This was posted 1 year 4 months 7 days ago, and might be an out-dated deal.

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10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au

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10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au
Go to Deal
BargainsGrabber on 16/08/2023 - 00:06 giftcards.com.au (23787 clicks)
Last edited 15/05/2024 - 10:02 by 3 other users

Here we go again…. Good luck

I’m taking a gamble on posting since the last deal flopped but here are a couple of notes:

  1. A lot of users have had their payments failed, purchase with caution. You may receive a pending charge on your card for some days, if this happens.

  2. Thanks to Skido, ensure that your pending charge does drop off after a few business days. Otherwise contact customer service to organise a refund.

  3. A number of users are reporting that the pending charge did not drop off, we advise that you call or email Coles Gift Cards now:
    Email: [email protected]
    Phone 1300 304 990 (Press 0 to speak with customer service. Have the numbers of the credit cards you used handy, in case asked for the last and first digits).

Receive within 4 hours or on a day of your choice. Funds are ready to use within 24 hours. Digital Account may be used online, over the phone or through mail order everywhere Mastercard® is accepted. Digital Account cannot be used to obtain cash from any ATM or Point of Sale transaction.

10% off Coles Mastercard​ offer

Terms and Conditions apply. 10% discount applied to value of card incl. applicable purchase fee. Cost for $250 gift card is $231.30 (made up of $225 for card + $6.30 purchase fee). Excludes $50 and $100 virtual Coles Mastercard’s. Offer available from 16/8/23 9am to 23/08/23, While stocks last. Offer only available on purchases from giftcards.com.au. Maximum order value $2,500. One order per customer. Card can only be used for online purchases. The virtual Coles Mastercard® Digital Account is issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to licence by Mastercard International Incorporated. Card usage is subject to the Terms and Conditions available at www.mybalancenow.com/#/cardholderAgreement. Card is not redeemable for cash. Card cannot be replaced if lost or stolen and funds remaining on card at expiry will not be refunded. No order refunds provided. Refer to the ordering gift card T&C’s. Refer to individual gift cards for T&C’s We reserve the right to cancel any or all promotions at any time if we suspect error, fraud or any other abuse of the promotion is occurring.

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closed Comments

            • neezy on 21/08/2023 - 18:06

              @ilikedeals: yeah, still doesn't work. dunno why the end is getting cuf off 🤷🏾‍♂️ oh well, no biggie, just odd., lol

  • [Deactivated] on 20/08/2023 - 02:05

    When using these for like council rates, how do you use multiple cards? I forgot.

    I feel like you end up with left over on the cards, and have to remember. Last time I used it for wine, told my broker $250 per fard so was okay.

    But I can't remember if and how I used for Council rates & rego and how I did it!

    If I go to buy wine from Qantas website $330, it only lets you put in 1 credit card? And max is $250 a gift card?

    • Yola on 20/08/2023 - 08:16

      Go to the utility/council website most will allow you to enter the amount you wish to pay, and enter $250. If they have a surcharge lower the amount you pay to include it. If you cannot do that use Post BillPay and enter $250, the card directly, or add the card to Pay Pal and use that for payment. If this does not work you may be able to call and use the card on the phone.

      • Neoika on 20/08/2023 - 08:27
        +3

        So many basic questions. I doubt further on the flybuys bonus points worked like he said.

        • [Deactivated] on 20/08/2023 - 09:25

          It worked for me, how do I find my old history from last year? I can screenshot.

        • Yola on 20/08/2023 - 18:47
          +1

          Agree Neoika, if only people read the thread they would see the answers. It's not that hard just need to go to view all and do a word search on what you want to know.

  • RayEarth2133 on 20/08/2023 - 10:45

    Is it possible to combine the cards. Want to buy something for about $1k but the online merchant doesn't take multiple cards as payment method.

    Look at PayPal but you can only add funds from bank accounts not credit cards

    • jimojr on 20/08/2023 - 11:03
      +1

      You can use these cards to buy store gift card first.

