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ING Orange Everyday: Get 5% Back on Every Contactless Purchase under $100 until 30 June 2013 @ ING Direct

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ING Orange Everyday: Get 5% Back on Every Contactless Purchase under $100 until 30 June 2013 @ ING Direct
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mitochondReon on 03/10/2012 - 17:30 campaigns.ingdirect.com.au (6438 clicks)
Last edited 29/02/2020 - 11:04 by 3 other users

I just received this promotional letter on my mailbox and it seems that it's a good promotional offer from ING.

Things you should know:

The Wave and Save 5% rebate offer is available from 1 October 2012 to 30 June 2013 (“Offer Period”) to all existing Orange Everyday customers (including joint account holders) who request to update to a Visa payWave card and the first 30,000 new ING DIRECT Orange Everyday customers who activate their payWave enabled Visa Debit card during the Offer Period (“Eligible Customers”). The 5% rebate applies on all contactless purchases made by Eligible Customers during the Offer Period on purchase amounts of up to AUD $99.99. The 5% rebate will be made into the Orange Everyday account immediately after transaction settlement.

Call 133464 to get your payWave enabled Visa Debit Card.

Find out more at http://www.ingdirect.com.au/waveandsave

Financial Bank Account Pay Wave Transaction Account

Related Stores

ING
ING

closed Comments

  • Jaxx on 15/10/2012 - 16:17
    +1

    I would also like to add that the paywave machines at my Coles are not the same as the ones pictured on the Visa Paywave site. It wasn't obvious where to 'wave' the card, with this particular terminal I have to wave it near the top where the LCD screen is, where is says "tap here". Best to ask the checkout operator if you are unsure.

  • No on 15/10/2012 - 19:14
    +1

    Anyone interested in putting together a google maps of places that accept paypass / wave?

    I put a few Perth ones in so you get the idea.

    http://maps.google.com/maps/ms?ie=UTF&msa=0&msid=
    203558369387690412307.0004cc148261ae33b2eaf

    If you PM me your email address I can give you access to add as well.

  • KBZ on 15/10/2012 - 23:53

    How long does the rebate take? 2 business days??

    • outlander on 26/10/2012 - 11:20

      Looks like it varies. I bought something from bunnings 2 days ago that hasn't shown up, whereas the things I bought from Kmart have been cashback'd on the same day.
      Must be due to the pre-authorisation period.

  • zukand on 16/10/2012 - 12:44
    +2

    This is making my banking too complicated. gah.

  • joannatan on 16/10/2012 - 22:49

    anyone with bankwest and link your account with ing account, is it the transfer instant? I did transfer 2 pm today and the fund already received on my ing account tonight, a bit surprise. When i call ing help desk, the operator told me that it suppose to be received tomorrow morning, a bit weird

    • jackofspade on 16/10/2012 - 23:30
      +2

      That's because ING process the EFT files earlier than most other banks at around 7:30pm.

      • INFIDEL on 16/10/2012 - 23:41

        Hi Jack! Also depends on the bank transferring the funds. Transferred funds from Suncorp on Friday evening, but only appeared on account in the early hours of this morning.

        • jackofspade on 17/10/2012 - 00:08

          Yes but normally if you make the transfer before the cutoff time of about 4pm AEST then it should arrive in your account that night.

  • Cluster on 17/10/2012 - 15:10
    +1

    Saved $18 so far. Loving my new ING Direct card.

    Yesterday at Foodland (SA) I rocked up to the checkout and noticed their PayPass terminal was offline, but the next cashier (who was busy) had a working machine. I told the waiting cashier with the broken machine that I'll wait for the next checkout. She said I can still insert my card, but I responded that I don't get a discount that way. She looked a little puzzled but was nice enough to open the next checkout for me with a working machine.

    Checkout operators are going to wonder what's going on :-)

    • T-man on 17/10/2012 - 22:06
      +1

      lol, you are lucky. I am in the same situation but the cashier told me to go to self-checkout and put the "Next cashier" board instead of opening the checkout for me, at Coles in QLD

    • jkp91 on 17/10/2012 - 22:12

      I didn't have the nerve to do this at caltex the other day :( Just used my QFF amex instead.

