1.85% Variable Rate Home Loan @ Well Home Loans

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oshe on 21/04/2022 - 13:02 wellhomeloans.com.au (450 clicks)
Last edited 21/05/2022 - 00:25 by 1 other user

This is for an owner occupied loan.

Great company, I refinanced and they collaborate with Adelaide Bank and when rates dropped Adelaide Bank and Well Home Loans helped me to the lowest rate of 1.85% (I was paying 2.17% originally).

GOOD FIXED RATES TOO

Application fee: $250
Well settlement fee: $0 (normally $250)
Well annual fee: $0 (unless you want an offset account)
Well discharge fee: $300 (only if you payout your loan of course)
Fees charged by Third Parties:
Valuation fee:Up to $300 free (Well Home Loans will pay up to $300 per loan, any excess valuation fees are payable by the borrower(s))
Third party settlement fee: from $150 (Funder processing fee)
Solicitors document fee: from $385 (depending on your loan structure)
Identity fee: from $49 (per application at Australia Post or come-to-you ZipID)
Government fees: unascertainable (Refinancing approximately $260-$450 depending on your state; Purchasing varies by property value with stamp duty)
PEXA fees: from $50 (depending on your home loan scenario)

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Well Home Loans

• 

  Usemame on 21/04/2022 - 13:38

  +1

  good rates just gotta read the T&C for all those fees 'starting from'

• 

  Cyb3rGlitch on 21/04/2022 - 14:08

  +1

  One last hurrah before RBA put rates up post election.

• 

  SAU on 21/04/2022 - 17:47

  +1

  How much is to refinance going from a major bank? Know everyone is different, just a ball park figure - trying to decide if it's worth moving

• 

  jwsc on 21/04/2022 - 21:56

  +1

  just a note to bear in mind for apartment owners, their definition of a 'high rise' is very wide and strict, so be prepared to need a 30% deposit. also not allowed to use a guarantor.

• 

  oshe on 12/05/2022 - 03:13

  rates remain unchanged for now