Was looking for a proper comprehensive insurance for my car and came across this offer by NAB which is underwritten by Allianz. They offer 12 months roadside assistance for free when you buy for at least 12 months. Another benefit is you can pay monthly at no extra charge, which is great!
For my car, it came up just 4 dollars/month more expensive than BudgetDirect except it has the free roadside offer, which blew it out of the water, so I NABed it right away!
I beg to differ! This is a free add-on for any comprehensive cover and has no other conditions! I personally could not find any other offer which includes this at this price
This is a free add-on for any comprehensive cover and has no other conditions
Huh? It's only when you buy a comprehensive car policy through NAB. It might be a deal if it covers cars that aren't on the policy or something, but that's not the case.
I don't see deals being posted everyday, because one insurer offers "free" rental cars or some other policy feature…
Well, it is not a freebie so you gotta buy something from them to qualify. I see your point, but for someone who's looking for car insurance online, this is a good deal to consider I suppose.
it came up just 4 dollars/month more expensive than BudgetDirect
$48/year … when's the last time you called roadside assist? Lots of new cars come with road-side assist anyway.
Realistically road-side assist is only going to help you with a flat battery (maybe a flat tyre, if you don't know how to do it yourself), but you can buy jumper cables for $10 or a portable jump starter for $50. I don't know whether the Allianz road-side assist includes free towing.
Note that you can sign up for NRMA after you have a breakdown and just pay a surcharge for an immediate call out or wait a few days to avoid the surcharge.
The value for $48/year is very YMMV.
@salmon123: True, but I prefer to have Allianz as my insurer for 4 dollars per month extra based on previous experience with budget providers. Again, it all goes down to personal preferences and circumstances. NRMA gave me a hefty quote for the same options and extras.
True, but I prefer to have Allianz as my insurer for 4 dollars per month extra based on previous experience with budget providers
"Underwritten by Allianz" and "Allianz as my insurer" are two completely different things.
I don't know the exact arrangement NAB and Allianz have. It could be as simple as 'white-labelling' and all claims are still processed by Allianz or the claims might be processed by NAB directly. You really need to look at the details.
based on previous experience with budget providers
That doesn't mean much. Take a look at some of the brands that are under the Suncorp or IAG umbreallas. They have encompass everything form NRMA to Coles to AAMI to bingle. The policies from each brand might be "underwritten by suncorp/IAG", but that does mean you'll get the same claims experience or even similar policy if you choose the wrong brand.
@salmon123: +1 Prefer to go directly with the insurance underwriter. If anything happens they can't lay blame on someone else (i.e NAB in this instance)
Not worth it for me. Bingle is $270 cheaper for comprehensive.
Including roadside assist? For all I know Bingle does not offer roadside assist and the cover is market value, not agreed value!
Even if it were the same inclusions, RACV complete care is $255, so combine both and djtranny is $15 ahead.
It’s a variable bargain. YMMV. Remember but that insurance should never be looked at from the perspective of “lowest price”. With insurance you are buying an agreement.
Got quote of $2039. Currently paying $852 with AAMI.
WOW! For me AAMI was like 120 dollars more expensive!
Sorry to neg. Honda crv 2013 worth $15500.
You're kidding yourself if you think your CRV is worth more than that in market value.
I got the same as a random surprise through Allianz via Bank Australia, taking the total amount of roadside assistance policies I have with my car up to three.
AAMI is offering free road-side assist for new policies. There's a disclaimer about it automatically being added at the next renewal, so make sure you check that.
Not going to bother posting it as a new deal.
Too many variables for this to be a real deal. It's really just a product feature, like when a company provides no-claim-bonus protection or no excess for a auto-glass claim.