• long running

Free Legal Will Kit @ Australian Seniors

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Free Legal Will Kit @ Australian Seniors
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BargainsGrabber on 25/07/2022 - 10:55 seniors.com.au (7278 clicks)

For those who are not aware on this long running deal, or have seen so many new Will startup companies that do not offer it for free

Credit to @nocure’s previous deal

Download Your FREE Legal Will Kit

Without a Will you cannot control who inherits your assets. This self-help kit is a simple and effective way to bring peace of mind to yourself and your loved ones without the cost of seeing a solicitor. This free download includes all the easy to understand instructions and information you need to prepare your own Will.

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Comments

  • Clear on 25/07/2022 - 11:00
    +36

    Just in time thanks :)

    • Nalar on 25/07/2022 - 11:02
      +24

      For what? Planning to knock off a senior?

    • rad000 on 25/07/2022 - 11:02
      +15

      that doesn't sound good

    • Nilfunds on 25/07/2022 - 11:03
      +4

      are you getting ready to leave?

      • Clear on 25/07/2022 - 11:03
        +6

        Not by choice 😕

        • SlifSlif on 25/07/2022 - 11:38
          +18

          Well this was a rollercoaster, sorry to hear, Clear.

          • Clear on 25/07/2022 - 11:46
            +28

            @SlifSlif: A decent chance but I'm optimistic.

            • SlifSlif on 25/07/2022 - 11:51
              +30

              @Clear: Goodluck buddy, fingers crossed 🤞

            • iCandy on 26/07/2022 - 07:50
              +1

              @Clear: I recommend getting a solicitor to complete your Will. Having worked for lawyers all of my life, I have seen beneficiaries unable to receive their share due to badly written and executed Wills.

              • Clear on 26/07/2022 - 12:37

                @iCandy: Good to know thanks. Fortunately the beneficiary side is simple. More the assets and stuff.

                • echelon6 on 22/01/2024 - 12:06
                  +1

                  @Clear: Sorry to hear about your situation, I hope it makes a turn for the better.

                  One thing to consider is setting up a Testamentary Discretionary Trust for your beneficiaries. Often these free kits don't include TDTs but they're super useful. They can only be set up via wills. The main benefit is allowing minors to have a tax-free threshold, in addition to the usual benefits of discretionary trusts (asset protection, income directing). Hope that helps.

                  edit: not entirely necessary to pay for a solicitor - there's many free templates online that you can just copy the TDT section into your free will. I also had mine set up recently by a solicitor, happy to give you mine to use as a template if you PM me.

                  • Naigrabzo on 22/07/2024 - 14:17

                    @echelon6: Yeah, my neighbour's cousin's friend just paid $4500 for their will! They did the TEsta trust thang.

          • stephendt on 22/01/2024 - 17:25

            @SlifSlif: @Clear is still posting deals. I can only hope that's good news

            • Clear on 22/01/2024 - 21:39
              +7

              @stephendt: It still baffles my care team how I'm still alive. Surviving one of the rarest cancers with one of the highest fatality rates and if you saw me you'd never know there was anything wrong.

              The research papers have already started 😉

      • [Deactivated] on 25/07/2022 - 11:06
        +4

        Aren't we all?

    • Lois Price on 25/07/2022 - 17:37
      +3

      Agree! Ordered 4.

  • [Deactivated] on 25/07/2022 - 11:06
    +13

    Will drafting can be tricky and I would never describe it as an easy process. If you have assets and want true peace of mind it's worth spending $500 and getting one drafted by a lawyer.

    • duchy on 25/07/2022 - 11:12
      +2

      Free will can also be done by The Public Trustee of QLD if you live in our state. Recommended by Barefoot Investor and I.

      • loulou1 on 25/07/2022 - 11:16
        +33

        Just don’t let them list themselves as the executor

      • tm32 on 25/07/2022 - 11:34
        +4

        Free now. Then they know how to charge later on as the executor. Hourly rates into the thousands.

        • Ti-au on 25/07/2022 - 12:57

          hay its a good racket if you can afford to wait.
          And the public trustee can afford to wait.

      • iCandy on 26/07/2022 - 07:52
        +1

        The Public Trustee of QLD takes a huge amount as commission for implementing the Will. You are better off with a lawyer and one who specialises in Wills is better than a local general lawyer.

