Variable Rate Home Loan from 5.78% (CR 6.25%) p.a. + $3,288 Refinance Cashback + 0.10% Broker Cashback @ Bank of China

40

Go to Deal

AssociatedRannar @ Rannar Financial Services on 02/10/2024 - 20:48 bankofchina.com (607 clicks)
Last edited 14/10/2024 - 17:40 by 1 other user

New Bank of China Home Loan Promotion!
Bank of China release new rates which are effective from 16 October 2024. We found some rates are relatively competitive in the current market:

For Owner Occupied Principal and Interest Repayment loan

Variable Rate: 5.88% (5.78% Solar)
Fixed Rates:

1-Year: 5.79%
2-3 Years: 5.69%
4-5 Years: 5.89%

Investment Loan Rates:

Variable: 6.18% (6.08% Solar)
Fixed 1-3 Years: 5.99%
Fixed 4-5 Years: 6.09%
Cashback Offers:

$3,288 Refinance Cashback
$2,000 Purchase Cashback (for loans ≥ $400k)
First year’s annual package fee waived for all new applications
Promotion Details:
*Solar:
Home loan applicants who install or have installed: solar panels; solar hot water systems; or heat pump hot water systems on their loan security property.

Effective Date: 16/10/2024
Settlement by: 31/03/2025
Eligibility: New applications with LVR ≤ 80% and assessed on Australian income
Each type of cashback per customer every 12 months

For more information, contact Sach at
Email:[email protected] or
Phone: 0479 181 437
Website: www.rannar.com.au

Sach from Rannar Loans is registered as Credit Representative Number is 541742 under Australia's Services Australian Credit License 384324.

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• 

  Wiadro on 02/10/2024 - 20:53

  -1

  CCP NO

• 

  freedomofspeech on 02/10/2024 - 20:54

  -1

  china. no

• 

  yoswag123 on 02/10/2024 - 20:56

  Does this come with an offset account? For a variable rate owner occupier refinance

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  AssociatedRannar @ Rannar Financial Services on 03/10/2024 - 08:43

  Yes, it includes an offset account.

• 

  Ryanmyo on 03/10/2024 - 09:07

  My broker pinged me about this yesterday and even he said they're a pain in the ass to deal with…..FWIW

• 

  GS9891 on 03/10/2024 - 20:04

  -2

  Damn, pretty tempting investment rates. Only worry is obviously giving all your personal details to a what is a CCP state-owned entity…

  • 

    Eulogy on 07/12/2024 - 14:00

    At least they're the "bad guy we know" according to the mainstream media.
    It's the real bad guys that are already within Australia controlling the banks that you've got to worry about

• 

  Brandon142 on 09/10/2024 - 16:36

  what are the fees?

• 

  nightmarez3k on 10/10/2024 - 10:46

  Is there a minimum refinance amount for cashback for investment property?

• 

  ozgameboy on 14/10/2024 - 13:30

  What does 0.1 % broker cashback per year mean?

• 

  Exorcist on 14/10/2024 - 16:32

  No a deal, more like an affiliated link

• 

  Eulogy on 06/12/2024 - 20:55

  Do they have a rate for 30yr loans?