American Express' first Cashback card in Australia.
$10 Monthly Fee
- 5% BONUS CASHBACK for your first 3 months up to $200. New Card Members Only
- 1.5% BONUS CASHBACK when you save Shop Small Offer and spend at participating businesses. Up to $200 Cashback. Valid until 22/03/2022
1% CASHBACK on all purchases for every $1 spent, excluding government bodies in Australia where you earn 0.5% cashback
Monthly BINGE subscription on us
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Cover for smartphone screen repairs up to $500 for each repair, when you purchase your phone outright or pay your monthly phone bills with your American Express CashbackTM Credit Card.
T&Cs;
Bonus & Eligibility. 5% Bonus Cashback offer is only available for the first three months of card membership and is capped at $200 Cashback. Offer only available to new American Express Card Members who apply online and are approved. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. This offer is on top of the base 1% Cashback which has no cap, full terms and conditions can be found here. Eligible purchases do not include interest, fees, balance transfers or converted balances (from both American Express and other issuers), loading of pre-paid cards, or foreign exchange transactions. The 5% Bonus Cashback will be awarded to the eligible Card Member’s account at the end of each monthly statement, however may take 8-10 weeks. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer and may be removed at any time.
Interest Rate. This interest rate does not apply for Cash Advances and associated fees.
Interest Free Period. You will have up to 55 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued.
Shop Small: You must spend on the Card to which the offer is saved in-store or online at a participating Shop Small business. For participating in-store businesses click here. Participating businesses will be highlighted with a Shop Small Offer badge. For participating online businesses click here. Excludes gift card purchases. Maximum of $200 can be earned per Card to which the offer is saved and only spend on this Card counts towards the offer. Excludes transactions made through a third party establishment or payment processor. Credit is not redeemable for cash or other payment form. Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from the offer end date. Credit will not be applied to your Card Account if your Card has been suspended or cancelled. Credit may be reversed if your qualifying purchase is refunded or cancelled. Full Offer Terms available here.
Cashback. Subject to the Terms and Conditions of the American Express CashbackTM Credit Card Rebate Program available here. Eligible purchases must be at least $1 and the value of each purchase will be rounded down to the nearest dollar before Cashback is calculated. Transactions with government bodies will earn at the rate of 0.5% per dollar spent. Merchants classified as government, include the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies, including where you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. Eligible purchases do not include interest, fees, balance transfers or converted balances (from both American Express and other issuers), loading of pre-paid cards, or foreign exchange transactions. Cashback will be paid to you as a statement credit to your Account each month and included in your monthly statement. Cashback is not redeemable for cash, including through a credit balance refund. We will only credit your account if it is in good standing and not overdue.
BINGE subscription. Based on BINGE Basic. Must pay for subscription using American Express CashbackTM Credit Card to receive $10 back each time as a statement credit. Not available in conjunction with other offers or via third party billers. One BINGE Basic subscription per month per American Express CashbackTM Credit Card Primary account holder.
Some discussion about it here