arkie0 » user profile

+$10

Have you tried to reset the bios either by removing the cmos battery or by shorting the cmos pins? Other thing to try before buying stuff,…

Is it powering on, but black screen or does not power up at all?

My calcs, 800k house, we thought about renting it out, appraisal came back with $500 a week. I did 80% loan on the value of the house,…

I said **the exact same house**, in my case I used my own house as the example. You can look up your own house, get a rental evaluation,…

Yeah you're right it is, it might depend on the industry. I'm from an IT background and there's just way too many people, a lot of them…

Because living in a 3br house in say outer Melbourne, the rent is about 500 a week. Loan repayments on that exact same house is about 900 a…

I did a similar comparison, came down to globird vs ovo Do you have solar? globird has slightly better FIT - but still depends on your time…

Doesn't make a difference because if the pay back threshold is low, it will continue to index higher and higher til it gets to the point…

So then don't an accounting degree? No one is forcing you to do accounting. A degree is like an investment into yourself. You pay upfront…

I don't think there's a skills shortage, there's a shortage in businesses willing to pay for those skills, except for migrants who are…

You can get the 2 for 1 disappointment bundle on CM

I think that's more to do with China's comparative wage advantage than skills but definitely agree we should have invested more and earlier…

China probably not the best example as it has another set of problems. Since everyone is overqualified, youth unemployment is +25% over…

> You are somehow slapped with a 20% "fee" up front It was a change in 2006 to HECS-HELP, **some** courses have a 20% loan fee which is…

It already does, in HECS funding is divided into 3 bands. The department of education determines which courses go into which bands, higher…

> When I signed up for HECS there was no indexation and then the deal was unilaterally changed on me I also graduated in 2000 and this is…

Yeah the way I see it HECS-HELP = Individual gets the benefit of higher income, so the individual repays the "loan", it's not even an…

Brothers, vote for the Emporer

So here's my gripe, my parents immigrated here - so they and I have never known free university. I finished a double degree costing about…

Yes, I agree that would be a positive reform to emulate the Nordic countries on education. I went to a public school and support public…

> Why are you arguing about this stuff when you don’t understand what any of the basic terms, such as compounded, real, or nominal mean?…

You could also argue that it's like a new student buying a 100k course, then complaining then can't afford to repay it. When asked why they…

Once a year indexed on a single day is what I'd call linear. Say it was $45k, and you paid off the whole $45k in May right before the 1st…

> Maybe you should've spent time finishing high school Are you sure you don't own a Tesla?

Forgiveness is still lost income the government was expecting to get I feel like chatgpt didn't estimate correctly because it only counts…

100% of the population can have PhD's now too

Except when you make it free, Uni's increase their fees and you get more junk courses

> The only relevant difference is the protocol for calculating the rate. That's called compound interest, HECS-HELP loans grow linearly…

Please don't spread misinformation. The source is the AFP, the AFP who is left leaning but more center than DW. It's just republished in…