This was posted 2 years 5 months 7 days ago, and might be an out-dated deal.

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$100 Referral Bonus (Was $50) When You Create a New Account and Request a Wage Advance (5% Fee, Minimum $5.00) @ MyPayNow

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$100 Referral Bonus (Was $50) When You Create a New Account and Request a Wage Advance (5% Fee, Minimum $5.00) @ MyPayNow
Go to Deal
Outatime13 on 15/06/2022 - 20:43 mypaynow.com.au (1956 clicks)
Last edited 16/06/2022 - 12:05 by 2 other users

To earn money through the MyPayNow Refer a Friend Program:

$100 is only for today only and expires at midnight.

Your friend must be a brand new MyPayNow customer.
Your friend must create an account using your share link.
Your friend must meet eligibility criteria, be approved and draw a wage advance before midnight tonight.

Yes you do login to your bank online through a secure third party browser so they can scan for your wages in your account.
Yes the bonus money is instantly deposited into your account
No a credit check is not done

Refer to the website for full terms and conditions.

Expires midnight 15th June 2022

Make sure you use the referral links to get your free $100 well essentially it’s $95 free as it’s a $5 fee to get the $100 out.

Hello everyone i signed up, put in my details and did a wage advance. Literally no more than 5 minutes work and i had my wage advance and an extra free $100 instantly transferred straight to my bank account.

Mod: Use referral randomiser below, no referral requests or solicitation in the comments.

Referral Links

Referral: random (12)

$50 for referrer and referee after referee takes wage advance.

Financial Loan

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closed Comments

    • danny1213 on 15/06/2022 - 22:04

      same problem, I also keep mine at zero too. And was a 4K + payment.

    • Craicdealer on 15/06/2022 - 22:06

      Did you put exact date and amount of money that went in? I was rejected until I did this.

      • GS9891 on 15/06/2022 - 22:07

        Yep to the cent.

    • seanbaussie on 15/06/2022 - 22:24

      If your balance is usually$0 they just might think you don't have resources to pay back the loan. Just wondering.

  • eeeee on 15/06/2022 - 22:02

    Unfortunately, it couldn't find 2 consistent pay amounts on the last statement so it says wait until you get paid again. The payments are there. It means I cannot complete by midnight.

    • dumdum2 on 15/06/2022 - 22:05

      If you have multiple salary payments then try putting in your salary details again, I did and it accepted me second time around

      • eeeee on 15/06/2022 - 22:09

        I picked a previous pay date. I think the public holiday messed up my pay day. Now how do I see where my new 100 is?

        • dumdum2 on 15/06/2022 - 22:10
          +1

          You should receive two $100 payments if you borrow $100, one of those is yours to keep, assuming all has gone right.

          • eeeee on 15/06/2022 - 22:14

            @dumdum2: It seems to have failed. I did take a screen shot of the green "code has been applied. $100 will be deposited in your account after…."

            • dumdum2 on 15/06/2022 - 22:15

              @eeeee: Bummer, hopefully customer service will send you the dough if you've fulfilled the requirements. Good luck

              • eeeee on 15/06/2022 - 22:16

                @dumdum2: they may ask who referred me. that would be difficult!

                • dumdum2 on 15/06/2022 - 22:17
                  +1

                  @eeeee: The Fraternal Order of Ozbargainers

                  • eeeee on 15/06/2022 - 22:18

                    @dumdum2: I registered through the website. Is that ok, or did it need to be through app?

                    • dumdum2 on 15/06/2022 - 22:19

                      @eeeee: I used the website

                      • eeeee on 15/06/2022 - 22:22

                        @dumdum2: I checked my own referral code and it changes with every click. Maybe they are good for one time referrals?

                        • dumdum2 on 15/06/2022 - 22:23

                          @eeeee: Yeah I've been wondering about this too. Hopefully it lasts because mine has a couple of clicks now lol.