    • Cluster on 22/10/2012 - 12:28

      Follow up on faulty PayWave/PayPass machines. The trouble I had at Bunnings reoccurred over the weekend, at the same checkout. My ING card works everywhere but at this one checkout the green lights on the terminal flashed rapidly and then I was informed contactless was not available. It's just a faulty terminal.

      Don't be afraid to speak up to staff about faulty terminals and ask politely that a sign be affixed stating it's faulty. Consider it a service to your fellow OzBargainer with a 5% off card :-)

  • tanoshiiki on 17/10/2012 - 15:47

    I think I actually need to start using this account as a real transaction account. I only top up this account with $200 when I need to get cashout (to get the 50c bonus). This morning, I went to a supermarket and I noticed they had payWave. Unfortunately, I had emptied (except for the bonus 50c) out my account with the earlier cashout. Could have got 43c back :P

    • matt_will_fix_it on 17/10/2012 - 15:59

      I had the same dilemma last weekend… Topped up the account with $100 last Friday, paid $99.99 at Coles and then found three other places on the weekend I went to that accepted Paywave, but I had no funds in my account :(

      Now I'll make sure the account is always topped up more.

      • jkp91 on 17/10/2012 - 22:09

        Duplicate post :)

      • jkp91 on 17/10/2012 - 22:10
        +1

        To combat this I opened a savings maximiser and transferred $500 there, then can use the ING app to transfer the funds. Though my biggest transaction via paywave has only been $30ish so far.

        • user27 on 24/10/2012 - 12:59

          And this is exactly what ING is hoping you will realise…

  • congo on 18/10/2012 - 22:20

    Are there security concerns with paywave? Purchases under $100 don't require a pin.
    If you lose your card, you can easily lose your daily limit?

    • doperst on 18/10/2012 - 22:45

      There should be limits on the card. Say, maximum 5 consecutive contactless transactions are allowed for a total amount of $200. (Jusn an example, I don't know actual limits)
      When these limits are exceeded, you will be requested to insert the card into chip reader and enter pin.

    • YadaYadaYada on 18/10/2012 - 22:45

      If you lose your card you'd report it, as with any card. You'd think that it'd be protected by Visa's insurance though, if you acted within reason after it got stolen.

    • INFIDEL on 19/10/2012 - 09:33
      +1

      Usually smaller Credit Card purchases in supermarkets do not require a PIN either.

      An unusual modification of this card…
      I got an ING Paywave card for my elderly father. His Woolies shopping is done by a paid carer. Up til now he has paid by cheque, with an agreement with that Woolies. Otherwise he would need to keep a large amount of cash on hand to cover 2 months, as he rarely goes to the bank. (I have set up all his banking to operate automatically.) But he must give a signed blank cheque to a stranger. Cancelling a lost cheque is a bit costly. Paying by cheque takes extra time for approval.

      So I modified the ING PayWave card - removing the signature area, security number, and cut a slit through the card removing the last 8 digits of the card number (handy as it now fits on a lanyard with the EDRewards card). That stops online/telephone purchases, but not multiple PayWave purchases. [Only the last 8 digits are away from the PayWave antenna. The new ME PayWave card is clear - and you can see the antenna & you get $50 for using it. Thank you OB!]

      Money (only about what is needed for that shopping trip) is transferred onto the account before the shopping & could be transferred off afterwards. So unauthorised PayWave purchases would reap little. If you have an ING Savings Maximiser - the transfer is instant online or via phone banking. He has the freecall number to cancel the card if lost/misused.

      We'll see how it goes, otherwise will go to $100(min) RACQ Woolies cards with 5% off. Either way he is saving 5% & shopping is faster.

      • matt_will_fix_it on 19/10/2012 - 09:44

        Won't you get strange looks when you present a modified card for payment?

