ANZ Frequent Flyer Black Credit Card: 90,000 Qantas Points & $200 Back ($5,000 Spend in First 3 Months, $425 Annual Fee) @ ANZ

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ANZ Frequent Flyer Black Credit Card: 90,000 Qantas Points & $200 Back ($5,000 Spend in First 3 Months, $425 Annual Fee) @ ANZ
Go to Deal
Zippy135 on 08/06/2024 - 20:48 anz.com.au (1806 clicks)
Last edited 09/06/2024 - 10:31 by 1 other user

$425 annual fee
$200 back to the card (5k spend, first 3 months)
90,000 Qantas Points (5k spend, first 3 months) + 40,000 Qantas Points if hold card for over 12 months
Min credit limit $15,000
2 x Qantas lounge passes per year
1 point per dollar up to $7.5k and 0.5 points per dollar above that per statement period
You are not eligible for this offer if you currently hold or have held an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum or an ANZ Frequent Flyer credit card in the last 12 months.

Note, not as good as the last deal. Previously 100,000 points with $250 back to card.
Thanks for @Koipanda for the format.

Financial Cashback Credit Card Frequent Flyer Qantas Frequent Flyer Reward Points VISA

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Comments

  • hawkeye93 on 08/06/2024 - 20:51
    +23

    used to be 130k and then 110k. Last deal was 100k.

    • Chinese on 08/06/2024 - 21:58
      +8

      Meanwhile, qff points value plummeted off the cliff. Why even bother?

      • hawkeye93 on 08/06/2024 - 22:34
        +8

        i can still redeem them on partner airlines like Cathay/JAL… so to me, still worth it.

      • batrarobin on 08/06/2024 - 23:30

        Still around 1c a point I think.

        • hawkeye93 on 09/06/2024 - 13:24

          i've seen people still selling them @ 1.4c pp, same as VFF.

          • HiDave on 10/06/2024 - 10:44

            @hawkeye93: Hi @hawkeye93,
            Where do people buy/sell these, please?

      • redfox1200 on 09/06/2024 - 07:12

        yes a 7 hour business flight for 90k points (3.5k AUD), such bad value

        • rekke on 09/06/2024 - 08:35

          Which airline/flight is that example with?

        • Chinese on 09/06/2024 - 14:24
          -2

          You haven't seen the oneway over 200k points ones yet.

          • redfox1200 on 09/06/2024 - 14:29

            @Chinese: you mean the rewards plus? yeah i'm just going to stick to rewards classic flights.

      • Wool on 09/06/2024 - 12:53

        Yeah when did this happen? Was booking flights and noted that suddenly point costs had been adjusted from the usual.

      • DevlicK on 09/06/2024 - 19:15

        QF probably trying to reduce the number of people getting into Points Club I reckon

    • Skinnerr on 08/06/2024 - 22:35
      +5

      Shrinkflation hitting imaginary points now. In 100 years we'll be paying them for the privilege of having a CC!

      • tunzafun001 on 09/06/2024 - 00:54

        I guess when cash is gone, this will be the case.

        P.S. this is rubbish. Go for a Westpac platinum (existing customer).

        • Johnx on 11/06/2024 - 11:14

          Westpac requires Qantas spend to get the 2 x lounge passes with ANZ they just give them to you otherwise I'd prefer to go Westpac Black and ANZ Platinum as ANZ Platinum has much better points than any other card (75k vs 60k). I don't want 2 cards with 15k limit

          • tunzafun001 on 11/06/2024 - 12:35

            @Johnx: Talking about the Westpac platinum. 90k awards points for $0, or a $50ish charge for QF, but half the amount. Smaller limit on the platinum. So get another 2 cards and still be under the $15k.

    • glenf on 09/06/2024 - 11:18

      I even got 160k qff at once

    • foxes28 on 09/06/2024 - 11:51

      My missus had this when it was 160k back in 2022

  • lawyerz on 08/06/2024 - 21:00
    +1

    I rmb when this was 140k pts or something…

    • Brick50 on 08/06/2024 - 21:09

      Obviously redemptions aren’t any cheaper nowadays but back then points were probably selling for 1c not 1.4c

    • Skinnerr on 08/06/2024 - 22:36
      +3

      I remember 99c cheeseburgers and 2 for $6 bacon dekuxes too!

