Eligibility criteria
- 18 years or older
- A permanent Australian resident
- Earn a minimum income of $25,000 per year or more
- Have an Australian mobile phone number
- Have your email address handy so you can receive electronic statements and other communications via email
- Have your existing flybuys membership number ready (if you have one)
- Have a good credit rating
Credit criteria, fees and charges, Terms and Conditions apply. New customers only. Offer is valid until 31 May 2018. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer for a period of 16 months. The 16 months promotional period commences when the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 19.99% p.a. Interest Free Days are not available while you have a balance transfer on your account and interest will apply from the purchase date.
I can't see anything about any Balance Transfer fees… none?
That makes a big difference when others are charging 2-3% straight up.
Not a fan of the $2 monthly fee for paper statements and $10 late fee even if a day late, but then again with changes to credit reporting probably a good thing to be on time ALL THE TIME from now on.
I wasn't going to vote, but you know what…. here's a plus vote :).
For a straight up balance transfer, its not bad at all (and a lot better than most!).