$1500 Cashback Offer When You Refinance Your Home Loan to Regional Australia Bank

10

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w3b3d1g1 on 26/03/2019 - 11:46 regionalaustraliabank.com.au (355 clicks)
Last edited 26/03/2019 - 15:14 by 1 other user

Finally a customer owned bank offering a refinance offer!

Get $1500 cash when you refinance your home loan of $200,000 or more from another financial institution and partner it with a CGU Insurance quote.

I have checked that CGU Insurance only needs to be a quote to qualify for the cashback.

• Get a Dedicated Relationship Manager to work with you one-on-one and provide the expertise you may require
• Discounted rates available off the standard variable rate
• Up to 8 free 100% offset accounts on a variable home loan
• Strong environmental credentials – we do not lend to or invest in mining industries
• Reduce the paperwork by applying online
• 100% customer owned with a focus on delivering value back to our regional communities

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regionalaustraliabank.com.au

• 

  hughar on 26/03/2019 - 11:53

  +7

  Horrible rate

  • 

    ihbh on 26/03/2019 - 12:09

    Please post it.

    • 

      hughar on 26/03/2019 - 12:21

      Sorry! %4.23 comparison rate.

      I am currently on %3.44 with reduce home loans.

      • 

        w3b3d1g1 on 26/03/2019 - 14:06

        +1

        They have 3.79% and 3.99% listed on the site. Need to check out Reduce Home Loans. What is their service like? Ethical? Depends on how you define value…. low rate means low service imo

        • 

          hughar on 26/03/2019 - 15:32

          +1

          @w3b3d1g1: should look at the comparison rate, as it includes fees, true its not always that bad but it should be taken into consideration.

          edit - forgot to say, service was fine during home loan application. I haven't had to use the service afterwards. Their website / online banking is a bit shonky!

        • 

          damz on 26/03/2019 - 16:21

          +1

          @w3b3d1g1: I had a bad experience with reduce home loan.
          They are sloow, unresponsive, and dont provide all info upfront.
          They first ran a valuation for which they charged fees and then did my finance check and then let me know that I will need to arrange $100K out of my pocket to avail the loan from them.
          Not only did I lose the fees but also two months time going after them.
          Never again with reduce.

          • 

            w3b3d1g1 on 27/03/2019 - 13:44

            +1

            @damz: Wow. Poor experience for sure. I called them and spoke to them and yes it was not a good experience at all…. This is why i stick to customer owned banks and the royal commission showed why everyone else should as well. Ozbargainers are value shoppers I guess the difference is for some 'value = price' and for others 'value = price + experience + everything else'…. $1500 buck to switch to a great customer owned bank is great value.

      • 

        w3b3d1g1 on 26/03/2019 - 15:20

        Thanks for the tip. I checked out Reduce Home Loans, wasn't that confident based on the quality of the website but they are actually a finance company who get reduced rates from other banks to offer you and 3.44 is legit but personally I wouldn't put my money with them.

        • 

          hughar on 26/03/2019 - 15:44

          @w3b3d1g1: I don't understand the problem? If they go bust your house isn't on the line, someone will just take over the debt.

          My only concern is website security so i am extra careful with these guys.

  • 

    w3b3d1g1 on 26/03/2019 - 14:03

    All rates are negotiable! Call them and they will try and match your rate. I have checked this this morning…. Relationship banks deal well with the complex.

• 

  GIR on 26/03/2019 - 15:16

  +2

  RAB are a great bank. They matched my ANZ rate after I got lost in their system last year - no support from the big 4. I see regional bank everywhere in my area supporting events, teams etc. The reduce home loans guys look dodgy af. Shame I'm missing out on the cash now

• 

  uzz30 on 10/05/2019 - 15:42

  Called them: The offer has finished.