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1000 Flybuys Points (Worth $5) with $50 or Above Coles Gift Mastercard ($5 Purchase Fee) @ Coles in-Store

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1000 Flybuys Points (Worth $5) with $50 or Above Coles Gift Mastercard ($5 Purchase Fee) @ Coles in-Store
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bibimbap on 06/01/2020 - 21:07 coles.com.au (661 clicks)
Last edited 06/01/2020 - 22:07 by 1 other user

Collect 1,000 BONUS Points When You Buy a $50 or Above Coles Gift Mastercard and Swipe Your Flybuys Card at the Checkout

Starts Wed, Jan 8. Enjoy :)

Terms and condition: Thanks to @WoodYouLikeSomeCash
Offer valid only at Coles Supermarkets, (excludes Coles online and Coles Express), subject to store availability. Excludes $30 Ultimate Kids, $30 Ultimate Teens and $30 Ultimate Students Gift Cards. Excludes Ultimate For Her and Ultimate For Home Gift Cards. To qualify for this offer you must present your flybuys card at the time of purchase. No rainchecks. Offer valid from 08/01/20 to 14/01/20. BONUS POINTS can only be collected once per flybuys account. flybuys’ privacy policy applies. Standard flybuys terms and conditions apply and are available at flybuys.com.au. When purchasing COLES GIFT MASTERCARD, a $5 purchase fee will apply in addition to the value of the gift card.

Other Gift Card Reward Points

Related Stores

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Coles Financial Services
Flybuys
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closed Comments

  • WoodYouLikeSomeCash on 06/01/2020 - 21:12

    Sorry OP but this is a duplicate of this unfortunately.

    • Cisco123 on 06/01/2020 - 21:13
      +1

      I believe other one was missing Mastercard gift card

      • WoodYouLikeSomeCash on 06/01/2020 - 21:15

        Just checked and it is…

        OP make the title:

        1000 Flybuys (Worth $5) with $50 Coles Gift Mastercard (In-Store Only) @ Coles

        • bibimbap on 06/01/2020 - 21:18

          Updated :)

          • WoodYouLikeSomeCash on 06/01/2020 - 21:19

            @bibimbap: Also just noticed it says $50+ Gift Cards (not just the $50 one.)

            Collect 1,000 BONUS Points When You Buy a $50 or Above Coles Gift Mastercard

            Thanks.

            • bibimbap on 06/01/2020 - 21:21
              +1

              @WoodYouLikeSomeCash: Yes but $50 will get you 1,000 points. No need to spend more :)

              • WoodYouLikeSomeCash on 06/01/2020 - 21:22
                +1

                @bibimbap: Oh yeah true :)

              • toobzy on 06/01/2020 - 23:56
                +2

                @bibimbap: Yeah but you pay a 5% fee with a 100 gift card… or a 10% fee with a $50 gift card

                • Yola on 07/01/2020 - 11:02
                  +1

                  @toobzy: Yes it's better to buy the $100 card and get a 5% discount after paying the fee. I do not understand why they have this fee all the other physical GC do not. I would purchase a lot more of these other than for this and the limit of one per account.

                • aoiro on 07/01/2020 - 15:01

                  @toobzy: If you're getting the $5 fee back in the equivalent amount in points, it's misleading to frame it as a 5% or 10% fee because you always get back the 5% or 10% reimbursed, so it's actually a 0% fee either way.

                  (Obviously assuming you're valuing the 1000 points as $5 cash to keep it simple.)

                  So just get the card value that you need. Personally I prefer to have the smaller value as I just use these cards to sign up for streaming subscriptions or prepaid sim cards.

                  • toobzy on 07/01/2020 - 16:54

                    @aoiro: Oh yeah thanks I think you're right!

          • WoodYouLikeSomeCash on 06/01/2020 - 21:21

            @bibimbap: Here are the Terms and Conditions as well :)

            Offer valid only at Coles Supermarkets, (excludes Coles online and Coles Express), subject to store availability. Excludes $30 Ultimate Kids, $30 Ultimate Teens and $30 Ultimate Students Gift Cards. Excludes Ultimate For Her and Ultimate For Home Gift Cards. To qualify for this offer you must present your flybuys card at the time of purchase. No rainchecks. Offer valid from 08/01/20 to 14/01/20. BONUS POINTS can only be collected once per flybuys account. flybuys’ privacy policy applies. Standard flybuys terms and conditions apply and are available at flybuys.com.au. When purchasing COLES GIFT MASTERCARD, a $5 purchase fee will apply in addition to the value of the gift card.