  • mungas on 08/06/2024 - 21:36
    +15

    I signed up to this when it was 160k qff points. Bloody hell that was only about 18 months ago

    • freshofftheboat on 08/06/2024 - 22:11
      +1

      Me too …. nothing has really come close for QF-branded cards since then!!

    • nekoakuma on 09/06/2024 - 10:40
      +1

      yeah i got the 160k points + 20k bonus from qantas as well.
      trying to find next card but the bonuses are meh

    • bidam1 on 10/06/2024 - 00:33
      +1

      to be fair that was abnormally amazing. I remember reading it thinking am i missing something

  • iDrownFish on 08/06/2024 - 21:51

    does this include enrolment into qff program fee?

  • bengax on 08/06/2024 - 21:56
    -2

    Signed up for this the other day, should get me to 300k points

    • andresampras on 08/06/2024 - 22:13
      +2

      350 is the goal though yeah

    • DealHunted on 08/06/2024 - 22:26
      +17

      I signed up a week ago, will get me to a million points.

      random statement

  • ZJack on 08/06/2024 - 22:29
    +1

    I signed up to this card a few months ago for seemingly exactly the same deal? Not sure what’s new

    • timhn on 08/06/2024 - 22:50

      Yes, sign-up to this card back in April with exactly same promo.

  • tim9800 on 08/06/2024 - 22:55
    +3

    90k points for 425 is only worth if you can get the annual fee refund. NAB Qantas premium gets you 60k (assuming you churn before the first year) for 150 but non refundable.

    • chanhoz on 09/06/2024 - 11:02

      you get 200 back so actually only 225 for 90k qff

      • tim9800 on 10/06/2024 - 01:42

        oh, fair point

  • mbwl2010 on 08/06/2024 - 23:04
    +4

    Just got my application approved a couple of days ago. Be prepared to get several calls from their rep after you apply who will be questioning every line item of your bank statements and to send them more evidence.
    I was mentally ready for this having read from previous posts so definitely can agree that ANZ is the worst when it comes to the application process.
    Now I have to go to their bank next week to verify my IDs in person even though I have verified it online already!

    But bring on the 90k qff after 3 months!

    • Richcor on 08/06/2024 - 23:34
      +7

      Im with ANZ and didnt get no calls. Approved on spot.
      Guess you bank with another bank.

    • wordsmith on 08/06/2024 - 23:53

      Very different experience than mine. Got this card a couple of months ago on the same offer, Online Application was followed by an email requesting Pay slips which I promptly submitted. Somehow the system sent the request again, called the bank and they said okay to ignore the second request, I submitted it anyway.
      Next day, called the bank asking if they needed anything else, they just wanted to verify the last closed card because one of the credit agencies did not have it updated, sent them the letter by email and was approved in minutes after that.

    • Vert93 on 08/06/2024 - 23:57
      +1

      Just got my application approved a couple days ago and no calls or anything after submitting payslips.

    • sb9 on 09/06/2024 - 06:28
      +6

      Never send bank statements or give the banks access to the online verification crap. PDF payslips is the way.

    • amityaaron on 09/06/2024 - 08:30

      Yep i had some troubles this week too.

      Because my payslip had a line for parental leave, they wanted signed documentation from my employer about the full details of the leave.
      (I take 1 day of paid parental leave a week).

      Even though the parental leave on the payslip clearly outlined it was paid and no change to my salary haha…
      Was such a headache dealing with them.

      • jayz on 09/06/2024 - 08:44
        +1

        Last time I tried to sign up they asked for (in order):
        1. Pay slips
        2. Bank statement to confirm salary
        3. Copy of employment contract to confirm salary or Letter from CEO confirming my salary

        When they requested #3, told them to get stuffed.