    • streetsmart on 15/06/2022 - 22:46

      same issue, I am a contractor and do not have a fixed $ pay monthly and my last April pay I got it on the first week of May instead, I think that's why it is not detecting mine properly, this is annoying

      • I Smell Pennies on 15/06/2022 - 22:48

        same, my last pay is inconsistent and the last one was in late April. Got declined lmao

        • streetsmart on 15/06/2022 - 22:56

          haha yea bummer, i am so bitter I straight away emailed them to delete my account lol

  • Zapwap on 15/06/2022 - 22:04

    We're sorry but we're unable to process your request as you did not meet our automated assessment criteria. Please try again after your next pay.

    Nice joke, I am a full timer earning over 2.5k per fortnight. What is assessment criteria?

    • danny1213 on 15/06/2022 - 22:05

      do you have any money in the account you get paid in, or do you transfer it elsewhere?

      • Zapwap on 15/06/2022 - 22:07

        No sitting in the account as we speak. Bal over 5k

        or do you transfer it elsewhere?

        Does it matter?

        • danny1213 on 15/06/2022 - 22:08

          just figuring it out myself as I got the same error and thought it may be because I don't store money in there

          • Zapwap on 15/06/2022 - 22:10

            @danny1213: Well I did transfer some to my offset account but how does that matter? All they need to check if we get paid into acc or not.

            • seanbaussie on 15/06/2022 - 22:25

              @Zapwap: Actually they're also checking if you have capacity to repay.

              • Zapwap on 15/06/2022 - 22:26
                -1

                @seanbaussie: Okay and what is giving them an idea that I am not able to payback when over 5k sitting in the account?

    • Craicdealer on 15/06/2022 - 22:07

      Did you put exact date and amount of money that went in? I was rejected until I did this.

      • Zapwap on 15/06/2022 - 22:08

        Yes I reconfirmed this specifically a few times. Do you transfer the bal elsewhere or sitting in your account?

  • kirin175 on 15/06/2022 - 22:06

    Just registered thanks!

  • catbug on 15/06/2022 - 22:06

    wow I can't believe this worked! Thanks OP!! Also very happy to whoever I referred to get an extra $100 too!! Wow!!!!!

  • pompompom on 15/06/2022 - 22:08

    We're sorry but we're unable to process your request as you did not meet our automated assessment criteria. Please try again after your next pay.

  • Aerith-Waifu on 15/06/2022 - 22:09

    You’ve got $125 available and nothing outstanding. Nice work!

    This is my partner, does that mean she now can ask for an advance of $100 and get $95 back and no need to pay back? If so, whats the $25 for?

  • acAgenCy1 on 15/06/2022 - 22:09

    Doesn't work for me unfortunately, (my pay has been different these past 3 fortnights due to the pay rise (for inflation) (part of one of the pay cycles) (also I just use my bank account for my salary I have a different account for spending)

    • Craicdealer on 15/06/2022 - 22:09

      Did you put exact date and amount of money that went in? I was rejected until I did this.

      • acAgenCy1 on 15/06/2022 - 22:15

        Yes I did that, no good on my multiple attempts unfortunately

  • poppingtags on 15/06/2022 - 22:09

    Worked a treat OP, thanks!

  • abdul9786 on 15/06/2022 - 22:09

    I registered without any referral link by mistake, am I eligible for $100 bonus if I apply for advance. Please advise

    • fomal on 15/06/2022 - 22:10

      no

    • itsmytemp on 15/06/2022 - 22:38

      Same with me :-(
      I have registered with the ‘Go to deal’ link. I didn’t receive any bonus.

  • jakeh87 on 15/06/2022 - 22:11
    +10

    This is dodgy af. Credit score aside, do you want to be giving your entire identity over to a payday loan site giving out offers that are too good to be true?

    Be smart people.

    • Turd on 15/06/2022 - 22:12
      +5

      Yes I do

    • io on 15/06/2022 - 22:22
      +1

      Not going through this deal. I do not want anything to do with payday providers. Just youtube them and you will see why. But if you can harm them, I am with you.

  • cole46 on 15/06/2022 - 22:14

    Got the referral bonus as a referee! Hopefully can get one as a referrer:)

  • cya on 15/06/2022 - 22:14

    Works well!

