This was posted 5 years 7 months 24 days ago, and might be an out-dated deal.

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Virgin Australia Velocity Flyer Card 75,000 Bonus Velocity Points (Reduced 1st Year Annual Fee $64)

1900
Virgin Australia Velocity Flyer Card 75,000 Bonus Velocity Points (Reduced 1st Year Annual Fee $64)
Go to Deal
iversonjack on 01/04/2019 - 15:03 virginmoney.com.au (7395 clicks)
Last edited 03/07/2019 - 13:58 by 2 other users

Similar to this expired deal but bonus now increased.

Earn up to 75,000 Velocity Points - receive 25,000 Velocity Points for each month you spend $1,500 on Eligible Transactions for the first 3 months.

Receive a $129 Virgin Australia Gift Voucher each year - to unlock the $129 Virgin Australia Gift Voucher, simply make an eligible transaction in the 2 months prior to requesting your voucher. Valid for 6 months from voucher issue date.

Earn rate:
First $1,500 = 0.66 points per dollar
After $1,500 = 0.50 points per dollar

Annual fee $64 for first year, then $129.
Additional card holder fee $19 for first year, then $39.

There is also a deal for the High Flyer card, which nets 90,000 bonus points but with an annual fee of $289 thru the same link.

Looking through the fineprint, there doesn't seem to be any 12 month exclusions stated, just says that offer is not available to existing customers of Virgin Money.

Important note
Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).

Mod Note: Offer extended to 31 August 2019

Referral Links

Referral: random (305)

Referees will receive 5,000 Virgin Money Points when they open their first Virgin Money Go Account before 31 July 2024 and meet the Welcome Offer Bonus Points Criteria (1 debit card purchase/direct debits/BPAY transaction in the first 30 days).

Referrer will receive 5,000 Virgin Money Points for each referee who meets the Welcome Offer Bonus Points Criteria, for up to 5 referees in a month.

Financial Credit Card Frequent Flyer Reward Points Velocity Frequent Flyer Virgin

Related Stores

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closed Comments

    • freestyle18 on 02/04/2019 - 13:41

      yes but no cashback

      • jason andrade on 03/04/2019 - 08:10

        Which, at 1% or so, is worth a lot less than using the voucher. Good point though to consider.

  • aussie1990 on 02/04/2019 - 14:58
    +1

    Applied yesterday and uploaded the docs shortly after.
    Who has been approved? I'm still waiting to hear back.

    • kyle on 02/04/2019 - 21:19

      Applied and approved within 12 hours. Applied this morning.

      • PaperplaneXXX on 04/04/2019 - 16:23

        approved also today .15700 limit

  • zan5hin on 02/04/2019 - 16:01

    I just applied now. I need a balance transfer, but also want the points. With BT, I get no interest free days. Can I spend $1500 at the end of the first month, and then pay $1500 into the card on the same day and not pay any interest?

    • JohnHowardsEyebrows on 02/04/2019 - 17:23
      +1

      More or less, but you'll end up paying for a few days' interest (pretty sure if you pay on the day of spend, it'll pay down the BT, as the transactions take a few days to register).

    • Dplayer33 on 06/05/2019 - 09:17

      You might want to check that.

      Anything you pay onto the card will go against your BT first. So if you do a BT of say 5k and then spend $1500, if you then pay 1500 onto the card it will reduce your BT by $1500 but you will pay the standard credit card interest on the $1500 and the BT interest on the remaining $3500.

      In order to pay no interest, you would need to pay off the entire BT plus the $1500.

      That's how it works for most Ballance Transfers. You might want to ring and check though. I have been burnt before with a Ballance transfer.

  • Mallo on 02/04/2019 - 22:57

    Applied let's see how we go, I noticed this one a few months ago when it was only 60,000 points so looks like it's improved.

    • Mallo on 04/04/2019 - 22:43

      Applied Tuesday night approved Thursday lunch time

  • 7effect on 03/04/2019 - 12:19

    Approved… 48 hours after submitting forms. Thanks for posting OP

  • Qroozn on 03/04/2019 - 15:14
    +1

    Approved within 20hrs of loading docs.

    • zack1502 on 04/04/2019 - 11:43

      did they call you to ask any questions?

      • Mallo on 04/04/2019 - 22:43

        no questions on my app

  • Unacceptable on 04/04/2019 - 12:15
    +1

    2nd time rejected by citybank where I had applied for Qantas credit card and this, both are backed by Citibank. I currently have Citibank creditcard and in no way I would know if Virgin credit card is underwritten by Citibank.

