best "low rate" credit card on the market and with a nice little bonus

        Every other "low rate" credit card has an annual fee of $50-$60

        • donotuse on 21/09/2024 - 11:23
          +3

          If you're paying interest on your credit card, you're doing it wrong.

  • irmalik on 04/09/2024 - 10:18
    +3

    I am still waiting for bonus from last time. I dont know how I messed up.

    • nismo on 04/09/2024 - 10:37

      last time, as in the last deal in Jan or more recent?

      I say this as I just had this offer which ended July 31st, I did all the things, but now waiting "up to 60 days" for the pay out.

  • askbargain on 04/09/2024 - 10:29
    +17

    We are all sdfgsdf6478's friend today

    • ATangk on 04/09/2024 - 10:45
      +3

      OzBargain is Family.

      • HardQuiz on 04/09/2024 - 11:02
        +3

        Does that include @jv ?

        • muncan on 04/09/2024 - 11:07
          +5

          No 😂

        • cnut on 04/09/2024 - 11:41
          -3

          Hey! Stop picking on JV!

          • EatSleepOzBargainRpt on 04/09/2024 - 13:41
            +1

            @cnut: Name doesn’t check out

          • KangaDrew on 04/09/2024 - 14:45

            @cnut: jv's got thick skin and dishes out enough nonsense to warrant being called out, so, yes… it includes jv.

      • Hunter14 on 04/09/2024 - 14:58
        +1

        Settle down, Dominic Toretto.

        • ATangk on 04/09/2024 - 15:45
          +3

          We never turn out back on family… except to grab a deal!

  • coast666 on 04/09/2024 - 10:46

    Have to be new customer?

    • sdfgsdf6478 on 04/09/2024 - 10:50
      +3

      I added the full T&Cs.
      Existing ING customers who currently hold an Orange One credit card or have held an Orange One credit card within the last 12 months of 01 September 2024 are not eligible for this offer.

      • coast666 on 04/09/2024 - 10:56
        +1

        thanks, just read the TC, not qualified this time

      • DNB on 05/09/2024 - 15:14

        Am I eligible for this offer, even if I have recently opened an Orange Everyday Account (says Visa Debit on the card) within the last couple of months? AND… is this Offer still on….. it doesn't mention it on the website…. got a link?

        • donotuse on 21/09/2024 - 11:25
          +1

          yes, as long as you do not currently hold an Orange One credit card or have held an Orange One credit card within the last 12 months of 01 September 2024

      • Registrar8671 on 24/10/2024 - 04:53

        @sdfgsdf6478, are you able to provide a sanitised version of the email you received please?

        ING have claimed that this is a targeted offer, when I called to query why I haven't received the bonus yet.

  • coast666 on 04/09/2024 - 10:48
    +1

    Had one from last time, probably 3..4 months ago ? Still qualify this ? Last time was nightmare to claim the cash back in fact….

    • Cludo on 04/09/2024 - 10:50

      How so? Does the cash not just go onto your CC statement to pay off owed credit?

      • coast666 on 04/09/2024 - 10:54

        no, last time was to wait 3 - 4 months to get it back i remember, the money goes into everyday account

    • mrcosmo on 04/09/2024 - 11:01

      Existing ING customers who currently hold an Orange One credit card or have held an Orange One credit card within the last 12 months of 01 September 2024 are not eligible for this offer.

  • Frozensage on 04/09/2024 - 10:50
    +1

    hows the foreign transaction fee with this card?

    • ATangk on 04/09/2024 - 11:31
      -2

      nil.

    • iSauce on 04/09/2024 - 12:17
      +3

      International transaction fee (payable to us) :

      for all Transactions in a foreign currency; and
      for all Transactions in Australian dollars or a foreign currency, where:
      the merchant or financial institution accepting the card is located outside of Australia; or
      the entity processing the Transaction is located outside of Australia).
      3% of transaction amount.

      However there is an offer:
      International Transaction Fee Rebate Offer 100% rebate of ING international transaction fees when eligibility criteria is met.
      Offer will apply for the next calendar month when you perform the following during the current calendar month:
      deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and
      make at least 5 card purchases that are settled (not pending) using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

  • GeneralKeen on 04/09/2024 - 10:54
    +3

    Rejected several times years ago - targeted for family members, OR, only applicable if you have received the email promo from ING

    • sdfgsdf6478 on 04/09/2024 - 10:57

      I think this one is different with a generic code. There's a couple flavours of this offer, some targeted, some generic.
      How would they check if you're friends with someone that got the email?

    • plmko on 04/09/2024 - 10:58
      +1

      It literally says "tell your friends".

      • cnut on 04/09/2024 - 11:42
        +3

        Tell your friends: “ha, ha, you can’t have this, you can’t have this!”

  • ninohax on 04/09/2024 - 11:00
    +9

    I would stay miles away from any ING promotion as the probability of you actually getting approved and then actually getting the bonus is close to NIL.

    • Suzique on 06/09/2024 - 18:32
      +2

      I applied, met all their criteria, and my credit score is well over 900….and they said NO!

