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AmEx Explorer: 160,000 MR Points (Worth $800) + $395 Credit + $400 Travel Credit ($3000 Spend in 3 Months - $395 Annual Fee)

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AmEx Explorer: 160,000 MR Points (Worth $800) + $395 Credit + $400 Travel Credit ($3000 Spend in 3 Months - $395 Annual Fee)
Go to Deal
Associatedpohaau on 12/07/2021 - 17:18 pointhacks.com.au (6733 clicks)
Last edited 13/07/2021 - 08:27 by 1 other user

3 DAY FLASH DEAL - Offer Ends Midnight Thursday, JULY 15 - 2021

AMEX are offering an increased signup bonus of 160,000 Membership Rewards Points (worth $800 in Gift Cards). Plus, enjoy a $395 Statement Credit, which can be put towards offsetting the first year $395 annual fee. This is a limited time "3 Day Exclusive" offer that is only available through PointHacks.

The 160,000 bonus Membership Rewards (worth $800 in Gift Cards) & $395 Statement Credit offer is now live until Thursday, July 15th 2021.

Details include:

  • 160,000 bonus Membership Rewards (worth $800 in Gift Cards) + a $395 Statement Credit when you spend $3,000 on eligible purchases within the first 3 months of approval.

  • Earn 2 Membership Rewards points per $1 on all purchases except government bodies where you will earn 1 point per $1 spent (uncapped).

  • $400 Travel Credit every year.
  • Up to US$100 credit when you book a two consecutive nights stay with The Hotel Collection.
  • Free access to the Sydney or Melbourne Airport American Express lounge twice a year.
  • Complimentary Hilton Honors Silver Status
  • Included Insurances - smartphone screen insurance and various travel insurances (PDS).
  • Apple Pay, Google Pay & Samsung Pay support.
  • Access to American Express Plan It
  • Up 4 Additional Cards for family members or friends, at no extra fee.
  • Plus, receive up to 40,000 extra bonus points with Shop Small. Get 3 extra MR Points per $1 spent when you save the offer to your new Card via the Amex app, and spend in-store or online at participating shop small business by 31/03/2022.
  • Min Income: $65,000
  • Annual Fee: $395 (Statement Credit offsets 1st year Annual Fee)
  • Ends Thursday, July 15th 2021

View the full offer details only at PointHacks.

Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer.

This 3 Day Offer is only available exclusively through PointHacks and not available through any other channel, including if you go to AMEX directly or use a referral link (the offer there remains no bonus points).

Financial American Express Credit Card Membership Rewards Reward Points Statement Credits

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closed Comments

  • RogueWolf on 12/07/2021 - 17:21
    +41

    Good deal but this should be highlighted:

    Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer.

    • CheaperCharlie on 12/07/2021 - 17:28
      +2

      Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer.

      CheaperCharlie on 12/07/2021 - 17:28 (Collapsed - Offtopic. Show)
      • umadbrahhhh on 12/07/2021 - 17:34
        +2

        Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer.

        • polarq on 12/07/2021 - 18:52
          +2

          Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer.

          • donotuse on 12/07/2021 - 19:21
            +2

            @polarq: Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer.

    • OCD on 12/07/2021 - 17:44
      +4

      Does supplementary card count?

      • GreenRomeo on 12/07/2021 - 17:54
        +3

        Would be great if this could be clarified. Otherwise I feel like 99% of OzBargainers won’t be eligible for the deal.

        • squarepants on 12/07/2021 - 19:01
          +2

          99% of OzBargainers are probably Amex Primary Card members.

        • spiff on 12/07/2021 - 21:49
          +2

          It's clarified in almost every popular Amex credit card deal

      • dsar on 12/07/2021 - 18:22
        +2

        It does not count.

      • truetypezk on 12/07/2021 - 20:58

        What do you think? Take a wild guess.

    • FutureTech on 12/07/2021 - 17:54

      I'm given to understand that in practice if you have a Qantas Amex card you may still get the points? Is anyone able to shed some more light on this please?

