Open Simply Access Account, Get $50 Cashback after 60 Days (No Deposit Required, New Customers Only) @ Heritage Bank

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Open Simply Access Account, Get $50 Cashback after 60 Days (No Deposit Required, New Customers Only) @ Heritage Bank
Go to Deal
dm02 on 04/12/2024 - 23:30 heritage.com.au (3886 clicks)
Last edited 02/01/2025 - 08:06 by 1 other user

Same as the last deal, except that you don't even need to deposit this time - you just get the money for opening the account.

People's Choice Credit Union is running the exact same deal, however you can only get one bonus $50 from People's Choice or Heritage Bank - you can't get it from both under the T&Cs since they're the same company now.

Terms & Conditions:
  1. The Offer is made by Heritage and People’s Choice Ltd ABN 11 087 651 125, Australian Financial Services Licence 244310 and Australian Credit Licence 244310 (HPC) trading as Heritage Bank (‘Heritage Bank’).
  2. By participating in this Offer, you accept and agree to these terms and conditions.
  3. The offer is that Heritage Bank will credit $50 into your account (Cashback Amount) if you meet the eligibility criteria set out in clause 5 below and the conditions set out in clause 6 below during the Offer Period (Offer).
  4. The Offer commences on Monday, 2 December 2024 and closes on Wednesday, 30 April 2025 (Offer Period).
  5. To participate in this Offer, you must not currently be a member of HPC.
  6. During the Offer Period, to receive the Cashback Amount, the following conditions apply:
    (a) You must become a personal member of HPC and open a Simply Access Account no later than 2 days after the personal membership opening.
    (b) All accountholders of the new Simply Access Account must meet the eligibility criteria in clause 5.
    (c) The new Simply Access Account will receive a maximum of one (1) Cashback Amount irrespective of the number of accountholders.
    (d) If an account with multiple accountholders receives the Cashback Amount, all accountholders are considered to have received the payment.
    (e) An accountholder will receive a maximum of one (1) Cashback Amount irrespective of the number of Simply Access Accounts opened.
  7. The Cashback Amount will be paid into the eligible Simply Access Account within 60 days of opening the account. The Simply Access Account must remain open at the time of payment and if it is not Heritage Bank will not need to pay the Cashback Amount.
  8. HPC is one entity and a member of HPC will receive a maximum of one (1) Cashback Amount, irrespective of whether that person has opened a Heritage Bank branded Simply Access Account or a People’s Choice branded Everyday Living Account (ie a member who participates in HPC’s Everyday Living Cashback $50 Offer cannot also participate in HPC’s Simply Access Cashback $50 Offer).
  9. The following individuals are not eligible to receive this Offer:
    (f) a director or former director of HPC or any entity to which HPC is the successor in law, or of a subsidiary or related entity of HPC or of any entity to which HPC is the successor in law and their immediate family members (immediate family means any of the following: spouse, de-facto spouse, child or stepchild); or
    (g) an employee or former employee, or contractor or former contractor, of HPC or any entity to which HPC is the successor in law, or of a subsidiary or related entity of HPC or of any entity to which HPC is the successor in law and their immediate family

Referral Links

$250 Gift Card with Loan: random (44)

When an existing Heritage member refers a new member and that new member has a Heritage home or business loan approved and fully funded within 3 months of the membership creation, both the new member and the referrer receive a $250 pre-paid Visa gift card.

Win $1000 with New Account: random (56)

Referrer and referee go into the draw to win a $1000 prepaid visa gift card each. Tell heritage you were referred and give them the member number.

Financial Bank Account Cashback Transaction Account

Related Stores

Heritage Bank
Heritage Bank

Comments

  • crackman on 04/12/2024 - 23:46
    +3

    another account, but hey $50!

  • cook99 on 04/12/2024 - 23:47
    +8

    For those still waiting on last one, 10th January 😴

  • theSav on 04/12/2024 - 23:54
    +1

    Not done one of these before - what’s the catch? Can I simply cash out after 60 days and close the account?

    • cook99 on 04/12/2024 - 23:57
      +4

      Yup, there has been plenty like this or referral programs:
      ING
      ANZ Plus
      People's Choice
      IMB
      myState
      Ubank

      • UrMumsOnlyFan on 05/12/2024 - 01:07
        +10

        Except it appears that People's Choice deliberately roadblocked at least some applications in order to not have to honour the most recent $50 promo.