        • INFIDEL on 19/10/2012 - 09:53

          Unlikely - as only you handle the card with PayWave.
          Its just a card on a lanyard to look at & a thumb conveniently covers the removed area when waving the card. Only when you look where the lanyard is attached do you realise it is missing some of the card numbers - and those were really only for manual processing. With all the variety of cards, staff would just think it is a new one.

          You do not present the back of the card as the signature is not used. That area was removed & covered with black electrical tape that blends in with the back. And it still goes into the machine for PIN operations, like removing surplus cash, if needed.

          I doubt checkout staff could care less. The user (paid carer) carries an identifying badge. Besides self-checkout is available. If it is accepted by the reader & the store gets its money - no worries. My Father has a long association with that store & is well known.

          I think I have covered all the design considerations. I can't imagine many people slice & dice their cards, except to destroy them. Cutting a card with a complex antenna throughout it is more difficult. The first 8 digits are on the antenna tracks, but the last 8 are in a clear area. I'll bring it to tonight's OB do in Brissie.

        • INFIDEL on 19/10/2012 - 11:03

          I get strange looks anyway ;)

        • Jaxx on 19/10/2012 - 18:17

          What's your contigency plan for when paywave doesn't work/is down? I suppose you could still swipe it?

        • INFIDEL on 22/10/2012 - 14:23

          Another PayWave card if its me. But staff don't worry.

      • foggy10 on 24/10/2012 - 16:53

        I just bought a Woolies $100 WISH gift card and got … zero rebate in my ING orange account. The reason: you need to make your purchase under $100.

        So, for those thinking of doing this, buy a WISH gift card loaded with $99.99.

        • matt_will_fix_it on 25/10/2012 - 08:52

          Or buy a WISH gift card for $100 then pay $99.98 on the ING card. Ask to pay the rest in cash :)

        • retiredfeline on 25/10/2012 - 09:20

          Wouldn't you end up paying $100.03 because you'd have to pay with a 5c coin?

        • delfredo on 25/10/2012 - 09:23

          Or buy 2 cards of $50 each.

        • matt_will_fix_it on 25/10/2012 - 09:33

          Wouldn't 2c it be rounded down to $0.00?

        • YadaYadaYada on 25/10/2012 - 09:57

          Or you could just buy multiples of smaller denominations instead!

        • retiredfeline on 25/10/2012 - 13:25

          Only if the original price ended in 2 or 7 cents. You can't go lopping off 2 cents off every price out there.

        • adhin on 25/10/2012 - 22:44

          I tried something similar at work (in retail).

          If you process a 2c transaction with a 5c payment the register then prompts 5c change owing to the customer.

    • matt_will_fix_it on 19/10/2012 - 09:45
      +1

      Aren't there also security concerns with signature? I mean… the "key" or "pin" is already right there on the back of the card for anyone to copy!

      • INFIDEL on 19/10/2012 - 09:59

        Yes, anyone could sign my signature - your complex analogue "PIN" - which is rarely checked anyway. And that is on the back of all Credit & Debit cards.
        The major security device is always you keeping the cards secure.

        The security code on the back is only for internet/telephone purchases. If your card is lost/stolen, it may be some time before those purchases are processed, so should be covered by VISA etc. Best idea - record that number somewhere & remove it from card (a knife blade works well).

        I lost my new ING card & wallet a week ago. I realised it was either on the bus home, or in the back seat of a car owned by a Russian I had met that day. I did not even know his name, but was meeting his blonde wife the next morning. I immediately moved all funds from the card to my Savings Maximiser. I had a think - and cancelled the card as it was out of my hands & compromised even if I got it back. Happy ending - the Russian drove all the way to the University on the other side of the city to return my wallet! (He told me he was just visiting his wife anyway!)

        • matt_will_fix_it on 19/10/2012 - 10:27

          No.. I mean with the actual signature on the card… not the CVV number.

          In reply to

          Are there security concerns with paywave? Purchases under $100 don't require a pin.

          eg… I go to the shops, buy something on my card and sign for it. The cashier uses that same signature to validate its me.

          I lose my card. A thief finds it. The thief has a copy of my signature on the back of the card. The thief then learns how to do my signature, goes to a shop and buys something. They know how to do the signature and can buy goods worth much more than $100.

