Eligibility criteria
- 18 years or older
- A permanent Australian resident
- Earn a minimum income of $25,000 per year or more
- Have an Australian mobile phone number
- Have your email address handy so you can receive electronic statements and other communications via email
- Have your existing flybuys membership number ready (if you have one)
- Have a good credit rating
Credit criteria, fees and charges, Terms and Conditions apply. New customers only. Offer is valid until 31 May 2018. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer for a period of 16 months. The 16 months promotional period commences when the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 19.99% p.a. Interest Free Days are not available while you have a balance transfer on your account and interest will apply from the purchase date.
0% Balance Transfers for 16 Months ($99 Annual Fee, $2000 Minimum Credit Limit) @ Coles Rewards Mastercard
![](https://files.ozbargain.com.au/u/30/72930-38.jpg?h=56b7a58f)
Last edited 18/04/2018 - 20:03
Related Stores
closed Comments
Doesn't look like there's any balance transfer fee, however it does have the annual fee on it that isn't waived at $99 a year.
I’m currently in USA atm, my Coles MasterCard has been blocked twice already due to buying food at Walt Disney world ! And only 1300 number to call from overseas to unblock it it
Can't unblock / Re enable online?
Called twice to unblock twice. Not a cheap phone call
Can't use VoIP like Skype or something?
i often call all my card issuer in advance and notify them i will travel overseas, never got block
Me too. Didn’t work with Coles MasterCard 😂
This Coles Master Card has become a real pita.
No annual fee waived, no points on australia post and bills use, confirmation sms text code to do anything online, blocked when overseas…
Better look for alternatives!
I can't see anything about any Balance Transfer fees… none?
That makes a big difference when others are charging 2-3% straight up.
Not a fan of the $2 monthly fee for paper statements and $10 late fee even if a day late, but then again with changes to credit reporting probably a good thing to be on time ALL THE TIME from now on.
I wasn't going to vote, but you know what…. here's a plus vote :).
For a straight up balance transfer, its not bad at all (and a lot better than most!).