      • Ryoon on 12/09/2024 - 15:43

        Same, would it be reducing the credit by reject from the bank? Not worth to try if knew it's gonna be rejected and cause credit level changes,

        • test8888 on 12/09/2024 - 16:26

          it would reduce some points (probably 10-20) even application rejected, but will back to normal after about 3months from my exp.

      • vchung916 on 16/09/2024 - 10:38

        Same here. Credit score around 900, no negative events. They asked for statements of existing cards. Showed them that all closing balances were fully repaid and no interest charged and still cannot get the card.

      • Naigrabzo on 19/09/2024 - 09:48

        They get to keep your data though. For leak purposes?

    • tabboy on 02/10/2024 - 10:39

      I just got approved for $3500, had to provide alot more documentation than usual. No idea why the limit was so low, I'm not complaining it's just my last card they gave me $62k limit without even asking 😝

  • wengjiazhen on 04/09/2024 - 11:15
    -3

    Do I still need to pay interest at a low interest rate?

    • ATangk on 04/09/2024 - 11:32
      +1

      If you don't pay off your statement amount then yes.

  • rohilkhadgee on 04/09/2024 - 11:44
    +3

    Looks like this is going to replace my Latitude Card

  • ULT on 04/09/2024 - 11:46
    +1

    Not signing up just based on this comment alone from a previous deal.

    TLDR: Avoid as they just want to collect fees from you + high chance of being declined anyway (if you are on top of paying off your CC on time+good CC history) impacting your credit score negatively

  • Vool on 04/09/2024 - 11:47
    +1

    Damn, I just signed up for one of these 2 weeks ago after cancelling my Latitude card.

  • RTY on 04/09/2024 - 11:56
    +1

    During last deal of 5 transactions, I applied on 8 March, requirement met 15 March, got the bonus 16 April

  • Tsapena on 04/09/2024 - 12:48
    +5

    Beware, ING are well known for roping people in with a good deal to start with and then jacking up the rates as time goes by….

    • DoctorArd on 04/09/2024 - 12:58
      +8

      Shouldn't be in issue if you spend the $500, pay it off immediately, wait for the bonus, then cancel the card.

    • Ozsaver88 on 04/09/2024 - 16:35
      +6

      100% agree. Customer support is sh*t as well.

  • jamesvdm on 04/09/2024 - 13:16
    +10

    Declined as usual by this mob.

  • eli8te on 04/09/2024 - 13:23
    +3

    Declined lol.. Its not like these guys were gonna pay the bonus anyway oh well was worth a try

  • T-man on 04/09/2024 - 14:36
    +3

    They don’t pay the bonus automatically; you have to chase them for it. Good luck! I’ve been done with ING for a long time. Worst bank of the year.

  • bargainfinder on 04/09/2024 - 15:38

    I am not with ING , how do i go about this to take both the credit card bonus and the referral bonus? Do i sign up using referral link to open an orange everyday account first, then apply for this low rate credit card?

    • ATangk on 04/09/2024 - 15:47

      Sounds about right.

  • Ozsaver88 on 04/09/2024 - 16:38
    +3

    Just another "Beware" note. ING is notorious for getting new customers with carrot n stick & suck the prey's blood later.

  • watwatwat on 04/09/2024 - 16:42
    +5

    Ah yes, the credit card I signed up with only for them to not honour it last time.

  • DraggyX on 04/09/2024 - 17:08
    +1

    Still haven't decided to get which one yet since cancelled Latitude mmm

  • TassieTommy on 04/09/2024 - 19:26
    +1

    Possible bug (I applied on a iPhone via Safari):

    When I entered my expenses annually, the total amount was calculated weekly. Example, I put $5,200 per year and the total was calculated as $5,200 per week instead of $100 per week.

    I thus re-calculated all my expenses and entered them as weekly.

    This could be why some applications were automatically rejected.

    YMMV

    • amorn on 05/09/2024 - 08:41

      YMMV?

      • TassieTommy on 05/09/2024 - 08:55

        Meaning of YMMV in English

        written abbreviation for your mileage may vary: used, for example on social media and in text messages and emails, to mean that you understand people may have a different opinion or experience to yours

  • brb223 on 04/09/2024 - 20:56

    Applied, ill give it a go. Cheers

  • gamma on 05/09/2024 - 00:23

    Any idea where you have to include the code in the application process? I checked though the app and couldn't see an obvious place…

    • awkwardmon on 05/09/2024 - 23:37

      Same here, existing customer but I dont see where I can enter the code?

  • yummycoot on 05/09/2024 - 00:34
    +1

    If you really want bonus money, use Revolut and get your friends to sign up during the $100 bonus periods and you can get upto $500 per period.

  • mathematicalcoffee on 05/09/2024 - 16:20

    I'm really scraping the barrel of credit card churn deals (I'm still within cooldown of the usual suspects) so considering this. Given +93 up-votes and -3 down-votes but many negative comments vs positive - is it really the norm to have to chase ING for the payout? or do most people (presuming approved, which sounds like not a given) just have a smooth process?