          • klownvandamn on 06/01/2020 - 21:24
            -2

            @bibimbap: just merge with other post. thank you

  • belongsinforums on 06/01/2020 - 21:15

    terms and conditions. add to post OP
    https://i.paste.pics/5b39184704454fe2b008cf2e1172842c.png

  • belongsinforums on 06/01/2020 - 21:21
    +3

    $5 fee. so it's $55 for a $50 disposable mastercard. does anyone use these for anything, like new accounts?

    • klownvandamn on 06/01/2020 - 21:26
      +11

      for people who want to do illicit stuff or hide what they spend their money on other half or family? Maybe? I don't see a point of shelling out $55 to get $50 and $5 in flybuy points.

      • belongsinforums on 06/01/2020 - 21:27
        +2

        good for making new accounts with some apps that take credit, or using them to sign up to subscription websites so they cant deduct all your money. i accidentally signed up to kogan first for a year. its $100!

        • toobzy on 07/01/2020 - 00:01

          These cards won't be accepted at 90% of the sites you need a subscription for. It detects as a prepaid card.

          • belongsinforums on 07/01/2020 - 01:50

            @toobzy: that's the only thing worrying me. do you know which ones definitely do/don't take it, or have you just heard of that happening?

            • toobzy on 07/01/2020 - 03:34

              @belongsinforums: I have a stack of these at the moment.. have previously had the only1 cards too. Both are hard to redeem

          • tdw on 07/01/2020 - 05:29

            @toobzy: i've had many apple itunes free trials on my zero balance CGM, as well as kogan first and club catch trials.

          • hanofee on 07/01/2020 - 10:54

            @toobzy: Certainly not true. Worked fine with most site I linked mine. Amazon, Boost, Catch, eBay, NBA, etc. Some sites may do more restriction, but certainly not 90% u claimed

        • Yola on 07/01/2020 - 11:12

          I only buy these when they are 2000 points for $100. And only use Coles gift cards to purchase. That results in a 9% discount, after the fee, I think. I use them for paying medical bills and allied health providers who often do not accept Amex. This way I in effect use Amex and get a discount. I also pay my gas bill at the Post Office for Tango who do not accept Amex not even through Post Billpay. Many people do not know how to use them but you just swipe, select credit and enter pin. If I could get enough I would use them to shop at Coles as usually I can only access 4% off GC at Suncorp.

          • belongsinforums on 07/01/2020 - 11:16
            +1

            @Yola: Discount dentist. I like the way that sounds

          • Craze on 07/01/2020 - 12:06

            @Yola: I thought you can't use gift cards to purchase other gift cards anymore?

            • belongsinforums on 07/01/2020 - 12:34
              +1

              @Craze: the POS systems shouldn't let you

            • Yola on 07/01/2020 - 19:37

              @Craze: It has been reported on here by several people that you cannot at Woolwoths. It has also reported by many that you can at Coles. In my experience the system allows it at Coles but some operators refuse. There is one store in my area that will not do it but in another they will. Sometimes they tell me it will not work but when they try it does. In the self check out it has been reported you must use a GC that covers the full amount and this I have done. The supervisor has to come to verify and she had no problem. I try to pick a young, usually a student, casual who do not know better or do not care.

      • paraneoplastic on 06/01/2020 - 22:59

        Credit card churning

        • Chridim on 07/01/2020 - 08:25
          +3

          Why negged? I have purchased this before to meet the minimum spend on my AMEX.

  • Coops1 on 06/01/2020 - 21:23

    You could also add that there is a $5 purchase fee, so it costs $55 to buy.
    Edit: Beaten

  • Tiggrrrrr on 06/01/2020 - 21:31

    How much do these cards cost to purchase? (In addition to the $50 that is)

    • jsb on 06/01/2020 - 21:44

      $5

  • screensaver on 06/01/2020 - 21:32
    +3

    zero net profit

    • miq on 06/01/2020 - 21:36
      +7

      Yet you upvoted this post?

      • screensaver on 06/01/2020 - 21:40
        -2

        I thought it was the usual deal……. at first

    • jsb on 06/01/2020 - 21:43

      Wrong. In some checkouts, I can use discounted gift cards to pay for these and then get free trial month of netflix. I will buy 3-4 cards for sure using different flybuys accounts.