    • Ryk on 04/04/2019 - 14:58

      https://virginmoney.com.au/credit-card/forms-and-important-i…

      Citigroup Pty Ltd ABN 88 004 325 080 ("Citibank") AFSL/Australian credit licence 238098 is the credit provider and issuer of the Credit Cards.

    • PaperplaneXXX on 04/04/2019 - 20:18

      I also have a Citibank card with the limit of 15000
      Although I knew this Virgin Money is issued by city and I was ready for not being approved.

      But they approved and 15700 which I will reduce soon to 6000
      I provided Statement with savings that's probably helped.

    • starburstyellow on 06/04/2019 - 14:07
      +1

      Ive always held the Citibank Signature. And have successfully had the High Flyer, and now the Qantas Premier at the same time as the Citibank signature card.

  • freestyle18 on 04/04/2019 - 18:13

    Applied Monday still waiting eod Thursday. They called yesterday but was slow as eff telling me to hold while system was slow…

    • freestyle18 on 08/04/2019 - 09:39

      Update: Declined . My 2nd card declined by citibank. Good CR. Pass income and only hold 1 other card.

      • Unacceptable on 08/04/2019 - 13:18

        I have a citibank credit card and thought this will be declined because of this, but hey it is approved today.

        • freestyle18 on 08/04/2019 - 13:43

          I don't even hold one but citi has declined my application twice. Once for another brand

          • Unacceptable on 08/04/2019 - 14:35

            @freestyle18: Better off finding out with virgin.
            when my qantas credit card was declied (by citi) I told that because I was holding citibank and cannot have two cards by citi.

            • freestyle18 on 08/04/2019 - 14:43

              @Unacceptable: well when I called virgin money they are not allowed to tell me why it's declined. they hold the criteria confidential.

              • bobwokeup on 08/04/2019 - 23:56

                @freestyle18: Macquarie Bank said the same. I even said I'd take the lowest credit card and still declined due to their rules. As a customer we should be given more information than that and there are no institutions to raise your concerns so they keep doing it.

      • 2keane on 18/04/2019 - 12:08

        Same, applied for the Qantas one in Feb and this one and both rejected. Have an ANZ Black that I always pay off and a 28degrees used for travelling. I think its just the amount applied for in the last year. I usually cycle through an Black ANZ Qantas and Reward card every year and a Wespac card. Might just have to give Citibank a miss for a couple years.

  • yadupinto on 10/04/2019 - 22:51

    applied and was approved very next day…even though I didn't supplied any income docs…bit strange.
    plan to buy gift cards from wooli and coles…hope those gift card are counted against eligible purchase.

    • gadgetguy on 11/04/2019 - 11:09

      I don't think they (Virgin) can tell what items you bought, so should be all good.

      I wanted to pay REGO but that's out!

    • bohn on 12/04/2019 - 07:53

      employed or self employed?

      • yadupinto on 12/04/2019 - 08:27

        employed…
        there is no block on my CC n i can make purchases..

  • aussie1 on 15/04/2019 - 12:26

    hi this is just a general question the other credit card threads were expired… once you book your complimentary flight EG VIRGIN complimentary flight can you then cancel the credit card straight away or do you need to keep the credit card until you have used the flight?

    • Seven8Nine on 15/04/2019 - 12:34

      Per my experience with anz and amex, it does not matter once U booked Ur flights and later cancel the card.

    • JohnHowardsEyebrows on 15/04/2019 - 12:54

      You don't have to book the flight - you just have to receive the voucher (and of course the points) before you cancel.

      • aussie1 on 15/04/2019 - 13:24

        Thanks perfect answer. Do you generally need to call or is it somewhere in the MYVELOCITY online?

        • iversonjack on 15/04/2019 - 13:44
          +1

          The voucher comes in an email with a voucher number and validity period - the last one I received had a validity of 6 months from date of issue. The leftover balance can also be used multiple times until it reaches zero. Hope this helps.

  • povertytrap on 24/04/2019 - 19:09

    I have a Citibank Signature. Last applied for a credit card 10 months ago. Applied and uploaded all documents yesterday, approved within 24 hours. Thanks OP.

  • Major on 29/04/2019 - 21:22
    +1

    Fine print on link "27. 75,000 bonus Velocity Points offer is available to new approved Virgin Australia Velocity Flyer Card account holders who apply by 30 June 2019" Has the offer been extended or is this an error?

    • iversonjack on 29/04/2019 - 21:39
      +1

      Offer extended, I have updated the post, thanks.