  • Do I NeedThis on 15/06/2022 - 22:15
    +1

    Expires 12 am Sydney time folks

  • L159356 on 15/06/2022 - 22:16
    +1

    Not working for ANZ.

    Kept saying "You do not have enough transaction history showing in your bank account. We are unable to provide an advance until you have 70 days' worth of transactions. Please try again later." despite I have been getting the exact same salary, into the same account on the same date every month for the past year.

    Wasted half an hour of my life.

    • Rockhard on 15/06/2022 - 22:19
      +1

      Worked for me (With ANZ)

    • theguyrules on 15/06/2022 - 22:25

      Same but Qbank. Had the account since Nov 2020.

    • Username72 on 15/06/2022 - 22:35

      I was able to use ANZ as well, and even got another referral.

    • Lou Sarsol on 15/06/2022 - 22:40

      Maybe try again? It worked for me with ANZ

  • Do I NeedThis on 15/06/2022 - 22:16

    Not sure why it's reported as expired

  • zacothewacko on 15/06/2022 - 22:17

    Just got mine, thanks OP!!

  • onceupon8 on 15/06/2022 - 22:19
    +1

    Confirmed that it just worked for me with ING. $200 in my bank account within a few minutes.

    In the bank drop down list there are a lot of banks and credit unions so guess it supports most financial institutions (although I think I saw in the above comments that UBank & Up bank aren't supported). You get to see the list of banks after only entering your basic ID details.

    • noskich on 15/06/2022 - 22:56

      I haven't received anything, do you have to do something more after selecting the 100 dollar amount? Thanks.

  • Aerith-Waifu on 15/06/2022 - 22:21
    -8

    How do you pay back the $105 now? I dont see an option to pay it back using CC like someone said?

    • douevenozbargain on 15/06/2022 - 22:23
      +3

      How about saying thanks for the money instead of negative voting the deal and expecting us to help you

      • Aerith-Waifu on 15/06/2022 - 22:27

        I still didnt get the deal myself but my partner did. But you are right need to revoke my vote.

    • MrSprinkles on 15/06/2022 - 22:23
      +2

      on the sidebar there's a button for paying the loan back early

      • Aerith-Waifu on 15/06/2022 - 22:28

        Ok thanks, totally missed it!

    • onceupon8 on 15/06/2022 - 22:25

      Click on the menu button at the top right of the page, click on something like "Pay back early". It only shows if you have an outstanding advance. I did it. The link has disappeared now that I don't have any outstanding advances.

      • Aerith-Waifu on 15/06/2022 - 22:28

        Ok thanks, totally missed it!

      • Wildesy on 15/06/2022 - 22:31
        +1

        Is there any difference in just letting them auto debit vs paying out early?

    • cc23 on 15/06/2022 - 22:26

      To be fair, that is a harsh reason for a negative vote. It's pretty easy to pay back!

      • Aerith-Waifu on 15/06/2022 - 22:28

        Yeah, need a mod to change my neg

  • Goldberg on 15/06/2022 - 22:23
    +1

    Thanks op, worked perfectly. Don’t forget to link your referral code everyone as might win the lucky dip

    • NutnButAPnut on 15/06/2022 - 22:41

      Got lucky and snagged it twice already from here! Extra 200… makes up for my partner being asleep and missing out. Cant complain with that (presuming I don't wake up to all my money being stolen)

      Edit: make that 3 times now… wtf haha

  • futaris on 15/06/2022 - 22:26

    Thanks for whoever just signed up with my referral

  • dv1den on 15/06/2022 - 22:28

    The system is down, apparently. Anyone managing to get through?

    • beesider on 15/06/2022 - 22:43

      I just managed to get $200 in my account, but I couldn't receive the registration SMS on my main number. Burner sim worked.

      • dv1den on 15/06/2022 - 22:44

        I haven't been able to get past this screen for about 20 mins unfortunately https://i.imgur.com/DltJfoe.png

        • lordra on 15/06/2022 - 23:08

          I got stuck here too. Try on another browser, or incognito. Also, switch to data if on wifi to get a new ip and see if that helps.