      • [Deactivated] on 08/01/2020 - 10:19

        Do you know how to make a split payment using self-serve? Is the method, not to select split payment? I know the method for the old system was to insert coins without selecting any payment options first.

        • jsb on 09/01/2020 - 08:50

          You cannot split payment when buying a gift card using gift card.

  • screensaver on 06/01/2020 - 21:46
    +1

    I could use my Qantas Travel Card and make 12 points

  • screensaver on 06/01/2020 - 21:51
    +1

    I am pretty sure I got Flybuy points buying the $100 Mastercard and I get double points because I have Coles insurance

    • toobzy on 07/01/2020 - 00:02

      Double bonus points? or double purchase points?

      • screensaver on 07/01/2020 - 02:07

        double purchase points

  • chk on 06/01/2020 - 22:30
    +3

    just when I thought coles offers couldnt get any worse….

  • SirCH on 06/01/2020 - 22:36
    +9

    I use these cards to get triple points on my Amex Platinum Edge, then can use the MasterCard to pay off a boring bill e.g. council rates

    • anglais on 07/01/2020 - 13:20
      +1

      Smart. No cash advance fee?

      Have you checked whether the 5% off Woolworths gift cards gets the 3 AMEX points? That would be something.

  • Fobsessive on 06/01/2020 - 22:37

    Could give as a basic gift that's one level more thoughtful than cash

    • callum9999 on 06/01/2020 - 23:33
      +1

      How is it more thoughtful than cash? It involves more effort than giving cash I guess, but it's certainly less useful than being given cash.

  • wizzlesticks on 06/01/2020 - 22:42
    +1

    I tried using a $20 Visa prepaid card for new Uber account, but the card type wasn't accepted as a form of payment. Any experience whether this would have the same result?

    • moonwalk on 07/01/2020 - 10:18

      My personal experience, uber rejects all prepaid cards.

      I cant even register a new uber or uber eat account on my new phone, with a new number. Maybe they cross check with my google account??

      • scanuck on 09/01/2020 - 07:28

        Buy an Uber GC with prepaid MC?

  • hashtagbargain on 06/01/2020 - 22:54

    Anyone know what’s the highest value of this card you can buy?

    • kerfuffle on 07/01/2020 - 07:32
      +1

      Probably $100

  • tsunamisurfer on 06/01/2020 - 23:00
    +9

    Am I missing something?

    This deal is at the top.

    Yet You pay $5 to get $5 in points, where is the benefit?

    • behindmyego on 06/01/2020 - 23:05
      +6

      I was about to ask the same. Wtf where is the deal in this?

      • klownvandamn on 06/01/2020 - 23:13

        no 2k prawns here.

      • AbsX on 07/01/2020 - 00:35

        Money laundering with the equivalent of no fees

    • hashtagbargain on 06/01/2020 - 23:06
      +2

      You can use Amex to buy these and use them at places that do not accept Amex but take Mastercard. Can also be useful to get 3x points as with some Amex cards.

      I’m looking forward to it tbh.

      • freestyle18 on 06/01/2020 - 23:11
        +2

        Still a dud of a deal IMO. 3x points on what. $50? 150 points?! whoope…

        • chk on 06/01/2020 - 23:21

          plus you pay an annual fee on the credit card

        • hashtagbargain on 06/01/2020 - 23:29
          +2

          If you don’t like a deal, feel free to move along.

      • kob2040 on 08/01/2020 - 00:06
        +1

        Good for dodgy websites, stopping kids borrowing your phone/games console and maxing out your credit card , stopping recurring payments on streaming sites/mobile phones, also if you're with a bank that gives cash back on payWave it's $1-$2 free money you you can use online.

  • pikapika on 06/01/2020 - 23:15
    +3

    Hard pass..Not seeing this as an actual deal. More a negative deal tbh 🤷‍♂️

  • povertytrap on 06/01/2020 - 23:28

    One or two Coles still allow you to use discounted gift cards to purchase these. Only then is it worth it IMO.

  • endolphin on 06/01/2020 - 23:29
    +3

    For those buying these with discounted egift cards (which should be everyone), it makes more sense to buy the $100 ones.

    • knobbs on 07/01/2020 - 00:32
      +2

      How so?

      Assuming 5% discount

      $100 GC costs $105 = $99.75 cost = 99.75% cost for the money you get

      $50 GC costs $55 = $52.25 + $5 flybuys = $47.25 = 94.5% cost for the money you get

      Unless there is a bonus for the $100 card not listed in this deal?

