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[Prime] Get a $50 Amazon Gift Card When You Spend $100 or More on Amazon and Checkout Using Spot Buy Now, Pay Later

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[Prime] Get a $50 Amazon Gift Card When You Spend $100 or More on Amazon and Checkout Using Spot Buy Now, Pay LaterAffiliate
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HamBoi69 on 11/07/2023 - 09:28 amazon.com.au (4093 clicks)
Last edited 15/07/2023 - 17:45 by 1 other user
This post contains affiliate links. OzBargain might earn commissions when you click through and make purchases. Please see this page for more information.

Great little deal at Amazon!

The offer entitles the first 3,000 Amazon Australia Prime Members who purchased with a Spot. Buy Now, Pay Later account on the Amazon Australia Store (“Eligible Customer”) to receive one $50 amazon.com.au gift card for their first single order, with a spend of $100 or more on Eligible Items on amazon.com.au using a Spot. Buy Now, Pay Later account on Prime Day (“Eligible Order”).

Enjoy!

This is part of Amazon Prime Day sale for 2023
Other Amazon Prime Day Buy Now Pay Later

Related Stores

Amazon AU
Amazon AU
Marketplace
Citibank Australia
Citibank Australia

closed Comments

  • Cc2018 on 11/07/2023 - 09:34

    Is it stack with other offers like Cashrewards shopback or shopback+Westpac?

  • HardQuiz on 11/07/2023 - 09:40
    +58

    So far, I resisted joining any buy now pay later scheme.

    Will not budge.

    I remain undefeated.

    • stealth on 11/07/2023 - 09:41
      +14

      I'll stand with you brother.

      • tommynolips on 11/07/2023 - 09:45
        +8

        And me!

        • Dealf Hunter on 11/07/2023 - 09:47
          +13

          And my axe!

        • Thrifty Dan on 11/07/2023 - 09:53
          +1

          And me three!

          • Tommohalby on 11/07/2023 - 10:20
            +3

            @Thrifty Dan: Stay strong brothers! I shall join you on this BNPL avoidance.
            They can take out emails for spam but they will never take out financial FREEEEEEDOOOM!!!!

    • Faithgrrl on 11/07/2023 - 09:59
      +1

      And my sword

      • MattyD on 11/07/2023 - 10:05
        +3

        And my credit card

        er. okay imma sit this one out.

    • ronnknee on 11/07/2023 - 10:20
      +2

      Why though? It's just like another credit card. Budget well and purchase within your means, so you can take advantage of the good offers.

      Unless you can't do that and/or don't own a credit card for a similar reason, then fair enough.

      • b0b0 on 11/07/2023 - 11:31
        +2

        It's as bad as personal loan from a credit perspective.

        It may leave a dent in your credit history that takes years to recover, affecting other credit application

        All depends on your individual circumstances. YMMV.

        For small amounts of savings that may affect my credit card churning, I would avoid…

    • digitalbath on 11/07/2023 - 10:20

      Good on ya.
      I don’t like Brussel sprouts. Never have never will.

    • StingyBritches on 11/07/2023 - 10:50

      I'm with you brothers and sisters!

  • J B S on 11/07/2023 - 09:47
    +1

    Does spot apply a hard credit inquiry on your credit report when joining up?

    • Aildaris on 11/07/2023 - 09:49
      +5

      According to the post simplerick linked to below, it looks like it does.

    • Bargain-er on 11/07/2023 - 09:50
      +5

      Most likely and decrease Ur mortgage borrowing power if not mistaken.

      • J B S on 11/07/2023 - 09:54
        +1

        Seems like it decreases your score by 50pts

        • Emphasise on 11/07/2023 - 10:05
          +3

          Didn't know I could sell my credit score for $1/pt

    • Oauiii on 11/07/2023 - 10:08

      I learned the hard way, TGG's paypal promo last month.