          Therefore is the signature really any use on the card? Anyone that finds it can purchase stuff.

          I would say that paywave is more secure as it has limits on the $ amount that can be spent and the number of times paywave can be used in a certain time period.

        • retiredfeline on 19/10/2012 - 10:31

          I did not even know his name, but was meeting his blonde wife the next morning.

          So did you meet his blonde wife? :)

        • INFIDEL on 19/10/2012 - 10:33

          Re-read & understood your meaning of "pin" & added correction - you are right.
          (Gave you a '+' before your clarification) Made me think - thanks!
          Left my original comment, so people can consider security issue of always displaying CVV.

          Signature seems to lower security of card, now we have CHIP & PIN. A photo would be better - physically available on some cards! Otherwise could be stored on chip & displayed on terminal. A lot of the card system is archaic - there so manual paper based systems (using raised card code etc) can be used. But this feature can be used in emergency (eg power failure) or remote/overseas situations.

          Lots of reports in the past of males signing womens names, signatures that even a child could see did not match the one on the card, etc. Signatures on cards are almost never checked, or not in any detail. And signatures change. Try signing with a cast on your arm, or simply tired/drunk! Can't see thieves changing their appearance to match a photo of you only available on a trader's terminal. But the issuing bank says you must sign the card as soon as it arrives. When travelling the the UK in 2005, my sign only card was refused many times as not secure.

        • INFIDEL on 19/10/2012 - 10:34

          That's another story… yes.
          And my replacement card just arrived. Reported lost on Sunday, arrived in Brissie Friday.
          Now to sign it???

        • INFIDEL on 19/10/2012 - 11:38

          With my modified card I completely removed the signature area.

          The issuing bank says you must sign (otherwise someone else may add their signature) - I simply scratched away the signature box, through the "void!" layer (could have stopped there as a signature transaction should be refused) back to plastic - no chance of anyone adding their signature now. In (simple) security, if you do something novel - generally thieves find it all a bit difficult & move on. Especially when there is almost no money on the card until needed.

        • matt_will_fix_it on 19/10/2012 - 11:59

          I still think you're brave modifying the card…. Merchants have the right to refuse to accept your card…

          From http://www.commbank.com.au/business/merchant-services/other-…

          What you can do to minimise fraudulent transactions
          For card present transactions, never accept a card if:
          …
          the card or the signature has been visibly altered or tampered with
          the card is damaged.

          From http://www.nab.com.au/wps/wcm/connect/c880fe80491358c2a24cf3…

          for a point of sale transaction, obtain prior authorisation for any transaction on the
          transaction date where:
          …
          (iii) the nominated card signature panel (if any) is blank,

        • INFIDEL on 19/10/2012 - 14:06

          Thanks for your concern… but depends a lot on the trader.
          Those t&c issues deal with the use of signatures. They need to catch up!

          But having a purchase declined would not be the worst thing to happen in my life ;)
          (Even this was fun… Took legal action against a company over refusal to sell me a service - details in a recent post, and won a nice out of court settlement (confidentiality agreement signed), verbal & written apologies, & the company agreed to change its policies & retrain staff.)

          [ Interesting issue - ownership & control of cards etc you consider to be your property!!
          Brothers & Sisters of OB, reclaim your cards!!
          What are you allowed to do with them?
          My mod was sort of Financial body piercing. A Forum topic? LOL]

          Wouldn't use it at store with signature only purchases anyway - use is ONLY to get the 5% discount. You don't part with the card, so no one will see the signature side - it is against the PayWave reader. So talk about merchants checking your signature…

          This card is to be used exclusively in Woolies & Coles (probably just at the self-serve checkouts). So with the likes of Woolies & Coles checkout staff - (in general) thorough checking/ knowledge of merchant T&C/ refusal is not very likely. Not saying anything against the good workers, but they are probably not trained & paid enough to bother about an anomaly like my card!!

