This was posted 2 years 4 days ago, and might be an out-dated deal.

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Qantas Platinum Credit Card: 0% for 20 Months, $149 Annual Fee, 0.6 Points/$, $0 90-Day Int'l Travel Insurance @ Bendigo Bank

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Qantas Platinum Credit Card: 0% for 20 Months, $149 Annual Fee, 0.6 Points/$, $0 90-Day Int'l Travel Insurance @ Bendigo Bank
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ryanhunt on 18/12/2022 - 09:53 bendigobank.com.au (358 clicks)
Last edited 19/12/2022 - 19:01 by 1 other user

I was checking out this other Bendigo Bank credit card offer - Ready Credit when I noticed this deal which may work out better for people chasing the longer interest free (20 months vs 18 months), want to collect Qantas Frequent Flyer points, and are not looking for international spend.

Points earn is low (0.6 per $) however comparable to other non-Amex cards, and the $149/year annual fee may be a killer for some, although if you're holding a $30k balance on this, it still may be worth it for those additional two months of interest free + Qantas points. Remember, this is not financial advice, I'm just some rando on the Internet.

Financial Credit Card Frequent Flyer Insurance MasterCard Qantas Frequent Flyer Reward Points Travel Insurance

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closed Comments

  • Tock on 18/12/2022 - 09:54
    +24

    No bonus points and a fee. No thanks.

    • HereToSave on 18/12/2022 - 10:36

      What’s the best atm with bonus points and low fee?

      • 4foxache on 18/12/2022 - 10:51
        +1

        Probably this one includes 24 months interest free but with 1% balance transfer, 70,000 qantas points when spending 4k within 90days and reduced annual fee of $49 if you're already a Westpac customer or $99 if not.

        https://www.westpac.com.au/personal-banking/credit-cards/rew…

        • jdreamer on 18/12/2022 - 12:56

          With the Qantas bonus points, would it matter if I had a Qantas credit card in the last 12 months which I paid off and closed after receiving the points?

          • 4foxache on 18/12/2022 - 12:57
            +1

            @jdreamer: Only if it was also with Westpac… if it was a different company then no problems

            • jdreamer on 18/12/2022 - 12:59

              @4foxache: Thank you! I just reread the T&C and it did mention the same. Appreciated it.

      • Tock on 18/12/2022 - 11:36

        NAB - 70,000 points, low spend, and refundable annual fee.

      • OzLocutus on 18/12/2022 - 12:21
        +2

        https://www.commbank.com.au/credit-cards/ultimate.html?ei=aw…

        No Fee if you spend $2,500/m, 70,000 bonus points.

        • adrianhughes1998 on 18/12/2022 - 12:26

          Commbanks is one of the poorest value cards on the market.

          St George and others are better

          • OzLocutus on 18/12/2022 - 12:31

            @adrianhughes1998: From my research I think this one suits me better than others, especially with no fee with the spend. No international fees is a bonus too. Unless you can find something equivalent?

            • adrianhughes1998 on 18/12/2022 - 18:16

              @OzLocutus: In this market of reduced signup bonuses and increased min spend then yes, but normally they're pretty much down the bottom of the heap.

          • cook99 on 18/12/2022 - 14:48
            +1

            @adrianhughes1998: The CBA one can net you 70,000 QFF for $30.
            The same with St George is $49.

            • adrianhughes1998 on 18/12/2022 - 18:15

              @cook99: Maybe in this market of reduced signup bonuses, it is, but normally they're not.

        • Tock on 18/12/2022 - 12:55

          Thanks, just applied and approved. Needed another bank to churn, CBA generally didn't have anything worth churning but this isn't too bad and can be my international travel card next month.

        • HereToSave on 18/12/2022 - 12:55

          I had the commbank low rate card. $1500 spend for $300 cashback. I thought 20% of spend in cashback was the best deal going.

  • gankmeplz on 18/12/2022 - 10:38

    if my existing bank sends me an email offering Balance Transfer will my Credit Score take a hit again if i accept their offer ?

    • Tony-Abbott on 18/12/2022 - 11:30
      +2

      Does it really matter if it does? Credit scores basically mean nothing in Australia.

      • hippo2s on 18/12/2022 - 11:54
        -4

        It does if you are getting a mortgage or future credit card application

        • Tony-Abbott on 18/12/2022 - 12:23
          +1

          It really doesn't, nearly all banks don't look at your credit score at all, nor do they care what your number is. This is unless you live in America.

        • scanuck on 18/12/2022 - 13:17
          +2

          In my experience with the mortgage application they only worried about the liability I had on each card - not the score

          But I don’t have extensive knowledge here

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