  • michael9865 on 11/07/2023 - 10:04
    +2

    Didn't get approved😑😔

    • yeahboo on 11/07/2023 - 11:03

      lol. same. didn't even specify reason, is it the identity verification or credit score? haha. anyway, saved me some time to worry about maintaining

  • kickling on 11/07/2023 - 10:04
    +2

    Nothing excludes buying a gift card?

    • cloudie9 on 11/07/2023 - 10:38

      Can you try and let us know?

      • kickling on 11/07/2023 - 12:49

        If I get approved…

        • kickling on 11/07/2023 - 23:01

          Nope, failed approval

  • BrisneyLand on 11/07/2023 - 10:05
    +1

    Didn't get approved either :-(

  • iDrownFish on 11/07/2023 - 10:06
    +7

    $50 is not worth dropping your credit score :) especially if you end up getting rejected

    • easternculture on 11/07/2023 - 10:10
      -2

      They didnt do a credit check for me

      • Fredfloresjr on 11/07/2023 - 10:12

        Part of the first step they will.

      • mjkwon74 on 11/07/2023 - 10:13

        They will do credit enquiry. I have Spot account and they checked hard enquiry.

        • easternculture on 11/07/2023 - 10:20

          Signed up for an account last week and nothing on my credit file

          • mjkwon74 on 11/07/2023 - 10:24

            @easternculture: wait for more. Your report will have it soon. I had same.

          • michael9865 on 11/07/2023 - 11:05

            @easternculture: How do you check your credit file.
            I've been signing up to a bunch of stuff and unsure how to keep track of ky credit score

            • easternculture on 11/07/2023 - 11:27

              @michael9865: Credit savvy .

              Belongs to commbank

              • mjkwon74 on 11/07/2023 - 12:10
                +1

                @easternculture: I also got email from Credit Savvy / Finder/ GetCreditScore. Credit Savvy and Finder credit score is from Experian and GetCreditScroe is from Equipfax. Equifax credit score is more detailed.
                Equifax report has credit qneuiry for SPOT. Finder/Credit savvy doesn't have credit enquiry for SPOT. But, both reports have SPOT account information (credit limit etc).

  • browser on 11/07/2023 - 10:15

    I was wondering if all these BNPL offerings are bad for credit score, similar to credit card applications, mortgage pre-approvals, etc.

    • lint on 11/07/2023 - 10:33

      Yes, it appears in your credit history as a credit check, which can have a negative impact on your score.

  • wordsmith on 11/07/2023 - 10:15

    Credit check for $50 versus credit check for several thousand in reward points (credit card offers) which effectively become at least a few hundred dollar, the choice should be simple.

    • Feeblely on 11/07/2023 - 10:17
      +1

      You can do both….

  • xyzzyxyzzy on 11/07/2023 - 10:25
    +4

    Not approved lol.

  • kaitoivan on 11/07/2023 - 10:25
    +2

    I'm still waiting for BNPN, Buy Now Pay Never

    • lovebargain87 on 11/07/2023 - 12:19
      -1

      That is called stealing. Although I don't know how you would do it buying online

  • Wiede on 11/07/2023 - 10:27
    +5

    didn't get approved despite having credit score in the high 1100 with no debts and always paid on time credit card.

    • bongo007 on 11/07/2023 - 10:31

      You are not their preferred clientele

    • my2cnts on 11/07/2023 - 10:34

      how can you check credit score without affecting it?

      • lint on 11/07/2023 - 10:40
        +2

        You can ask for a credit report free once a year with any of the reporting agencies.

        There are also two free services that will show your credit score and history - CreditSavvy and GetCreditScore. They get their data from different reporting agencies so will have different data.

        Please keep in mind that both these services collect your data for marketing purposes, you can see clearly when you log in that there's a bunch of ads for loans etc, so keep that in mind if you don't want that to happen.

        • nokia3660 on 11/07/2023 - 22:06

          or you can get them for free every 3 months directly from the agencies.