      • squarepants on 12/07/2021 - 19:03
        +1

        Don’t believe so. In the past yes, but ever since they’ve updated their tnc’s to read “any card product”, all of that’s gone out the window.

        I believe the only exemption is the DJ’s card range that for some reason still gives the sign-up bonus even if you’ve got any Amex card apart from a DJ’s card.

      • daft009 on 12/07/2021 - 20:02
        +1

        No you won't. No other Amex allowed (except if you're a supp)

    • caspochek on 12/07/2021 - 18:21

      What about velocity Amex?

    • mcor77 on 12/07/2021 - 18:38
      +2

      Do corporate Amex cards count?

      • Mr Frodo on 12/07/2021 - 22:05
        +1

        Doubt it. Company takes on the risks

        • spaceflight on 12/07/2021 - 23:19

          Company takes on the risks

          No they don't.
          They can aportion the risk to the cardholder.

    • cxy0614 on 12/07/2021 - 18:54
      +1

      Does David Jones Amex card count?

      • Mr Frodo on 12/07/2021 - 22:06

        Likely. Still AMEX

    • Mr Frodo on 12/07/2021 - 22:03
      +3

      I'm surprised that this hasn't been answered properly yet. No! A supplementary card holder doesn't mean you're an account holder. The main account holder still takes on all the risks (for the bank) .. so if you're a supplementary card holder that hasn't held an account in the last 18 months you're eligible to apply. They may still reject you based on your credit ratings etc but you certainly can apply. Good offer IMHO

  • jv on 12/07/2021 - 17:22
    -4

    $400 Travel Credit every year.

    What is that worth ?

    • pingualien on 12/07/2021 - 17:28

      you should ask joe

    • huuuuugo on 12/07/2021 - 18:26
      +2

      Valid point.

      Even if you managed to spend it on flights, chances are you'd need to spend it on the Amex Travel booking site, which is sub-par and often a little more expensive than others.

      • jv on 12/07/2021 - 18:28
        +2

        Also, doubt you'll get to use it much this year and maybe much of next year.

        Does the credit expire if you don't use it?

        • huuuuugo on 12/07/2021 - 18:29

          On Amex Platinum it does expire every year. The year starts with the date of approval.

          • squarepants on 12/07/2021 - 19:04

            @huuuuugo: They’ve been extending the expiry of travel credits since last year. Well least they’ve extended my Explorer ones.

            • georgegates5 on 12/07/2021 - 19:30

              @squarepants: When they extend, do they stack up with new ones?

              • squarepants on 12/07/2021 - 19:46

                @georgegates5: Do you mean if you can use multiple credits in one booking? No, unless you’ve got the higher end cards (I.e. Platinum charge or centurion)

      • Johnsmithaus on 12/07/2021 - 19:54
        -8

        100%. Their website is incredibly hard to use and is more expensive than others. In addition, your $400 credit can only be used once, e.g. if you book something for $200, you don't have $200 remaining, it's all used up and you don't get to use it for later.

        I personally would not recommend this card alongside with the considerably high fee's, only makes sense if you are spending a lot of money yearly and want the points.

        • blueboy410 on 12/07/2021 - 20:00
          +1

          $800 bonus seems good reason to get this card, and there is no fee for the first year. you can cancel it after that.

          • illz on 12/07/2021 - 23:04

            @blueboy410: There's only "no fee" if you spend 3k in the first 3 months.

        • Smigit on 12/07/2021 - 21:19

          I don’t think it’s an awful card. Granted, I personally see the $400 travel credit as being worth around $300 as my experience is the Amex Travel Sites on the upper end price wise and often has less options than other places, but the earn rate of 2:1 on all purchases other than government things makes it a pretty reliable points earner. If you are using it as a day to day card I’m guessing you’ll easily come ahead on points.