  • scratchy on 06/05/2019 - 08:22

    I filled everything out until the point where I needed to send them payslips, id etc.
    I left it for a couple (2-3 days) as I wanted to send them my latest payslip (it was towards the end of the month).

    I got a call as I think they were afraid I had pulled out. Offered me 5,000 bonus points if I could send them the remaining info that day!

    Might be something worth trying.

    • Kingofdealz on 06/05/2019 - 11:09

      Dunno about you but they offered me 10k points! :p

      • shonofear on 08/05/2019 - 20:37

        how many days till they offered you this?

        • Kingofdealz on 08/05/2019 - 22:04

          Like only 2 days later

          • shonofear on 09/05/2019 - 19:34

            @Kingofdealz: ok thanks, they called my work today though, hopefully tomora i get the call with offeeers

      • Rockit22 on 24/05/2019 - 16:11

        Were these 'offers' made after you had submitted the application?

    • ShouldIBuyIt on 06/05/2019 - 18:00

      What was the phone number? I got a phone call from 02****2490 the day I applied which I couldn't answer, and the next day got rejected.

      • scratchy on 07/05/2019 - 20:59
        +1

        Yes it was an 02 number. I'm not on the East coast so I don't get many 02 calls.

  • povertytrap on 06/05/2019 - 15:24

    I was given a credit limit on my card of at least $20k more than what I needed. I presume I can ask them to reduce it.

  • Kingofdealz on 07/05/2019 - 16:25

    Spent over 2k on first month and didn't get my points, had to call them up to fix it !

    • bohn on 07/05/2019 - 20:39

      you can send them a message in the portal - I find that easier.
      but you definitely have to watch Virgin and points - I've had to contact them numerous times re points not being transferred.

    • gadgetguy on 07/05/2019 - 20:43

      The T&C on "eligible" transactions are pretty terrible:

      "Please note that whether or not a transaction is an Eligible
      Transaction will be determined based on information
      provided either by the merchant or the relevant financial
      institution (including information about the type of
      business conducted by the merchant). This means that,
      for example, spend with certain merchants may be
      characterised as spend with a government related entity
      and therefore not an Eligible Transaction, even if that
      merchant is not in fact a government related entity."

      Basically they decide and they won't define the criteria.

      I've just completed my first month and I messaged them multiple times through the month (every few days) to confirm if my transactions were "eligible". They've have now confirmed I've met the $1500 spend for the month. Gonna do the same for the next two months too.

      Oh and note that their awful messaging system doesn't allow quotation marks or question marks. Probably other characters too.

      • bohn on 07/05/2019 - 20:56

        oh yeah. it's even worse when you reply to a message that they send you, as the incoming message adds all sorts of characters.

    • kyle on 09/05/2019 - 08:15
      +1

      I got my normal spend points after the first month, but not the 25K. Terms and conditions say up to 60 days for points to post.

      • jackofspade on 09/05/2019 - 12:37

        Got my first statement this morning. Statement shows 25K bonus points and now already in my velocity account.

        • kyle on 09/05/2019 - 13:42

          sigh thanks… need a call to Citi…

          • roddy84 on 09/05/2019 - 17:32

            @kyle: I'm in the same boat Kyle. I've sent them a message asking them when I can expect to see my missing points.

            • gadgetguy on 09/05/2019 - 18:36

              @roddy84: Got my first statement today too - it doesn't show the full spend of points OR the bonus points despite them confirming to me by message on May 4th that I had reached the required spend.

              Have also messaged them for a response.

              • Kingofdealz on 09/05/2019 - 20:46

                @gadgetguy: I called them and they said it's an issue a lot of people are getting, they gave me 2k extra points for my troubles lol

                • gadgetguy on 10/05/2019 - 14:47

                  @Kingofdealz: Yep, just called too.

                  First off they tried to claim I hadn't met the required spend so I told him to add it all up (it's $1544) and also to refer the the secure message which confirmed that I HAD met it.

                  Eventually he admitted I was correct and said he'd request it was manually added and added a further 5k points for my trouble.

                  Hope I don't get this every month…

                  • roddy84 on 10/05/2019 - 17:52

                    @gadgetguy: i got a cut and paste reply to my message:
                    "
                    We advise that the account was approved to earn 25,000 bonus Velocity
                    Points for every month $1,500 or more is spent on Eligible Transactions
                    for 3 months from card approval. Please note that the points will be
                    credited to the Primary Cardholders Velocity Account up to 60 days after
                    the qualifying purchases. "

                    Time to ring them I think.

