• long running

ANZ Frequent Flyer Black Credit Card: 90,000 Qantas Points & $200 Back ($5,000 Spend in First 3 Months, $425 Annual Fee) @ ANZ

1190

$425 annual fee
$200 back to the card (5k spend, first 3 months)
90,000 Qantas Points (5k spend, first 3 months) + 40,000 Qantas Points if hold card for over 12 months
Min credit limit $15,000
2 x Qantas lounge passes per year
1 point per dollar up to $7.5k and 0.5 points per dollar above that per statement period
You are not eligible for this offer if you currently hold or have held an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum or an ANZ Frequent Flyer credit card in the last 12 months.

Note, not as good as the last deal. Previously 100,000 points with $250 back to card.
Thanks for @Koipanda for the format.

Related Stores

ANZ
ANZ
Qantas
Qantas
Visa
Visa

Comments

  • +23

    used to be 130k and then 110k. Last deal was 100k.

    • +8

      Meanwhile, qff points value plummeted off the cliff. Why even bother?

      • +8

        i can still redeem them on partner airlines like Cathay/JAL… so to me, still worth it.

        • how?

      • Still around 1c a point I think.

        • i've seen people still selling them @ 1.4c pp, same as VFF.

          • @hawkeye93: Hi @hawkeye93,
            Where do people buy/sell these, please?

            • @HiDave: There is a forum here on ozbargain that people use. Keep in mind that it's against the Qantas TOS and you risk having your account permanently banned.

      • yes a 7 hour business flight for 90k points (3.5k AUD), such bad value

        • Which airline/flight is that example with?

        • -2

          You haven't seen the oneway over 200k points ones yet.

          • @[Deactivated]: you mean the rewards plus? yeah i'm just going to stick to rewards classic flights.

      • Yeah when did this happen? Was booking flights and noted that suddenly point costs had been adjusted from the usual.

      • QF probably trying to reduce the number of people getting into Points Club I reckon

    • +5

      Shrinkflation hitting imaginary points now. In 100 years we'll be paying them for the privilege of having a CC!

      • I guess when cash is gone, this will be the case.

        P.S. this is rubbish. Go for a Westpac platinum (existing customer).

        • Westpac requires Qantas spend to get the 2 x lounge passes with ANZ they just give them to you otherwise I'd prefer to go Westpac Black and ANZ Platinum as ANZ Platinum has much better points than any other card (75k vs 60k). I don't want 2 cards with 15k limit

          • @Johnx: Talking about the Westpac platinum. 90k awards points for $0, or a $50ish charge for QF, but half the amount. Smaller limit on the platinum. So get another 2 cards and still be under the $15k.

    • I even got 160k qff at once

    • My missus had this when it was 160k back in 2022

    • Bad deal. There used to be no annual fee. I'm not applyung for any credit card until i see a direct benefit.

  • +1

    I rmb when this was 140k pts or something…

    • Obviously redemptions aren’t any cheaper nowadays but back then points were probably selling for 1c not 1.4c

      • How can you sell the points? I have a lot that I can never seem to use to book Qantas flights. I'd rather sell them than have them sit there unused forever.

    • +3

      I remember 99c cheeseburgers and 2 for $6 bacon dekuxes too!

  • +15

    I signed up to this when it was 160k qff points. Bloody hell that was only about 18 months ago

    • +1

      Me too …. nothing has really come close for QF-branded cards since then!!

    • +1

      yeah i got the 160k points + 20k bonus from qantas as well.
      trying to find next card but the bonuses are meh

    • +1

      to be fair that was abnormally amazing. I remember reading it thinking am i missing something

  • does this include enrolment into qff program fee?

  • -2

    Signed up for this the other day, should get me to 300k points

    • +2

      350 is the goal though yeah

    • +17

      I signed up a week ago, will get me to a million points.

      random statement

  • +1

    I signed up to this card a few months ago for seemingly exactly the same deal? Not sure what’s new

    • Yes, sign-up to this card back in April with exactly same promo.

  • +3

    90k points for 425 is only worth if you can get the annual fee refund. NAB Qantas premium gets you 60k (assuming you churn before the first year) for 150 but non refundable.

    • you get 200 back so actually only 225 for 90k qff

      • oh, fair point

  • +4

    Just got my application approved a couple of days ago. Be prepared to get several calls from their rep after you apply who will be questioning every line item of your bank statements and to send them more evidence.
    I was mentally ready for this having read from previous posts so definitely can agree that ANZ is the worst when it comes to the application process.
    Now I have to go to their bank next week to verify my IDs in person even though I have verified it online already!

    But bring on the 90k qff after 3 months!

    • +7

      Im with ANZ and didnt get no calls. Approved on spot.
      Guess you bank with another bank.

    • Very different experience than mine. Got this card a couple of months ago on the same offer, Online Application was followed by an email requesting Pay slips which I promptly submitted. Somehow the system sent the request again, called the bank and they said okay to ignore the second request, I submitted it anyway.
      Next day, called the bank asking if they needed anything else, they just wanted to verify the last closed card because one of the credit agencies did not have it updated, sent them the letter by email and was approved in minutes after that.