          Experian – go to site, fill in details, Report will be sent to email in 10 days

          Equifax – Register & login to site with user/pwd and download report

          Illion - Register & login to site with user/pwd and download report

      • wordsmith on 11/07/2023 - 10:58
        +1

        Another option is ClearScore - https://app.clearscore.com that pulls scores from both Illion and Experian.

      • Wiede on 11/07/2023 - 17:50

        I have equifax 1 year free from Optus….. Unfortunately

    • lint on 11/07/2023 - 10:36
      +4

      Yeah, I have a score in the 1000 range, no missed repayments on anything and I got rejected. Wonder how that works. Oh well, guess they don't want me as a customer.

      • Faithgrrl on 11/07/2023 - 12:35

        They don't want you to repay duh

  • J6 on 11/07/2023 - 10:32

    Tell me to go to the app (as im a Citibank customer) for a quicker process but then I have no idea where to go?

    Anyone else?

    • Amotti on 11/07/2023 - 11:39
      +1

      Theres a tab on your home screen in the App to apply for it…basically re-do the application from the App. Just went through and it got approved instantly

      • J6 on 11/07/2023 - 11:47

        Thank you! Approved

  • savemore on 11/07/2023 - 10:34

    Didn't get approved. Chatted online. I previously applied for a CitiBank account when briefly living overseas. They mucked up the address for the card to be sent to, so ended up closing the account. Suggestion was this was why I didn't get approved.

    • lint on 11/07/2023 - 11:13

      Does this mean there are negative events that get flagged in your credit report that isn't visible to us? That's a bit odd, I thought the whole point of the credit report was so you could see everything that affected it and ask for corrections if there's any incorrect data.

  • Choc0 on 11/07/2023 - 10:36
    +1

    Looks like a credit product that will impact your rating. $50 isn't enough compensation for this.

  • Wigles on 11/07/2023 - 10:43
    +1

    I wasnt approved too

  • anonymous_coward on 11/07/2023 - 10:44
    +3

    not approved lol. Do they grab their 1c back?

  • greatbuy on 11/07/2023 - 10:58

    How can we do the payment? I can not see any option on the checkout for a spot buy now, pay later option. I received MasterCard from the spot so can we add it as credit card payment?

  • BlitzR on 11/07/2023 - 11:00

    Didnt accept my heritage bank acount for deductions. Ahh well.

  • Skykiwi on 11/07/2023 - 11:04

    Not approved. The quiz questions were random and unrelated at all. the heck

  • plmko on 11/07/2023 - 11:21
    +1

    The irony of worrying about your credit score is that you intend on having a positive score so you can maximise your mortgage and borrow more.

    The contradiction with that thinking is you're probably conservative enough to have a large deposit for a home or utilise the Gov guarrantee. So then lenders don't really care about your score in the end.

    But because you spend cash now instead of leveraging off smart credit you end up costing yourself more.

    Borrow less now borrow more later…..

  • 50cent on 11/07/2023 - 11:24
    +4

    Unfortunately, we are unable to approve your application. For more information please refer to our FAQs.

    • Pikaloo on 11/07/2023 - 12:25
      +2

      Same.

  • easternculture on 11/07/2023 - 11:28

    For the purpose of these terms and conditions “Eligible Items” refers to any item purchased on Amazon.com.au (via desktop, mobile browser or the Amazon Shopping App) but excludes digital purchases such as e-books, subscriptions such as Prime video and Audible, gift wrapping and postage or delivery rates, and payments for Prime Subscriptions.

    So physical gift card is ok

    • greatbuy on 11/07/2023 - 11:31
      +1

      Same question. How does spot buy now pay later work as a payment option at checkout? I got a digital card from Spot.