                    • FTac on 13/05/2019 - 11:42

                      @roddy84: I haven't received any points either (just met the minimum spend for the second month), I thought I would just wait until 60 days have passed before calling. Is there any reason to expect they should be transferred sooner?

                      • roddy84 on 13/05/2019 - 13:17

                        @FTac: Going by the previous replies where it seems so many people didn't have to wait or got them credited over the phone it seemed the process could be hurried.

                        • gadgetguy on 16/05/2019 - 00:22

                          @roddy84: I think the issue is that the statement should show the 25k BONUS points, even if its going to take 60 days for them to get to your Velocity account. After they did the manual adjustment they told me that my "statement #1" bonus points will now appear on my next statement.

                          I spoke to them again today (and also messaged them) to confirm I'd met my "statement #2" eligible purchase requirements. They confirmed and again said that these bonus points would appear on the next statement, so I'm expecting 25k + 25k + 5k + my monthly spend points on statement #2.

                          If you don't see the bonus points on your statement, despite having met the spend, then you should call them.

                          • kyle on 16/05/2019 - 11:13

                            @gadgetguy: I'll wait for the 60 days first, since they asked me to wait, and if the points don't appear, I'll give them a blast.

                            • JohnHowardsEyebrows on 16/05/2019 - 13:02

                              @kyle: I recently did the 60k bonus. The points came in right on the statement date each month, except the last batch, in which I got the 20k a day or so late, and the normal spend (~ 1k points) about two or three weeks after.

                              • kyle on 16/05/2019 - 13:07

                                @JohnHowardsEyebrows: Thanks for the data point. Will definitely keep a close eye on the 75K points.

                              • nlin1 on 20/05/2019 - 11:36

                                @JohnHowardsEyebrows: Is the statement date same as the approval date? Do you receive first statement exactly 30 days after approval?

                            • kyle on 04/06/2019 - 11:39
                              +1

                              @kyle: Good news, my first lot of 25K points has just come through on the statement.

                              • bobwokeup on 04/06/2019 - 12:37

                                @kyle: Thanks for the update. When did you make the $1500 spend and when did your statement end? Just trying to figure out how long it takes for the 25k to land :)

                                • kyle on 04/06/2019 - 12:53

                                  @bobwokeup: Spent on 15 April. Statement end date 2 May.

                                  • bobwokeup on 04/06/2019 - 15:55

                                    @kyle: Oh wow that is quick. Companies usually take months to give you the bonus points.

  • Dr Prepper on 10/05/2019 - 17:12
    +1

    Anybody know if virgin card have anything to do with citibank , HSBC or Macquarie bank (coz they suck)?

    • bobwokeup on 11/05/2019 - 00:46
      +2

      Agreed they all suck, especially Macquarie Bank but Virgin is through Citibank.

  • KingZlatan on 13/05/2019 - 15:01

    Do they always call your workplace?

    • shonofear on 13/05/2019 - 15:45

      called mine, and approved me without sending anything in. was waiting for the call for bonus 5k :(

  • melay0326 on 14/05/2019 - 22:41

    How easy to close this card?

    • Seven8Nine on 15/05/2019 - 16:28

      These days can close via online account

      • bobwokeup on 15/05/2019 - 23:19

        They legally now need to provide an online option to close the account.

  • KingJuf on 15/05/2019 - 17:06

    Does anyone know if I dont activate the card and cancel it will I still have to pay the annual fee? Not sure its worth going ahead with all the troubles following up with them.

  • nickj on 24/05/2019 - 16:23

    I saved my application and then resumed it a few weeks later. I had a screenshot of the application reference number (thankfully), but they never actually emailed me that reference number or a link to resume the application (despite the "save" button saying it would email me both of these things). If that happens to anyone else, the link to use to resume is here: https://virginmoney.com.au/credit-card/contact-us/manage-you…

  • powerhammer on 07/06/2019 - 10:37

    I was approved back in April but the card never turned up in the mail. I've just called up today to have a new card sent out.

    Does anyone know whether 'first three months' for bonus points is based on approval date or card activation date? I asked on the phone and the answer was activation date, however she didn't sound confident.

    Reading the T&C's seems to imply it's the approval date:

    75,000 bonus Velocity Points offer is available to new approved Virgin Australia Velocity Flyer Card account holders who apply by 30 June 2019. 25,000 bonus Velocity Points will be awarded for every month $1,500 or more is spent on Eligible Transactions for 3 months from card approval.