      • endolphin on 07/01/2020 - 00:53

        There is indeed the same 1000 fb points promo on the $100 cards too.

        • Yola on 07/01/2020 - 11:36
          +1

          Sometimes they have 2000 points.

  • OrangeBJ on 06/01/2020 - 23:30

    Will $50 be counted towards weekly spend promo. I need to finish final week of $50.

  • BargainGhost on 07/01/2020 - 00:59

    Not really a deal honestly

    • chk on 07/01/2020 - 02:05

      45 ppl upvoted this which I'm trying to understand lol

      • behindmyego on 07/01/2020 - 04:06

        Well I actually accidentally upvoted. My phone screen a bit small so.. but I kinda get the deal here too. This is not about getting some money or discount.. this is about getting a prepaid MasterCard I assume? To use different accounts on ubereats or apps like that.

        • chk on 07/01/2020 - 08:01

          ^pin this response!

          This makes sense…not 150 velocity points,3x rewards points earn rates etc

          • highdealer on 07/01/2020 - 14:39
            +1

            @chk: Some people have discounted gift cards that this will convert into a more useable form of currency.

            This can also be compound with credit card spend requirement for bonus, Amex offer, rewards point and other incentives to make this worthwhile.

  • greenie on 07/01/2020 - 01:58

    Can you choose a value for the card or it's only available in $50s & $100s?

    • snappy1234 on 07/01/2020 - 04:58
      +2

      50 and 100 only

      Written on outside of packaging.

  • silenthillrocks on 07/01/2020 - 07:08

    Spend $50 to make $50. What a bargain.

  • sparkles on 07/01/2020 - 07:14
    +2

    This post makes me question everything. So, 52 positive votes. Realistically, this post should have zero votes. Breaking even while wasting your time (and using up plastic) is not a deal.

    • silenthillrocks on 07/01/2020 - 07:17
      -5

      Agreed, ozbargain is going downhill

      • sparkles on 07/01/2020 - 08:03
        -2

        It's not OzBargain's fault. It's simply reflective of the lack of rational logic of some 52 members. Blame the dumbing down of society.

        • endolphin on 07/01/2020 - 21:31
          +1

          I appreciate this deal being posted. I would be buying 4 of these $100 cards this month regardless, but I am $20 better off with this deal. Free money.

          I'm not going to spell out the maths for you, but if you can't figure it out, who is it really that is dumbed down?

        • Coops1 on 08/01/2020 - 16:50
          +2

          Well Sparkie, it is a deal IMO….most of the “ozbargain bright sparks” will only pay $99.75 for the $100 card and get around 95 frequent flyer points as well as $5.50 in additional flybuys points…..bringing cost down to around $93.50.

    • belongsinforums on 07/01/2020 - 10:50
      +2

      Post a better deal

  • Repstar on 07/01/2020 - 08:57
    -4

    So whats the bargain here?

    Duplicate post.
    No bargain.
    You don't save a single cent.
    It's worrying that there is +50 votes here.

    Hello mods?

  • Kingdove on 07/01/2020 - 09:08

    It is deal for people who want to use discounted giftcards.

  • Gerry H on 07/01/2020 - 09:28

    whats the point of getting $5 in flybuys when there's a $5 purchase fee? can someone please explain im too dumb too see the profit.

    • imcold on 07/01/2020 - 10:13

      You can also buy the "for them" gift cards $50 or higher and get the points.

      • Gerry H on 07/01/2020 - 11:39

        no purchase fee for those right?

  • screensaver on 07/01/2020 - 09:42

    I can turn a profit on it, I could buy the 100 with my Velocity Global Walle and get 34 points plus 210 Flybuy points as I have a Coles product

    • Coops1 on 08/01/2020 - 07:53

      Interesting. So you get 2x flybuys by having 2 products (flybuys and Coles MasterCard) and you can pay by an alternative method (velocity wallet), not the Coles Mastercard, and still get 2x points?. Nice!

      • screensaver on 08/01/2020 - 15:20

        I have Coles Contents Insurance, and the premium was the cheapest, this gives me 2 x Flybuys points. I dont have any credit cards, just Qantas Cash and Velocity Wallet which both give some points per spend, and no fees. I also have HSBC 2% cashback card

        • Coops1 on 08/01/2020 - 16:57

          Cheers, wonder if you also had the Coles credit card, you get 3x points (3 products) paying with an alternative funding source.

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