Help with Wisdom Teeth Removal

Hey fellow bargainers,

I'm in a bit of a pickle, I'm 28 years old living in Vic and my wisdom teeth are becoming a heck of a problem.

I have no private health insurance or Health Care Card.

What's the most OzBargainish way I can get them removed? They're causig a bit of pain but I dont have several thousand dollars.
I've read about early release of super but that doesn't sound like something the ATO would realistically do.

Any suggestions to reduce or eliminate the cost? It's too late and they've grown to far to just go on the several year waiting list now.

P.S. Try to keep it constructive and bear in mind I don't have a time machine to put me on the list 3 years ago

Thanks in advance!

Comments

  • +11

    I've got some string and a door

    • +1

      I've got some string and a door supercar

      Seen it on jackass or similar, and that was the only method they tried which actually worked. Guy sat on chair with tooth tied to string, then they floored it in very fast car, and Voilà, tooth extracted :)

    • +1

      That'd be the true OzBargain way and something i'd honestly consider were this tooth not below the gum and growing horizontally into my other teeth like a battering ram

  • +3

    Zippay?

    • +1

      Afterpay has it too

  • +2

    How about get them done one or two at a time as you can afford it?
    Are you working/have an income?
    Can they be done in the chair or do you have to into hospital?

  • Is this wisdom teeth different with any other teeth? Few weeks ago, mother in law went to dentist, consultation, x-ray and one tooth removal cost $230. Yes, without insurance/dental plan. But I'm not sure which tooth it was.

    • +13

      Yes, they are wise. Other teeth are not.

      • +3

        I placed mine in a jar, and gaze at them as I ponder the meaning of life, what to have for breakfast, and other such queries requiring wisdom…

    • +4

      Yes. It's highly variable between individuals. Wisdom teeth can have up to 4 roots which makes extraction difficult. Also these roots can grow in weird directions and come quite close to facial nerves so it's not always straight forward as just grabbing and pulling straight out. Further if the wisdom tooth never actually erupted then there's no tooth poking out of the gum to grab onto and pull.

    • Sounds like impacted wisdom teeth. Means it is growing horizontally. I had 1 like that. They need to cut the gum to get to it. Much more complicated than a regular tooth, also harder to reach. Mine was done under a general anaesthetic.

    • Unfortunately yes. Much harder to get out and they often are going wrong. I had all 4 removed in one sitting. Was a very painful 2 weeks afterwards.

  • +3

    Wisdom teeth shouldn't cost several thousand unless you're going under general anaesthetic. If your teeth are straightforward, just suck it up and get it done in a chair. If they are not and you do need a GA, public dental services do exist, but they have a fairly long waiting period… get your dentist to put you on the waiting list.

  • What did your dentist say?

  • i asked about local as my dentist is a family friend and gives me discounts, Dentist said it cannot be done in the chair and will require general unfortunately

    • +2

      If you dentist says you need them out right away, you are out of luck. You will have to pay everything upfront.

      Get a quote from the dentist in regards the cost with a break down, how much is the (day) hospital component and how much each tooth extraction is.

      If the dentist says you can wait a year, take out private health insurance which will cover the above quotes, get everything done as soon as your 12 month waiting period is up then cancel the cover.

      • +2

        Can you expand on you logic here (genuine question, not saying you're wrong)?

        Isn't dental only covered under extras? And even then, limits are generally a few hundred dollars max (may be more on top cover).

        12M at top cover/extras + the excess payment surely would cost more than just paying the cost upfront without Private Cover.

        Yes, private cover may pay off if other medical events arise, but for this isolated indecent, I don't see this solving OP's issue.

        Source: Have Private Cover and bad wisdom teeth. Didn't provide much buffer from the cost. However, Private cover did just cover some major surgery for my wife, with 1 days notice — so i'm not anti-Private-Cover. Just bitter about my extras cover.

        • +1

          OP does't need top hospital for day surgery in a private hospital. You can get the basic cover as long as it covers private hospital visits with exclusions to the major stuff.

          It's been about 10 years since I had mine removed but back then I was on a $60/month cover, no excess.

          The private hospital bill for operating theatre, recovery bed, anaesthetist was about $2000. This side is covered by your hospital cover.

          The dental/extras covers the dentist side. Your dentist can tell you how much you will get back based on your cover and how much they charge. You want the cover with lower max limit, but more back per claim (last time I did research it was NIB or HCF).

