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Double ($10) Referral on Spaceship Voyager ($5 Minimum Deposit)

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Double ($10) Referral on Spaceship Voyager ($5 Minimum Deposit)
Go to Deal
BargainJunkie on 17/02/2020 - 07:07 spaceshipinvest.com.au (2638 clicks)
Last edited 17/02/2020 - 14:32

For the next 7 days, Spaceship Voyager has doubled their referral bonus to $10 for both referrer and referee once a minimum $5 has been deposited by the referee.

I have no association with Spaceship Voyager, only that I’ve had a good experience using it so far.

Don’t forget to use a referral code (below) to claim your referral bonus.

[UPDATE]: You can also enter a referral code after you have signed up. Please follow the instructions below (thanks Atlinus!):

In mobile app:
Go to Account -> Referrals -> Enter Referral Code

On Website:
Go to Account (bottom left) -> Referrals -> Click on "Click Here"

Referral Links

Referral: random (186)

$10 referral bonus for both referrer and referee

Referee must add a referral code and deposit a minimum of $5 within 14 days of sign up.

(Referrer must have already deposited a minimum of $5 to qualify.)

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closed Comments

  • Moderatorneil on 17/02/2020 - 11:02

    Referral system has been purged, users notified and program updated. All codes in the system are updated from today onwards. On a side note, my app says the referral system is over so referring must only be for a select group.

    • coxymla on 17/02/2020 - 12:11

      I think if you see that message then you need to update your app?

      I remember having that screen a while ago but now I see the new referral scheme.

      • neil on 17/02/2020 - 12:12

        App is up to date and website shows same thing.

        EDIT: Website & app have now been updated to show referrals.

    • DooDah on 17/02/2020 - 13:34

      FYI Still available if you login via the web platform.

    • Ghost47 on 19/02/2020 - 19:55

      Why were the codes purged? Gives an unfair advantage to people who saw this early and updated their code as people going through the referral system would have had less codes to draw from?

      • Moderatorneil on 19/02/2020 - 20:16

        Codes changed. Read comments below.

    • Moderatorneil on 24/02/2020 - 12:19

      Codes have again been changed after this promo finished. All codes expired, users notified and program updated.

  • nerd1 on 17/02/2020 - 08:02
    +3

    So, 2hats spaceship voyager? 2nd cousin to the enterprise?

  • atlinus on 17/02/2020 - 08:37

    Check your referral code, as the code for me changed.

  • abc on 17/02/2020 - 09:38
    +1

    Where do you put the referral code?

  • micemeat on 17/02/2020 - 09:39
    +3

    Like this, No fee compared to Raiz.

    • johnno07 on 17/02/2020 - 10:04
      +1

      A charity then?

      • coxymla on 17/02/2020 - 12:12

        No fee on balances below $5K.

        Above $5K low fee of 0.05% or 0.10%.

        • EmAnFaZ on 17/02/2020 - 13:13
          +2

          These fees depend on which portfolio you choose:

          Spaceship Index Portfolio: Any amount above $5000 they charge 0.05% p.a.
          Spaceship Universe Portfolio: Any amount above $5000 they charge 0.1% p.a.

          That means any account under $5000, there are no fees charged.

  • atlinus on 17/02/2020 - 10:04
    +1

    Some mention the old code in Ozbargain had expired. Mod: Removed solicitation

    I notice the code changed for this new offer and confirmed by Spaceship support that new promo generates new code.

    Not sure if you use the old code will get you the $5 bonus or this $10 bonus (until Feb 23). I am still waiting for SSV to reply back.

    Where to go to add Referral code AFTER sign-up:

    In mobile app:
    Go to Account -> Referrals -> Enter Referral Code

    On Website:
    Go to Account (bottom left) -> Referrals -> Click on "Click Here"

    • abc on 17/02/2020 - 10:26

      It doesn’t seem like at sign up you can add a referral code?

      • BargainJunkie on 17/02/2020 - 10:32

        On sign up, the referral URL that is randomly selected via the link (below my post) would normally add the referral code to it, however as some people have mentioned, the referral code has been updated so some people’s referral code may not be valid anymore.

        In which case, you may have to manually add a valid referral code in the app once you have registered.

        If you check your transaction history, it should show if a code was applied or not, at least that’s from what I can remember.

    • niknah on 17/02/2020 - 18:12
      +1

      What am I supposed to be seeing on this page? All I'm getting is a "You have not made any referrals." message here.

      When I clicked on the random referrer button, it just gave me a code to paste, no link to click on.

      • Hallaj on 17/02/2020 - 18:26

        Refresh the page

        • BlackMothra on 18/02/2020 - 11:43
          +1

          Refreshing didn't work for me, but I can do it from the app instead.

  • thekensai on 17/02/2020 - 11:37
    +1

    can you withdraw the deposited funds and bonus immediately? any minimum withdraw amount?

