Qantas Premier Titanium Card: Bonus 150,000 QFF, $400 Travel Voucher ($5,000 Spend in 3 Months), Annual Fee $1200 @ Qantas Money

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Qantas Premier Titanium Card: Bonus 150,000 QFF, $400 Travel Voucher ($5,000 Spend in 3 Months), Annual Fee $1200 @ Qantas Money
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ozBfrugal on 03/07/2024 - 11:25 qantasmoney.com (753 clicks)
Last edited 03/07/2024 - 13:29 by 1 other user

This is a very high annual fee card BUT you can reduce it to effectively $199. So a number of people have tried with varying success to get a prorata refund, some get lucky and get a full refund whereas others such as myself got told that because you've claimed the bonus points and lounge passes, they can't at their discretion refund you the annual fee.

However they will prorata refund you if you change products. So I called up, asked them to change products down to their Everyday card which has an annual fee of $99. I did this on the Platinum card, confirmed a few times I would get a refund of the old card fee which they said yes and it would be applied to the account after the new card is activated. So for the Titanium card you would need to hold it for a least a month for the bonus points to show up which would be $100 for the month. Just be aware that I don't know how ironclad their prorata refund terms are or if this gets OzBargained so be prepared to risk a full $1200 AF.

Now I'm yet to get the refund but another user did suggest to ask for a refund on the $99 once I get the new card because there wouldn't be any bonus points claimed…

If you haven't earnt any QFF points in the past 12 months, you can stack with this deal and you would get 170,000 QFF for $199 plus a $400 travel voucher!

Other card benefits:

  • Up to 2 PTS per $1 spent
  • 2 Complimentary Qantas First Lounge Invitations
  • 2 Complimentary Qantas Club Lounge Invitations per year
  • Complimentary Travel Insurance
  • 20% bonus Status Credits on Qantas flights
  • 10% discount on the base fare of eligible Qantas flights for up to 2 travellers twice a year
  • $400 Qantas Luxury Holidays voucher when you spend $5,000 or more on eligible purchases within 3 months of card approval. Offer ends 1 August 2024.
  • Qantas Wine Premium Membership
Financial Credit Card Frequent Flyer MasterCard Qantas Frequent Flyer Reward Points

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Comments

  • Duckie2hh on 03/07/2024 - 11:27
    +5

    OzBargained so be prepared to risk a full $1200 AF.

    Risky… yummy

  • juph0rry on 03/07/2024 - 11:28
    +8

    You also need to have a wage of 200k to even be eligible..

    • Wiadro on 03/07/2024 - 11:30
      +20

      isnt that all of us here

    • ozBfrugal on 03/07/2024 - 11:35

      Ah yeah that's a bit of a downer :(

      • redfox1200 on 03/07/2024 - 12:30
        +1

        theres nothing to be down about earning over 200k

        • Omarko on 03/07/2024 - 14:17
          -1

          There is if you live in Sydney and have a $1m mortgage!

          • Jef Tino on 07/07/2024 - 16:52

            @Omarko: If you have just a $1M mortgage, you don't live in Sydney.

  • san87 on 03/07/2024 - 11:29

    Eligibility criteria:

    Be at least 18 years old
    Earn at least $200,000 per year
    Be a permanent Australian resident
    Have an Australian mobile and residential address
    Be a Qantas Frequent Flyer member
    Be a new primary cardholder

    • chrism238 on 03/07/2024 - 11:31
      +8

      Have an Australian mobile and residential address

      Must live in a caravan?

    • askbargain on 03/07/2024 - 11:47
      +16

      Damn not over 18 but meet everything else

    • Garowdge on 16/07/2024 - 13:20

      Does the annual income include super? I am 1-2k off, but due to some salary packaging benefits, my net pay is equivalent to somebody earning $205k

  • mk8 on 03/07/2024 - 11:33
    +5

    This sounds like a mess.

  • krazek on 03/07/2024 - 11:37

    With the income requirement and risk you may have to pay full AF of $1,200 for 150k qff pts, not sure it's worth it

  • fuzor on 03/07/2024 - 11:38
    -7

    This deal is so dodgy its bordering on fraud.

  • redfox1200 on 03/07/2024 - 11:45

    bonus points after 6-8 weeks, so that means if you apply and spend 5k on say one you might still not have got your points until you have paid 2 months worth of annual fee

  • jaygee on 03/07/2024 - 11:48

    Has anyone under $200k every tried and gotten through?

    • nightelves on 03/07/2024 - 11:50
      +1

      Yes instant rejection!

  • Jayphen on 03/07/2024 - 11:54
    +1

    1200 seems pretty crazy for the benefits you get for this card.

    • redfox1200 on 03/07/2024 - 11:57

      hence why you cancel it and get most of the $1200 back

      • Pcoder on 03/07/2024 - 12:11
        +2

        I'd imagine that's what most people do.