          Edit: Extra's are usually not worth it. For extras, when I need to see a dentist, I sign up for cover, wait 2 months… do dental work for the entire family, then cancel, wait a year and repeat with new fund. This is the only way you come out ahead on (general) dental.

          Edit 2: Did a bit more research for you OP. Hospital component now costs up to 3k (https://www.finder.com.au/wisdom-teeth-removal-cost).
          Basic Hospital with HCF = 93.80/m = 1125.6, assuming hospital is 3k = saving of 2k
          Silver plus extras: 29.65/m = 335.8, you will get back 157-250 per wisdom tooth, but max $650 = saving $300

    • -1

      Then pay up or deal with the pain. No such thing as a free lunch.

      Plus - wisdom teeth take a long time to grow to this big of a problem, how long have you been putting this off and not getting health insurance?

      • +1

        This is a whole other debate, but based on my fairly extensive research, health insurance is never better value for someone with my income level.

        This is just about the only scenario in my entire life where i've had to have a procedure that hasn't been completely covered by the public health system.

        Maybe it will cost $2000 this time. Whereas if i'd had private health cover for the last decade can you imagine what my total expenses would've been up until now?

        back of the notebook calculations about $40 000.

        • +4

          This is a whole other debate, but based on my fairly extensive research, health insurance is never better value for someone with my income level.

          Fair assessment, but combined with:

          back of the notebook calculations about $40 000.

          Not having health insurance behooves you to save up at least a portion of those savings because you're then self-insuring, so to speak. That you don't have $2,000 in savings, despite saving, per your calculations, about $40,000 in health insurance premiums is… well… something you should work on.

          • +4

            @HighAndDry: Definitely and going forward i will, put this one down to lack of foresight in my young years.

  • if you do it at the dentist in the chair it will be much cheaper than going to the hospital. i'd recommend you speak to your dentist.

    • Impacted tooth/teeth, dentist says can't be done in the chair, needs general anaesthetic.

  • +3

    Like many others said.. Depends on the difficulty/nature of the wisdom teeth.

    The most OzB way I can think of:
    1) Go to a bulk billing GP (preferable) / Emergency Department (free) and get an OPG (dental X-ray) at a bulk bill radiology (free) / public hospital (free).
    2) If your wisdom teeth are impacted and you may need a cone beam CT. I know Austin Health can do them bulk bill (free) or if there is an abscess/complications you can get referred to maxillofacial team in the public system for review (long wait list/depending on severity - a toothache is not going to kill you).
    3) If its stock standard, this is where you need to pay to get them removed. Depending on complexity and clinic, how many you have, doing together or seperate, the fee can be negotiated. I've been quoted 300 per tooth (mates rates) to be done in chair by an experienced dentist (not free).

    Otherwise, invest in a water flosser!

  • +10

    Cheap flight to SE Asia and get it done there.

    • +2

      Depending on difficulty, may not be a good idea. Had 2 patients with permanent paraesthesia after a difficult extraction overseas

      • Nightmare! That was the one thing I was quite concerned about, even getting it done here. You actually had to sign indemnity from that in order for them to do the procedure once they determine your wisdom teeth roots are close to that large nerve running through the bottom jaw. The risk becomes yours.

    • very worth considering. Although i'm sure there are a few dodgy clinics if researched properly this would carry no more risk than having it done here.

      • +1

        The main problem is that there is no accountability. If they were cavalier about it and cut through the main nerve, you won’t be able to complain to anyone about it

      • +2

        Somewhere like Bangkok Hospital should be reputable.. some of my family have had treatment there and it is the kind of place a middle class Thai person would have the work done at so should be reputable. https://www.bangkokhospital.com/index.php/en/center-of-excel…

        Street clinic in Thailand may be 70% cheaper than Australia, Bangkok Hospital 40~50%, I dare say people getting themselves involved in malpractice are ending up at the former kind of place.

    • That's what I did.

      Sub $500 AUD for all 4 to be removed on Philippines, including one impacted wisdom tooth.

      Here the surgeon wanted just under $500 AUD for just the impacted tooth.

      • +2

        I had a friend who went to the philipines for a month to get all his teeth replaced or fixed. cost him 5,000 vs 25,000 in he was quoted in aust.

  • +2

    You can get a health care plane from 1300 Smiles or most private dentists for that matter where you pay weekly or fortnightly even monthly. That would be your easiest and most cost effective way. Talk to your dentist about it and you can work something out. They are pretty flexible these days.

    • +2

      Payment plans have nothing to do with cost effectiveness. Still costs the same (in some cases more).

