HomeStar are offering a fully featured variable owner occupier home loan for just 1.79% - I think this is the lowest you’ll find at the moment (correct me if I’m wrong). You need to have an LVR of 60% though. DYOR :)
Loan Features:
Visa Debit
Offset Account
No Monthly or Ongoing Account Fees
Weekly, Fortnightly or Monthly Repayments
Free Online Redraws
Super Low Rate
Unrestricted Extra Repayments
Multiple Loan Splits Possible
Pay Anyone & BPAY® Available
Schedule Recurring Payments or Transfers
This is a Limited Time Special, only available on applications received by 31.12.20 and settlement by 31.03.21.
Yes, for O/O. I enquired about refinance and was offered 1.79 rate. Will speak to a specialist soon. They will go through a breakdown of my expenses. I'm not sure rates can fall any lower… ALL the big banks didn't pass the rate cut on.. their staff and operating etc costs them too much I guess. The online lenders don't have such burdens