        • amorn on 19/08/2022 - 14:34

          how to find them? ty

          • iCandy on 20/08/2022 - 09:56

            @amorn: Specialists in certain areas, such as estates and wills, are accredited and this will be reflected in their profile. Alternatively, u can go to the website for the Law Society in your State and search for a solicitor who specialises in certain areas.

      • SteveB00 on 26/07/2022 - 09:38

        *me

    • Mokr on 25/07/2022 - 11:25

      1000 at least. Also lawyers can mess up wills. Make mistakes.

      Got to double check.

      • nzcoops on 25/07/2022 - 11:33
        -1

        Exactly. It's the wild west out there.

        Lawyers "here's this word doc I threw together"
        Me "shouldn't this be more like a form, like a passport renewal or something"

    • echelon6 on 22/01/2024 - 12:09
      +3

      Lol mine costs $3-4k all in. Where you getting this done for $500.

      Although mine sets up TDTs and protects my daughters from bad boyfriends :p

    • 1st-Amendment on 22/07/2024 - 17:28

      Wills aren't worth paper they're printed on if someone wants to contest it. This is why Family Trusts exist.

  • Thrifty Dan on 25/07/2022 - 11:24
    +15

    I will give everything I have to the OZB community!

    • mrmc on 25/07/2022 - 11:26
      +13

      i will personally represent the whole OZB community

    • captbollocks on 25/07/2022 - 11:29
      +3

      at a discount?

    • Timetraveler on 25/07/2022 - 11:34

      I'll be forever grateful :)

    • jackwoz on 25/07/2022 - 11:34
      +2

      I want first shout on your eneloops

    • thisisscotts on 25/07/2022 - 11:55

      All those eneloops!

  • boomramada on 25/07/2022 - 11:29

    Isn't this only valid throw a lawyer?

    • amzinguserman on 25/07/2022 - 11:33
      +2

      not really.

      but they are a lot more complex then the average person expects, like if you have assets in a trust, dependents that can dispute it, recently have got married.

      • boomramada on 25/07/2022 - 11:40

        I remember I hear it somewhere, even its in black and white, still disputable, that's why its better through a lawyer.

        • djkelly69 on 25/07/2022 - 12:24
          +4

          Any will is disputable. Lawyers should know the reasons why wills can be disputed, so can draft accordingly. Not bullet-proof obviously, but more chance of holding up in a court/dispute.

    • tsunamisurfer on 25/07/2022 - 11:43
      +4

      throw a lawyer?

      I think that is a valid business idea.

  • amzinguserman on 25/07/2022 - 11:30
    +7

    I strongly suggest not using these unless you do not much assets.

    There are a lot of stories of people using these and their family fighting them in court.

    Most lawyers dont actually make the money from drafting the will, its the steps after is were they collect their fees.

    • Mokr on 25/07/2022 - 11:44
      +2

      it depends on if you have shady relatives

      • Ti-au on 25/07/2022 - 12:59
        +5

        Many suddenly become shady when they see money and think its unfair.

  • hotphil on 25/07/2022 - 11:32
    +31

    And if you don't fancy giving Australian Seniors your contact email address, looks like it may just be hosted at https://f.hubspotusercontent10.net/hubfs/2171961/au-seniors-…

    • Thrifty Dan on 25/07/2022 - 11:43
      +8

      That’s hot Phil!

    • adn on 22/01/2024 - 19:19

      404 Not Found

  • sistermay on 25/07/2022 - 11:34
    +13

    Just a word of warning.
    I work in a law firm and I have seen people contest Wills like these. A lot of the money is wasted on legal fees because of deceased's Will not properly drawn up. Seriously if you have accumulated fair bit of assets and you want them to go to people / charities of your choice and in the share you want, it is worth the money by paying a lawyer to do your Will probably. You might have an estranged spouse/children/close relatives like brothers sisters etc who you might not want to have anything to do with either alive or dead but under inheritance law, they might be entitle to your estate, therefore if you are in those situation and in doubt and you have a fair bit of assets please go to see a lawyer and have that done up correctly, unless you are of the mindset that let them fight to their death as you are not here to witness that anymore.
    Also, if you bought a family home with your spouse with the intention of leaving your share to the living spouse when you died and if you bought it under "joint tenant" then you don't need to write that in the Will to reflect this as the property law allows its transfer of your share to the remaining living spouse, of course your spouse still needs to do the transfer process but at least you don't need to write that in your Will, that is for Qld anyway.

