We managed to save over $400 compared to our RACV renewal with this Coles insurance. Others have reported similar savings. This is before the 12c a litre fuel savings.
There is a simple page where you just have to enter the very basic details, and it gives you the rough quote straight away. Its not like others where they want to know your whole life story before landing you with a shocking quote. (the quote gets adjusted afterwards in real-time as you enter the more detailed stuff)
Same as the previous expired deal… http://www.ozbargain.com.au/node/29783
Though I can't find an expiry date on this one.
I got a great quote from these guys for our main car, and I already saved just over $10 on my first monthly fill!
So I'm signing up with our other car as well.
From the website…
Savings that last all year
With Coles Car Insurance you'll save on fuel all year long. Once a month for a year, we'll triple the value of your standard 4c Coles fuel discount.
It's an exclusive offer available only to Coles Insurance customers.
Save 12c per litre on fuel
Here's how it works:
When you purchase Coles Car Insurance, we'll send you 12 fuel discount vouchers
Once a month, when you fill your car up, use the voucher together with your standard 4c Coles fuel discount receipt
You'll then save 12c a litre on your fuel purchase
Limit one voucher per fuel purchase up to 150 litres per vehicle per customer. Cannot be used in isolation or with Fleetcard, Motorpass or Motorcharge purchases.
As an example:
Our car takes around 85l to fill. So the full saving per fill is…
$0.12*85= $10.20
if you subtract your normal coles saving of $0.04 you are left with…
$6.80 per fill. Times 12 months is…
$81.60. So thats the extra saving per year over and above what we would normally get.
So keep that in consideration when you get a quote.
Coles are over 30% cheaper than our previous RACV insurance, even before the fuel savings, so its a no brainer for me. And yes, they were also the cheapest I could find.
No idea what the claims process is like though, hopefully won't find out either!