          Amex does have higher earners in terms of points for certain areas, but you often have to think about where you are spending. Platinum Edge for example is great for petrol and groceries, but drops off for other things. On that note though if you can wear the annual fee and can spend the combined $600 travel credit, for points earning this card for everyday shopping coupled with a platinum edge for groceries and petrol should allow for some solid points earning. You’d want to get value out of the travel credit but.

        • Johnsmithaus on 13/07/2021 - 09:10
          +1

          I really don't get all the downvotes about this comment. I'm simply trying to help share my opinion and experience from having this card? Didn't know this community is so toxic

  • Drakesy on 12/07/2021 - 17:38
    +5

    As much as i want to go for this one i feel most Ozbargainers will be in the cool off period after the recent offers.

    One thing to note is do you actually have to reach a minimum spend on this?
    Nothing's outlined in the description, if you literally just get the points for opening this is an incredible deal.

    • treebytheriver on 12/07/2021 - 17:40

      Is this correct? 160,000 bonus Membership Rewards (worth $800 in Gift Cards) + a $395 Statement Credit when you spend $3,000 on eligible purchases within the first 3 months of approval.

      • Drakesy on 12/07/2021 - 17:41

        Just saw that, cheers.

        Just to clarify the American Express membership point scheme is the same as the American Express Qantas Frequent Flyer Scheme in that having a card in one would preclude the other?

        • FutureTech on 12/07/2021 - 17:54

          Also keen to know as I've heard otherwise anecdotally

        • squarepants on 12/07/2021 - 19:05

          I think that’s how it works now.

    • 7effect on 12/07/2021 - 17:52

      Anyone know the easiest way to find out how long since your last AMEX account closed? Want to avoid having to call up.

      • FutureTech on 12/07/2021 - 17:55
        +2

        if you just want a rough idea, look for the last bill sent to you in email

        • 7effect on 12/07/2021 - 18:00

          good suggestion, thx.

        • No ONE on 12/07/2021 - 18:20

          Check your credit rating report. It might be there.

    • JuryWheel on 12/07/2021 - 18:13

      Where do you put the points once you cancel within a month or 2 of signing up..?

      • rogsamsy on 12/07/2021 - 19:06

        Your Marriott Bonvoy account

  • spacebanana on 12/07/2021 - 17:43
    +4

    Seems far to good to be true.. I am into it!
    3k minimum spend might be tricky on AMEX but hope for best

    • Hansi on 12/07/2021 - 17:51
      +8

      Woolworths, Energy Bill, PayPal

    • Russ on 13/07/2021 - 02:53
      +2

      3k minimum spend might be tricky

      If it's an eligible spend, see if you can pre-pay a year's worth of private health insurance. Check also that you won't be paying a surcharge for using AMEX.

      • sicinadan on 13/07/2021 - 10:23

        Agreed, and also prepay your electricity bill, gas bill, water bill

        • Russ on 13/07/2021 - 10:26

          You can pre-pay bills with variable costs?

          • sicinadan on 13/07/2021 - 11:10
            +2

            @Russ: Sure can….. It will just be a credit on your file, if you need to hit the target spending, electricity and gas companies are happy to take your money.
            Telcos are also happy, Been doing it for years.
            Private health only can pay up to 12 or 14 months in advance, but still.

          • sicinadan on 13/07/2021 - 11:11
            +2

            @Russ: Find your old bills, can pay in post office or online with the same payment methods but with any amount you like :D

            • illz on 13/07/2021 - 11:46

              @sicinadan: Great way to hit the 3k, cheers
              1k on Electricity, 1k on gas, 1k on water

              • sicinadan on 13/07/2021 - 11:56
                +4

                @illz: You can always always switch your electricity or gas company after you have made the payment, hint hint

      • Nkl on 13/07/2021 - 20:58

        Could you pay your car registration with VicRoads?

