Open Simply Access Account, Get $50 Cashback after 60 Days (No Deposit Required, New Customers Only) @ Heritage Bank

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Open Simply Access Account, Get $50 Cashback after 60 Days (No Deposit Required, New Customers Only) @ Heritage Bank
Go to Deal
dm02 on 04/12/2024 - 23:30 heritage.com.au (1525 clicks)
Last edited 05/12/2024 - 10:07

Same as the last deal, except that you don't even need to deposit this time - you just get the money for opening the account.

People's Choice Credit Union is running the exact same deal, however you can only get one bonus $50 from People's Choice or Heritage Bank - you can't get it from both under the T&Cs since they're the same company now.

Terms & Conditions:
  1. The Offer is made by Heritage and People’s Choice Ltd ABN 11 087 651 125, Australian Financial Services Licence 244310 and Australian Credit Licence 244310 (HPC) trading as Heritage Bank (‘Heritage Bank’).
  2. By participating in this Offer, you accept and agree to these terms and conditions.
  3. The offer is that Heritage Bank will credit $50 into your account (Cashback Amount) if you meet the eligibility criteria set out in clause 5 below and the conditions set out in clause 6 below during the Offer Period (Offer).
  4. The Offer commences on Monday, 2 December 2024 and closes on Wednesday, 30 April 2025 (Offer Period).
  5. To participate in this Offer, you must not currently be a member of HPC.
  6. During the Offer Period, to receive the Cashback Amount, the following conditions apply:
    (a) You must become a personal member of HPC and open a Simply Access Account no later than 2 days after the personal membership opening.
    (b) All accountholders of the new Simply Access Account must meet the eligibility criteria in clause 5.
    (c) The new Simply Access Account will receive a maximum of one (1) Cashback Amount irrespective of the number of accountholders.
    (d) If an account with multiple accountholders receives the Cashback Amount, all accountholders are considered to have received the payment.
    (e) An accountholder will receive a maximum of one (1) Cashback Amount irrespective of the number of Simply Access Accounts opened.
  7. The Cashback Amount will be paid into the eligible Simply Access Account within 60 days of opening the account. The Simply Access Account must remain open at the time of payment and if it is not Heritage Bank will not need to pay the Cashback Amount.
  8. HPC is one entity and a member of HPC will receive a maximum of one (1) Cashback Amount, irrespective of whether that person has opened a Heritage Bank branded Simply Access Account or a People’s Choice branded Everyday Living Account (ie a member who participates in HPC’s Everyday Living Cashback $50 Offer cannot also participate in HPC’s Simply Access Cashback $50 Offer).
  9. The following individuals are not eligible to receive this Offer:
    (f) a director or former director of HPC or any entity to which HPC is the successor in law, or of a subsidiary or related entity of HPC or of any entity to which HPC is the successor in law and their immediate family members (immediate family means any of the following: spouse, de-facto spouse, child or stepchild); or
    (g) an employee or former employee, or contractor or former contractor, of HPC or any entity to which HPC is the successor in law, or of a subsidiary or related entity of HPC or of any entity to which HPC is the successor in law and their immediate family

Referral Links

$250 Gift Card with Loan: random (34)

When an existing Heritage member refers a new member and that new member has a Heritage home or business loan approved and fully funded within 3 months of the membership creation, both the new member and the referrer receive a $250 pre-paid Visa gift card.

Win $1000 with New Account: random (34)

Referrer and referee go into the draw to win a $1000 prepaid visa gift card each. Tell heritage you were referred and give them the member number.

Financial Bank Account Cashback Transaction Account

Related Stores

Heritage Bank
Heritage Bank

Comments

  • crackman on 04/12/2024 - 23:46
    +2

    another account, but hey $50!

  • cook99 on 04/12/2024 - 23:47
    +5

    For those still waiting on last one, 10th January 😴

  • theSav on 04/12/2024 - 23:54

    Not done one of these before - what’s the catch? Can I simply cash out after 60 days and close the account?

    • cook99 on 04/12/2024 - 23:57
      +2

      Yup, there has been plenty like this or referral programs:
      ING
      ANZ Plus
      People's Choice
      IMB
      myState
      Ubank

      • UrMumsOnlyFan on 05/12/2024 - 01:07
        +8

        Except it appears that People's Choice deliberately roadblocked at least some applications in order to not have to honour the most recent $50 promo.