    • Mokr on 25/07/2022 - 11:45
      +1

      How are they contesting them?

      Moral duty to provide for someone aka depedent

      Will not drawn up properly thus invalid

    • boomramada on 25/07/2022 - 12:06
      +5

      This is what I head as well. These wills are useless if you got lots of money, married few times, etc.

      • Ti-au on 25/07/2022 - 13:01

        who doesn't have a house worth over $500K ? That isn't a lot of monies?

        (we can discuss whether Having $500K+ houses is a good or bad for the economy another time).

    • GordonD on 25/07/2022 - 13:48
      +3

      It may well be that a lawyer's office will see these sorts of wills being contested. But they aren't going to see all the ones that weren't contested. And they are hardly going to acknowledge that a product that takes income away from their business might for for some number of people be a better choice than their own expensive product.

    • amorn on 19/08/2022 - 14:38

      if your case is as simple as a unit to sell and all proceeds go to your mom and a temple?

  • sena86 on 25/07/2022 - 11:45

    Are these will kits useful for people who want to pass everything onto one person (e.g. their child)?

    • MuddyClear on 25/07/2022 - 12:02

      Probably not in that case. But I do wonder if having a will may make it quicker for the single claimant to get the inheritance?

      It becomes useful when you don’t want to or can’t split some assets evenly among multiple claimants.

      • Ti-au on 25/07/2022 - 13:04

        yes it can be quicker.

    • mskeggs on 25/07/2022 - 12:02
      +1

      Sure, but the issue is if you have other claimants on your assets, like a second child, child from other relationship, ex-spouse.
      Basically, it is hard to give your stuff to people other than your spouse and children, as the courts think these people have valid claims on what you have.

      If you want to give your money to a weird cult or exclude a child/spouse from inheritance, best to give them gifts while you are still alive, and well before you die.

    • entropysbane on 25/07/2022 - 14:59
      -1

      In that case it is resolving the executor that is important. If no will the state trustee decides.

      • ashaman on 25/07/2022 - 15:51

        That's not true.

        The State Trustee has no say in who is granted administration (i.e. equivalent of executor, where there is no will).

        It's determined by the Court, and typically goes to Spouse or Children.

        For example, in NSW, administration of the estate of an intestate person can be granted to:
        (a) the spouse of the deceased, or
        (b) one or more of the next of kin, or
        (c) the spouse conjointly with one or more of the next of kin,
        or if there be no such person or no such person within the jurisdiction—
        (i) who is, of the opinion of the Court, fit to be so trusted, or
        (ii) who, upon being required in accordance with the rules, or as the Court may direct, to apply for administration, complies with the requirement or direction,
        then to—
        (d) any person, whether a creditor or not of the deceased, that the Court thinks fit.

        (From: https://legislation.nsw.gov.au/view/html/inforce/current/act… )

        Other states have similar provisions in various Acts.

  • foreverphoenix on 25/07/2022 - 11:54

    Hmmmm I put my email address in but no email so far🫤

  • goingDHfast on 25/07/2022 - 12:22

    Head to r/auslegal if you have any more complex questions or pay for a real lawyer

  • screensaver on 25/07/2022 - 12:38
    +8

    My sisters friend was terminally ill and wanted to leave it to her, 80000 plus. She mentioned it to me. I told her you need 2 witnesses. They did not know that. They urgently tried to find 2 witnesses.and in the middle of the night went to a police station to get 2 witnesses. They got them. If it hadnt been for me, his Will would have been invalid.

    • foreverphoenix on 25/07/2022 - 13:04
      +2

      Not all heroes wear capes. Some wear legal clothing and talk shit lol 😂

    • iCandy on 26/07/2022 - 08:03
      +1

      The witnesses also need to be independent. You cannot have a beneficiary as a witness. If you do, the Will is still valid but the beneficiary inherits nothing. I saw this happen in my law firm where we had prepared a Will for a cheapskate who kept putting off coming in to sign the Will. We had sent him the draft with a draft watermark on it, and he had retyped it without the watermark. Then his mother died, but just before she died, the cheapskate, using the Will we drafted for him, typed up a Will for his mum to save money again. Mum died, he gave us the Will for probate and we discovered he had signed it as a witness and was also a beneficiary. He was not allowed by law to get any money. He whinged and asked couldn’t we just not tell the other beneficiaries? LOL! And if u think your brothers and sisters would just give you your share out of kindness, most don’t,

    • Mokr on 26/07/2022 - 13:55

      was it contested by family?