        PC declined some people's applications, for no apparent reason and without notifying the applicants, and seemingly acted in a way that meant that at least some applications which would normally be processed within 24-48 hours were not processed before the 30 November promo end date.

        This would appear to be deliberate misconduct to deny a measly $50 from a promo that they voluntarily chose to offer in the first place.

        It'll be interesting to see if any issues occur with this Heritage Bank offer.

        • peter on 05/12/2024 - 09:07

          It looks like they failed to cover themselves for the possibility of savvy bargain hunters applying to both banks. I applied to both but won't be too upset if I miss out on one bonus. The bank could have made this clearer.

          • UrMumsOnlyFan on 05/12/2024 - 09:53

            @peter: How so? The T&C's quoted in the OP appear clear:-

            HPC is one entity and a member of HPC will receive a maximum of one (1) Cashback Amount, irrespective of whether that person has opened a Heritage Bank branded Simply Access Account or a People’s Choice branded Everyday Living Account

            • peter on 05/12/2024 - 10:22

              @UrMumsOnlyFan: I am basically agreeing with your original post in which you imply the same thing, that PC (People's Choice) deliberately roadblocked some applications (including mine), obviously because they didn't make what is in the terms and conditions more explicit. By more explicit, perhaps Heritage People's Choice (HPC) should have included this in other places than just the 'fine print'. This is an expression of my personal opinion; queue the outrage.

              On closer examination I see that condition 8 in the current offer is very clear, condition 8 was not in the previous offer.

              • cook99 on 05/12/2024 - 11:32
                +1

                @peter: Interesting they have added Condition 8.
                I have previously done Peoples Choice and then signed up for Heritage in the last offer (without clause 8). Hoping they pay on the 10th Jan and don't quote the newly introduced condition…

              • UrMumsOnlyFan on 06/12/2024 - 00:56

                @peter: Ah I see. I didn't compare the T&Cs.

        • M123321 on 05/12/2024 - 10:17

          Yeah, same for me. After I followed up with them twice, they just declined the application saying that your application was unsuccessful and unfortunately we can't provide any information as to why it got rejected! Never ever been rejected for a bank account before. Avoid people's choice and save time. They are very dodgy

      • Iggemo on 05/12/2024 - 04:12
        +7

        Well, there is a catch with ING. You can sign up for an account in two seconds online but their website mysteriously fails to load pages that should allow you to close the very same account. Just like how you can subscribe no worries to so many services but oh my would u like at that, 404 error purely on our unsubscribe page, amazing! This is something Lina Khan was trying to redress recently in the US but obviously that's over now given the US election results. The goal was though: it should be as easy to unsubscribe for something as it is to subscribe. So i have a bad taste in my mouth from ING about the last one of these.

    • UrMumsOnlyFan on 05/12/2024 - 09:49
      +1

      The catch is whether the bank offering the free money actually comes through on their promise, or whether they manufacture barriers and roadblocks to try to get out of honouring a deal that no one forced them to offer in the first place.

      Interesting to see how many issues may crop up for people applying for this one.

  • Elyxar on 05/12/2024 - 00:26
    +7

    Excellent bank. Much better than the big 4. Call centre still in Toowoomba.

    • Poor Ass on 05/12/2024 - 00:59
      +3

      Queenslanderrrrrrrrr

  • Wiadro on 05/12/2024 - 00:31

    Free money why not

  • Moo Deng on 05/12/2024 - 00:47
    +5

    Don’t forget to use the random referral as well

    • dealBuoy on 06/12/2024 - 13:10

      Hi there I don’t see how to do that - I mean where do I click to get the referral link? Or the promo code etc…

  • Rianc1992 on 05/12/2024 - 00:54

    Anyone else have trouble when asked to enter their medicare number? The text box has "**** ***** *" and cant see numbers when you enter. Tried entering my number with no spaces and then spaces as per medicare card. Still no luck. Wont let me verify identity as when I click submit it keeps saying I entered my medicare card number wrong.
    Finally gave up and then started again but to sign up for my wife. When asked "can you provide medicare card?" I said no and then it didnt ask for it, just drivers license details. Proceeded to verify and finished the process and then opened the account up for my wife. Turns out didnt need to provide medicare card in the end. Dont know why they wanted it in the first place then.