          Comm's "never accept a card if: … the card or the signature has been visibly altered or tampered with"
          or
          (iii) the nominated card signature panel (if any) is blank

          The issue there is anyone could ADD/ alter a signature. "signature panel (if any)" - in this case there isn't one & nowhere to ADD a signature! There is no signature. A novice would not even realise that the signature box has been removed (the removal has been covered to appear as if no signature box existed) - and they see so many variations of cards.

          This is PayWave not swipe & sign use!
          And Matt_will_fix_it, thanks for the challenge. Good to think of all the issues.

          We shall see. Any problems - just request a new card (I have 2 anyway). Roll on discounts!

        • INFIDEL on 19/10/2012 - 15:26

          ownership & control of cards etc you consider to be your property

          As usual, the financial institutions own these cards. I am awaiting my imminent arrest :)
          In Vietnam War protests in USA, people who burnt their Draft cards were arrested as the card was government property! (United States v. O'Brien, 391 U.S. 367 (1968))

        • joannatan on 19/10/2012 - 15:44

          jbhifi?

  • dubmark on 22/10/2012 - 10:29

    Has anyone tried this with getting cash back from Woolies or similar?

    • vipulrm on 22/10/2012 - 10:32
      +2

      Yup. I waved and paid at Woolies and have got my 5% :)

      • dubmark on 22/10/2012 - 22:54

        Sorry I meant has any only asked for cash back and got 5% back for that?
        If you have, that's amazing!

        • vipulrm on 22/10/2012 - 23:14

          Sorry, dubmark, I don't seem to get your question. What do you exactly mean by "asked for cash back"?

        • zukand on 23/10/2012 - 09:32

          think they meant cash out. You can't get cashout with paywave

  • King Tightarse on 22/10/2012 - 11:36

    Working great for me.
    $1 back for every $20 spent - loving it.

  • xoa on 22/10/2012 - 13:29
    +2

    Hi

    Thanks for this offer, it works well.

    I have a question, does anybody know if it'd be possible to cut out the chip of the ING Direct card and put it inside a mobile so that it can be used like a NFC device?

    I took some x-rays of my cards and it appears that the only metallic parts of the ING card is the chip itself, does anybody know if my idea would work?

    Here are the x-ray images:

    http://imageshack.us/a/img89/4470/cardswb.jpg

    • cooni on 22/10/2012 - 14:05

      Pretty sure it would work just fine, looks like the "antenna" is within the chip area (y)

      • xoa on 22/10/2012 - 15:27
        +1

        Thanks I will cut it out and try

    • INFIDEL on 22/10/2012 - 14:28

      Um… there is the antenna - otherwise Paywave won't be detected.
      So none in the ING? Very Interesting!

      See "Disable PAYPASS on your credit/debit card" http://www.youtube.com/watch?v=WFIrwDkQBqk

      • cooni on 22/10/2012 - 14:35

        The chip looks like it has spaced out wiring (to act as an antenna) within it's bounds compared to the larger contact pads of the cards with antenna in the rest of the card

    • INFIDEL on 22/10/2012 - 15:21

      I am learning… but by definition,
      "NFC builds upon RFID systems by allowing two-way communication between endpoints, where earlier systems such as contactless smart cards were one-way only." http://en.wikipedia.org/wiki/Near_field_communication
      This chip isn't a 2 way device, is it? Its a dumb 1 way RFID device.
      How will you use the device beyond paying your groceries - from inside your phone?
      Interesting.

      • xoa on 22/10/2012 - 15:26

        You are right, it will still only be able to pay for things as RFID.

        • mo danish on 24/10/2012 - 22:34

          Did you check if it works? I'm eager to do the same considering Google Wallet isn't coming to Australia any time soon.

      • cooni on 22/10/2012 - 15:28

        What he wants to do is the same as gluing the card to the back of a phone (case).
        Place phone to sensor and you've paid.

        Taking the chip out will reduce the bulk

        • INFIDEL on 22/10/2012 - 16:02

          My pocket has always complained about the bulk of 1 card! LOL

          Seems no issue, no one will know it is there, etc.

