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Thanks for the great explanation, this isn't my area so its awesome to have someone take the time and explain this!!

damn that was easy

Thanks for the response, will look at higher excess and good note on the hospital specific point.

Thanks, I've given that a crack and it's come up with my current provider, was looking to see if I'm maybe missing something etc

Hi OzBargainers. I'm usually on top of most ways to save money or get the best deal being in the finance game. I'm looking for some…

That's very situational, generally valuation is free.

lodging the loan to approval but their are so many variables, based on your scenario, lets just say turnarounds are currently a 7/10 at the…

Firstly an online valuation, if we don't like it we can then upgrade to a full val, if its close to 60% but over I would have to put a case…

Still very good at the moment, around 1-3 weeks depending on how complicated the scenario

Offset variable on owner occupied is 4.59% with an annual fee of $395. if you have a portfolio we can price this, if you don't you might be…

Thanks, appreciate the positivity

Hi All, I've also made a video going over the top 5 refinance deals and I talk in depth about this very deal and why it could make sense...…

we've seen this done on larger portfolios,we will try our best, Get in touch and let one of our brokers know you want this!

Hi there, yes we have lenders that do this, please email [email protected] as it is situational

That's cool, I should have been clearer in that case. The average Aussie has such a 'resting resentment' towards lenders. We get that, and…

I've taken your feedback to add this, the logic behind it was that it takes us around 2-3 days to prepare an application + it takes the…

and if you are wondering this is the ME Bank extract ''Only one cash back can be received per qualifying home loan application regardless…

Look, banks deal with millions of people. No doubt every lender has a story like yours (which sucks) I try not to get involved with the…

that's fine, I expect to get a few negative comments on here. So far it's below expected :)

We were literally given notice of this a few hours ago through an official ME Bank email. I assume website will update soon, happy to…

I've now changed the title, thanks for your feedback

They will firstly do an online, upfront valuation, if we are unsatisfied with the result we can request a full valuation in which they come…

Just as an added note, the deal will need to be lodged with ME Bank on the 1/12/22, we are expecting turnarounds to blow our so it makes…

Ok so firstly, lets get 2 things out of the way - Yes, ME Bank has had some reputation issues around 2-3 years ago. But guess what, that's…

It's done! and the total lack of interest really shows how confused Aussies are right now with interest rates!

just type in Refinancer to search! email us at [email protected] if interested!

The reason is two fold 1. Aussie consumer is confused and lacks trust to really invest into any deal they see 2. The Ozbargain community…

And today this deal ends!!! We always come to Ozbargain with the best deals really early. From my experience we get lots of 'armchair…

I've been assured by 5 Beyond Bank contacts that this rate reflects everything. I understand it seems too good to be true, hence I made…

UPDATE: It looks like the consumer is a little slow in seeing the value of this deal. The turnaround times are going to get really average…