GETFINCH10
Received this offer by email from Finch.
Redeem code GETFINCH10 to get $10 free cash!
Offer starts April 29 2019 and ends May 30 2019.
$10 Credit for New Signups on Finch
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Too late! (And it was more than ten seconds š)
wont work on the same phone, it must register your handset serial or leave something behind.
when logging into a second account "this handset has been registered already, locked for xx hours"
use a second phone, second number, second email = $10 again
Did you try deleting and reinstalling the app on the first phone?
If you didn't then obviously the app will have a record of previous registrations!
If you did, then most likely it uses the phone number you supplied to determine previous registrations.
In either case, it may be possible to log in to a second account, provided the phone number supplied for the account is different.
Just letting you guys know you have to wait 24 hours before cashing out
Not true. According to the FAQ:
Why isnāt my money available to cash out?
For a super fast sign up process, we limit the information you need to provide us. This is so you can start testing Finch as soon as possible! However, for your security, funds must be in your Finch wallet for 24 hours before you can cash out. After your first 7 days on Finch, youāll be able to withdraw funds instantly.
So it's only for the first seven days that you have to wait 24 hours. After that, it's instant.
Just wondering how to cash out? As I am requested to login my bank account instead of providing BSB and account number,it doesn't look secured.
I've used it before. Haven't faced any issues.
Haven't faced any issues.
Not yet
According to the FAQ:
Why do you need my online banking credentials to cash out?
As an added layer of security, Finch connects to your bank in order to do an āInstant Account Verificationā ā itās a more secure and convenient alternative than entering BSBs, while maintaining a link to your account for Finch bank transfers and financial insights.
We donāt store any of your log-in details or BSB information at all.
What this says is that since your login details are only stored on your device, they are as secure as how secure you decide to make that device. (Unless you're paranoid and decide that an over two year old, award winning company, whose sole existence is to enable secure financial transactions between people is lying, has stored your login details elsewhere and is either going to use them maliciously, or has weaker security than you have on your own device.)
You don't have to be very paranoid for that…
Does it stack with referral?
Just tried, no it does not stack. Clicking on referral link will not allow you to use the GETFINCH10 code.
this is terrific. thank you
Nothing against OP but FYI guys, to cash out you need to provide your internet banking access details (username and password), not BSB/account #.
No way I am giving mine to a 3rd party whatever how secure they say it is.
IMO the $10 is not worth the hassle of changing your password after cashing out unless you have an unused/inactive bank account.Never show or tell anyone your PIN or password and destroy any paper records of these carefully.
https://www.accc.gov.au/consumers/online-shopping/internet-bā¦
Don't share your passwords with anyone.
https://www.staysmartonline.gov.au/Protect-yourself/Doing-thā¦
I remember reading the big banks TnCs clauses that they won't cover any losses regardless of the cause if they become aware you don't keep your online credentials secure. Found one example from ING:
If we can prove on the balance of probability that you contributed to the loss caused by the Unauthorised Transaction:
…
by failing to comply with the Code Security Requirements;
…
then you are liable for the actual losses…Code Security Requirements:
Itās important to take all reasonable precautions and follow the Code Security Requirements (as set out below) to ensure your Codes, Client Number, Visa Debit card and Security Device are not misused, and remain secure and confidential.
You must not:
- tell anyone your Codes, including any member of your family or your Attorney;
- let anyone else, whether acting as your agent or not, access our Interactive Service using your Client Number and Codes;
…All very good points. And seriously, if you don't trust Finch, then by all means don't use their app.
However, like I said in my previous comment, provided you have secured your phone adequately, (taken "all reasonable precautions") then unless your financial institution's Terms and Conditions specifically exclude an app using locally stored credentials from accessing the account (legally "anyone" is defined as a person, not a program), you should be covered for any losses.
Note that I said "should" as obviously if you don't trust your bank to be fair then they could argue in court that it's not reasonable for you to have trusted Finch to actually do what they claimed. And guess who has the deeper pockets and can afford more and better lawyers to draw out the court case?
That's exactly it. If Finch doesn't do what they are saying, you're f***ed. Your bank will not cover the loss since you decided to trust Finch. Finch will long be out of business because that's what start-ups do when the shit hits the fan.
Basically: if you can't be bothered changing your banking password the moment you're done with the Finch transaction, you're on the hook.
@team teri: I just use my citibank account with a dollar on it. Once I get the money transfer it out
does promo code work for referral link?
To save everyone else wasting ten seconds of their life:
"The financial app for your social life
Pay friends, track group expenses and see where all your fun money is going!"