        I think the problem with this card is that it almost has the price of an Amex platinum charge with only a fraction of the benefits that the charge card does have.

        If they included annual Qantas club or if you were gold/platinum, a complimentary upgrade to platinum/ platinum one then I think might be a better deal.

  • chadleyshe on 03/07/2024 - 12:09
    +5

    what a crap card. Doesn't even give 12 months of Qclub.

    • n0mad on 03/07/2024 - 16:43
      +1

      better off with the Amex Platinum charge card if you pay off every month.

  • DingoBilly on 03/07/2024 - 12:12
    +2

    I've seen this card around and always wondered who it's for.

    It's terrible value.

    • bobneil on 03/07/2024 - 19:22

      Not really.

      0.8 c per point is a better online rate than the typical online buy/sell spread of 1c per point.

      Then the voucher, discounts and other benefits are added value on top.

  • nightelves on 03/07/2024 - 12:16

    OP so can you even use the travel credit, downgrade and still only pay $99?

  • clover on 03/07/2024 - 12:49
    +1

    Too risky. They can always change their terms and not pro rata the fees

  • abs898 on 03/07/2024 - 12:57
    +2

    For cards with around 1200-1500 annual fees, the competition is tough. I have the Amex platinum charge card which is $1450 which provides much more value that this.

    I have looked at this card a few times and also at the Citi one, but couldn't come closer to what amex has to offer.

    This is considering I don't fly Qantas much, domestic or international.

    Also cards in this range aren't really churning cards, these are your primary cards which you keep to get most benefit out of like top transfer insurance and other covers.

    • Pcoder on 03/07/2024 - 13:24

      Yeah the amex also give you options to which programme to transfer to including QF, CX and SQ. The QF programme is way oversubscribed, so its hard to get premium seats.

      • abs898 on 03/07/2024 - 14:02

        There's more, freedom to use the $450, dinning credit, Amazon prime subscription, much more. So you do get a lot of value out of that.

    • blurrybird on 03/07/2024 - 18:00

      Those of you rocking an Amex card daily, how often do you get rejected by shops who don’t take amex?

      • abs898 on 03/07/2024 - 18:14

        I don't shop at Aldi so under 10% tbh

  • Autonomic on 03/07/2024 - 14:07
    +3

    $200k annual income is crazy

    • p1 ama on 03/07/2024 - 16:53
      +16

      Being a high income earner is not a great and glamarous life - nothing to be jealous of.

      It's not like being a trust fund baby where you don't have to do any work. It's incredibly hard work to be earning that kind of money in a relatively competitive and sluggish (by international standards) labour market in Australia.

      FWIW, I used to earn well above $200k - I was also regularly working 12+ hours per day, rarely had any time with my family, most mornings I would wake up to a bunch of urgent things I needed to do / address, picking up work on weekends, always basically being "on call" and knowing that I might be asked to pick up pretty difficult pieces of work at any time. Family time involved me sitting in the living room on my laptop whilst simultaneously watching TV with my wife and kid. It's not a great life.

      Wasn't until my kid told me that he wanted to spend more time with me, and for me to come to his school events that I realised it's all just a scam. I quit my job. I moved out into an outer suburb ~40km+ from the city, where a house was more affordable, with more land and greenery. Picked up a job which was < 15 mins from where I live. The job is flexible - I'm usually in at around 9.30am, and out by around 4pm, WFH 2-3 days a week, and pick up my kid from school every day and come home and spend time with him playing video games and doing Lego.

      I'm paid half as much as I used to be, but I am happy, and I have never regretted making that decision, not even once.

      • Autonomic on 03/07/2024 - 17:19

        Never said I was jealous

        • p1 ama on 03/07/2024 - 17:43
          +3

          I wasn't trying to imply that you were, just more so a reflection for those who may be :)

          • Autonomic on 03/07/2024 - 17:51
            +1

            @p1 ama: In that case, thanks for the perspective.

      • Smol Cat on 04/07/2024 - 01:00

        Wow that is a good perspective but that isn’t the case for every job at that tier, but certainly a lot of them are a grind I can imagine.

        I am certain you won’t look back when you’re old and miss the extra money compared to the wonderful memories and time you’ve spent with your family. That is all that matters, everything else is bulls#it.

  • digitalane on 03/07/2024 - 16:40
    +1

    Needs a bigger sign up bonus really to justify the fee. I had the card when it first came out and I’m sure i got a lot more points…. (Cancelled after year 1 obviously)

    • redfox1200 on 04/07/2024 - 07:13

      better than most cards if you change cards and only pay about 200-300 for the annual fee

  • binscab on 05/07/2024 - 15:18
    +1

    Unbelievable that a travel focused card from an airline doesn't have 0 foreign transaction fees

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