        • timhn on 09/06/2024 - 09:50

          Copy of employment contract to confirm salary or Letter from CEO confirming my salary

          WTF?

          • vawiyoci on 24/06/2024 - 12:55

            @timhn: Can also be for a second more annoying reason instead of employment verification: applied recently and they literally go through the bank statement line by line with a finetooth comb interrogating you over the phone about the nature of the expenses and/or not adding up to the dot against what you wrote down as a rough figure on the application. This was after the initial payslip submission.

      • Robot16 on 09/06/2024 - 12:35

        Same thing happened with me!

      • Deviner on 09/06/2024 - 17:41

        I would've already told them to go F themselves before it ever got to this stage.
        That's all completely unnecessary and over the top.

        You're taking out a credit card, not a mortgage.

    • majikshoe on 09/06/2024 - 08:33

      I had the same experience with ANZ, it was a pain. The application took ages, they called asking for the same information I'd put on my application form, then I had to mess around going into a branch to ID myself. It was a lot more work than I expected.

    • lunartemis on 12/06/2024 - 06:42

      I put my online application in with 3 months worth of payslips and received a call clatifying all my spending. They asked me to send in another one and during the call, I got a "tentative approval" email.

  • localhost on 08/06/2024 - 23:41
    +1

    $425 is killing the deal…

    • turkz1 on 08/06/2024 - 23:56
      +2

      $200 back

        • redfox1200 on 09/06/2024 - 07:15
          +4

          90k points is 3.5k in business class seat redemptions

        • hawkeye93 on 09/06/2024 - 09:45
          +1

          It’s worth $1000 or more if you redeem for business class tickets.

  • Buz1986 on 09/06/2024 - 00:26
    +1

    I currently have a Qantas Frequent Flyer Amex. I have had it for 2 years. Am I still eligible for this deal or do I need to cancel this card, wait 18 months, then proceed?

    • starburstyellow on 09/06/2024 - 01:13
      +5

      You're eligible as that's a different bank/institution all together.

      • Buz1986 on 09/06/2024 - 03:58

        Cheers

  • Drakesy on 09/06/2024 - 07:27

    Shrinkflation

  • vetopower on 09/06/2024 - 08:39
    +3

    RIP was getting ready to sign up for this card again. 10K fewer points and $50 less cash back than previous iteration.

  • Furqan1 on 09/06/2024 - 09:56

    What about this ANZ deal with 180K rewards points and $375 annual fee and $150 cash back
    https://www.anz.com.au/personal/credit-cards/rewards-black/

    • themadman on 09/06/2024 - 10:08
      +3

      Points aren't QFF, so don't let the big number mislead you. Might be worth checking the points conversion rate?

      • Furqan1 on 09/06/2024 - 11:08

        I am quite sure these points can be converted to $800 JB gift cards including many more outlets.

        • Drakesy on 09/06/2024 - 12:52
          -1

          You can take out both cards

          • Ernestpogi on 09/06/2024 - 17:41

            @Drakesy: Do you mean these two does not share the same 12 month cooldown of eligibility?

      • dealhunter52 on 09/06/2024 - 18:25
        +1

        180K reward points convert to 108K Velocity point (20% conversion bonus). ANZ Black Rewards is better deal in my opinion.

    • kokoikaka on 09/06/2024 - 10:29

      points aren’t transferable to QFF, but for Velocity it will be 90,000 pts.

      • RQNinja on 20/06/2024 - 07:49

        Even if it is 3k minimum spend compared to Qantas which is 5k spend?

    • MrThing on 09/06/2024 - 10:57

      or straight to a good airline partner like singapore airlines where you can actually redeem points for premium cabins

      • Drakesy on 09/06/2024 - 12:53
        +2

        Currently sitting in singapore airlines business after redeeming velocity points.

        Not restricted to singapore airlines' club

        • discountdong on 09/06/2024 - 15:08

          did you convert velocity -> kris flyer points? was wondering what the best use of velocity points are

          • Drakesy on 09/06/2024 - 15:43

            @discountdong: negative
            Direct use of velocity points in the virgin booking portal.