  • povertytrap on 07/06/2019 - 13:24

    I was told it was approval date. I am glad I rang them because ANZ, for example, on their credit cards seem to use activation date. I quickly bought some gift cards to make up the amount needed in the short space of time left last month as I had also assumed activation date and was almost caught out.

    • bobwokeup on 07/06/2019 - 19:01

      Nearly all use activation date. Virgin are still waiting for their cherry to pop!!! Mind you they've been saying Apple Pay is "coming" soon for over 4 years now…

  • toobzy on 10/06/2019 - 02:04

    I have had this card for 6 months. So I can close this card today and then call up tomorrow and reapply for another round of bonus points?

    • Heybargain on 11/06/2019 - 15:50

      yes (refer to page 1 of comments)

  • gadgetguy on 25/06/2019 - 14:04
    +1

    My saga on this continues.

    After month #1 (Apr - May) when no bonus points appeared on my statement I they admitted an issue and promised a manual adjustment along with 5000 points for my trouble. They said this would all appear on my next statement. This was on May 10th.

    My May-June statement came last week which showed the 25K bonus points for May-June and points for my May-Jun transactions but nothing else. Just called and they said the manual adjustment request was only submitted yesterday i.e. 6 weeks later!

    They've now promised (yeah right) it will be in both my Virgin and Velocity accounts within a few days. I'm not holding my breath. They offered another 5k points compensation but I talked them up to 10k, given the circumstances. Just don't have much confidence of if and when I'll see any of these points now.

    Everyone else received their points properly?

    • Seven8Nine on 25/06/2019 - 15:35

      I did for 2 months, waiting for 3rd now

      • povertytrap on 26/06/2019 - 00:25

        Me too.

        • gadgetguy on 26/06/2019 - 12:15

          So the manual credit has now been done - but for 20k, not 25k. And they credited me the 10k (second) compensation but not the original 5k. Jeez.

          So I'm still 10k down and have to call yet again.

          • bohn on 28/06/2019 - 12:45

            @gadgetguy: you don't need to call - send a message through the online portal.

            • gadgetguy on 28/06/2019 - 17:36

              @bohn: I find I usually just get canned replies that don't have much relevance to my query.

              • bohn on 29/06/2019 - 16:47

                @gadgetguy: I've had them fix the exact issue you have mentioned over the portal. Just make it clear and to the point - and say you aren't happy that you have to keep asking for it to be done.

                • gadgetguy on 05/07/2019 - 23:41

                  @bohn: I've now got a nice lady following up and calling me back with updates. She now completely understands the issue and assures me I will be credited with my missing 10k points PLUS the 25k for month #3 (which she's checked I'm eligible for) on my next statement, due Tuesday. She's going to monitor and check and call me back again after then to ensure I'm happy.

                  She explained that their last issue was that they tried to credit me all I was owed at the time (25k + 25k + 5k) but that Virgin rejected it for being too big! So they then split it into 20k, 20k and 10k and bundled the 5k with the credit for my spending for last month. But that in doing all that they still missed off the final 10k compo credit.

                  It's so nice to speak to someone competent who isn't trying to fob you off with BS.

                  She has even removed the interest I've accrued due to spending the $1.5k whilst I have a balance transfer and has tagged that spend so it won't incur further interest.

                  Fingers crossed for Tuesday…

  • iversonjack on 02/07/2019 - 17:05
    +1

    Note to Mods: Deal extended to 31 August 2019.

  • Westpac on 03/07/2019 - 20:29

    Would I be eligible if I only have a velocity membership?

    • Seven8Nine on 05/07/2019 - 16:15

      To be eligible you need to pass the credit check based on your financial situation.

      Having velocity membership only helps in collecting point to your account, nothing to do with credit card approval

  • carlost82 on 11/07/2019 - 00:35

    Which is better. This deal or the amex 100,000 points with 375$ fee - global travel insurance, one free return flight, lounge passed, higher points earn (1.5 points per dollar spent)

    • Seven8Nine on 11/07/2019 - 02:03

      Both are good, don't keep cards for long. Sign up once you got the points then cancel and start again with else

  • FTac on 24/07/2019 - 09:15
    -1

    I (presumably accidentally) received an additional 50k bonus points through this card, but I haven't received the final month's 25k bonus. Is there any way that this transfer can be reversed if the points have already been credited to my Velocity account? I don't want to enquire about the missing 25k if it means there's a chance I'll come out behind!

  • lito on 28/07/2019 - 16:46

    Have received by all of the 75k points

  • gadgetguy on 29/07/2019 - 12:29

    I finally got my 75k too plus I ended up with an extra 30K in compensation for the multiple times they failed to add the promised points.

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