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ING Low Rate Credit Card: $200 Bonus ($500 Eligible Spend in 90 Days Required), No Annual Fee

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Received a mail from ING

We think you deserve a bonus $200. That's why we are inviting you to apply for an exclusive offer that will get you just that. All you have to do is apply and be approved for an Orange One Low Rate credit card by 31 December 2023 and spend $500 within the first 90 days. Then we'll pop $200 into your Orange Everyday account within 60 days.

When it comes to a value packed credit card, Orange One Low Rate has you covered. With no annual fee, a low interest rate and no ING international transactions fees for eligible customers (hello global online shopping!) the value keeps piling up.

So whatever you've got on the cards, Orange One can help you get there.

How to get your $200 bonus

  1. Apply for an Orange One Low Rate credit card by the 31 December 2023. Login into ing.com.au or using the ING app to apply.

  2. Once approved, spend $500 with your new Orange One Low Rate card within the first 90 days.

  3. We'll then pop $200 into your Orange Everyday account within 60 days. No Orange Everyday? Open one now at ing.com.au or with the ING app.

Conditions

Bonus $200 promotion

This offer is available for a limited time only and is not available in conjunction with any other promotional offer unless expressly indicated. ING reserves the right to extend or withdraw this offer at any time at its sole discretion. If withdrawn, ING will honour the offer in respect of all Orange One accounts opened before the offer is withdrawn, provided that applicants satisfy the Eligibility Criteria below. The offer applies in respect of the original recipient of this email only.

To qualify for the bonus offer you must apply for a new Orange One Low Rate credit card by the 31 December 2023 and spend $500 on purchases within the first 90 days of activation. Eligible purchases do not include cash transactions (including cash withdrawals from an ATM or over the counter at a bank or cash provider, pseudo cash transactions e.g. gambling, mobile phone top ups and foreign currency and travellers cheques), any purchases refunded, interest, default charges, insurance premiums and other fees and charges debited to your Orange One Account, and any BPay transactions or transactions made which result in spending that exceeds the credit limit it any one month. The $200 bonus will be paid into your Orange Everyday account within 60 days of meeting the spend criteria. Existing ING customers who currently hold an Orange One credit card are not eligible for this offer. A tax liability may arise from earnings in connection to the cash bonus. You should seek your own independent tax advice.

Referral Links

Referral: random (616)

Until 30/11/2024, referrer and referee will each receive $100/$125 for opening new Orange Everyday & Saving Maximiser Accounts.

Referrer: Do not participate in the referral system if you do not have a current $100/$125 referral code.

Referee: To qualify, you are required to deposit a minimum $1,000 from an external source into the new Orange Everyday account, deposit any amount into the a Savings Maximiser Account, and make at least 5 (settled) card transactions within any calendar month with the new Orange Everyday card.

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closed Comments

  • +2

    It is targeted mate. Had received the same email in November. And for anyone thinking of applying I would suggest not to as their application system and process is absolute crap. If you are not worried about the high chances of a rejection go ahead.

    • +3

      Totally agreed! And Self-employed is not eligible.

  • I signed up last time for no reason and just closed the card a day later because not eligible.

  • +1

    Spent almost an hour on the phone and finally got them to increase the transfer limit.

    nah, ridiculously terrible service.

  • Experience with previous posted deal; easy and fast application and once spending requirement met received an email advising of up to sixty days before cashback applied.

    Actual turnaround time was 35 days for cashback.

  • +2

    Have to agree with the other comments, I would avoid this if you have any actual savings and have good spending habits and pay off your credit cards on time.
    They send me this offer every 6 months or so, and everyone I apply I get an instant ‘declined’ and I have not met the criteria (savings or income) yet I easily do.
    Every time I question it, I get the same response ‘we can’t share why we declined it’
    Just a waste of time with ING clearly looking for people they could score fees from.

    • +1

      Banks are banks!
      CBA keeps doing the same to me, floods me with step pay offers,
      declines me because my credit rating is too high and comes back with 17% interest offer.

  • they declined my application but I have a Full time job and hardly any expenses, no dependants , plus own a 40K car outright!!!! helllloooooooooooooooooooo
    I went back to NAB and approved in 2 seconds!!!

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