  • Tready on 15/06/2022 - 22:29

    MPN is a good service I signed up a couple of years ago they just check that you have income coming in and that's it no credit checks or reporting. Think they now allow up to a quarter of your wage to advance which they deduct on your next pay day. Have linked my code lets see if the robot likes me tonight.

  • io on 15/06/2022 - 22:29

    If you wish to apply or refinance your loan, do not do this as it might go against you. Your bank statement will show that you had to borrow from payday lenders.

    • douevenozbargain on 15/06/2022 - 22:31
      +1

      Not necessarily. Pretty easy to explain if you pay it straight back and already have a fat bank balance

      • io on 15/06/2022 - 22:39

        Depending on your loan balance $95 will be like a days worth of interest given the rate the interest rate is rising. Not wise to risk refinancing with so many explanations.

        • dumdum2 on 15/06/2022 - 22:46

          I don't think this loan carries interest, the fee pays for the loan, $5 for $100 borrowed

          • [Deactivated] on 15/06/2022 - 22:49

            @dumdum2: point is the $95 you make from this is not much if it causes issues with a home loan. they carry interest.

            • dumdum2 on 15/06/2022 - 22:53

              @[Deactivated]: Meh. I have so many credit products open already. Unless banks are instantly declining because it's a payday loan, I doubt it causes any issues.

              Also, there is no credit enquiry so can banks even see that you used this service except by your bank statement?

              • [Deactivated] on 15/06/2022 - 22:56

                @dumdum2: yeah they ask for statements

                • dumdum2 on 15/06/2022 - 22:58

                  @[Deactivated]: Not always, I'm refinancing now and the bank never asked for my statements

          • io on 15/06/2022 - 22:50
            +1

            @dumdum2: I was referring to home loan not this tiny $100 loan with 5% interest. But if you do not have any loan issue, please please please rip them apart by getting this deal as much as possible. Note: I am fortunate enough not to have dealt with PD provider ever in my life although I dislike their unethical policy to rip vulnerable ppl. They have no power against the rich only the very vulnerable poor ppl.

  • shazzagraz on 15/06/2022 - 22:29

    Not working for me. Gets to the bank login screen, I enter details and it just refreshes to the same page. I entered incorrect details to see if something different would happen and it gave me an "incorrect details" warning. Did anybody else have issues getting past this screen?

    • Meenas on 15/06/2022 - 22:34

      Same thing. I’ve tried multiple times in browser and app both

  • hawkeye93 on 15/06/2022 - 22:31

    “We're sorry but we're unable to process your request as you did not meet our automated assessment criteria.

    Please try again after your next pay.“

    WTH, get paid over $1,000 weekly and not qualified.

    • Craicdealer on 15/06/2022 - 22:33

      Did you put exact date and amount of money that went in? I was rejected until I did this.

    • Do I NeedThis on 15/06/2022 - 22:33

      Does your pay varies ? I entered lower than what i get a month and it got accepted. My friend he tried but because his pay comes quite different every fortnight his got rejected but he actually earns more than me. What worked for me was entering exact amount . Hope this helps

    • onceupon8 on 15/06/2022 - 22:35

      Maybe it has something to do with if your pay has WAGES or SALARY or PAYROLL or something in the description?

  • mameimo on 15/06/2022 - 22:35
    +1

    Cheers, easy money!

  • DadBangr on 15/06/2022 - 22:35

    I try to login to my bank account and it starts to load but just reloads the login part again, feelsbadman.

    • Turd on 15/06/2022 - 22:37

      I used a PC and instead of press the submit button after I typed the password I pressed enter and that worked

      • Meenas on 15/06/2022 - 22:44

        Not working for me

        • Turd on 15/06/2022 - 22:49

          Turn off ad blockers or PI holes?

  • tikei on 15/06/2022 - 22:35

    Thanks, got it immediately

    • noskich on 15/06/2022 - 22:58

      I haven't received anything, can you please explain the steps? I chose the 100 dollars option, what do I do next?

      • lordra on 15/06/2022 - 23:10

        Check your account and see if you received the money.

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