St george has reduced its 3 year fixed rate to 5.59% which in comparison to CBA is a great deal. I have included a comparison link and also a graph i have compiled from Reserve bank of Australia data showing these rates are now close to historic lows. The rates are available direct or through your broker.
http://img341.imageshack.us/img341/1452/interestratehistory.…
3 Year Fixed rates with other lenders
CBA 5.79%
Citibank 5.85%
CUA 5.89%
AMP 5.99%
I must add as well St George currently has a $700 refinance rebate offer at the moment and from us a 400,000 loan would be $1,746 commission refund so your effective rate over 3 years would be around 5.39% for a 400k loan with the cash backs!!!!
can you knock another % or two off for OzBargainers, since that's their standard fixed rate :)