        PC declined some people's applications, for no apparent reason and without notifying the applicants, and seemingly acted in a way that meant that at least some applications which would normally be processed within 24-48 hours were not processed before the 30 November promo end date.

        This would appear to be deliberate misconduct to deny a measly $50 from a promo that they voluntarily chose to offer in the first place.

        It'll be interesting to see if any issues occur with this Heritage Bank offer.

        • peter on 05/12/2024 - 09:07

          It looks like they failed to cover themselves for the possibility of savvy bargain hunters applying to both banks. I applied to both but won't be too upset if I miss out on one bonus. The bank could have made this clearer.

          • UrMumsOnlyFan on 05/12/2024 - 09:53

            @peter: How so? The T&C's quoted in the OP appear clear:-

            HPC is one entity and a member of HPC will receive a maximum of one (1) Cashback Amount, irrespective of whether that person has opened a Heritage Bank branded Simply Access Account or a People’s Choice branded Everyday Living Account

            • peter on 05/12/2024 - 10:22

              @UrMumsOnlyFan: I am basically agreeing with your original post in which you imply the same thing, that PC (People's Choice) deliberately roadblocked some applications (including mine), obviously because they didn't make what is in the terms and conditions more explicit. By more explicit, perhaps Heritage People's Choice (HPC) should have included this in other places than just the 'fine print'. This is an expression of my personal opinion; queue the outrage.

              On closer examination I see that condition 8 in the current offer is very clear, condition 8 was not in the previous offer.

              • cook99 on 05/12/2024 - 11:32
                +1

                @peter: Interesting they have added Condition 8.
                I have previously done Peoples Choice and then signed up for Heritage in the last offer (without clause 8). Hoping they pay on the 10th Jan and don't quote the newly introduced condition…

        • M123321 on 05/12/2024 - 10:17

          Yeah, same for me. After I followed up with them twice, they just declined the application saying that your application was unsuccessful and unfortunately we can't provide any information as to why it got rejected! Never ever been rejected for a bank account before. Avoid people's choice and save time. They are very dodgy

      • Iggemo on 05/12/2024 - 04:12
        +5

        Well, there is a catch with ING. You can sign up for an account in two seconds online but their website mysteriously fails to load pages that should allow you to close the very same account. Just like how you can subscribe no worries to so many services but oh my would u like at that, 404 error purely on our unsubscribe page, amazing! This is something Lina Khan was trying to redress recently in the US but obviously that's over now given the US election results. The goal was though: it should be as easy to unsubscribe for something as it is to subscribe. So i have a bad taste in my mouth from ING about the last one of these.

    • UrMumsOnlyFan on 05/12/2024 - 09:49
      +1

      The catch is whether the bank offering the free money actually comes through on their promise, or whether they manufacture barriers and roadblocks to try to get out of honouring a deal that no one forced them to offer in the first place.

      Interesting to see how many issues may crop up for people applying for this one.

  • Elyxar on 05/12/2024 - 00:26
    +5

    Excellent bank. Much better than the big 4. Call centre still in Toowoomba.

    • Poor Ass on 05/12/2024 - 00:59
      +2

      Queenslanderrrrrrrrr

  • Wiadro on 05/12/2024 - 00:31

    Free money why not

  • Moo Deng on 05/12/2024 - 00:47
    +2

    Don’t forget to use the random referral as well

  • Rianc1992 on 05/12/2024 - 00:54

    Anyone else have trouble when asked to enter their medicare number? The text box has "**** ***** *" and cant see numbers when you enter. Tried entering my number with no spaces and then spaces as per medicare card. Still no luck. Wont let me verify identity as when I click submit it keeps saying I entered my medicare card number wrong.
    Finally gave up and then started again but to sign up for my wife. When asked "can you provide medicare card?" I said no and then it didnt ask for it, just drivers license details. Proceeded to verify and finished the process and then opened the account up for my wife. Turns out didnt need to provide medicare card in the end. Dont know why they wanted it in the first place then.

