ING Low Rate Credit Card: $200 Bonus ($500 Eligible Spend in 90 Days Required), No Annual Fee

711
ORANGEBONUS

Same as previous deal: https://www.ozbargain.com.au/node/817607

We think you deserve a bonus $200. That's why we're inviting you to apply for an Orange One Low Rate credit card. Because if you apply and are approved for an Orange One Low Rate credit card by 31 October 2024 and spend $500 within the first 90 days, we'll give you a $200 bonus just to say thanks.
That's an extra $200 in your pocket for whatever's on the cards.
Invite your family and friends along too
Think your family and friends deserve $200 too? No problem.
They can also get this exclusive offer if they apply for an Orange One Low Rate credit card using the promo code ORANGEBONUS in their application, and if they're approved by 31 October 2024 and spend $500 with their new Orange One Low Rate credit card within 90 days, they'll be thanking you for their $200 bonus.

Important - tell your friends to include the promo code ORANGEBONUS in their Orange One Low Rate application to qualify for the bonus offer!

How to get your $200 bonus

  1. Apply for an Orange One Low Rate credit card at ing.com.au or with the ING app, and include promo code ORANGEBONUS if you're family or a friend.
  2. Be approved by 31 October 2024, and spend $500 within 90 days.
  3. We'll then pop $200 into your Orange Everyday account within 60 days. No Orange Everyday? Open one now at ing.com.au or with the ING app.

T&Cs

Bonus $200 promotion
This offer is available for a limited time only and is not available in conjunction with any other promotional offer unless expressly indicated. ING reserves the right to extend or withdraw this offer at any time at its sole discretion. If withdrawn, ING will honour the offer in respect of all Orange One accounts opened before the offer is withdrawn, ?provided that applicants satisfy the Eligibility Criteria below. The offer applies in respect of the original recipient of this email and family and friends who use the promo code ORANGEBONUS in their application for a new Orange One Low Rate credit card only.

To qualify for the bonus offer you must apply and be approved for a new Orange One Low Rate credit card by the 31 October 2024 and spend $500 on purchases within the first 90 days of activation.

Eligible purchases does not include cash transactions (including cash withdrawals from an ATM or over the counter at a bank or cash provider, pseudo cash transactions e.g. gambling, mobile phone top ups and foreign currency and travellers cheques), any purchases refunded, interest, default charges, insurance premiums and other fees and charges debited to your Orange One Account, and any BPay transactions or transactions made which result in spending that exceeds the credit limit it any one month. The $200 bonus will be paid as a rebate into your Orange Everyday account within 60 days of meeting the criteria. Existing ING customers who currently hold an Orange One credit card or have held an Orange One credit card within the last 12 months of 01 September 2024 are not eligible for this offer. A tax liability may arise from earnings in connection to the cash bonus. You should seek your own independent tax advice.

Referral Links

Referral: random (1014)

Until 30/9/2024, referrer and referee will each receive $75/$100/$125 for opening new Orange Everyday & Saving Maximiser Accounts.

Referrer: Do not participate in the referral system if you do not have a current $75/$100/$125 referral code.

Referee: To qualify, you are required to deposit a minimum $1,000 and make at least 5 (settled) card transactions within any calendar month.

Related Stores

ING
ING

Comments

  • Is t this targeted like the last offer?

    • The email says to tell your family and friends, so the code should be generic.

  • +2

    I am still waiting for bonus from last time. I dont know how I messed up.

    • last time, as in the last deal in Jan or more recent?

      I say this as I just had this offer which ended July 31st, I did all the things, but now waiting "up to 60 days" for the pay out.

  • +13

    We are all sdfgsdf6478's friend today

    • +1

      OzBargain is Family.

      • +3

        Does that include @jv ?

        • +3

          No 😂

        • Hey! Stop picking on JV!

          • +1

            @cnut: Name doesn’t check out

          • @cnut: jv's got thick skin and dishes out enough nonsense to warrant being called out, so, yes… it includes jv.

      • Settle down, Dominic Toretto.

        • We never turn out back on family… except to grab a deal!

  • Have to be new customer?

    • +2

      I added the full T&Cs.
      Existing ING customers who currently hold an Orange One credit card or have held an Orange One credit card within the last 12 months of 01 September 2024 are not eligible for this offer.

      • +1

        thanks, just read the TC, not qualified this time

  • +1

    Had one from last time, probably 3..4 months ago ? Still qualify this ? Last time was nightmare to claim the cash back in fact….

    • How so? Does the cash not just go onto your CC statement to pay off owed credit?

      • no, last time was to wait 3 - 4 months to get it back i remember, the money goes into everyday account

    • Existing ING customers who currently hold an Orange One credit card or have held an Orange One credit card within the last 12 months of 01 September 2024 are not eligible for this offer.

  • +1

    hows the foreign transaction fee with this card?

    • -2

      nil.

    • International transaction fee (payable to us) :

      for all Transactions in a foreign currency; and
      for all Transactions in Australian dollars or a foreign currency, where:
      the merchant or financial institution accepting the card is located outside of Australia; or
      the entity processing the Transaction is located outside of Australia).
      3% of transaction amount.

      However there is an offer:
      International Transaction Fee Rebate Offer 100% rebate of ING international transaction fees when eligibility criteria is met.
      Offer will apply for the next calendar month when you perform the following during the current calendar month:
      deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and
      make at least 5 card purchases that are settled (not pending) using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

  • +2

    Rejected several times years ago - targeted for family members, OR, only applicable if you have received the email promo from ING

    • I think this one is different with a generic code. There's a couple flavours of this offer, some targeted, some generic.
      How would they check if you're friends with someone that got the email?

    • +1

      It literally says "tell your friends".

      • Tell your friends: “ha, ha, you can’t have this, you can’t have this!”

  • +6

    I would stay miles away from any ING promotion as the probability of you actually getting approved and then actually getting the bonus is close to NIL.

  • -2

    Do I still need to pay interest at a low interest rate?

    • +1

      If you don't pay off your statement amount then yes.

  • +1

    Looks like this is going to replace my Latitude Card

  • Not signing up just based on this comment alone from a previous deal.

    TLDR: Avoid as they just want to collect fees from you + high chance of being declined anyway (if you are on top of paying off your CC on time+good CC history) impacting your credit score negatively

  • Damn, I just signed up for one of these 2 weeks ago after cancelling my Latitude card.

  • During last deal of 5 transactions, I applied on 8 March, requirement met 15 March, got the bonus 16 April

  • Beware, ING are well known for roping people in with a good deal to start with and then jacking up the rates as time goes by….

    • Shouldn't be in issue if you spend the $500, pay it off immediately, wait for the bonus, then cancel the card.

  • +2

    Declined as usual by this mob.

  • Declined lol.. Its not like these guys were gonna pay the bonus anyway oh well was worth a try

  • They don’t pay the bonus automatically; you have to chase them for it. Good luck! I’ve been done with ING for a long time. Worst bank of the year.

  • I am not with ING , how do i go about this to take both the credit card bonus and the referral bonus? Do i sign up using referral link to open an orange everyday account first, then apply for this low rate credit card?

    • Sounds about right.

Login or Join to leave a comment