      • [Deactivated] on 20/08/2023 - 11:06
        +1

        Handy, can you buy Wish? I spose double dipping buying BWS with 5% off…suddenly it's a solid 10%+

        I just don't wanna keep the cards, unfortunately it's risky! It sucks that they get hacked!

        • jimojr on 20/08/2023 - 11:26

          Yes, add the card to Paypal and purchase gift card via NRMA/ RACV Benefits… Discounted eGift Cards.

          • [Deactivated] on 20/08/2023 - 12:52

            @jimojr: Oh awesome.
            Definitely handy

            Last time I bought these, all the ladies in the line asked me but none went to grab any

            Most people don't have thousands of dollars to leave sitting on GCs even if it saves them money long term.

  • ytdarin on 20/08/2023 - 10:57
    +6

    130 cards. Thanks!

    • AkuroPlays on 20/08/2023 - 12:00

      Mad… that's $231.30 x 130 = $30,069…

      For a card value of $32,500, and profit wise: $32,500 - $30,069 = $2431.

      I'm surprised your bank didn't block you from these high value transactions!!

      • Yola on 20/08/2023 - 12:08
        +1

        I have done 170 so far. All purchased by the same AMEX or its subs. No blocking this time but last time they did once even though I purchased less than this time.

        • truetypezk on 20/08/2023 - 16:01

          Yeah Amex seems pretty intelligent with your card usage with respect to fraudulent transaction prevention. I always max out my limit during the 10% sales and they never declined a single transaction. Probably got to worry about Amex closing down our accounts though :)

          • Yola on 20/08/2023 - 16:22

            @truetypezk: I dont go over the limit. I add funds to it as I go.

    • jimojr on 20/08/2023 - 12:16
      +2

      Man, you are the hero, but still long way to go.
      I'm very surprised you made about $7400 profit but didn't upvote the both post.

      • Craze on 20/08/2023 - 12:30

        Few comments down and another user has claimed to buy 400+ card but was an in-store deal (which definitely requires more effort!)

        • [Deactivated] on 20/08/2023 - 12:58

          It's funny, the people who claim they've dropped $30,000 to hold in prepaid credit cards are the ones looking for $12 SIM cards as well

          Don't believe everything you read on this forum.

          • mrfuku on 20/08/2023 - 13:15
            +3

            @[Deactivated]: happy to prove you wrong

            https://i.imgur.com/qv3fZn5.jpg

              • mrfuku on 20/08/2023 - 14:06
                +2

                @[Deactivated]: Lot of projection and assumptions there haha

                I am not rich by any means but at my tax bracket it 100% made sense to invest the time, effort, into doing it. I didn't hide any gift cards and never would do something like that.

              • tunzafun001 on 20/08/2023 - 21:15

                @[Deactivated]: Which products still have a 30 - 40% markup these days (with the rubbish AUD/USD)?

          • apple0604 on 20/08/2023 - 15:07
            +3

            @[Deactivated]: Is it posdible some people have to pay a high tax bill plus councils rates for multiple properyies? Everyone's circumtances are different.

      • fatice on 20/08/2023 - 12:33
        +4

        The best part is, the profit tax free.

    • ThePointsGuru on 20/08/2023 - 19:46

      Where are you going to use it?

  • Owgasm on 20/08/2023 - 13:08

    Oh dear, I held off this long, attempted to purchase 5. Transaction failed :(

    I've got a google temporary hold but no transaction.
    Should I try again?

    • Owgasm on 20/08/2023 - 13:15

      Attempted again.
      Chrome and CBA credit card. Transaction failed but no charge yet…..

      Another browser? Another day?

      • ivyholmes on 20/08/2023 - 13:19
        +1

        its been happening from ystd, combank, westpac, boq, and st.george all failled, maybe the promotion is over? out of stock?

        • ssmith3104 on 20/08/2023 - 15:18
          +1

          Giftcards.com.au have something wrong with their payments system. It declined all attempts for both me and my wife to pay with our CBA Mastercards. I rang CBA who deny that they are declining the transactions. I rang Giftcards, who say that their computer is getting a reply that their payment portal does not understand, and therefore they decline at their end. Luckily, no such problem with Amex.

