Pay Your Balance of $2,500 or More with a Statement Instalment Plan, Get Bonus $50 eGift Card @ Citi Rewards

Just received this email but can't seem to find what the fee is to set up an instalment plan to see if this is worthwhile and how much you actually come out on top by?

Unpack your exclusive Cyber sales and offers. With your Citi credit card, you can take advantage of the sales now and repay in fixed monthly instalments with a Statement Instalment Plan.

What is a Statement Instalment Plan?

Pay off a portion of your statement balance over a set term. Enjoy a lower interest rate, compared to your standard retail purchase rate.

Instalment plan offers are subject to eligibility. Log into the Citi Mobile® App to see if there is an instalment plan offer available for you.

Bonus $50 eGift Card to spend at 50+ retailers when you convert your purchases into a Statement Instalment Plan of $2,500 or more from
22 November to 21 December 2024. Offer limited to one eGift Card per account, terms and conditions apply.

There was also $15 OFF your MyDeal purchase *Min spend $100 (excluding shipping) with promo code CITI15OFF

Important Information

1. An instalment plan (also called a Fixed Payment Option or FPO) is a plan under which a particular balance is paid off in instalments. Instalment plan offers are subject to eligibility and only available if your account is and remains in good standing (for example - your account is not in default, suspended or closed). Your instalment plan uses part of your existing credit limit. As you pay off your instalment plan, the amount you pay off will become available for you to use again as part of your credit limit at the standard Annual Percentage Rate (APR) applicable to your account. For the full terms and conditions that apply to instalment plans please refer to Section 5 of the Credit Card Terms and Conditions and other Important Information.

2. To be eligible to receive a $50 eGift Card you must set up a new Statement Instalment Plan (also called FlexiBIll) of $2,500 or more from 22 November to 21 December 2024. Offer limited to one eGift Card per account. eGift Card will be available for redemption within 10 weeks from the end of the promotion, provided your Statement Instalment Plan has not been cancelled or repaid in full and your account is in good standing (for example – your account is not in default, suspended or closed). We will send you a unique code and instructions on how to redeem your eGift Card via email. You must activate your eGift Card within 10 weeks of that email. eGift Card is not reloadable or redeemable for cash.

3. MyDeal $15 off: Offer expires 11.59pm 21 December 2024. Customers will receive $15 off their purchase when they spend $100 or more (excluding shipping) in one transaction along with the promo code CITI15OFF by 11.59pm 21 December 2024. Offer limited to one promo code, per transaction, per account. For the full terms and conditions that apply to coupons, please refer to the Terms and Conditions. For any questions about coupons, please refer to the Frequently Asked Questions.

4. LuxPlus+ membership: Complimentary LuxPlus+ membership valued at AUD$249 is valid for 12 months from date of joining (with one off $500 joining fee also waived). LuxPlus+ annual membership renews at the standard membership fee on your sign-up anniversary date. You can cancel anytime. To redeem complimentary LuxPlus+ membership, customers must use their Citi Credit Card at checkout along with the promo code PRESTIGECITI10 (Citi Prestige cardholders) or CITI10 (all other Citi credit cardholders) by 1 March 2025. LuxPlus+ member-only discounts will be applied automatically to your bookings.

General: Offers are valid until 1 March 2025 at Australian website only via luxuryescapes.com/au or on the Luxury Escapes mobile app. Offers are valid exclusively to Citi branded credit cardholders and is not transferable. Excludes transactions made through a third-party establishment or payment processor. Offer is not combinable with any other discount or offer.