duchy » user profile

Member Since 26/04/2011
Last Seen 32 min 22 sec
Badges 1 4
Location Sydney

Recent Activities

duchy replied to jimojr on iPhone 14 Plus 128GB $999 Delivered @ Costco (Membership Required)
Which is bigger, 9.9 or 9.11? ChatGPT said: 9.9 is larger than 9.11. In decimal numbers, 9.9 is the same as 9.90. When comparing 9.90 to…
19/09/2024 - 22:18
duchy replied to chuchum on Top Tax Bracket OzBargainers: What Do You Do to Legally Reduce Your Tax Bill?
I wouldn’t prepay interest on IP: 1, it means you need to be on fixed rate 2, greatly reduces your options to switch lenders 3, you need…
10/09/2024 - 11:53
duchy replied to Aerith-Waifu on Top Tax Bracket OzBargainers: What Do You Do to Legally Reduce Your Tax Bill?
You give them post tax money from your income and invest in their name. Disadvantage: In case of a relationship breakdown the shares are in…
10/09/2024 - 10:40
duchy replied to DingoBilly on Owner Wants Me to Fix The Leaking Washing Machine Tap after I Vacate The Property
This would be REA. If it came from landlord they would have quickly explained to them it’s not tenants responsibility.
07/09/2024 - 13:39
duchy commented on Owner Wants Me to Fix The Leaking Washing Machine Tap after I Vacate The Property
That’s usual wear & tear and not your responsibility. Landlord should get that sorted out before next tenancy.
07/09/2024 - 13:38
duchy commented on What Impact Will Landlords Leaving The Victorian Market have?
The problem is: Who will invest in a new housing stock now? I am keeping my hard earned money out of Victoria and wouldn’t invest there.…
03/09/2024 - 12:35
duchy replied to BronzingStubble on More than Gazumped in a Recent Property Buy
Contract was NOT signed by both parties.
03/09/2024 - 11:23
duchy replied to factor on Superannuation Funds. Is Hostplus good?
Is that the 'CFS Geared Index Global Share' option? This looks very interesting for someone like me with 20+ years until retirement. I…
18/07/2024 - 14:11
duchy replied to sumyungguy on Superannuation Funds. Is Hostplus good?
He explains that in more detail in his other article linked there: >Firstly, it is therefore not in the investment team’s interest to…
18/07/2024 - 11:16
duchy commented on Superannuation Funds. Is Hostplus good?
I am with Hostplus - I chose 'International Index Fund' and allocated 100% towards it. I saw some swings in the past 5 years (25% down, 35%…
18/07/2024 - 10:45
duchy replied to chalky on Reebok Legacy Lifter III Weightlifting Shoes $110 (Was $280) Delivered @ Reebok
Time to take those Nikies to the gym. They deserve it after 10 years.
18/07/2024 - 08:38
duchy commented on Huggies Thick Baby Wipes Fragrance Free 640-Pack $20 ($18 S&S, $17 S&S with Prime) + Post ($0 with Prime/ $59 Spend) @ Amazon AU
Why not these at better price? https://www.kmart.com.au/product/480-pack-baby-wipes-42749196/
17/07/2024 - 09:34
duchy commented on [eBay Plus] Centra Electric Treadmill Under Desk Walking Pad $179.70 (70% off) + Del ($0 to Select Areas) @ Sello-Products eBay
Sperax is $229 AUD at the moment. Much better choice in my opinion. https://amzn.asia/d/032yFh1A
26/06/2024 - 13:01
duchy commented on $150 Welcome Credit for New Electricity Plan Sign-Ups (Paid in $50 Instalments over 3 Months) @ OVO Energy
Good timing. I've just received an e-mail from Dodo: - Current rates Supply Charge 82.66 cents/Day General Usage 28.22 cents/kWh Your new…
12/06/2024 - 15:37
duchy commented on [QLD] 200,000 x $200 FairPlay Vouchers for Junior Sports (Children Aged 5-17, No Means/Income Test) @ QLD Government
Better than nothing but it won’t change my vote. You can’t buy me ALP QLD! (Well, not for $200 at least)
08/06/2024 - 22:42
duchy commented on Help on My Math on Negative Geared Investment Property
> Investment Property - A Unit... I stopped reading after that. Just ... don't bother. It won't work financially.
28/05/2024 - 12:29
duchy replied to punkel on St Hallett Black Clay Shiraz 6pk $79.02 Delivered ($13.17/Bottle) @ Cellar One (Free Membership Required)
I'd probably use Ozbargain classic for that: https://www.danmurphys.com.au/product/DM_73984/mcguigan-black-label-red
18/04/2024 - 15:09
duchy replied to blonky on What Did You Think Was a Scam but Turned out to Be 100% Legit?
This answer is correct. It only makes sense if you don't pay FBT (47% !!! ).
04/04/2024 - 12:01
duchy replied to RefusdClassification on [eBook] New International Encyclopedia of Bible Words - Free (Was $US29.99) @ Logos
St. Paul was … an interesting character, to say the least.
09/03/2024 - 07:50
duchy replied to ethanio12345 on [eBook] New International Encyclopedia of Bible Words - Free (Was $US29.99) @ Logos
Is that why the clergy and establishment loved him so much?
09/03/2024 - 07:48
duchy replied to thesainter on iFixit Gamer Bundle $114.74 (Was $203.99) + Delivery @ iFixit Australia
How can this be claimed as a tax deduction?
05/02/2024 - 15:50
duchy replied to chyawala on Ultimate Ears Boom 3 Bluetooth Speaker - Sunset Red - $98 Delivered @ Amazon AU
No. I am boycotting that greedy SOB.
17/12/2023 - 10:05
duchy commented on OzBargain 2023 Christmas Donations - $40,000 to Charities of Your Choice
Merry Christmas Everyone!
16/12/2023 - 22:37
duchy commented on Australia Becomes a Neutral State Like Switzerland. Yes? No?
> We have natural resources everyone wants. That’s the main difference between us and Switzerland or Singapore. There are very few…
06/12/2023 - 09:19
duchy replied to Cheepcheep88 on [VIC, NSW, QLD, SA] $50 Credit for Gas or Electricity for Both Referee & Referrer When Switching @ Globird Energy
Wow. Increase from $0.23261 to $0.33717 (45% !!!! ) and 20% decrease on FIT. Ouch. Time to look elsewhere.
29/11/2023 - 22:23
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