  • megadeth on 20/08/2023 - 13:30
    +1

    Worked a treat with Amex, bought 10. Free rewards points and ~8% discount on where mastercard is accepted! Thanks OP.

  • kiwiinsyd on 20/08/2023 - 14:33

    Hmmm anyone used these to top up Revolut? Zero surcharge as treated like debit maybe, seeing as someone said paying ATO was a very low 0.2% surcharge…?

  • ssmith3104 on 20/08/2023 - 15:11
    +1

    This is a wonderful way to save money when paying large bills for things like Council Rates, Health Fund Contributions, etc. You need to invest time however to pay in a series of $250 dollups. You also need to be prepared, if the sites you are paying on flag your transactions as "suspicious" and stop taking additional payments, to then go via a 3rd party intermediary such as PostbillPay or PayPal.

    One note however is that to buy this card, the seller, Giftcards.com.au, has something wrong in their system that declines payments using Commonwealth Bank Mastercards. I rang them and CBA. CBA claim that they are not declining the transaction. Giftcards says that they are getting a response that their payment system does not understand. Very frustrating. Luckily, I could then pay by Amex instead.

    • truetypezk on 20/08/2023 - 15:57

      Why would you want to pay by cba when you have Amex though? If you got the platinum edge card, this is now considered as a supermarket transaction and you get 3x pts.

      • DealHunter420blaze on 20/08/2023 - 16:28

        Same thing for CommBank awards card. You get 1.2 Qantas points on awards black or 3 CommBank points per $

      • Koipanda on 20/08/2023 - 23:35

        My AMEX declines but my CBA works… :(

    • DealHunter420blaze on 20/08/2023 - 16:27
      +1

      I can confirm this isn't true. Purchased 10 on CommBank credit card just now with no issues at all

    • wangasm on 20/08/2023 - 17:12
      +1

      The site just frankly likes to block random cards and there's nothing you can do about it, it's the reason for most of the negative votes. It blocks my own Amex but works with my Citibank.

  • Zippy7 on 20/08/2023 - 15:31
    +3

    I prepaid my private health insurance yesterday - had to phone up and get them to process each one over the phone.
    The customer service rep on the phone was very patient and polite, and I explained/shared the ozbargain website and details when my payments were all processed.

  • DealHunter420blaze on 20/08/2023 - 16:26
    +1

    This is great thanks. Purchased 20 and paid health insurance upfront with Medibank for a year with no issues. Now using for ATO tax bill again no issues

    Can also confirm it worked with shopback so getting another 1-5% back on-top. Bloody good!!

    • ivyholmes on 20/08/2023 - 16:54

      what bank did you use?

      • DealHunter420blaze on 20/08/2023 - 21:04

        CommBank awards credit card. Bought in 2 lots of 10. Just changed name and phone number to my missus number. Same email and all. I think it uses the phone to determine a customer

    • ttkc on 20/08/2023 - 18:50

      Sorry what do you mean by shopback 1-5% back?

      • DealHunter420blaze on 20/08/2023 - 21:05
        +1

        Shopback is an app that offers cashback on purchases including gift cards. For Amazon as an example they're doing 1.75% cash back. So use this deal + bought some Amazon cards for extra money back

    • deedeelsl on 22/08/2023 - 15:23

      How did you prepay Medibank please? was it via the phone?

      • 0 0 0 on 22/08/2023 - 15:30

        Easily done via the app even if you are on direct debit. You can prepay up to 12 months. Only thing you need to evaluate is cashflow vs 7% saving vs earning capacity on the cash. In general it's a no brainer to prepay at least 6 months

        • deedeelsl on 22/08/2023 - 15:46

          found the option now , thank you

  • AssociatedR n b @ MasterCard AU on 20/08/2023 - 17:03

    Any other way how i can buy Woolworth group egift card using this card as it doesn’t accept directly, and paypal said that card is linked with other account which is not true as i just bought it.