      • screensaver on 26/07/2022 - 14:33

        no, he had a sister but I believe they were estranged. The money came from his recently deceased mother. He had HIV long term. Not sure if thats why he was estranged

  • stephendt on 25/07/2022 - 14:19
    +1

    This is definitely a giveaway to die for, thanks OP

  • zsygym on 25/07/2022 - 14:28

    My parents want to leave their property as the only valuable asset to me after they're gone.

    No trust/company or any other sophisticated setup - the property is under their names only.

    I have no siblings and most of my parents' family members have passed away or aren't in much contact anymore.

    Would it still a good idea for my parents to get this done through a solicitor? Or would this legal will kit suffice?

    • amzinguserman on 25/07/2022 - 15:08
      +2

      go through a solicitor.

      Getting a will draft is one thing but then executing the will is another, when it comes to property there is a few forms they need to complete to get the property transferred to your name.

    • ashaman on 25/07/2022 - 15:54
      +2

      In practice, it will end up with you either way…
      But will be a bit easier if there's a will in place that says that specifically.

      Worth getting a lawyer to do it, probably won't cost a lot.

  • screensaver on 25/07/2022 - 14:31

    Its a start, but what happens if one parent dies and the other has to go into a nursing home?

    • amzinguserman on 25/07/2022 - 15:07
      +1

      lol thats when it becomes super complicated and you will spend more money lawyer fees then getting a proper one drafted.

  • johnnyg on 25/07/2022 - 15:49

    Tried 2 different emails - never got it

    Mate tried also - didn't receive it

  • KRiSX on 25/07/2022 - 16:34

    So if I live a simple life, married and no kids, these are probably fine? Lol, reading the comments it seems that people have complicated lives and horrible families 😅

  • rollin on 25/07/2022 - 17:06

    i just want to leave everything to the missus/kids. From the comments it sounds like this is not enough. is that correct?

    I thought something simple like this would do the trick.

  • simoncohen on 25/07/2022 - 17:58
    +2

    My dad was a lawyer and he said lawyers make more money sorting out the aftermath of wills like this than drafting them. Just my 2 cent worth.

  • Wayne7497 on 25/07/2022 - 18:15
    +4

    Would get one for mums birthday present but she still hasn't used the cemetery plot I bought her 4yrs ago.

  • mikafamily on 25/07/2022 - 21:18

    Not going to neg but it hangs off an insurance website. Hmmmmm

  • Moogar on 26/07/2022 - 00:41
    +6

    I’m a lawyer, and while I don’t draft wills anymore, my experience with these kits are that they are easy to mess thing up. This can range from incorrect recording of gifts to wills that completely fall over (often due to administrative errors). Wills can be simple documents, but the probate registrars that deal with them are very very picky and sticklers for the rules. Going through the process when there is an invalid (or no) will is a pain in the ass that your next of kin really don’t deserve.

    You should be able to get a basic will done for a few hundred bucks by a competent lawyer, who should also ensure it is prepared, signed and witnessed properly. Do yourself and your beneficiaries a favour.

    • apiecost on 26/07/2022 - 01:08

      Never ask a barber if you need a haircut.

  • kiitos on 26/07/2022 - 08:47

    With comments about this one priority being done poorly and causing legal issues, is it still better than no will at all?

    I presume with no will, having to go through the court etc, would cost a lot of money and time? How much money and time vs having a will?

  • Geekomatic on 26/07/2022 - 22:24

    Related: I replied to those, "pay now, die later" places, asking what happened if they go belly-up before I die.

    None replied.

    That's kind of shocking. Is there no gov't oversight on these scam artists?

  • Harry Xing on 28/07/2022 - 11:18
    +1

    If you go to the public trustee in your state they will draw up a FREE will for you, provided you make them the executor. Take the will home, copy word for word, put on a new date a later date, and change the name of the executor to the one of your choice. I really appreciate the public trustee for their free assistance.

    • amorn on 28/07/2022 - 13:43

      how do you find a good executor?

      • Astronaut Joe on 04/08/2022 - 09:41

        Slip them a purse of coins as you are taken to the platform, so that they do a good job of it.

      • valuer on 22/01/2024 - 12:31

        It can be a family member, a neighbour, or other member of your community on whom you can rely. You can also appoint a substitute executor (as a backup) - maybe someone younger! You will need to have their agreements.

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