      • I just had the same thing, submitted the application and uploaded pay slips on Friday, received the same automated email about providing docs on Tuesday. Have sent them an email asking them to look for what I uploaded as there wasn't a number to call, will see what they say but doesn't bode well.

    • +1

      Just got my application approved a couple days ago and no calls or anything after submitting payslips.

    • +6

      Never send bank statements or give the banks access to the online verification crap. PDF payslips is the way.

    • Yep i had some troubles this week too.

      Because my payslip had a line for parental leave, they wanted signed documentation from my employer about the full details of the leave.
      (I take 1 day of paid parental leave a week).

      Even though the parental leave on the payslip clearly outlined it was paid and no change to my salary haha…
      Was such a headache dealing with them.

      • +1

        Last time I tried to sign up they asked for (in order):
        1. Pay slips
        2. Bank statement to confirm salary
        3. Copy of employment contract to confirm salary or Letter from CEO confirming my salary

        When they requested #3, told them to get stuffed.

        • Copy of employment contract to confirm salary or Letter from CEO confirming my salary

          WTF?

          • @timhn: Can also be for a second more annoying reason instead of employment verification: applied recently and they literally go through the bank statement line by line with a finetooth comb interrogating you over the phone about the nature of the expenses and/or not adding up to the dot against what you wrote down as a rough figure on the application. This was after the initial payslip submission.

      • Same thing happened with me!

      • I would've already told them to go F themselves before it ever got to this stage.
        That's all completely unnecessary and over the top.

        You're taking out a credit card, not a mortgage.

    • I had the same experience with ANZ, it was a pain. The application took ages, they called asking for the same information I'd put on my application form, then I had to mess around going into a branch to ID myself. It was a lot more work than I expected.

    • I put my online application in with 3 months worth of payslips and received a call clatifying all my spending. They asked me to send in another one and during the call, I got a "tentative approval" email.

  • +1

    $425 is killing the deal…

    • +2

      $200 back

        • +4

          90k points is 3.5k in business class seat redemptions

        • +1

          It’s worth $1000 or more if you redeem for business class tickets.

  • +1

    I currently have a Qantas Frequent Flyer Amex. I have had it for 2 years. Am I still eligible for this deal or do I need to cancel this card, wait 18 months, then proceed?

    • +5

      You're eligible as that's a different bank/institution all together.

      • Cheers

  • Shrinkflation

  • +3

    RIP was getting ready to sign up for this card again. 10K fewer points and $50 less cash back than previous iteration.

  • What about this ANZ deal with 180K rewards points and $375 annual fee and $150 cash back
    https://www.anz.com.au/personal/credit-cards/rewards-black/

    • +3

      Points aren't QFF, so don't let the big number mislead you. Might be worth checking the points conversion rate?

      • I am quite sure these points can be converted to $800 JB gift cards including many more outlets.

        • -1

          You can take out both cards

          • @Drakesy: Do you mean these two does not share the same 12 month cooldown of eligibility?

          • @Drakesy: would also like a confirmation on this

            • @plal: You can take out both cards?
              Not sure whats up for debate

      • +1

        180K reward points convert to 108K Velocity point (20% conversion bonus). ANZ Black Rewards is better deal in my opinion.

        • I think it’s currently 10% for November and December? Nothing yet about next year.

          • @coolhand: Yes, they reduced it to 10%. In May and June this year, it was 20%. I believe they run this promo twice a year.

    • points aren’t transferable to QFF, but for Velocity it will be 90,000 pts.

      • Even if it is 3k minimum spend compared to Qantas which is 5k spend?

    • or straight to a good airline partner like singapore airlines where you can actually redeem points for premium cabins

      • +2

        Currently sitting in singapore airlines business after redeeming velocity points.

        Not restricted to singapore airlines' club

        • did you convert velocity -> kris flyer points? was wondering what the best use of velocity points are

          • @discountdong: negative
            Direct use of velocity points in the virgin booking portal.

          • @discountdong: If you convert direct remember krisflyer has a hard expiry of 3 years.

            I always convert the virgin, cop the loss in a double conversation but gives me flexibility to only convert to krisflyer when I need to book and then I can continue to churn velocity point cards

            So in the long run it works out

            • @MrThing: You cam book sia flights through virgin though without needing to convert ;)

    • same same, if transfer to velocity (when there's no bonus transfer), you get 90k points
      1 card get you 90k velocity for 225, 1 card get you 90k qff for 225.

  • -1

    This offer has been going for a few weeks? I applied in late May

  • What income do you have to be on to get approved? $15K minimum limit is a lot for an average person

    • +1

      Not much, I've had 3 cards in last 6 years with 15k or more and I only earn 82k now. I got one when I was on 50k. Latest amex gave me 32.5k about 6 months ago, had to reduce that 😳. I have no idea what they base it on.

      • amex are insane with limits - I always manually set it.

  • Can I pay for my car rego? Still counting or not?
    If not, do I buy gift card at woolie or coles? Thanks

    • Yes , you can pay rego with it. No, it will not qualify. Yes you can buy giftcards to meet the spending requirements.

      • @timhn Could me please tell me why car rego doesn't count? I couldn't find what are eligible purchases.

Login or Join to leave a comment