          But most phones I open have little room (if chip still in plastic substrate) & the RFID chip may be otherwise easily damaged. (Just report it lost & get a new card.)

          But OB people have posted in this deal that not having a signature on your card can mean refusal, let alone physically modding it. Now you want to get rid of the card!

          I have only removed parts of it (8 of 16 digit card number, signature box, & CVV code) & made a handy lanyard slot where half the card numbers were. Have also considered removing RFID & fitting it elsewhere (surgically implanted in finger tip?).

          Just thought you were suggesting something more adventurous than swapping 1 piece of plastic for another. :(

      • vipulrm on 22/10/2012 - 16:58

        It's a two-way communication in the sense that messages are exchanged back and forth between the chip and the reader; with the chip capable of declining the transaction or making the terminal send the transaction online for approval (which is the case with these Visa PayWave cards which ING issue).

        • INFIDEL on 22/10/2012 - 18:18

          That's not NFC two way communication!
          Its pretty well dumb 1 way communication - not NFC.
          By definition, two way communication must be able to be initiated by either device.

        • YadaYadaYada on 22/10/2012 - 23:13
          +1

          There are 2 varieties of NFC communications - passive and active. Passive is the case with this card - the reader is the only power source and when it makes contact with the reader, which will power the card when it makes contact, for a short moment to transfer the information across. The more powerful two way communication with NFC is active, whereby you have 2 powered devices which can transmit data to one another, like tapping 2 phones together and transferring a file across.

    • firedragon on 23/10/2012 - 11:51

      Lol! ruslanmizh, are you a radiographer?

  • King Tightarse on 22/10/2012 - 15:28

    Kind of clever to hide it elsewhere though - cut down and glued inside the back of your phone, is a good idea.
    Remember any junkie that gets hold of your card can go nuts @$100 a pop until you realize and cancel.

    Fun times for junkies, bet they love PayWave.

    • INFIDEL on 22/10/2012 - 16:06
      +1

      I instantly transfer the money over to the card from my Savings Maximiser (via ING App etc) only just before I need it. I don't like money not earning interest for me! (Sort of like the joke about the Scotsman opening his wallet & moths fly out.) The junkie will starve!

      • Cluster on 23/10/2012 - 14:12
        +1

        I see you do the exact same thing I do. Instant Savings Maximiser transfers. Good work :-)

  • King Tightarse on 23/10/2012 - 12:06

    Well anything that doesn't look like a PayWave card sounds like a good idea to me, seeing as how it can be repeatedly waved anywhere by the "finder".
    Even cutting it down and concealing it in some kind of keyring tag would be good.

    • zukand on 24/10/2012 - 12:56

      If you're doing it for practicality then great, but if it's a security thing, why bother. You're covered by Visa anyway. I've dealt with banks and stolen money before and never had any issues.

      • King Tightarse on 24/10/2012 - 23:42

        Yeah its no problem if people withdraw via internet purchases from only credit card details. My wife had a series of payments taken from her account in different countries over a 24 hour period which would have been physically impossible, and the bank returned it to us no probs but with EFTPOS terminals I am not so sure.
        How can I prove or disprove it wasn't me that bought the $99 worth of Winnie Blues and goon with a PayWave swipe?

  • zukand on 25/10/2012 - 06:47

    You just fill out a stat dec. the process isn't too hard.

    • King Tightarse on 25/10/2012 - 07:53

      And they can choose to believe or disbelieve you.

      I have been through this with the Mod: Foul Language at Westpac. Those assholes would not refund or even speak to me about a series of ATM withdrawals over a long weekend. I worked, and a series of withdrawals that I could not of and did not make went out of my account via ATMS. This was before we had a bank ombudsman.
      They kept saying "you took the money out with the ATM's with your card at this time and this date and THIS time on this date" - all in suburbs I never visit.They would not listen. Which is why I still consider Westpac lower than worm sh!t.

      This is my point. They may or may not believe you if a card is presented.

  • delfredo on 25/10/2012 - 09:16

    I used my debit card for the first time today and it got declined pretty quickly. The 2nd attempt was a success but took an unusually long time to validate (I would say 15 seconds). The screen showed "Sending Online" before I saw "Approved".