      • +1

        Well it kind of does. It turned out to be roughly 35% cheaper then if you were to pay via cash/credit/debit etc etc. I'm only talking about 1300 Smiles here where I did this many years ago i pay cash now but when I was between jobs it worked out perfectly for me. The OP can always try and ask he/she might come out better in the end.

      • +2

        Helps with the fact that OP has no money now and can't afford a lump sum though. Not a great option, but OP's great options all dried up probably a few years ago when he put the problem off for future-OP to deal with.

    • +1

      That's a helpful suggestion in that it would help me get the work done quickly despite my lack of savings.
      I have no doubt it would end up costing more in the long run though as they'd smack extra fees on top for paying this way.

      • +1

        I have no doubt it would end up costing more in the long run though as they'd smack extra fees on top for paying this way.

        Worth checking into that. Not necessarily true. My dentist does things better than most, does things cheaper than most, and then does additional disounts for me, because he is such a nice bloke, genuinely loves his job and helping people, and he knows I haven't got much money and that my dental problems are part of another health condition/disability. He also lets me pay it off, even though signs at counter now state payment must be made on the day (sign wasn't there when I first started paying things off in installments) .
        If the dentist works for himself, owns the business etc, they can let you pay it off without charging extra and they can offer discounts if you are genuinely struggling financially. Not all of them will do this but it can't hurt to ask nicely. I didn't actually have to ask for any discounts, just noticed on bills, and sometimes he just says 'oh don't worry about paying today' (and that was like an emergency type issue where he was called in during holidays).

        • TI'll ask and see what can be done, but i think the issue here is not the dentist, as they're pretty flexible and already offer me a ~50% discount as my MIL works there as a dental nurse.
          The issue here is the fact that surgery and general are required and it'll need to be done in a hospital with an anesthetist.

  • +3

    Try this Ozbargainer, I understand he is looking for some extra work.
    (https://www.ozbargain.com.au/node/434147)

  • +1

    Given that you've already said you don't have any option to get them done in the chair, I'd probably just go and grab a low-rate credit card and get the work done, it's your health after all.

    My dentist does Zip / Afterpay, but when I got my wisdoms out a few years ago I had to settle the anaesthesiologist and hospital fees separately to the dentist's fee so you may not be able to rely on those services for the whole amount.

    In terms of keeping the costs down - I'd be getting them all removed at the same time so there was no risk of having to go back, and if you're feeling bold maybe look into having it done overseas?

  • +5

    DENTAL PLAN

  • +1

    Can you get one or two done now and go on a waiting list for the others? E.g. if you get one from the top and one from the bottom removed that will leave room for the other teeth to expand in the space.

    Also - for anyone reading this thread who doesn't have private health insurance, you should really be putting away money monthly (same amount as if you had health insurance) so you've got some savings for when things like this come up…

    • i will book into the dentist next week to see if this is a viable option, good advice on the monthly savings, will start doing that as well.

  • The most OB thing to do is what I did - put up with the pain. Eventually it subsided. That was years ago. YMMV obviously.

    • Yeah I had wisdom tooth pain too, ummed and ahed for ages about getting them removed, but it eventually stopped. I was kind of "lucky" though, and had two teeth from the top removed when I was about 15 for braces, so the top ones have more space, and I have a metal bar on the bottom on the inside that stops my teeth from expanding/contracting, so both sides are safe-ish from damage by wisdom teeth. And they are growing right-side up (though only partially out of the gum), not like poor OP (sideways) :-(.

      • +1

        Isn't it funny how these teeth grow around the same age for most people. Do we even know why they grow? Is it a corruption in the human system? Seems like a weird anomaly to me.

        • +2

          I always thought it was an insurance policy for if we lost some teeth in teenagerhood/late childhood.

          • +1

            @Quantumcat: Evolution. But because dentists keep removing them, those that would have died from the pain continue to live and have children…

  • +2

    Have you tried for a second opinion on requiring general?
    My bottom teeth were impacted but since it wasn't close to the nerve line, dentist was able to "break" it into piece sand remove them. All up mine cost about $1200 (about 300 per tooth).
    If you're near the SE suburbs - try seeing Dr Lee @ Narre Warren Dental, had mine done there and can't recommend him enough

  • +2

    What is this 'waiting list' people are referring to? Just like a public hospital elective surgery waiting list? How do you get on it?