    • EmAnFaZ on 17/02/2020 - 13:10
      +1

      It usually takes 3-5 business days for money you deposit to go into your Spaceship portfolio. However, in the transaction history you will see the funds and deposit confirmed and in the process of transferring. Once the money is in the account, you can withdraw it and I believe this also takes 3-5 business days.

  • d-hunterz on 17/02/2020 - 12:31
    +2

    great app and platform , just love it.

  • anglais on 17/02/2020 - 12:46
    +5

    Great way to invest regularly over the year rather than holding money in a savings account.

    I use it to store money then move into the classic Vanguards when it reaches $5000.

    Though if you like their assets it's still good value to stay in over $5000.

    • abc on 17/02/2020 - 13:01

      I feel that the fee structure for Spaceship Voyager is unsustainable. They are still essentially a startup that would be burning through money.

      Still good for putting your "spare change" into it for no fee.

      • blighst on 17/02/2020 - 13:51
        +1

        I've debated this for a while, I think there's potentially a few reasons for doing this:

        1) as a funnel for users to their super product (expensive)

        2) to boost AUM for super regulation (idk)

        3) upsell people later on different funds.

        4) annihilate Raiz then Jack prices

        • kc7 on 19/02/2020 - 14:43

          Don't forget you give them funds to invest into one of their universe/index fund right? You don't get the stock dividends, but they do.

          Not complaining, just pointing out another fact that should help them stay afloat.

          • pdtmathieson on 19/02/2020 - 14:45
            +1

            @kc7: I don't know this for sure, but I think dividends are incorporated into index price - otherwise customers would request to invest in stock with no dividends.

          • blighst on 19/02/2020 - 14:54
            +1

            @kc7: They make an annual distribution to unitholders - and reinvest dividends

    • atlinus on 17/02/2020 - 13:19
      +1

      Great for starters with low investment to get started.

      Brokers in US now offering zero trading fee but they have commision (i think) from the companies where they generate income.
      In Australia, it maybe be different.

      I hope their model is sustainable to help starters invest as early as possible.

      Over 5k investment with 0.1% fee is still cheaper than other brokers.

      • tightm8 on 17/02/2020 - 13:30

        It's cheaper than the brokerage any person will pay to buy some of these shares… not a sustainable business

        • regenade on 17/02/2020 - 13:41

          Yes charge 5% and do a face to face or over the phone transaction, thats what the Bentley owning brokers want :D

        • atlinus on 17/02/2020 - 16:01

          Hopefully it is sustainable enough to maintain zero trading offerrings.
          I think they have less over head since they are relying on robo advisor / AI to deteremine what goes into their portfolio.

        • pdtmathieson on 17/02/2020 - 16:09

          I've been thinking about this today - they're obviously not buying and selling indexes each time customers cash in or out, they probably have deals/relationships to adjust their holdings in response to demand every once in a while. They could quite easily minimise their own fees charged that way, and clip the ticket of their customers.

          I don't know whether it is sustainable, but you could probably make it work.

    • Oofy Doofy on 17/02/2020 - 16:02

      @anglais CGT event when moving the money though…

      • atlinus on 17/02/2020 - 16:10

        HODL for over 7-10+ yrs. for kids future. Or maybe i can put my kids little savings into this investment than leaving it in kid saver account.

        I prefer to pay CGT which means you are earning than not at all.

        Most are put off when they knew they will pay CGT/tax to gov for earning something.

        Not sure if this kind of investment applies the 50% discount (like buying individual shares) on CGT when you hold it for over 1 yr.

        • Oofy Doofy on 17/02/2020 - 16:32
          +1

          Yes it does apply. Which is why it's prudent to sell after one year. And that means only selling portions of $ invested after 366 days holding those amounts. If you get what I mean

          • atlinus on 17/02/2020 - 16:39

            @Oofy Doofy: I think, rather than selling every year, sell when its over a year and when your income is lower (below ~18k total) or no income like when you are already retired.

            • Oofy Doofy on 17/02/2020 - 17:26

              @atlinus: I should have said, sell after 366 days if you're looking to move set portions of money across to something else and don't want to pay the full rate of CGT.

  • hahayes on 17/02/2020 - 13:54

    Under my "refer a friend" in the app it says "the season of the take flight program has come to and end" and i have no referral code. I've already deposited a few times this past month. Anyone else have this issue?

    • neil on 17/02/2020 - 14:53

      I had this issue but logged in again later and the page had updated both on the app and website.

    • glenr on 17/02/2020 - 14:54
      +1

      I've just signed-up and I'm getting that same message.

    • atlinus on 17/02/2020 - 15:52
      +1

      Yes, some referal codes are not even showing up on your account (web or app). SSV support says they are in the process of updating referral codes for everyone.
      They raised to their tech team.

  • pdtmathieson on 17/02/2020 - 15:04
    +1

    Got my referral code back in the mix, unfortunately I had my old code clicked seven times and no one actually fulfilled the requirements to give me cash. Come on people!