  • jo2055 on 25/10/2012 - 18:11

    Debit card worked fine in many places in Sydney,such as Coles,Woolworth,MackDonalds,several petrol station etc .
    I am transfering 200 dollars and replace after spending. Working OK for me.Extra $40-50 per week sounds fine.
    Combining petrol Coles vouchers with 5% - great deal !

  • delfredo on 26/10/2012 - 19:03

    Has anyone found that the contactless payment option is not always available at Woolworths self serve checkout even though the machine pad works? At the store that I go to, sometimes the option appears, sometimes it doesn't.

    • Cluster on 29/10/2012 - 20:16

      Yes, I have noticed that too. It's always available at one local SA Woolworth's store but not another. The other store is hit or miss whether it works. The terminal is brand new.

      • delfredo on 29/10/2012 - 21:51

        The funny thing is that the keypad screen says "try the new pay wave…" before you initiate payment. After scanning all the grocery items and selecting card payment type, the screen on the keypad says "insert or swipe card".

  • joannatan on 27/10/2012 - 02:42
    +3

    guys, just my tips, if you order dominos online, just pay at the store, i just find out their store got paywave terminal :)

  • cheapskate88 on 27/10/2012 - 16:15

    Do we get to keep the 5% cash back if we decide to get a refund later?

    • jackofspade on 27/10/2012 - 16:38

      Yes, the refund is simply a credit to your card. It is not a reversal of the original transaction.

      • joannatan on 28/10/2012 - 01:21
        -6

        have you try this mate? if this is true, I will go to coles/woolies tomorrow and and find what is their most expensive stuff and return it 2 days later. will be good for me.

        • mustkill on 29/10/2012 - 14:38
          +1

          A new low for ozbargain.

        • joannatan on 29/10/2012 - 20:37

          how low can you go?

  • INFIDEL on 28/10/2012 - 13:50
    +3

    Was in IGA (has PayPass) & woman in front of me paid by old swipe ING card (no 5% rebate), so asked if she knew about the deal. "Yes, but can't be bothered asking for a replacement card." Told her how easy & quick process is.
    Obviously not an OzBargainer!

    • retiredfeline on 29/10/2012 - 14:51
      +1

      Sad. All I had to do was call the number, confirm my details and they sent it out to me within a week.

      • matt_will_fix_it on 29/10/2012 - 14:57

        Maybe she doesn't have a phone?

        • INFIDEL on 29/10/2012 - 15:14
          +1

          Maybe a problem of being an 'affluent' area - 5% saving is not worth the hassle of making a free phone call.

  • Cluster on 29/10/2012 - 20:22

    I've had my card for about two and a half weeks and so far have saved $41 through using it. Brilliant. That's about $35 more than on my 0.5% cash back VISA (including interest saved by using interest free days to delay payment). No extra 'I'll buy this as I get cashback anyway' type purchases, just stuff I would have bought from the same shops anyway.

    My local Officeworks joined the PayWave club this week too.

  • joannatan on 30/10/2012 - 15:37

    ozlotto ticket at 7eleven, paypass as well:)

    • delfredo on 30/10/2012 - 21:56

      You can buy lotto there?

      • joannatan on 30/10/2012 - 22:25

        yup

        • T-man on 01/11/2012 - 18:07

          7-eleven got Payware but they don't sell lotto, GoldenCasket does. Where did you buy lotto?

        • INFIDEL on 01/11/2012 - 21:25

          Gambling products are controled by State governments, so products available in stores differ between States.

    • retiredfeline on 30/10/2012 - 22:00

      I save 95% by not buying Lotto. :)

      • delfredo on 30/10/2012 - 22:20

        That's 0% chance of winning.

        • joannatan on 30/10/2012 - 22:26

          not really 0, but it is very small hahha

        • retiredfeline on 30/10/2012 - 22:36

          You can probably "win" more by putting aside the money you would spend on a lottery ticket into a piggy bank and opening it after many years when you want a "surprise".

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