    The reason I ask is that about 10-15 years ago I went to the dentist with what I believed was wisdom tooth pain/infection. Dentist has one look in my mouth and says "yep, wisdom teeth, call one of these people, that will be $240 thanks."

    I haven't been back to a dentist since. Have occasionally had issues with infection/pain from the wisdom teeth, but haven't done anything about it other than taking antibiotics.

    • That's a good question and one i'd love answered. even when i asked my dentist last time she said "You'll have to get it done at the hospital".. pretty unclear though on how to actually do that. report to emergency or what? surely they have better things to do at emergency department?

      • I expect your dentist can organise it.

        Also, someone above said to do nothing, just take antibiotics occasionally and deal with the pain and infection. Just keep in mind you may want a better looking mouth than some of these people. Some people have pretty low standards.

  • +1

    Wasn’t there someone just the other day on here looking for work as a dentist? Maybe he could do a cashie in his garage for you.

  • +2

    Daughter had four wisdom teeth removed recently. Hospital excess was fully covered as she is under 25. Got around $100 per tooth from our extras cover, so look carefully into what you will get back if you opt for extras cover for a year.

  • +1

    Can you put up with it for 12 months?

    The claim exclusion period on most health insurance for "major dental" is 12 months. If you can find cheap cover which includes dental, then you could sign up, wait the required period, then get teeth out & claim on health insurance.

    https://www.privatehealth.gov.au/healthinsurance/howitworks/…

    • Good thinking but 12 months of health insurance which includes major dental would cost circa $2000 anyway, and i'm almost certain they would find some way to invalidate or exclude it since it's an "existing condition"
      Or otherwise charge a large gap fee and say it's due to yearly maximums or what not. I don't think there is any way anyone can win with health insurance. That's why they make such ridiculous profits.

    • Wisdom teeth exo is under general dental afaik. 2 month waiting period on average. Sometimes that is waived as well. And no, I can guarantee it will not be a "pre-existing condition". Those do not exist under dental plans

  • I've read about early release of super but that doesn't sound like something the ato would realistically

    You can apply on compassionate grounds if you can get two doctors (one specialist) to certify that you require the treatment to alleviate acute or chronic pain.

  • +1

    Not sure if they will remove it for you but maybe get an opinion from Royal Dental Hospital in the city?

    https://www.dhsv.org.au/dental-health/teeth-tips-and-facts/w…

  • +1

    I recently had 2 of mine out with a maxillofacial surgeon, upfront was around $1200 for his part (and I get some back from insurance after) and around another 800 (also get some back from insurance) for general from memory, so all up $2000 roughly if without insurance. But my surgeon did say if I really wanted to, it can be done with local anesthetic even though it won't be very pleasant. By not going with general it may save you some money.

    Having said that did you get a quote from a dentist to see if he can do it for you, assuming the surgeon's cost for 2 of my tooth is around $1200 (bear in mind that from what the surgeon said, mine was quite a difficult to do since it's almost touching the nerve plus the root of my tooth also hooks around the nerve) if the dentist can do maybe it would be a bit cheaper maybe?! but that would depends on the difficulty of extracting the tooth in your particular case, if it's also difficult he might also refer you to someone else.

  • -2

    I had an implant done by this Guy-All he does is implants and removal of wisdom teeth. My experience was great and price was great. Worth checking hin=m out! He just does Melbourne and Sydney!
    https://www.drpaulopinho.com.au/pricing/

  • +2

    Join the army reserve and get it fixed for free.

  • +1

    It is up to you but I had minor issues (soreness now and then) and after seriously contemplating removing all four (as suggested by the dentist, as money wasn't an issue then) I did ABSOLUTELY nothing and, guess what, eventually teeth (all four) settle, accommodated and stop being a problem.

    So, as I said is up to you. But my experience was to leave them alone and 30(!) years later all is good and forgotten.

    Your move, of course.

  • +1

    When I was at university and living cheap I found out that some of the universities with dental schools have clinics attached where the treatment is cheap so that the students can gain experience.
    All services are supervised and a qualified dentist would be present to ensure the treatment was administered properly.

    I went to the clinic attached to UWA in Perth and didn't get anything major done (that I can remember) but didn't have any issues with what was done, and remember it was at least half the price of a regular dentist.

    https://www.uwa.edu.au/facilities/ohcwa

    Otherwise I would call around and get prices at different dentists, look at Afterpay or lookout for an insurance special where they wave the waiting periods for treatment - they are rare but do come up every now and then.