        • sicinadan on 14/07/2021 - 17:53
          +1

          Vicroads does not take Amex maybe use a 3rd party payment app

        • sicinadan on 14/07/2021 - 17:54

          Vicroads does not take Amex maybe use a 3rd party payment app

  • Subada on 12/07/2021 - 17:51
    +3

    Looks at my AMEX Essentials card in disgust

    Normally I can't be bothered with points hacks but missing out on this is a kick in the guts.

    • squarepants on 12/07/2021 - 19:09
      +1

      This is a really good deal. Makes me wish I haven’t got an Amex card. Can’t recall the last time the Explorer had no AF in the first year.

  • Grosey on 12/07/2021 - 17:51

    Can you transfer these points to other rewards programs such as Velocity or Qantas? And is doing so worth it?

    • doweyy on 12/07/2021 - 17:59
      +2

      Yes, you can transfer to the following partners. Krisflyer is generally good value, you would get 80K Krisflyer miles from this.

  • budgetman on 12/07/2021 - 17:59
    +15

    I'll be cancelling my Explorer tomorrow.
    Already cancelled 2 x edge cards.
    Been with amex for 22 years, they have zero customer retention bonuses any more.
    Best to get the points and cancell the card, wait 18 months and repeat

    • EarlyBird on 12/07/2021 - 18:10

      I'm thinking of cancelling too. The travel credit is too restrictive (can't use a promo code) and always cost more for hotel/hire car bookings.
      As for flights, booking directly with the airlines offers more flexibility and ease of making changes.

      How are you converting your points?

      • budgetman on 12/07/2021 - 19:44

        I tansfer to krisflyer.
        Almost 1 million points now….just can't fly

        • Master Bates on 12/07/2021 - 20:30

          Do Krisflyer points not expire?

          Edit: I see it was answered below - 3 years

    • JuryWheel on 12/07/2021 - 18:14

      But where do you put the points whilst waiting 18months for the next batch?

      • budgetman on 12/07/2021 - 19:45

        Transfer to krisflyer.
        You have 3 years to use them

        • JuryWheel on 12/07/2021 - 21:04

          Does each point have its own expiry or is it based on activity? I have 300k amex ones that I was thinking about shifting somewhere so I can cancel the card. Do krisflyer ever have promo offers to switch points?

          • budgetman on 12/07/2021 - 22:36

            @JuryWheel: They recently had a 15% bonus.
            I wouldn't hold your breath for another promo until international travel opens up again

    • CheaperCharlie on 12/07/2021 - 22:18

      Do it! They don't give a sh**

    • kanad on 13/07/2021 - 21:27
      +2

      That is the law,
      Retention offers are illegal

      • akula on 13/07/2021 - 21:39
        +1

        This comment should in the top.

  • Aussybob on 12/07/2021 - 18:03
    +3

    bit out of touch with AMEX.. haven't had one for many years, whats the accepted strike rate these days?

  • Aerith-Waifu on 12/07/2021 - 18:07
    +4

    $65k income? I am working 48 hours a week for $50k………….Guess I need to work alot more hours to reach that $65k mark…………..pass!

    • salin on 12/07/2021 - 18:32
      +4

      Taht's the average Income in Asutralia according to Main Stream Mideas.

      • Aerith-Waifu on 12/07/2021 - 18:44

        $65k is the average? If its true that means I need to work 62 hours a week to reach that $65k average……..

        • DryScissors on 12/07/2021 - 19:07
          +15

          Or find a higher paying job. Smarter not harder etc

          • Aerith-Waifu on 12/07/2021 - 19:29
            +3

            @DryScissors: Yeah true. What kind of jobs can a retail assist jump over to with will net higher paying jobs though? I actually have tried many many fields all sales related, car sales, house sales, solar sales, furniture sales, telco selling, even dating and adults shops, believe it or not, last month alone I have applied for 15 jobs and this is the result:

            12 jobs no response
            3 rejection emails
            0 interview

            • 31mop on 12/07/2021 - 19:47

              @Aerith-Waifu: Police call centres

              • Aerith-Waifu on 12/07/2021 - 22:51

                @31mop: how do you get jobs like these though? Didnt see any on seek

            • Captain Stooge on 12/07/2021 - 20:12

              @Aerith-Waifu: Try updating your CV/Resume.