    • TheWetArmpit on 05/12/2024 - 01:06

      The trick is to type it in notepad and then copy it in.
      This saves me so many times on bad days dealing with passwords.

      • Rianc1992 on 05/12/2024 - 03:12

        Ok thanks. Anyway around this if im using my mobile phone? Cbb getting out the laptop to do this. I use my mobile for everything nowadays. I also tried "desktop view" with no luck.

        • Skinnerr on 05/12/2024 - 04:03

          Copy/paste it from an sms chat box, is what I've done.

  • Skinnerr on 05/12/2024 - 04:06
    +2

    Wary of these deals now, while ING paid me, Bank of Melbourne reneged on deal and wouldn't budge when I pressed them to honour the deal. BoM scumbags.

    • chadleyshe on 05/12/2024 - 08:56
      +1

      AFCA complaint will resolve that.

      • Skinnerr on 06/12/2024 - 09:16

        Will do in the future. Its just a PITA time drain.

  • ttfb on 05/12/2024 - 05:34
    +3

    Signed up for the last deal, they're a good bank. Have won an ongoing customer.

  • Windows7forever on 05/12/2024 - 07:06
    -1

    Done. Thanks OP. I will contact AFCA if they don't pay me the $50 after 60 days.

  • 63pinecone on 05/12/2024 - 07:11
    +4

    Unfortunately, we're unable to open your account online. To open an account, please drop into a branch and we can assist. If there isn't a branch close to you, call 13 14 22 so we can help you open it remotely.

    Ughhhhh

    • peter on 05/12/2024 - 10:32
      +2

      I passed all the verification online using my Passport but got the same response.

  • JohnUtah on 05/12/2024 - 07:23

    are there any fees associated with this account? i couldnt find it in the fine print

    • foxes28 on 05/12/2024 - 08:08

      Click the link, it’s literally there without having to scroll far

  • OzLocutus on 05/12/2024 - 07:37

    Created the account no issues. Looking forward to $50!

  • UnrealMacaw on 05/12/2024 - 07:53
    +3

    ID check failed, double checked everything

  • Rachadeal on 05/12/2024 - 08:14
    +1

    hmm should i try harder - cbf tbh….all the way through and technical issue…..!

    "Sorry, your account failed to open due to a technical issue.

    Please come back and try again, or simply call us on 13 14 22 so we can assist you to open your account over the phone.

    Thank you for choosing Heritage Bank."

  • gimme on 05/12/2024 - 08:27

    Too easy … 2x accounts sorted. Thanks OP.

  • Viospeed on 05/12/2024 - 08:33

    Thanks, signed up with ease.

  • shiggaz on 05/12/2024 - 08:38
    +1

    ID check failed…

  • El rata on 05/12/2024 - 08:47
    +2

    ID check failed too…

  • cowiie on 05/12/2024 - 08:55
    +2

    ID check failed

  • JuiceWRLD on 05/12/2024 - 09:34

    Thanks OP. Signed up with no issues

  • hirkoshinji on 05/12/2024 - 09:37

    Is it still working without medicare card? I opened one successfully but I used drive licence only

  • 63pinecone on 05/12/2024 - 10:11

    Has anyone received an email with their member number? The page refreshed that had the details on it, so now I am stuck with no details

    • MeesusEff on 05/12/2024 - 13:50

      Good point, I opened it last night and still haven't received any emails

    • Iggemo on 05/12/2024 - 13:57

      Nope, they never sent one. You had to get it from that page at the end of submission, that was the only way.

      • MeesusEff on 05/12/2024 - 19:35

        Lol I still had that tab open and I could see it in the preview but as soon as I clicked it, took me back to the sign up page :(

        • theSav on 06/12/2024 - 05:37

          I think their website was under heavy load yesterday. I got stuck in a signup loop like this on my mobile, but it later worked on my laptop first go..

  • Pufff on 05/12/2024 - 10:14
    +3

    There's a warning on the application page:

    We are experiencing an increased volume of fraudulent account opening attempts. To protect our members there may be a delay in your account availability due to additional checks being performed.

