WLTH Variable Home Loan from 1.99% (2.05% CR) + $1,000 Rate City Cashback Offer

40

Go to Deal

tg on 01/02/2022 - 15:29 wlth.com (220 clicks)
Last edited 01/02/2022 - 20:01 by 1 other user

I have no idea how to pronounce WLTH as there is no vowels.
Rate City Exclusive $1000 Cashback Offer
Start your application below to take advantage of WLTH's great rates and this exclusive $1000 cashback offer for Rate City customers.

Apply between 1 February and 31 March 2022 and Settle by 31 May 2022.

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• 

  Riverking on 01/02/2022 - 15:44

  What is the exit cost details?

  • 

    tomsco on 01/02/2022 - 15:48

    +2

    Fee	$$$
    Legal Fee	$297
    Settlement fee	$300
    Discharge fee	$535

    I've only done a quick search, but will update if I find anything more of note.

    EDIT: I'm not sure if I'm looking at it correctly, but there seems to be very little additional information without delving deeply into it.

    EG. No example of Offset (which I assume means no offset), but not even a brief spiel of features of the loan other than the rate.

    • 

      AssociatedChadWLTH @ WLTH on 01/02/2022 - 17:22

      +1

      Hey Tomsco,

      Chad from WLTH here, I am the National Lending Manager.

      This product has a 100% eOffset account

      Please let me know if you have any questions.

      To apply for a loan, please visit out Lending Loop portal via the Rate City email or this link:
      https://lendingloop.wlth.com/?utm_source=email&utm_campaign=…

      • 

        tomsco on 01/02/2022 - 18:27

        Cheers for popping in.

      • 

        Riverking on 02/02/2022 - 12:08

        Hi Chad,

        What's the breakdown of appcation and exit fees?
        I will work it out if it worths for a 400k refinance.

        • 

          AssociatedChadWLTH @ WLTH on 07/02/2022 - 17:10

          @Riverking: Hey Riverking,

          Sorry for the delay, this isn't a forum I monitor often.

          Overview of fees are:

          No App fee on our residential products

          $290 - Valuation fee on Resi
          $297 - Solicitor Fee
          $300 - Settlement fee
          $535 - Discharge fee

• 

  ballofspam on 01/02/2022 - 15:48

  +4

  its prob going to be pronounced as Wealth

  • 

    tunzafun001 on 01/02/2022 - 16:52

    Inspired by Arthur Fonzarelli at a Rave…dropped an E…aaaa!

  • 

    AssociatedChadWLTH @ WLTH on 01/02/2022 - 17:15

    Spot on! WLTH, pronounced Wealth.

    We are on a mission to change the lending and payments experience to a more positive one.

    • 

      Ham Dragon on 02/02/2022 - 20:39

      "change the lending and payments experience to a more positive one."

      What a load of wank. Make it cheaper, then it's more positive. End of.

• 

  b2tf on 01/02/2022 - 23:38

  Suncorp with 3k cashback would be better than this.

  • 

    tomsco on 02/02/2022 - 07:37

    Depends on if you want an offset account. Employee has confirmed it's included at 1.99% rate vs Suncorp 2.38% rate.

• 

  El-Rhi on 02/02/2022 - 09:45

  +1

  Only $1k cashback? Maybe if it was $3k or $4k I’d be interested

• 

  Ham Dragon on 02/02/2022 - 20:41

  Makes me very grateful I paid a ratelock fee on a property with longer settlement terms. 1.89% fixed for 3 years, and I got 2k cashback. Unbelievable how quickly it's shot up from sub 2% in the last few months.