Beyond Bank have just announced this insane deal that factors in ALL rate increases. (including September's)
Here's the rates
Owner occupier, variable, P&I (no offset, however free and unlimited redraw)
LVR up to 70% - 3.49% (comp. 3.52%)
Application fee of $445
Owner occupier, variable, P&I, with offset
LVR up to 70% - 3.59% (comp. 3.99%)
Application fee of $253
Annual Fee of $395
Investment, variable, P&I (no offset, however free and unlimited redraw)
LVR up to 70% - 3.74% (comp. 3.77%)
Application fee of $445
Investment, variable, P&I, with offset
LVR up to 70% - 3.84% (comp. 4.24%)
Application fee of $253
Annual Fee of $395
No cashback on this deal, generally speaking if you have a loan amount below $400k, you are best with a cashback offer (Currently Westpac 3.99% with $4k cashback leads the market - we can also help with this)
The rates go up by about 1% for over 70% LVR and therefore would not be a consideration, interest only also goes up significantly, so same deal here. This really is for those at under 70% who want principle and interest.
At Refinancer we are accredited with Beyond Bank and can help you apply + receive an additional benefit from us.
We are also giving away a free $300 men's watch or $200 gift voucher on settlement by applying through Refinancer below
We are also looking for long term relationships with clients, if you intend to refinance again or sell within 12 months, the banks actually claw us back on our upfront commission completely so we would be unable to help in these circumstances. I will do my best to reply to all comments.
2021 Refinancer Pty Ltd. ABN 42 843 128 571 is a corporate credit representative 513 922 of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit License 391 237)
How much is the IR if refinancing an IP?