    (My only other option is Commbank Low Rate card thru Yello which is not nearly as attractive - $100 back for a $500 spend per month for 4 months, monthly fee, not paid out until the 4 months are up)

    • mathematicalcoffee on 17/09/2024 - 08:10
      +1

      applied, approved. regular churner, good credit score. still waiting for the card to arrive a week later - hopefully smooth sailing with the min spend & getting the bonus.

  • ethannguyen on 07/09/2024 - 10:48

    Does a tourist visa allow you to sign up?

  • roonie on 09/09/2024 - 12:11
    +1

    Sincere thanks to the OP. After giving what felt like a great deal of personal (financial) detail, my retired wife (Who hasn't had a CC in her name for two decades ) was approved this morning.
    "Dear 28degrees…."

  • Hellcrusher3304 on 09/09/2024 - 21:59

    Is there confirmation that the bonus offer has been activated?

    • mathematicalcoffee on 10/09/2024 - 14:06

      usually not, with credit card bonuses like this (I can't speak for ING in particular but as a regular churner, they don't)

    • Bigboy97 on 11/09/2024 - 13:16

      Last year when this offer was around I did get a confirmation (after getting the card) that the offer was activated and another when I received the bonus.

  • Luke1221 on 10/09/2024 - 16:11
    -1

    Deal is targeted. Response from ING.

    Hi,

    Thank you for your message.

    This promotion was sent to a selected number of customers. If you didn't receive an email with this offer you will be unable to apply at this time for the promotion. However that is not to say that you may be targeted in the future with an offer.

    Regards,
    Heather

    Hello, I saw a deal online about new orange one low rate credit card and spend $500 within 90 days and you will receive $200 bonus. I can not find this on your website and wanted to know if this is a legitimate offer and how to apply?

    • sdfgsdf6478 on 10/09/2024 - 16:15

      No, it's valid for all people that apply the promo code. The agent is probably unaware of this NEW campaign that just launched.
      The previous campaign that ended last month or so was targeted.

      • Manazuru on 11/09/2024 - 11:37
        +1

        Targeted campaign still in operation. I have until 30/9 to apply.

  • nismo on 12/09/2024 - 09:03
    +3

    Just to circle back, I completed an earlier promo, same offer, ended in July.

    Rec'd an email yesterday from ING

    Congratulations nismo!

    You've qualified for the $200 cashback bonus on your Orange One Low Rate credit card. We'll pop the $200 into your Orange Everyday account within 60 days.

    Call me optimistic, but I think it's looking good.

    • Bisah1342 on 23/09/2024 - 10:47

      Did you get it?

      • nismo on 23/09/2024 - 20:40
        +1

        Yes! Thanks for the reminder

        If only their stupid app had notifications… What a concept…

    • dealsgrabber on 23/09/2024 - 11:18

      How long did it take for the email to come through after you met the spend?

      • nismo on 23/09/2024 - 20:42
        +1

        I crossed over the $500 spend ~10th Aug, email came on 11th Sept.

  • husoooo on 16/09/2024 - 20:39

    Can i pay my telstra bill worth $800 and claim the $200
    it does mention mobile top ups aren't eligible purchases

  • tabboy on 01/10/2024 - 10:21

    This has been one of the hardest credit cards I've ever applied for, they've requested my employment contract, usually I just upload a couple of payslips and that's enough.

  • FrugalHoward on 04/10/2024 - 13:23
    +1

    Commenting here because my application experience has been the exact opposite of some others.

    I applied for the credit card using the portal, uploaded the required income verification documents (payslips, tax assessments) and was approved 48 hours later with no other contact needed at all. Card is currently on the way in the mail.

    • ATangk on 05/10/2024 - 23:30
      +1

      Yeah mine was unusually easy. Might help that I have had my ING acc open for a long time and I use it very frequently.

  • ATangk on 04/10/2024 - 17:54
    +4

    Just got an email for confirmation of the $200 bonus.

    • dealsgrabber on 04/10/2024 - 18:10

      When did you meet the spend requirement?

      • ATangk on 05/10/2024 - 23:29

        13th Sept.

    • sdfgsdf6478 on 04/10/2024 - 18:24

      Thanks for confirming. I've got a few negative comments and votes, so it's great to hear that it's working out for some!

      • ATangk on 05/10/2024 - 23:31
        +1

        It just so happened I was looking for a credit card without international transaction fees and you posted the deal so thanks to you.

    • roonie on 04/10/2024 - 18:34
      +1

      Same here. Thx again

      • HardQuiz on 04/10/2024 - 18:40

        When did you meet the spend requirement ?

        • roonie on 04/10/2024 - 20:25

          Two weeks ago. Hit OW during the OnePass weekend

  • Xishnik on 05/10/2024 - 11:31

    I made my purchase on 12 September and still not received any confirmation email.

  • Mypdaygone on 10/10/2024 - 08:22
    +2

    Made purchase 18sept. email about bonus 4/10. Funds seen 10/10. Credit card now cancelled

  • kooljp on 10/10/2024 - 13:01
    +1

    Didn't receive a confirmation email, but the $200 appeared in my account a few days ago.

Login or Join to leave a comment
Login Join