            • salin on 12/07/2021 - 22:00
              +1

              @Aerith-Waifu: The just group pay upto 55k + for their retial assitants, 60kish for store manager.
              but its a bad industry for money.
              try to do a carrer change

              • Aerith-Waifu on 12/07/2021 - 22:53

                @salin: Really 55k is insane. I will keep an eye out. I know its a bad industry, that's why I been trying to jump the industry for awhile now but its very hard to get someone else to look at your resume let alone getting an into the door interview.

                • salin on 13/07/2021 - 09:26

                  @Aerith-Waifu: I am in the retail related industry for more than a decade.
                  If you cant get into a big retail coopertate and find ur way up to their head / support office, your carrer is doomed.
                  Better jump off the boat ASAP.

            • zan5hin on 13/07/2021 - 00:33
              +2

              @Aerith-Waifu: Agent's Representative Certificate. Open for inspections for rental properties. Easy job, can work your way to being an assistant property manager.

              • salin on 13/07/2021 - 09:33

                @zan5hin: Agree.
                Assiant Property Manager is a good start at Property industry and its not commission based.

            • Wildesy on 13/07/2021 - 10:10

              @Aerith-Waifu: Think you'll find you need to upskill rather than trying to find a magical honeypot in a flooded, unskilled industry. Every different sector you mentioned is just the same iteration of a slightly different thing and none of them require any skills or quals, so you can't really expect to be paid dramatically different for them.

              Go do a course in traffic management then work in a major city if you want to ride the unskilled money train.

      • Drakesy on 12/07/2021 - 21:03

        *median not average
        Average is something like $89k

        • AH on 12/07/2021 - 21:05
          +1

          Adding onto this, the true average is much higher. People will have shell businesses and other ways to avoid having a large income and the tax liability that comes with it.

        • FutureTech on 12/07/2021 - 22:03

          also there are two averages being thrown around nowadays:

          • average of every adult in Australia
          • average of full time employees

          your $89k refers to the latter - very different these two.

    • budgetman on 12/07/2021 - 19:46

      You can include your partners income.
      It's a very good deal

      • squarepants on 12/07/2021 - 20:01

        You used to be able to do that when it was household income, believe it’s now based on individual income.

        • budgetman on 12/07/2021 - 22:36

          News to me, thanks

          • squarepants on 13/07/2021 - 08:08
            +1

            @budgetman: Yeah they’ve worded their requirements differently. It used to actually say household income, but now says I.

  • Broos on 12/07/2021 - 18:08

    How is this better than the ongoing ANZ Black offer? Perhaps just better for travellers?

    Particularly, ANZ have the same $395 annual fee but I have a home loan with them with a package fee, so will not incur that. Should I go with ANZ Black instead of this?

    • rarelyscene on 12/07/2021 - 18:17
      +3

      Both deals suggest $800 back in gift cards for the bonus points. Both no annual fee first year. Although this card has $400 travel credit. Earn rates are similar but this deal suggests it takes less points to earn $100 gift card with Amex. ANZ card is Visa though so easier to find accepting places. I think you'll find a lot of people who signed up to the ANZ will be signing up to this too.

      • ssmac on 12/07/2021 - 18:29
        +2

        The ANZ black earn rate is capped at 5k I think, then drops to 1 to 1

        *edit, yep from the web site (https://www.anz.com.au/promo/personal/credit-cards/rewards-b…):

        "Earn 2 Reward PointsSuperscript:2per $1 spent on eligible purchases up to and including $5,000 per statement period.
        Earn 1 Reward PointSuperscript:2per $1 spent on eligible purchases above $5,000 per statement period."

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