    • adam on 20/08/2023 - 17:50
      +1

      This means the card has been double issued. Check the balance. If it is unused, use it as fast as you can, as if the other person uses first then you'll need to be calling support.

      • AssociatedR n b @ MasterCard AU on 20/08/2023 - 18:00

        Thnx, balance is still there.

  • rkm on 20/08/2023 - 17:26

    Tried a few credit card different browser/Incognito/mobile/etc. Everytime got the same message "Transaction failed, please contact customer service."
    Customer service says - bank is blocking
    Bank says - no transaction received contact vendor

    Did too much work for an effective 7.5% discount now. I would have loved to avail it…but I think I am officially done with giftcard.com.au website.

    • TEER3X on 20/08/2023 - 18:13

      Yeah probably not worth it if not working easily, but I could rarely find the physical ones when those deals were on. So this ended up being much better for me, luckily.

  • DrPotato on 20/08/2023 - 17:42

    Virgin Money Visa card working consistently. No such luck with NAB Rewards which only did the trick once. CS tells me it is because transactions are limited to one per customer but that is of course not true.

  • ilikedeals on 20/08/2023 - 17:49

    What's the advantage of loading the digital gift card funds to PayPal account?
    Also apologies if been asked before - can we use these gift cards at Prezzee?

    • adam on 20/08/2023 - 17:51
      +2

      Some providers (e.g. Woolworths Gift Card site) don't accept the cards directly, but will accept Paypal as payment.

      Yes, Prezee accept them

      • ilikedeals on 20/08/2023 - 17:55

        Thanks, although comments above seem to suggest that Prezzee blocks the coles prepaid mastercards..

        • wavesgreen on 20/08/2023 - 21:10
          +1

          I've never been able to add one to Prezzee. I add to PayPal first, then use that to buy from Prezzee.

  • Elitebhy on 20/08/2023 - 18:07

    Pro tip if you have the Amex Plat edge get triple points, 2313 x 3 = 6,939 points per batch of 10! Even if you redeem GC that is close to $35 worth of GC.

    • bird380 on 20/08/2023 - 21:13

      you are so lucky, my amex plat edge keeps showing transactions failed. Can only use citi mastercard.. :(

      • Elitebhy on 21/08/2023 - 04:48

        Try a different phone number or email. Different browser, different name address etc.

    • Koipanda on 20/08/2023 - 23:36

      how do you get triple points?

      • Elitebhy on 21/08/2023 - 04:49

        Amex Plat Edge gives triple points for spending at supermarkets, the charge comes up as Coles.

  • iDarelones on 20/08/2023 - 18:22

    Anyone know if these work on Paypal? If so, can we use multiple in one transaction?

    • Yola on 20/08/2023 - 18:37

      They do but you can only use one at a time.

      • caperite on 20/08/2023 - 18:49

        Sorry to be a dolt but -

        On Amazon, I just bought myself a gc and immediately redeemed it.

        Is it same process with PayPal?

        • Yola on 20/08/2023 - 18:52
          +2

          It's okay we all had to learn. As long as you don't ask things that have already been answered many times. You add the card just like you would a CC (into your wallet). You then use it the same as you would a CC but only for something that costs $250 max.

          • caperite on 20/08/2023 - 18:59
            +1

            @Yola: Got it. Will do that now. Thx very much for explanation.

  • bfcatfriends on 20/08/2023 - 19:04

    Will this offer still be available tomorrow?

    • Yola on 20/08/2023 - 19:05
      +3

      Nobody knows but last time it was pulled early.

    • jimojr on 20/08/2023 - 19:12

      Expires on 23/08 if not sold out.

  • iDarelones on 20/08/2023 - 19:15

    Just done mine for 1 as I'm testing my companies GC portal first. Tax Invoice/Confirmation came within 1 minute. Let's see if I get the card.
    EDIT - Got the card in 5 mins

  • ThePointsGuru on 20/08/2023 - 19:42

    Tried online with my AMEX multiple times and it always gives error on payment screen.

    • Yola on 20/08/2023 - 21:45
      +1

      That is so odd I have purchased 200 now with my Ultimate AMEX.