      • kelldo on 11/07/2023 - 11:40

        I've got the same question about how to pay at checkout. I've added the card to my Amazon wallet but it won't let me pay with it (and I know that it works elsewhere) 🤷‍♀️

    • Amotti on 11/07/2023 - 11:41
      +1

      I'm on the fence about using it…because there's no way of verifying you will get the $50 gift card on the other end if you do buy something eligible :/ Eye-ing a pair of Airpods 2 for the parents so will hit the spend amount

      • easternculture on 11/07/2023 - 11:57
        +2

        Bought $100 physical GC, screenshot the t&c

        • payton on 11/07/2023 - 14:45

          There's no way for the buyer to prove they're re the first 3000 that are eligible - and Amazon can deny based on that

  • Imnuts7 on 11/07/2023 - 11:29

    It's rejecting everyone? Even if you manage to get in, it seems Amazon still hasn't added it as a payment option, and you will have to wait until after the promotion ends for them to check that you haven't returned anything to receive the gift card.

  • SR9 on 11/07/2023 - 11:36
    +2

    Got approved instantly. I have a Citi credit card and applied via app not sure if that makes any different.

    • nokia3660 on 12/07/2023 - 00:57

      nope, it doesn't. Have a citi credit card with a 10k and still got rejected

  • MisterMooth on 11/07/2023 - 11:37
    +1

    Also not approved, like a lot of people here. I have an excellent credit score as well.

  • SR9 on 11/07/2023 - 11:49

    How to use this to pay though? No option for Spot.

    • cloudie9 on 11/07/2023 - 11:50

      You need to go through Citi apps and get your card details and add manually…

      • SR9 on 11/07/2023 - 11:55

        I See. I was thinking it works like ZIP that you need to sign in. How can Amazon tells it's Spot not just another Master card?

        • cloudie9 on 11/07/2023 - 12:32
          +1

          They will know, if you add to debit/ credit, it will obtain logo of your bank issuer, in this case, spot card… so they should know?

  • greatbuy on 11/07/2023 - 12:06

    Ordered Fire TV Cube will cost around $38 (paid $109)- using the spot buy now pay later ($50)- Cashback rewards $5 & 15% cashback on Amazon product (https://www.ozbargain.com.au/node/786959)

    • easternculture on 11/07/2023 - 12:34

      Didnt think of that. However i dont like the amazon tv stick 4k.

      Does the TV cube allow download of games

  • Moo Deng on 11/07/2023 - 13:26

    Let us know if you can buy $100 gift card (eg Amazon GC or Ultimate Eats) and get the bonus $50

    • Feeblely on 11/07/2023 - 13:39

      Ive just done it. Won't know till 60 days

    • easternculture on 11/07/2023 - 13:42
      +1

      Digital , no as per terms and conditions
      Physical, should qualify

      • cloudie9 on 11/07/2023 - 14:12

        Damn, guess I'll buy another just incase…

        • easternculture on 11/07/2023 - 14:41

          For the purpose of these terms and conditions “Eligible Items” refers to any item purchased on Amazon.com.au (via desktop, mobile browser or the Amazon Shopping App) but excludes digital purchases such as e-books, subscriptions such as Prime video and Audible, gift wrapping and postage or delivery rates, and payments for Prime Subscriptions.

          • ULT on 11/07/2023 - 17:12

            @easternculture: great idea, gonna do this, i loaded up a tonne on amazon credit but nothing to buy unfortunately.

            Update: spoke to support, they said once the card is delivered successfully I will be eligible. Physical gift card is the way lol

            • easternculture on 11/07/2023 - 17:58

              @ULT: Yep. There are always loopholes if you fully read T&C.

            • easternculture on 12/07/2023 - 09:43

              @ULT: Physical GC dispatched.
              Lets see if i get the $50.

              • ULT on 12/07/2023 - 09:46

                @easternculture: nice, i get mine tomorrow, they said theyd send the code within 60 days of promo ending so waiting game for us now

  • Pikaloo on 11/07/2023 - 16:56

    I was approved. Amazon chat said I'm eligible so we'll see where it goes from there.

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