For those that don't have a Westpac account create an account before applying and the Annual Fee is waived
- $150 Annual card fee
- $0 Annual Altitude Rewards Program fee
- 19.99% p.a. Variable purchase rate
- 21.49% p.a. Variable cash advance rate
- $6,000 Minimum credit limit
- $30,000 p.a. Minimum income required
- 3 pts/$1 On Qantas and Jetstar flights bought in Australia, eligibility criteria apply
- 2 pts/$1 On Uber, Uber Eats, Spotify Premium, Airbnb and on Overseas Spend (including overseas purchases made from Australia)
- 1 pt/$1 On all other eligible purchase
Altitude Rewards Platinum Bonus Points Promotion:
To qualify for the bonus points you must apply and be approved for a new Altitude Rewards Platinum card between 15th June 2023 and 1st November 2023 and spend the minimum amount of $3,000 on eligible purchases on an Altitude Rewards Platinum card within 90 days from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. The bonus Altitude Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer.
3:1 conversion ratio to FF programs. Very poor.