      • Frozensage on 20/08/2023 - 22:57
        +1

        why do u stop at 200?

        • Yola on 21/08/2023 - 07:34

          I am still going.

      • nsingh21 on 20/08/2023 - 23:39

        how do you plan to get rid of them all?

        • Yola on 21/08/2023 - 07:33

          They are scheduled to arrive 10 per day. 80% will go to PAYE tax and the rest council rates x 3, water bills x 3, gas, electricity, and whatever else I can use them for, especially if they do not take AMEX. Usually I do 100% to tax but this time have managed to get enough so can do other bills.

          • nsingh21 on 21/08/2023 - 09:17

            @Yola: omg, I'll assume you run your own business and hence need to pay PAYE tax. Lucky in that case, for individuals churning that many cards will be 1-2 years worth which offsets its benefit given 5.5%+ bank interest rates.

            • Yola on 21/08/2023 - 11:06

              @nsingh21: Yes now that interest rates have gone up the benefits have changed slightly. But for me, the amount I have purchased is less than one PAYE installment.

      • wavesgreen on 21/08/2023 - 01:19

        Yeah I don't think I've had AMEX decline a purchase, ever. My AMEX always approves so fast I swear it's not actually checking against my account. I always say AMEX just auto approve and they'll get their money later by hook or by crook.

        • Yola on 21/08/2023 - 07:28

          I keep the account in balance by adding funds as I keep purchasing. They did reject a purchase in the last deal because they thought it was a scam.

  • madmo on 20/08/2023 - 22:56
    +1

    Managed to use leftovers at HCF Thank You to buy Giftcards at exact or near exact values. Amazon gift card normally 4% off and with this is around 11%

  • LeVuHoang on 21/08/2023 - 01:12
    -4

    I made payment to ATO, anyone knows how to withdraw without a letter from accountant?
    I googled it but there is no clear answer.

  • Zippy7 on 21/08/2023 - 07:18

    Hmm - trying to get a few more cards this morning, but their payment gateway seems borked and not handling payments despite 2fa on cards for me.
    Anyone else got probs right now?

    • mengy on 21/08/2023 - 07:53

      been getting 10 - 15 each day with amex with no issues at all. Seems it's stopped working for me since the weekend and tried several times. But unlike the Amazon GC saga, they haven't been taking the money out of my CC.

      Just tried now and still no luck. Hoping someone fixes it this morning so i can buy some more before the deal runs out.

      • Zippy7 on 21/08/2023 - 07:57

        yeah, was just looking at getting a last lot in before the offer finishes, but maybe its not happening this AM.
        At least I have spent all my cards already.
        And there is always next time (in a few months time)

      • Yola on 21/08/2023 - 12:25

        I had one fail this morning, but not charged but one worked just now. Both AMEX subs of the same card.

    • wutang01 on 21/08/2023 - 08:14
      +1

      FYI, I successfully purchased one at 7:42am AEST

      • mengy on 21/08/2023 - 09:08
        +1

        damn had me excited.. i just tried @9am with Amex for 10 and still "Transaction failed, please contact customer service."

    • b0b0 on 21/08/2023 - 08:18
      +1

      Working for me @8am AEST

      Using CBA Ultimate Award

  • cpkcpk on 21/08/2023 - 08:37

    Can you use these MCs to buy Coles Myer cards online?

    • ivyholmes on 21/08/2023 - 09:51

      where do you get discounted coles myer gc?

      • Yola on 21/08/2023 - 11:08
        +1

        I usually get them from AMEX, Westpac and Commonwealth bank offers.

  • zakarados on 21/08/2023 - 09:47
    +2

    Still working 9:40am today.

  • Zippy7 on 21/08/2023 - 09:53

    Hmm - post 9am and the website still showing the offer…
    edit - wrong day!
    we have until Wednesday 9am!

    • mengy on 21/08/2023 - 09:53

      Offer available from 16/8/23 9am to 23/08/23

      it doesnt say what time it finishes on the 23rd, only that it starts at 9am on the 16th.

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