  • peter on 05/12/2024 - 10:48
    +1

    This is not quite the same as the last deal, the Terms & Conditions on this offer are different, the previous offer had 12 conditions, the current offer has only 8 conditions but note condition 8 in the current offer. This was not on the previous offer or not written in such a clear way.

  • Save-Earn on 05/12/2024 - 11:02

    Thanks OP. Signed up with no issues. Make sure your middle name matches correctly.

    • czechboi on 05/12/2024 - 13:54

      Same here, no issues at all signing up, took all of 5 minutes.

  • povertytrap on 05/12/2024 - 11:16
    +1

    Used all 3 methods of ID but didn’t work for me.

  • JohnUtah on 05/12/2024 - 11:31

    Has anyone worked out how submit the referrer member number AFTER you open the account. It said we have 28 days to apply the referral and can do it anytime…but i cant work out where now.

    Also - FYI: i had alot of issues with my password. My usual password has special characters…turns out Herritage systems dont like special characters. I had to ring up and get my pwd reset to something else

    • ozilicious on 05/12/2024 - 13:52

      Same issue with password, when I called them to reset it I just gave them my ref then

      • czechboi on 05/12/2024 - 14:00
        +2

        Passwords for Heritage are terrible. The fact their IVR has a specific option for recovering passwords says it all.

    • iNeedMoreMoney on 05/12/2024 - 19:08

      Same, cannot find where to put in the referral code. We have 28 days to find it, it's like a game. I'm guessing you'll have to 'call' them since you have to call them to change a password…

  • AlphaC on 05/12/2024 - 13:57

    Is there a minimum age to open this account?

  • theSav on 05/12/2024 - 14:30

    Website kept crashing on me on my iPhone. Applied on my laptop easily.

  • chrisie on 05/12/2024 - 14:32
    +1

    Thanks OP.
    Signed up with no issues, signed up with Drivers license only no Medicare Card.

  • Lit Homie on 05/12/2024 - 15:38

    Done used all 3 and took 5minutes for $50 not bad

  • DarthVader4 on 05/12/2024 - 17:01

    No issues, Signed up with Drivers license. Thanks OP.

  • johninmelb on 05/12/2024 - 17:06
    +1

    Just opened my account, no problems whatsoever with ID or anything. After entering all the information I got confirmation of ID and opening of account within a few seconds. Was a very simple sign up, so intrigued as to why others had problems. Used my passport and Medicare card as ID.

    Don't forget to print the Congratulations page either to PDF or printer before you do anything else! Has the all important account number and temporary password to sign in to Internet Banking.

    • Iggemo on 05/12/2024 - 18:43

      is member number the account number? i cant see my account number absolutely anywhere??

      • Moo Deng on 05/12/2024 - 18:53

        Yes

        • Iggemo on 05/12/2024 - 18:55

          Thank you !

        • Iggemo on 05/12/2024 - 19:00

          Actually i dont think that's right, at least the payee search fails when i use the member nbr as account nbr.

      • johninmelb on 05/12/2024 - 20:57

        Yes the member number is the same as the account number.

        If you have more than one account, only the BSB is different for each account. I opened both the Simply Access Account and also a Online Saver Account. Both use the member number as account number with different BSB numbers. I have transferred a couple of bucks into each account to show good faith :-) Have already decided what the accounts will be used for. The Access account will only ever have about $20 in it so I can use it for those pesky suscrption type sites that offer you one month free, but want your account details upfront in the hope you will forget to cancel and can continue charging you after the free trial. The Online Saver will just hold any excess cash i.e, the $50 incentive. Cash can be transferred back to the Access account as necessary, and it will earn a bit of interest while not being used.

        • chrisie on 05/12/2024 - 21:21

          "i.e, the $50 incentive"
          Hopefully it gets paid.

  • Iggemo on 05/12/2024 - 18:16

    I had no problems with ID but i can't for the life of me get their "temporary password" thing to work.. it lets me log in to "change" my password but then no matter what i seem to do, when it asks for the current/temp password it wont accept that one on the second screen? Absolutely bizarre.

    • iNeedMoreMoney on 05/12/2024 - 18:40
      -1

      it says im now locked out even tho my password is correct. now the only way is to call them lol

      • Iggemo on 05/12/2024 - 18:42

        It only locks you out for 10 minutes though. It locked me out several times and then eventually it just decided to work for me. I swear i did absolutely nothing different the time it worked to the 12 times it didnt!