    Final alternative would be a cheap flight to Thailand.. dental treatment is at least 50% less and when you are talking a couple thousand dollars that covers the flights & accommodation.

  • Do you have an OPG you can post?

  • +1

    If u want to do it in australia, unfortunately you have to get x-rays.. Go to a few dentists or oral surgeons, get the different quotes, choose one and just suck it up.
    You mention that u are in a bit of a pain so u might not have many choices.

    Personally, i would recommend u to go to a SE asia country (excl singapore) and do it there. With off peak ticket prices, you should end up paying less. It is true that it might be hit and miss.. But u get that with doctors here too. In australia, you are slightly more protected with good medical practice and consumer law.

    My mom is a dentist in indonesia and having practiced for almost 40 yrs, she always tells me that every case is different.. There are teeth that takes ages to do, there are some that takes a few seconds.
    It took her abt 30 mins (each side) to extract my lower wisdom tooth, while the top ones took 1 minute each. That's mainly because the lower ones were on a horizontal position.
    However, she has seen horror stories from patients coming to her when other dentists were unable to extract their teeth (dentistry requires skill, practice and experience).

    Unfortunately, if u want to do it in an ozbargain way, australia isnt the place to do it.

  • +1

    What's your worst case scenario now, compared to if you did have a time machine which sent you back 500 years in the past ?
    And did you have fun with all the, non-health insurance money you spent ?

    • Yes, yes i did :)

  • I had my wisdom teeth out in 2013 under local anaesthetic and no private health insurance. 2 top and 1 impacted bottom. Cost me $250 each for top and $450 for the bottom, so $950. I got the dentist to price-match another dentist so ended up at $925 outright.

    Got them done at Acland Street Dental in St Kilda, VIC.

  • +1

    I sympathize with you. I have never had wisdom teeth issues but I have long suffered from gastric reflux so my teeth are eroded by stomach acid making them sensitive and cavity prone. I hate our fake-socialized medicine with all of it's gap payments to see GPs and specialists, co-payments for medicines, lots of recently released pharmaceuticals not being subsidized (eg suvorexant, agomelatine), no subsidies for dental care or physiotherapy, and so on. In Brisbane there is an 18 month wait to get an appointment to see a government employed dentist. They used to give out vouchers for certain private dentists but don't seem to be doing it anymore.

    In the UK, Canada, and some European countires the government pays 100% of your medical costs (cosmetic surgery is the only thing not insured).

    • +2

      Medicare could be better, but if you had to rely on the NHS, I bet you'd think very differently. I've worked with lots of UK doctors that have come here and am yet to hear anyone say nice things about their system, especially compared to what we have here.

  • +1

    There is a trick that some of the more "creative" dentists will tell you about. You ring up or live chat with some of the top private health insurance companies, tell them you are interested in their top cover policy if they will skip the waiting period for major dental (will have no problem finding suitors) then after you get the surgery done you ring up and cancel your policy…. Not really ethical of course but it works.

  • +1

    Dont know if this would help. You can get a no interest loan for up to $1,500 if you earn under $45,000. It's available for medical procedures, which I hope would include major dental as you usually go to hospital and have wisdom teeth removed under general anaesthetic. Can pay loan back over 12-18 months - https://nils.com.au

  • +1

    get into a fight with someone strong, he will take out the teeth himself

  • +1

    Go to prison, you can then get free dental care while you are there. This seems fair, as hardworking people shouldn't have access to reasonably priced dental care, while people who have attacked society or the people in it, should.

  • +1

    Any thoughts about getting a second opinion? I recently got my wisdom teeth out under local anaesthetic in the chair with a dental surgeon. Was a little over $1k.

    The first dental clinic refused as they were impacted and would only give me a referral to have them done in hospital.

    6 months on and no issues.

  • +1

    I had this issue a couple of years ago. Cost me just under 3k for 3 teeth in general surgery. Bent over a paid it up front as I had no insurance and it was pretty much an emergency. Most cost effective way would be to get a loan on low interest. What's your income?

  • I’ve seen many dental practices offer payment plans through finance companies to help with repayments for certain procedures. Otherwise research private health insurance to find the cheapest plan that covers wisdom teeth removal and hospitalisation if you plan to go under to have them removed, then cancel insurance shortly after procedure but read the policy Ts&Cs

  • +1

    This would involve a flight to Sydney but they can review your xrays via email (https://wisdomteethsydney.com.au/cost-and-fees/) to see if you are eligible. Their services are apparently capped at $970 for all 4 wisdom teeth as that's all that they do.

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