    • TheWetArmpit on 05/12/2024 - 01:06

      The trick is to type it in notepad and then copy it in.
      This saves me so many times on bad days dealing with passwords.

      • Rianc1992 on 05/12/2024 - 03:12

        Ok thanks. Anyway around this if im using my mobile phone? Cbb getting out the laptop to do this. I use my mobile for everything nowadays. I also tried "desktop view" with no luck.

        • Skinnerr on 05/12/2024 - 04:03

          Copy/paste it from an sms chat box, is what I've done.

  • Skinnerr on 05/12/2024 - 04:06
    +1

    Wary of these deals now, while ING paid me, Bank of Melbourne reneged on deal and wouldn't budge when I pressed them to honour the deal. BoM scumbags.

    • chadleyshe on 05/12/2024 - 08:56
      +1

      AFCA complaint will resolve that.

  • ttfb on 05/12/2024 - 05:34
    +3

    Signed up for the last deal, they're a good bank. Have won an ongoing customer.

  • Windows7forever on 05/12/2024 - 07:06
    -1

    Done. Thanks OP. I will contact AFCA if they don't pay me the $50 after 60 days.

  • 63pinecone on 05/12/2024 - 07:11
    +2

    Unfortunately, we're unable to open your account online. To open an account, please drop into a branch and we can assist. If there isn't a branch close to you, call 13 14 22 so we can help you open it remotely.

    Ughhhhh

    • peter on 05/12/2024 - 10:32

      I passed all the verification online using my Passport but got the same response.

  • JohnUtah on 05/12/2024 - 07:23

    are there any fees associated with this account? i couldnt find it in the fine print

    • foxes28 on 05/12/2024 - 08:08

      Click the link, it’s literally there without having to scroll far

  • OzLocutus on 05/12/2024 - 07:37

    Created the account no issues. Looking forward to $50!

  • UnrealMacaw on 05/12/2024 - 07:53
    +1

    ID check failed, double checked everything

  • Rachadeal on 05/12/2024 - 08:14

    hmm should i try harder - cbf tbh….all the way through and technical issue…..!

    "Sorry, your account failed to open due to a technical issue.

    Please come back and try again, or simply call us on 13 14 22 so we can assist you to open your account over the phone.

    Thank you for choosing Heritage Bank."

  • gimme on 05/12/2024 - 08:27

    Too easy … 2x accounts sorted. Thanks OP.

  • Viospeed on 05/12/2024 - 08:33

    Thanks, signed up with ease.

  • shiggaz on 05/12/2024 - 08:38

    ID check failed…

  • El rata on 05/12/2024 - 08:47

    ID check failed too…

  • cowiie on 05/12/2024 - 08:55

    ID check failed

  • JuiceWRLD on 05/12/2024 - 09:34

    Thanks OP. Signed up with no issues

  • hirkoshinji on 05/12/2024 - 09:37

    Is it still working without medicare card? I opened one successfully but I used drive licence only

  • 63pinecone on 05/12/2024 - 10:11

    Has anyone received an email with their member number? The page refreshed that had the details on it, so now I am stuck with no details

  • Pufff on 05/12/2024 - 10:14
    +1

    There's a warning on the application page:

    We are experiencing an increased volume of fraudulent account opening attempts. To protect our members there may be a delay in your account availability due to additional checks being performed.

  • peter on 05/12/2024 - 10:48
    +1

    This is not quite the same as the last deal, the Terms & Conditions on this offer are different, the previous offer had 12 conditions, the current offer has only 8 conditions but note condition 8 in the current offer. This was not on the previous offer or not written in such a clear way.

  • divs on 05/12/2024 - 11:02

    Thanks OP. Signed up with no issues. Make sure your middle name matches correctly.

  • povertytrap on 05/12/2024 - 11:16

    Used all 3 methods of ID but didn’t work for me.

  • JohnUtah on 05/12/2024 - 11:31

    Has anyone worked out how submit the referrer member number AFTER you open the account. It said we have 28 days to apply the referral and can do it anytime…but i cant work out where now.

    Also - FYI: i had alot of issues with my password. My usual password has special characters…turns out Herritage systems dont like special characters. I had to ring up and get my pwd reset to something else

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