    But I will be using this to sign up my wife. I am going to have deposits put into this instead of low return insurance and I'm pretty sure I will see a better return.

    • argonide on 17/02/2020 - 16:32

      I've updated my referral code twice in the past week, they seem to change them fairly frequently.

    • coxymla on 17/02/2020 - 17:30

      Same here, but you do have to realise that $5 minimum deposit means you're probably going to get a lot of clicks without any follow-through.

  • firestint on 17/02/2020 - 15:06
    +1

    I tried looking through their website to look for historical fund performance, but couldn't find anything.

    I just wanted to know the difference in performance between Index and Universe. Can anyone please point me to the right direction?

    • pdtmathieson on 17/02/2020 - 15:10
      +1

      Can't remember which one I have, but it's up 39% this year - pretty impressive.

      • atlinus on 17/02/2020 - 15:43
        +1

        Thats for Universe. It is Year to date means perfomance for htose who started a year ago.
        Universe has higher risk, higher reward than Index.

        I talk to SSV support to recommend features to show the performance of your curent portfolio and not Year-to-date performance.

        • firestint on 17/02/2020 - 19:03

          Weird they picked YTD performance to show. 39% for Universe is pretty alright, given last year was a good year for US and AU stock market in general.

  • [Deactivated] on 17/02/2020 - 16:05

    No fees when getting started sounds good. Worth a crack. Have been running a small amount on Raiz.

    Used 'Alexandras' code. Enjoy the dollaridoos.

    • atlinus on 17/02/2020 - 16:14

      Even if you pay fees for Universe portfolio of 0.1% for 10k investment is only about $10 for a year.
      - that is like Raiz 4 months worth of fees ($2.50/month) and CBA pocket 5x transaction

      Hopefully it is sustainable for Spaceship to keep the business going.

  • leiiv on 17/02/2020 - 16:35

    Do they provide daily historical chart of the combined shares in their portfolio?

    • coxymla on 17/02/2020 - 17:33

      Yes, but it's a very high level graph with options for 1/3/6/12 month X axis scale.
      You can scroll through the daily values if you really wanted to.
      Can't see any way to export the data.

      • atlinus on 17/02/2020 - 18:44

        You only need to look at the historical Unit price of your portfolio.

        I only look at individual stock performance in the portfolio to have an idea of stocks i want to buy individually using other broker platofrm.

        • leiiv on 18/02/2020 - 15:50

          Where can you find it? Is it only after you joined and use the app?

          • atlinus on 18/02/2020 - 20:30

            @leiiv: Yes, oncectou join you can see the unit price, historical graph and perf.

            Then you can decide how much you top up and how often

  • cc23 on 17/02/2020 - 16:45

    Seems odd that it takes 3 - 5 days to get money in?

    Used a code on here so some random has $10 coming to them!

    • TheAccountant on 17/02/2020 - 18:35

      Yeah, I used to have direct debits setup with them and sometimes the 2nd weeks payment comes out without the 1st weeks one being credited.

  • cloudy on 17/02/2020 - 17:13

    Does the $5 deposit goes into a fund?

    • coxymla on 17/02/2020 - 17:30

      Yes.

  • Ononono on 17/02/2020 - 17:56
    +1

    Great app, I recommend it to anyone interested in investing but not sure how to start. You can deposit any amount you feel comfortable and unlike Raiz there are no fees under $5000.

  • arctan on 17/02/2020 - 20:00

    Do you guys have to give them your internet banking login name and password? I find it to be a bit dodgy. Why do they ask for internet banking password?

    • firestint on 17/02/2020 - 20:05
      +1

      You can enter the details manually if you are hesitant.

      • fault on 18/02/2020 - 14:28
        +1

        Yep you’d be crazy to provide your Internet banking details. Note: if you do provide your details “manually”, they do ask for proof via email you own the account e.g., a recent statement.

        • shadowangel on 21/02/2020 - 00:37

          Poli uses it, your better off having a separate bank account for online stuff anyway.

  • skittle on 17/02/2020 - 20:14
    +1

    Surprised they're not required to highlight the risks in this. All buried in the fine(ish) print.

    Risk profile High - the potential for higher returns in the long-term than lower risk investments, however the potential for greater returns is generally associated with higher risk and volatility.

    Also interesting that they haven't updated the portfolio holdings since Dec 12th. Universe portfolio seems quite tech focused which is great for growth but a little scary. The index has 100 selected largest international shares - note that this includes a lot of O&G and miners, not to mention Philip Morris.

  • Interdimensional Fox on 18/02/2020 - 10:55
    +1

    I used 'Rohans' code, 10 bucks for you in a few days.

  • WillKillfor5Cents on 18/02/2020 - 22:40

    btw, I haven't done deeper DD, but what happen if these startups company goes bankrupt? What happen to the assets?

    • atlinus on 19/02/2020 - 07:17

      They get taken over by another company or sell their assets to give back the money. they have chat support on their app, easy to ask question.

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