Vulgar » user profile

Thanks Serathis and Scotty. The food and company were great!

No, I don't fly that often and also don't use qantas. I just use them on groceries.

I use Rest for the Australia Shares Indexed option. Fees seem low enough and you get the rough equivalent of a ASX VAS index fund.

Yeah, I'm aware.

If you want cashback get the HSBC everyday global debit card. Has no monthly fees and a 2% cashback on instore purchases of below $100.…

The St George Platinum (waive annual fee by getting a bank account first).

Haven't got banned after 3 years of using the same number.

A lot of them are half price. Recently discovered that the Venetians are pretty good.

ER can share mobile numbers. You can have 12 accounts use the same number. I think it's the same for Flybuys but not sure. For ER you can…

I hope the $10 cap is not combined for both Westpac and St George. Plan to do 2 orders with both cards on the same account.

Feel like the 2% cashback of the EGA plus the the option to have multiple currencies makes it better than the others.

I also hear that Stacy's dad is pretty rad.

No wonder lamb prices have dropped.

ANZ Black. Cancel after getting your signup bonus points.

Well, if you're only considering fee free (for the first year) then the CommBank Low Fee Credit Card will give you $200 cashback. IMO the…

Either pay via Bpay (number will be in the monthly statement) or setup a direct debit with an ANZ bank account. Should be possible with…

Usually you wouldn't encounter questions like this, there's only one time where I have encountered questions harder than this. I guess they…

1) Find groups on meetup for htings like hiking, socialising or whatever activity you want 2) Reach out to old high school friends 3) Join…

Yes, I live close to a Woolworths and Coles so it's more convenient to shop there. Also I can get a 5% discount with a seniors card and an…

If someone earns under $90k the surcharge doesn't apply. The 30 year old threshold is another different can of worms. Basically if you…

1) You need the bare bones hospital cover to avoid the medicare surcharge. Medicare levy will be incurred anyway but you'll avoid the…

Not sure if employers actually check your grades so I'd consider making them up or not showing it at all on your resume. I believe they do…

Put most of it into AU and US index funds, a small proportion into bonds and savings acount just in case. Possibly put it into a trust so…

Both are good. Make sure to use Paypal for all payments and disable any adblockers to ensure the payments track.

If you compare public schools (and exclude selective schools) with private schools, private schools will always come out on top because you…

Ideally you'd consider things you already purchase. Internet, electricity and stationery if you work from home.

Does this bank account require a certain deposit amount each month to avoid the monthly fee?