          • MrThing on 09/06/2024 - 17:07

            @discountdong: If you convert direct remember krisflyer has a hard expiry of 3 years.

            I always convert the virgin, cop the loss in a double conversation but gives me flexibility to only convert to krisflyer when I need to book and then I can continue to churn velocity point cards

            So in the long run it works out

            • Drakesy on 09/06/2024 - 18:45

              @MrThing: You cam book sia flights through virgin though without needing to convert ;)

    • chanhoz on 09/06/2024 - 11:05

      same same, if transfer to velocity (when there's no bonus transfer), you get 90k points
      1 card get you 90k velocity for 225, 1 card get you 90k qff for 225.

      • RQNinja on 20/06/2024 - 07:51

        But vel only require 3k, Qantas 5k….which is better now?

  • financialminimalism on 09/06/2024 - 12:34
    -1

    This offer has been going for a few weeks? I applied in late May

  • lunartemis on 09/06/2024 - 12:35

    What income do you have to be on to get approved? $15K minimum limit is a lot for an average person

    • mooseca on 09/06/2024 - 13:21
      +1

      Not much, I've had 3 cards in last 6 years with 15k or more and I only earn 82k now. I got one when I was on 50k. Latest amex gave me 32.5k about 6 months ago, had to reduce that 😳. I have no idea what they base it on.

      • bohn on 09/06/2024 - 17:39

        amex are insane with limits - I always manually set it.

  • Treasurehunter on 09/06/2024 - 15:19

    Can I pay for my car rego? Still counting or not?
    If not, do I buy gift card at woolie or coles? Thanks

    • timhn on 09/06/2024 - 18:41

      Yes , you can pay rego with it. No, it will not qualify. Yes you can buy giftcards to meet the spending requirements.

    • bohn on 11/06/2024 - 14:08

      get zippay - then it will qualify

      • Treasurehunter on 11/06/2024 - 22:37

        Really ? Thanks!

      • Treasurehunter on 18/06/2024 - 21:54

        Hi bohn, Zippay since this is my first time using a credit card, I'm a bit confused about using it for Dot Rego payments to build credit score. What processing is correct? Should I register my credit card under payment methods and generate a single-use card for Dot Rego payments? or use Zip Pay for a single-use payment and then make an extra payment?
        Thank you.

        • bohn on 18/06/2024 - 22:02

          you always need to add a payment method in Zip in order to pay it off. So add your credit card to zip as a payment method.

          Then what I usually do, is generate a single use card in Zip, and pay the rego/whatever with that. Then at the end of the month, pay off the zip pay with your nominated card.

          I think in the first month you register your zip account, your payment isn't due until the end of the following month (the app will tell you the date). Eg, if you sign up now in June, most likely, after you make a payment it will say nothing due until end of July. However it usually works on a monthly basis. In August, you'll need to make a payment by end of August and so on.

  • lunartemis on 09/06/2024 - 18:52

    Is it worth keeping it after 12 months for extra 40K points and long term pts earning? This or amex qantas card?

    • teatea on 09/06/2024 - 22:05

      You'll be paying 425 for 40k points. You're much better off cancelling as soon as you've confirmed your points and cashback. So that you'll be able to get this deal in the next 18 months after cancelling.

      • timhn on 09/06/2024 - 22:37

        Only 12 months with ANZ

  • amityaaron on 11/06/2024 - 16:53

    After a huge back and forth on the application process and ANZ wanting a signed letter from my employer defining my parental leave, I was finally approved.

    BUT…i need to go into a branch to prove my identify before they can issue me anything?

    Ummm…is this normal? is ANZ usually this difficult to deal with?

    • timhn on 11/06/2024 - 21:18

      YMMV, see below comment from hunter4vr.

      I never had any problem with ANZ since I'm an existing customer with them. All my CC applications all got approved within 48hrs for the last 5 years or so with them. Since I already ID with them so never have to go to branch to validate.

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