    • Pufff on 05/12/2024 - 19:20
      +1

      Use the virtual keyboard there's something not right with their systems when typing.

  • iNeedMoreMoney on 05/12/2024 - 18:26

    has anyone been asked to pay the $2 share fee?

    • Iggemo on 05/12/2024 - 18:32

      Definitely no. But do you know where to see your account nbr? lmao it only shows me the BSB no matter where i seem to go

      • iNeedMoreMoney on 05/12/2024 - 18:50

        I'll try to look it up for you once I can log into my account. Been waiting on the phone for 15mins trying to reset my password.

        • Iggemo on 05/12/2024 - 18:55

          Apparently "member number" is actually the account number. I just want to transfer $1 in cos i see in one screen it says there is a minimum account balance of $1

          • iNeedMoreMoney on 05/12/2024 - 19:03
            +1

            @Iggemo: That's interesting. Finally got my password reset. Aparently you can't save your password, you have to 'remember' it… lol anyhow it's working now. I don't see I need a minimum btw.

  • norsecode on 05/12/2024 - 19:04
    +3

    I changed their password to my password as asked and now it will not let me log in . Password was saved in google passwords and auto fills.
    very strange days indeed

    • iNeedMoreMoney on 05/12/2024 - 19:07
      +2

      You have to call them. Google save password doesn't work, you have to manually type it in.

      • iNeedMoreMoney on 05/12/2024 - 19:23

        OMG now I've forgotten my member number because they told me to delete the google saved password which has the member number. Have to call them again, wtf…

        • Iggemo on 05/12/2024 - 19:34
          +1

          comedy gold :D

        • johninmelb on 05/12/2024 - 21:05

          I knew there was a reason why I saved and printed my Congrats letter with all the details. I just don't trust any of these things any more. Making people jump through endless hoops has become a massive thing now.

    • ozilicious on 06/12/2024 - 14:32

      Look at what your google password actually saved, it won't be the same as your password

  • beach bum on 05/12/2024 - 19:40
    +2

    Customer for the last 30 years with Heritage bank,
    despite a few smarmy tellers in the last few years,
    They’ve been great ,
    night and day coming from Coms and then BOQ .
    I recommend this medium sized Toowoomba Q. Bank.

  • johninmelb on 05/12/2024 - 21:27

    Interesting development I have just noticed.

    I transferred $10 to the new account this arvo after opening it. It has shown up in the account which is good. However, it says I have an "available" balance of $9.

    Seems like that the minimum $1 has to be there at all times and you cannot have a zero balance.

    • Elyxar on 07/12/2024 - 03:31

      Yes. Been like that for decades. Each account can also have 9 sub accounts that also must have $1 each in them. Really handy to have the sub accounts for budgeting.

  • timhn on 05/12/2024 - 22:55

    How come this deal has more votes than the same deal from People's Choice?

    • dm02 on 06/12/2024 - 10:15

      I think it's simply because this one was put up first

    • chrisie on 06/12/2024 - 10:24

      This one you need to become a member of the credit union first for $2

      • ozilicious on 06/12/2024 - 14:34

        Ive never been asked for the $2, did you have to pay it?

        • chrisie on 06/12/2024 - 15:58

          Didn't try just read the dos's for the credit union one

    • Iggemo on 06/12/2024 - 05:41

      DM sent !

  • cocomelon on 06/12/2024 - 09:23

    so… they dont send you the details to email?
    they have created unnecessary work for everyone, asking the customer to call to just get the member number?

    • dm02 on 06/12/2024 - 10:14

      When I signed up a couple months ago, they sent me the member number via email so idk if it's changed since

    • MeesusEff on 06/12/2024 - 11:58

      2 days later I still haven't gotten an email lol so yes, I'll call in 60 days

      • timhn on 06/12/2024 - 19:58

        Same, nothing from them for after applied over 48hrs ago.
        Scary if they radio silent to customers like that.

    • Elyxar on 07/12/2024 - 03:33

      Possibly because of the number of new accounts opening up. Anti-fraud measure likely.

  • motherdough on 06/12/2024 - 14:51
    +4

    Anyone getting 'content not found' error?

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