Join Hospital & Extras Cover & Keep Til 25/10 for 8 Weeks Free, 2 & 6-Month Extras Waiting Period Waived @ ING Health Insurance

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alfawex on 23/08/2023 - 22:12 ing.com.au (737 clicks)
Last edited 23/08/2023 - 22:39 by 2 other users

Looks a solid offer unless i'm missing something. Underwritten by Nib so can't get it off on a Nib policy with anyone else.

Join now and get 8 weeks free when you take out combined Hospital and Extras cover. Plus, we'll waive the 2 & 6 month wait on Extras. Offer available until 31 August 2023.

The Offer consists of adjusting the "paid to" date on the qualifying policy to reflect the reduction off the premium payable for an amount equating to 8 weeks of the annual premium. The Eligible Member must maintain the Eligible Product up to the date of the Offer being applied to the active policy, being 27 September 2023 for policies purchased between 01 July 2023 and 31 July 2023 and, 25 October 2023 for policies purchased between 01 August 2023 and 31 August 2023. The Offer will be forfeited if the Eligible Member is not an active policyholder on this date.

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  1jwoz on 23/08/2023 - 22:21

  Bupa has similar deal

  • 

    YesPleaseThankYou on 23/08/2023 - 22:25

    I don't see this on the Bupa site. The current promo appears to be, 'Refer a Friend'.

    • 

      1jwoz on 23/08/2023 - 23:07

      +2

      Get up to 12 weeks free on combined hospital and extras products*
      Plus, we’ll waive the 2 & 6 month waiting periods on extras*.
      Use the promo code
      12WEEKSFREE

      when you join.

      Excludes Overseas and Corporate products.
      *Terms and Conditions apply.

      • 

        whiskeylima on 24/08/2023 - 00:19

        +2

        12 weeks free is split into 2 years (after 1st month and after 14th month, 6 weeks each). The refer a friend i believe is $100 gift card per referral? saw the advert in-store.

• 

  YesPleaseThankYou on 23/08/2023 - 22:24

  The wait to qualify for this 'deal' is too long. No deal from me.

  • 

    alfawex on 24/08/2023 - 12:53

    You can set the start date of the policy to the future as long as you sign up before the 31st. Doesn't seem to impact upon the date the 8 free weeks start

• 

  Moo Deng on 23/08/2023 - 22:32

  +15

  If you don’t tap your card 5 times during the month will the hospital turn you away?

  • 

    Trishool on 23/08/2023 - 23:06

    +2

    Not if you deposit $1000 into their account first.

  • 

    OzOzOzOzzzzz on 24/08/2023 - 01:53

    +2

    and dont forget to grow your monthly hospital balance

• 

  ocular on 23/08/2023 - 22:32

  +12

  Marketing exercise. Been in the industry for 30 yrs and NIB has emerged as the worst health insurer in terms of the lowest level of remuneration for its claiming clients. As a general principle stick with the not for profit PHI's (private health insurer's). Go to the health insurance ombudsman site to see the list of insurer's https://www.privatehealth.gov.au/dynamic/insurer

  • 

    Ozbjd on 23/08/2023 - 23:00

    Yeah I just spent 20 minutes comparing this at same level vs what I have with gmhba and after saving 8weeks of premiums and feeling good, you're boned on inclusions and limits.

  • 

    nightelves on 23/08/2023 - 23:38

    May I ask which one do you find is good?

• 

  easternculture on 23/08/2023 - 22:44

  NIB, hard pass

• 

  Shadowsfury on 24/08/2023 - 06:11

  Not bad if no intention of actually using the policy (junk cover fpr tax purposes)

  • 

    glenf on 24/08/2023 - 07:35

    +1

    You only need hospital cover for tax purposes. So extras are a extra cost anyways

    • 

      halfnhalf71 on 24/08/2023 - 13:56

      Well, i just ruptured my Achilles and went to the ER in Sunshine on a Saturday night. The ER was like a warzone. I asked one guy how long he'd been waiting and he was at 4.5hours and still waiting. With no real option i was going to just suck it up. When i registered, they asked if i had private cover, which i did. I proceeded to wait for 7 minutes. I think i've been brainwashed but I somehow feel like 20 years of premiums was worth it. having said that, the doctor had no idea and came back and forth so many times it took him an hour to diagnose a ruptured achilles :-(. But at least i was lying in a bed and "being seen".

      • 

        glenf on 24/08/2023 - 20:50

        That’s right. I am only talking about extras cover here. The hospitals cover would be more than enough u less you have a dental / optical (glasses) to attend to.

• 

  danodco on 26/08/2023 - 12:04

  Are TMJ disorders and procedures such as root canal covered?